Ramsey County, MN Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 27,047 mortgage applications in Ramsey County, MN totaling $6.0 billion, up 16% from 2018. The average application was for $222,000, and applicants reported an average income of $103,000. 57% of applications resulted in an originated loan and 11% were denied. The most active lender was US Bank, N.A., with 3,408 applications, followed by Wells Fargo Bank NA and Affinity Plus Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 27,047
Total Mortgage Loan Application Amount $6,007,305,000
Average Mortgage Loan Application Amount $222,000
Highest Mortgage Loan Application Amount $56,005,000
Average Applicant Income $103,000
Highest Applicant Income $8,290,000

Mortgage Company List for Lending in Ramsey County, MN for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3,408 $ 608,500,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 2,415 $ 477,785,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,176,291,000 1,335 $ 214,825,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 5,394,695,000 1,070 $ 270,320,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 716 $ 161,740,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,389,689,000 602 $ 85,950,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 592 $ 198,700,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,176,480,000 455 $ 112,415,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 451 $ 102,235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 440 $ 86,960,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,111,480,000 438 $ 50,280,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 415 $ 96,085,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 398 $ 119,290,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 379 $ 91,845,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 379 $ 86,585,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 328 $ 74,910,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 317 $ 67,445,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 296 $ 46,800,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 334,839,000 295 $ 51,115,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 290 $ 64,860,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,072,790,000 279 $ 38,815,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 259 $ 54,655,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 240 $ 57,770,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 236 $ 45,760,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 230 $ 45,200,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 215 $ 51,805,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 12,122,519,000 205 $ 64,305,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 203 $ 44,385,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 201 $ 46,435,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 198 $ 39,830,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 194 $ 47,250,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 187 $ 41,465,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 187 $ 45,155,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 183 $ 40,025,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 732,009,000 181 $ 25,645,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 179 $ 36,835,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 178 $ 44,170,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 176 $ 47,560,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 176 $ 35,490,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 174 $ 48,700,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,282,907,000 173 $ 17,215,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 153 $ 34,485,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 143 $ 32,735,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 548,804,000 141 $ 18,225,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,390,524,000 140 $ 27,180,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 134 $ 8,550,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 133 $ 28,525,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 129 $ 26,485,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 119 $ 29,925,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 119 $ 20,315,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 117 $ 30,145,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 112 $ 25,750,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 107 $ 22,475,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 104 $ 18,540,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ 1,127,209,000 103 $ 16,935,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 103 $ 36,975,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 100 $ 19,810,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 100 $ 4,700,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 99 $ 24,065,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 98 $ 20,480,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 90 $ 19,230,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 89 $ 21,585,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 88 $ 22,490,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 86 $ 21,600,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 84 $ 14,080,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 786,287,000 80 $ 12,420,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 80 $ 15,960,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 79 $ 17,975,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 1,970,086,000 79 $ 90,965,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 77 $ 18,645,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 76 $ 20,550,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 69 $ 9,875,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 68 $ 19,000,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 66 $ 15,860,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 65 $ 15,025,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 463,857,000 64 $ 8,180,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 64 $ 13,160,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 63 $ 14,425,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 54 $ 9,220,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 53 $ 7,165,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 50 $ 11,740,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 50 $ 11,910,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 50 $ 8,540,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,284,241,000 49 $ 10,855,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 48 $ 11,770,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 179,463,000 48 $ 7,600,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 47 $ 8,395,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 43 $ 8,445,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 41 $ 8,705,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 41 $ 7,285,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 39 $ 8,485,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 314,434,000 38 $ 7,540,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 38 $ 8,170,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 38 $ 7,590,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 38 $ 8,400,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 38 $ 10,340,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 37 $ 10,475,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 37 $ 7,205,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 36 $ 8,330,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 35 $ 4,925,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 34 $ 5,470,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ 114,150,000 34 $ 2,370,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 33 $ 11,145,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 33 $ 9,075,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 32 $ 9,060,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 32 $ 6,100,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,050,339,000 31 $ 1,625,000
Bankcherokee
607 SMITH AV S
SAINT PAUL, MN 55107
* $ 266,964,000 30 $ 11,470,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 30 $ 7,980,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 144,264,000 30 $ 3,600,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 29 $ 1,405,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 28 $ 2,830,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 28 $ 6,700,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 27 $ 5,305,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 26 $ 5,990,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,715,868,000 26 $ 8,600,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 26 $ 6,810,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 25 $ 4,995,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 25 $ 5,195,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 24 $ 5,370,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 24 $ 7,430,000
Premier Bank
2866 WHITE BEAR AVE
MAPLEWOOD, MN 55109
* $ 796,738,000 24 $ 4,640,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 23 $ 5,475,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 23 $ 4,905,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 23 $ 4,955,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 22 $ 5,140,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 21 $ 6,175,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ 368,097,000 20 $ 5,340,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 20 $ 4,230,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 209,945,000 19 $ 3,465,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 19 $ 925,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,679,144,000 18 $ 20,080,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 18 $ 8,880,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 18 $ 6,440,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 713,817,000 18 $ 2,000,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 593,865,000 17 $ 5,265,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,253,389,000 17 $ 2,395,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 17 $ 3,025,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 17 $ 8,275,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 17 $ 7,775,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 16 $ 3,350,000
Lakeview Bank
9725 163RD ST W
LAKEVILLE, MN 55044
* $ 91,079,000 16 $ 2,290,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 780,003,000 16 $ 24,870,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 16 $ 2,420,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 16 $ 4,250,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,706,892,000 16 $ 4,330,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 15 $ 2,625,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 635,000,000 15 $ 4,885,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 15 $ 1,265,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 15 $ 2,425,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 14 $ 2,860,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 598,700,000 14 $ 2,850,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 13 $ 1,115,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 13 $ 1,855,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 13 $ 1,445,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 13 $ 2,335,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 13 $ 3,025,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 871,942,000 13 $ 1,255,000
Platinum Bank
7667 10TH ST N
OAKDALE, MN 55128
* $ 254,539,000 13 $ 2,725,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 117,010,000 12 $ 1,050,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 12 $ 2,910,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 12 $ 3,480,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 12 $ 3,940,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 12 $ 2,010,000
North American Banking Company
2230 ALBERT STREET
ROSEVILLE, MN 55113
* $ 582,603,000 12 $ 2,150,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 407,529,000 12 $ 4,220,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 12 $ 2,280,000
Flagship Bank Minnesota
1415 WAYZATA BLVD E
WAYZATA, MN 55391
* $ 225,999,000 11 $ 3,925,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 234,857,000 11 $ 1,475,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 11 $ 2,205,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 11 $ 1,435,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 11 $ 3,295,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 308,104,000 11 $ 3,005,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 11 $ 3,665,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 389,173,000 11 $ 2,485,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 10 $ 1,710,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 10 $ 1,190,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 10 $ 2,440,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,112,342,000 10 $ 1,310,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 10 $ 2,540,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 10 $ 2,190,000
21st Century Bank
17 WASHINGTON AVENUE N
MINNEAPOLIS, MN 55401
* $ 488,971,000 10 $ 3,600,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 10 $ 2,330,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 556,823,000 10 $ 2,460,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 256,017,000 10 $ 2,020,000
Building Trades Federal Credit Union
12080 73RD AVE N
MAPLE GROVE, MN 55369
* $ 147,762,000 10 $ 590,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 10 $ 2,160,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 9 $ 1,355,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 9 $ 515,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,288,089,000 9 $ 3,835,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 9 $ 2,125,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 9 $ 1,725,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,599,291,000 9 $ 5,435,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 9 $ 2,195,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 9 $ 1,625,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 8 $ 2,070,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 8 $ 1,550,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 8 $ 1,840,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 434,815,000 8 $ 1,580,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 8 $ 2,010,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 8 $ 1,550,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 8 $ 1,340,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 8 $ 1,550,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 8 $ 2,240,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 711,235,000 8 $ 1,390,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 8 $ 2,750,000
First Resource Bank
7449 VILLAGE DRIVE
LINO LAKES, MN 55014
* $ 191,563,000 8 $ 4,140,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 8 $ 1,690,000
Gateway Bank
745 MARKET STREET
MENDOTA HEIGHTS, MN 55118
* $ 181,617,000 8 $ 3,110,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 16,110,188,000 7 $ 1,825,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 7 $ 1,395,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 7 $ 2,255,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 7 $ 2,965,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 203,815,000 7 $ 965,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 7 $ 695,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 2,142,520,000 7 $ 2,815,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,983,953,000 7 $ 1,985,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 7 $ 2,475,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 6 $ 1,370,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 373,698,000 6 $ 1,640,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 6 $ 1,160,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 6 $ 1,360,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 6 $ 940,000
Northeast Bank
77 BROADWAY ST NE
MINNEAPOLIS, MN 55413
* $ 472,915,000 6 $ 1,130,000
Prime Choice Funding Inc.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 6 $ 1,400,000
Citizens Bank Minnesota
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 417,415,000 6 $ 1,640,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 1,100,060,000 6 $ 760,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 6 $ 1,510,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 6 $ 2,410,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 6 $ 4,090,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 6 $ 1,340,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 6 $ 1,560,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 6 $ 1,090,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 6 $ 150,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 5 $ 1,505,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 5 $ 1,015,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 5 $ 505,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 975,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 5 $ 1,005,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 1,952,920,000 5 $ 3,735,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 985,000
Drake Bank
60 E. PLATO BLVD STE 100
ST PAUL, MN 55107
* $ 119,393,000 5 $ 705,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 5 $ 14,775,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ -1,000 5 $ 14,775,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 5 $ 1,185,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 5 $ 1,015,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 258,778,000 5 $ 295,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 5 $ 785,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 5 $ 1,395,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 5 $ 1,755,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 5 $ 1,105,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 5 $ 1,165,000
Riverland Bank
700 SEVILLE DRIVE
JORDAN, MN 55352
* $ 142,634,000 5 $ 1,565,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 210,352,000 5 $ 1,115,000
Highland Bank
5270 WEST 84TH STREET, SUITE 120
BLOOMINGTON, MN 55437
* $ 515,689,000 5 $ 1,175,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 5 $ 815,000
The First National Bank of Moose Lake
400 ELM AVENUE PO BOX 429
MOOSE LAKE, MN 55767
* $ 106,810,000 5 $ 935,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 5 $ 915,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 4 $ 950,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 4,971,905,000 4 $ 1,130,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 1,080,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 4 $ 920,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 374,039,000 4 $ 1,520,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 277,841,000 4 $ 970,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 4 $ 760,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 318,656,000 4 $ 940,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,231,157,000 4 $ 790,000
First State Bank of Sauk Centre
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ 111,154,000 4 $ 750,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 4 $ 710,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 955,732,000 4 $ 1,240,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 4 $ 1,030,000
Kensington Bank
11 CENTRAL AVE N
KENSINGTON, MN 56343
* $ 274,289,000 4 $ 1,040,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 4 $ 660,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 4 $ 800,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 4 $ 700,000
American Investors Bank and Mortgage
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 69,154,000 4 $ 140,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,870,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 3 $ 645,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ 211,084,000 3 $ 755,000
Anoka Hennepin Credit Union
11681 THEATRE DR N
MINNEAPOLIS, MN 55448
* $ 192,965,000 3 $ 85,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 491,884,000 3 $ 505,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,175,023,000 3 $ 685,000
Security State Bank of Marine
120 JUDD STREET
MARINE ON ST CROIX, MN 55047
* $ 143,319,000 3 $ 675,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 3 $ 755,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 675,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 725,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 445,000
Financial One Credit Union
11465 ROBINSON DRIVE NW
COON RAPIDS, MN 55433
* $ 132,922,000 3 $ 155,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 3 $ 815,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 3 $ 375,000
Boundary Waters Bank
11800 ABERDEEN ST NE #120
BLAINE, MN 55449
* $ 111,044,000 3 $ 945,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,060,792,000 3 $ 155,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ -1,000 3 $ 90,665,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 3 $ 775,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 36,070,000 3 $ 715,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 276,484,000 3 $ 255,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 3 $ 415,000
Minnesota Bank & Trust
7701 FRANCE AVE S SUITE 110
EDINA, MN 55435
* $ 666,564,000 3 $ 365,000
New Market Bank
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ 112,702,000 3 $ 845,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 252,307,000 3 $ 625,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 3 $ 295,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 297,303,000 3 $ 715,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 795,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 466,891,000 3 $ 465,000
Mass. Institute of Tech. Federal Credit Union
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 564,203,000 3 $ 705,000
Pine River State Bank
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 115,625,000 3 $ 625,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 880,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 156,505,000 2 $ 90,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 927,044,000 2 $ 380,000
Iowa State Bank
1101 MAIN STREET
HULL, IA 51239
* $ 619,537,000 2 $ 240,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 2 $ 520,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 560,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 2 $ 520,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 510,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ -1,000 2 $ 440,000
Amres Corporation
1 NESHAMINY INTERPLEX, SUITE 310
TREVOSE, PA 19053
* $ -1,000 2 $ 630,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 2 $ 780,000
Star Choice Credit Union
10750 FRANCE AVE S
BLOOMINGTON, MN 55431
* $ 57,222,000 2 $ 100,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 320,000
Premier Bank Rochester
421 1ST AVE SW
ROCHESTER, MN 55902
* $ 209,810,000 2 $ 120,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 2 $ 520,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ 112,986,000 2 $ 1,140,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 2 $ 490,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 2 $ 370,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 2 $ 380,000
Village Bank
3350 BRIDGE STREET NW
ST FRANCIS, MN 55070
* $ 295,803,000 2 $ 880,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 611,215,000 2 $ 580,000
American Bank of the North
117 CENTRAL AVENUE
NASHWAUK, MN 55769
* $ 540,407,000 2 $ 920,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 340,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 960,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 880,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 2 $ 510,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 2 $ 23,660,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ -1,000 2 $ 160,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 350,000
Sentry Bank
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ 227,825,000 2 $ 310,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 650,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 230,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 2 $ 65,810,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,671,036,000 2 $ 530,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,385,817,000 2 $ 470,000
Community Development Bank, FSB
516 MAIN ST
OGEMA, MN 56569
* $ 169,521,000 2 $ 200,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 360,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 2 $ 320,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 2 $ 470,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 291,797,000 2 $ 340,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 2 $ 310,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 85,222,000 2 $ 670,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 2 $ 470,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 825,691,000 2 $ 420,000
South Metro Federal Credit Uni
2573 CREDIT UNION DRIVE
PRIOR LAKE, MN 55372
* $ 116,099,000 2 $ 340,000
Citizens Independent Bank
5000 W 36TH ST
ST LOUIS PARK, MN 55416
* $ 274,316,000 2 $ 420,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 472,539,000 2 $ 13,200,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 2 $ 250,000
Redfin Mortgage, LLC
2611 INTERNET BLVD #201
FRISCO, TX 75034
* $ -1,000 2 $ 470,000
First Farmers & Merchants Bank
123 SOUTH FOURTH STREET
CANNON FALLS, MN 55009
* $ 323,576,000 2 $ 190,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 2 $ 550,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 55,000
T & C Real Estate Services LLC
615 S BROADWAY
MINOT, ND 58701
* $ -1,000 1 $ 185,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 215,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,686,628,000 1 $ 295,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,874,272,000 1 $ 145,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ 304,701,000 1 $ 105,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 28,875,870,000 1 $ 675,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 1 $ 125,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 1 $ 15,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 205,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,987,488,000 1 $ 165,000
First Western Federal Savings Bank
P.O. BOX 1435
RAPID CITY, SD 57701
* $ 57,499,000 1 $ 305,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ -1,000 1 $ 285,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 302,011,000 1 $ 335,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 817,533,000 1 $ 105,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 315,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 265,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 375,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 10,628,826,000 1 $ 1,005,000
Nationwide Life Insurance Company
1 W NATIONWIDE BLVD
COLUMBUS, OH 43215
* $ -1,000 1 $ 7,205,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 90,988,326,000 1 $ 745,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 169,812,442,000 1 $ 1,545,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 195,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ 558,394,000 1 $ 275,000
Readycap Commercial LLC

BERKELEYN++HEIGHTS, NJ 07922
* $ -1,000 1 $ 2,055,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ 240,439,000 1 $ 65,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 171,370,000 1 $ 215,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 20,305,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 13,089,983,000 1 $ 105,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 172,075,000 1 $ 95,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,688,525,000 1 $ 945,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 1 $ 455,000
The Bank of Elk River
630 MAIN STREET
ELK RIVER, MN 55330
* $ 425,006,000 1 $ 175,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 1 $ 375,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 628,258,000 1 $ 175,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 611,574,000 1 $ 415,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 195,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 829,051,000 1 $ 255,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 145,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 1 $ 705,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 2,378,780,000 1 $ 105,000
Waterstone Bank SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ 1,911,865,000 1 $ 375,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 28,958,011,000 1 $ 495,000
Jll Real Estate Capital, LLC
2177 YOUNGMAN AVE W SUITE 300
ST. PAUL, MN 55116
* $ -1,000 1 $ 7,965,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 177,219,000 1 $ 105,000
Northwoods Credit Union
1702 AVE B
CLOQUET, MN 55720
* $ 112,838,000 1 $ 45,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 10,105,549,000 1 $ 135,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 42,181,682,000 1 $ 605,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,107,438,000 1 $ 115,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 290,404,000 1 $ 225,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 1 $ 275,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 145,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 3,095,694,000 1 $ 205,000
Kensington Bank
11 NORTH CENTRAL AVE
KENSINGTON, MN 56343
* $ 282,377,000 1 $ 105,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 205,000
Chicago Patrolmen's Federal Credit Union
1407 W. WASHINGTON BLVD.
CHICAGO, IL 60607
* $ 386,866,000 1 $ 175,000
Foresight Bank
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 245,797,000 1 $ 175,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 282,714,000 1 $ 235,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 5,756,303,000 1 $ 265,000
Border Bank
133 MAIN STREET N
GREENBUSH, MN 56726
* $ 593,663,000 1 $ 485,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 268,350,000 1 $ 275,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 155,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 315,000
Smw Financial Credit Union
700 APOLLO DRIVE
LINO LAKES, MN 55014
* $ 80,671,000 1 $ 55,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,985,431,000 1 $ 195,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 1 $ 155,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 205,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 265,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 280,047,000 1 $ 235,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Progrowth Bank
703 3RD STREET, PO BOX 77
NICOLLET, MN 56074
* $ 142,406,000 1 $ 55,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 385,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 1 $ 255,000
Actors Federal Credit Union
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 217,864,000 1 $ 55,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,192,590,000 1 $ 165,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 1 $ 305,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,412,460,000 1 $ 315,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 95,320,000 1 $ 1,045,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 75,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 790,105,000 1 $ 145,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,357,316,000 1 $ 75,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 1 $ 315,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 145,000
Center National Bank
301 N. RAMSEY AVE.
LITCHFIELD, MN 55355
* $ 197,133,000 1 $ 195,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 1 $ 15,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 365,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ 180,416,000 1 $ 155,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 439,329,000 1 $ 225,000
Principal Financial Group, Inc.
711 HIGH ST
DES MOINES, IA 50392
* $ -1,000 1 $ 8,505,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ 167,891,000 1 $ 195,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,074,501,000 1 $ 315,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 175,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 932,853,000 1 $ 175,000
The Farmers Bank
9 E CLINTON ST
FRANKFORT, IN 46041
* $ 562,795,000 1 $ 75,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 5,665,667,000 1 $ 135,000
First National Bank of Middle Tennessee
200 E MAIN ST
MCMINNVILLE, TN 37110
* $ 506,792,000 1 $ 295,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ 345,972,000 1 $ 275,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 163,045,000 1 $ 255,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 870,984,000 1 $ 305,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 175,000
Merchants Capital Corp.
11555 NORTH MERIDIAN STREET, SUITE 400
CARMEL, IN 46032
* $ -1,000 1 $ 3,145,000
American Finance House Lariba
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 205,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 465,000
Minnstar Bank National Association
P.O. BOX 270
LAKE CRYSTAL, MN 56055
* $ 143,065,000 1 $ 155,000
Premier Valley Bank
255 E RIVER PARK CIRCLE STE 180
FRESNO, CA 93720
* $ 849,696,000 1 $ 155,000
Settlers Bank
4021 MERIDIAN DRIVE
WINDSOR, WI 53598
* $ 281,839,000 1 $ 115,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 125,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 3,224,170,000 1 $ 195,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 442,832,000 1 $ 145,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,729,390,000 1 $ 345,000

The tables below break down 2019 mortgage applications in Ramsey County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ramsey County, MN in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,887 $3,227,125,000 $250,000 $56,005,000 $96,000 $8,290,000
Refinancing 6,004 $1,528,760,000 $254,000 $42,015,000 $114,000 $6,838,000
Cash-out Refinancing 4,375 $915,415,000 $209,000 $4,305,000 $99,000 $1,896,000
Home Improvement 1,840 $140,980,000 $76,000 $7,965,000 $112,000 $852,000
Other Purpose 1,696 $160,120,000 $94,000 $7,205,000 $113,000 $2,918,000
Not Applicable 245 $34,905,000 $142,000 $695,000 $97,000 $487,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,303 $3,276,045,000 $200,000 $2,685,000 $109,000 $3,931,000
Not applicable 3,066 $1,259,000,000 $410,000 $56,005,000 $100,000 $607,000
Not Provided 2,883 $611,715,000 $212,000 $4,845,000 $118,000 $8,290,000
Asian 2,328 $433,590,000 $186,000 $2,325,000 $76,000 $960,000
Black or African American 1,211 $212,485,000 $175,000 $2,305,000 $71,000 $600,000
Hispanic 944 $161,010,000 $170,000 $725,000 $76,000 $632,000
American Indian or Alaskan Native 125 $19,475,000 $155,000 $445,000 $85,000 $450,000
Native Hawaiian or Other Pacific Islander 22 $4,020,000 $182,000 $475,000 $88,000 $262,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,371 $4,985,295,000 $222,000 $56,005,000 $108,000 $8,290,000
FHA-insured (Federal Housing Administration) 3,403 $698,705,000 $205,000 $685,000 $67,000 $2,334,000
VA-guaranteed (Veterans Administration) 1,272 $323,110,000 $254,000 $4,845,000 $74,000 $750,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $195,000 $195,000 $195,000 $56,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,411 $3,626,735,000 $235,000 $56,005,000 $108,000 $8,290,000
Loan Purchased By The Institution 4,135 $932,025,000 $225,000 $1,365,000 $95,000 $772,000
Application Withdrawn By Applicant 3,162 $724,790,000 $229,000 $36,855,000 $103,000 $1,387,000
Application Denied By Financial Institution 2,879 $427,235,000 $148,000 $2,325,000 $86,000 $3,931,000
File Closed For Incompleteness 1,005 $195,775,000 $194,000 $1,505,000 $97,000 $1,000,000
Application Approved But Not Accepted 434 $95,790,000 $220,000 $11,605,000 $104,000 $855,000
Preapproval Approved but not Accepted 20 $4,860,000 $243,000 $615,000 $103,000 $219,000
Preapproval Denied by Financial Institution 1 $95,000 $95,000 $95,000 $38,000 $38,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,276 $5,292,200,000 $227,000 $56,005,000 $105,000 $8,290,000
Debt-To-Income Ratio 1,734 $406,580,000 $234,000 $14,495,000 $88,000 $3,931,000
Credit History 824 $89,770,000 $108,000 $1,245,000 $80,000 $852,000
Collateral 405 $66,055,000 $163,000 $2,175,000 $109,000 $603,000
Credit Application Incomplete 295 $59,165,000 $200,000 $965,000 $100,000 $600,000
Other 285 $48,485,000 $170,000 $2,325,000 $114,000 $1,896,000
Unverifiable Information 121 $19,585,000 $161,000 $1,605,000 $124,000 $1,670,000
Insufficient Cash (Downpayment, Closing Cost) 60 $17,800,000 $296,000 $2,175,000 $111,000 $613,000
Employment History 46 $7,480,000 $162,000 $385,000 $63,000 $141,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $47,000 $47,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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