Kern County, CA Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 31,463 mortgage applications in Kern County, CA totaling $8.4 billion, up 10% from 2024. The average application was for $266,000, and applicants reported an average income of $131,000. 47% of applications resulted in an originated loan and 15% were denied. The most active lender was United Wholesale Mortgage, with 2,398 applications, followed by Valley Strong Credit Union and PennyMac Loan Services LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,463
Total Mortgage Loan Application Amount $8,396,385,000
Average Mortgage Loan Application Amount $266,000
Highest Mortgage Loan Application Amount $22,085,000
Average Applicant Income $131,000
Highest Applicant Income $7,236,000

Mortgage Company List for Lending in Kern County, CA for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 2,398 $ 808,210,000
Valley Strong Credit Union
11500 BOLTHOUSE DRIVE
BAKERSFIELD, CA 93311
* $ n/a 1,549 $ 221,405,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 1,269 $ 408,215,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 964 $ 354,060,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 908 $ 188,860,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 862 $ 277,710,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 785 $ 63,585,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 759 $ 222,575,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 661 $ 204,155,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 634 $ 179,670,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 631 $ 170,795,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ n/a 600 $ 155,390,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 579 $ 72,335,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ n/a 572 $ 220,830,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 536 $ 160,570,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 473 $ 87,985,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 471 $ 165,315,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 466 $ 136,630,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 436 $ 37,260,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 429 $ 78,705,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 426 $ 100,910,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 417 $ 165,255,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 386 $ 28,870,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 336 $ 118,850,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 334 $ 112,410,000
Safe 1 Credit Union
1400 MILL ROCK WAY
BAKERSFIELD, CA 93311
* $ n/a 328 $ 34,270,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 321 $ 107,085,000
Flexpoint, Inc.
27433 TOURNEY ROAD, SUITE 150
COSTA MESA, CA 92626
* $ n/a 318 $ 87,810,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 288 $ 67,600,000
Strata Credit Union
1717 TRUXTUN AVE
BAKERSFIELD, CA 93301
* $ n/a 275 $ 35,545,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 264 $ 29,070,000
Dignified Home Loans LLC
1 BAXTER WAY, SUITE 120
WESTLAKE VILLAGE, CA 91362
* $ n/a 262 $ 90,400,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 234 $ 71,510,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 234 $ 34,390,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 201 $ 72,055,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 194 $ 42,520,000
K. Hovnanian American Mortgage
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ n/a 178 $ 78,600,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ n/a 160 $ 46,660,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 156 $ 55,060,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 155 $ 51,965,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 153 $ 35,575,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 151 $ 58,545,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 148 $ 16,400,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 148 $ 34,540,000
The Golden 1 Credit Union
8945 CAL CENTER DR
SACRAMENTO, CA 95826
* $ n/a 148 $ 21,170,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 146 $ 35,560,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 145 $ 12,485,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 141 $ 41,615,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ n/a 140 $ 38,660,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 132 $ 22,210,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 128 $ 37,920,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 127 $ 24,975,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 125 $ 37,705,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 123 $ 36,955,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 122 $ 30,980,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 115 $ 38,495,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 114 $ 17,660,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 106 $ 26,690,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ n/a 105 $ 27,335,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 103 $ 29,095,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ n/a 103 $ 35,265,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 100 $ 31,710,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 95 $ 30,945,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ n/a 94 $ 29,930,000
Schoolsfirst FCU
2115 NORTH BROADWAY
TUSTIN, CA 92780
* $ n/a 94 $ 16,620,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 92 $ 24,590,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 92 $ 30,050,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 89 $ 29,775,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 88 $ 24,860,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 83 $ 24,715,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 80 $ 21,970,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 79 $ 14,055,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 79 $ 14,675,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 79 $ 19,845,000
Ameritrust Mortgage Corporation

FLOWER MOUND, TX 75022
* $ n/a 78 $ 22,940,000
Peak Residential Lending Inc

GILBERT, AZ 85295
* $ n/a 72 $ 22,150,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 68 $ 22,200,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 68 $ 17,810,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 65 $ 21,415,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 64 $ 15,990,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ n/a 60 $ 7,790,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ n/a 58 $ 23,170,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 58 $ 18,530,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 58 $ 3,380,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ n/a 57 $ 19,415,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ n/a 57 $ 18,295,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 56 $ 13,820,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ n/a 56 $ 20,840,000
Advantagefirst Lending Inc
2 SOUTH POINTE DRIVE SUITES 200-235
LAKE FOREST, CA 92630
* $ n/a 55 $ 15,635,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ n/a 55 $ 6,105,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 54 $ 15,440,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ n/a 53 $ 15,195,000
Merchants Mortgage & Trust Corporation
7400 E CRESTLINE CIR #250
GREENWOOD VILLAGE, CO 80111
* $ n/a 53 $ 11,055,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 53 $ 8,775,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 52 $ 12,110,000
Genway Home Mortgage, Inc.
3211 INTERNET BOULEVARD, SUITE 300
FRISCO, TX 75034
* $ n/a 52 $ 12,980,000
New Wave Lending Group Inc
17700 CASTLETON ST. #268
CITY OF INDUSTRY, CA 91748
* $ n/a 51 $ 17,735,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 50 $ 16,950,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 50 $ 12,160,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 46 $ 6,810,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 44 $ 14,150,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ n/a 44 $ 19,800,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 43 $ 4,425,000
Home Mortgage Alliance Corp (Hmac)
4 HUTTON CENTER DR. SUITE 500
SANTA ANA, CA 92707
* $ n/a 42 $ 13,150,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 40 $ 10,310,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 40 $ 13,590,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ n/a 40 $ 15,110,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 39 $ 7,865,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ n/a 39 $ 11,685,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 38 $ 12,620,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 37 $ 7,215,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ n/a 36 $ 4,310,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ n/a 36 $ 8,250,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 35 $ 8,295,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ n/a 34 $ 8,530,000
Ml Mortgage Corp.
8270 ASPEN AVE
RANCHO CUCAMONGA, CA 91730
* $ n/a 34 $ 8,260,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 34 $ 9,920,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 34 $ 9,730,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 33 $ 6,675,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ n/a 33 $ 7,645,000
Ahl Funding
4 PARK PLAZA SUITE 730
IRVINE, CA 92614
* $ n/a 32 $ 10,930,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 32 $ 10,250,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ n/a 31 $ 13,655,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 31 $ 13,135,000
Geo-Corp, Inc.
901 CORPORATE CENTER DRIVE, STE 401
MONTEREY PARK, CA 91754
* $ n/a 31 $ 10,945,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 30 $ 10,690,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 30 $ 9,590,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 30 $ 5,620,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ n/a 29 $ 10,885,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 29 $ 10,715,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 28 $ 4,580,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 27 $ 8,235,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ n/a 26 $ 12,160,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ n/a 26 $ 6,610,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 25 $ 8,115,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 24 $ 7,870,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ n/a 24 $ 7,070,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ n/a 24 $ 8,270,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ n/a 23 $ 2,705,000
Campos Financial Corp
15650 DEVONSHIRE ST SUITE 202
GRANADA HILLS, CA 91344
* $ n/a 23 $ 7,935,000
Valon Mortgage
14647 S 50TH ST, STE A150
PHOENIX, AZ 85044
* $ n/a 22 $ 2,330,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 22 $ 7,900,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ n/a 21 $ 3,485,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ n/a 20 $ 2,790,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 19 $ 4,745,000
Vista Point Mortgage, LLC
1920 MAIN ST SUITE 200
IRVINE, CA 92614
* $ n/a 19 $ 4,255,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 19 $ 5,295,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ n/a 19 $ 4,145,000
Stg Mortgage Inc
18401 VON KARMAN AVENUE SUITE 440
IRVINE, CA 92612
* $ n/a 19 $ 6,905,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 19 $ 5,395,000
Emporium Tpo LLC

FRISCO, TX 75034
* $ n/a 18 $ 4,860,000
South River Mortgage, LLC
1750 FOREST DR SUITE 195
ANNAPOLIS, MD 21401
* $ n/a 18 $ 2,530,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 18 $ 6,350,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 17 $ 5,135,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 17 $ 3,975,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 17 $ 4,555,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 16 $ 3,710,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 16 $ 4,430,000
Arcstone Financial Inc
1917 HILLHURST AVENUE SUITE 205
LOS ANGELES, CA 90027
* $ n/a 16 $ 5,520,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 16 $ 3,240,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ n/a 16 $ 3,130,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 16 $ 4,470,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ n/a 15 $ 4,565,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 15 $ 4,215,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 15 $ 5,225,000
Mortgage Management Consultants, Inc.
1008 W. AVENUE M-4, STE. H
PALMDALE, CA 93551
* $ n/a 15 $ 5,755,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ n/a 14 $ 5,340,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ n/a 14 $ 4,750,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ n/a 14 $ 3,830,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 14 $ 5,070,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 14 $ 1,860,000
Saxton Mortgage, LLC
9191 TOWNE CENTRE DRIVE SUITE 400
SAN DIEGO, CA 92122
* $ n/a 14 $ 4,920,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 14 $ 3,200,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ n/a 14 $ 4,310,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ n/a 13 $ 4,395,000
Ez Fundings Inc
8577 HAVEN AVE SUITE 201
RANCHO CUCAMONGA, CA 91730
* $ n/a 13 $ 4,525,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 13 $ 3,355,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ n/a 12 $ 3,750,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 12 $ 3,560,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ n/a 12 $ 3,700,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ n/a 12 $ 3,990,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 12 $ 3,890,000
Lantzman Management Inc
11696 SORRENTO VALLEY RD SUITE 201
SAN DIEGO, CA 92121
* $ n/a 12 $ 2,330,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 12 $ 3,480,000
Aaa Capital Investment, Inc
41 E LIVE OAK AVE
ARCADIA, CA 91006
* $ n/a 12 $ 2,890,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ n/a 11 $ 1,015,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ n/a 11 $ 3,355,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 11 $ 4,465,000
Clearedge Lending LLC
20 ENTERPRISE SUITE 350
ALISO VIEJO, CA 92656
* $ n/a 11 $ 3,025,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ n/a 11 $ 3,815,000
Pacific Lending LLC
4141 INLAND EMPIRE BLVD STE 160
ONTARIO, CA 91764
* $ n/a 10 $ 3,420,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 10 $ 2,580,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 10 $ 3,870,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ n/a 10 $ 3,270,000
Bridgeway Lending Partners, LLC
10550 CAMDEN DRIVE, SUITE B
CYPRESS, CA 90630
* $ n/a 9 $ 2,655,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ n/a 9 $ 2,235,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 9 $ 4,905,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ n/a 9 $ 2,425,000
Foundation Mortgage Corporation
1680 MICHIGAN AVE SUITE 700
MIAMI BEACH, FL 33139
* $ n/a 9 $ 2,835,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 9 $ 3,585,000
Val-Chris Investments Inc.
2601 MAIN ST #400
IRVINE, CA 92620
* $ n/a 9 $ 2,095,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ n/a 9 $ 4,165,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 9 $ 3,025,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ n/a 9 $ 3,355,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ n/a 9 $ 825,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 8 $ 4,190,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ n/a 8 $ 2,530,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 8 $ 700,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ n/a 8 $ 1,100,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 8 $ 3,010,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ n/a 8 $ 3,330,000
Coast 2 Coast Funding Group, Inc
1 ORCHARD ROAD, SUITE 235
LAKER FOREST, CA 92630
* $ n/a 8 $ 1,550,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 8 $ 2,720,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ n/a 8 $ 1,310,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ n/a 7 $ 545,000
First Entertainment CU
6735 FOREST LAWN DR
HOLLYWOOD, CA 90068
* $ n/a 7 $ 975,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ n/a 7 $ 1,625,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ n/a 7 $ 1,415,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 7 $ 2,235,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ n/a 7 $ 1,645,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ n/a 7 $ 5,875,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ n/a 7 $ 1,775,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 7 $ 2,565,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ n/a 7 $ 1,755,000
Gte Federal Credit Union
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ n/a 7 $ 705,000
Emet Lending Group, Inc.
2601 SATURN ST SUITE 200
BREA, CA 92821
* $ n/a 7 $ 2,145,000
Mortgage Capital Partners, Inc
12400 WILSHIRE BLVD, SUITE 900
LOS ANGELES, CA 90025
* $ n/a 7 $ 2,175,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ n/a 6 $ 1,850,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ n/a 6 $ 1,980,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 6 $ 3,170,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 6 $ 1,490,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ n/a 6 $ 1,000,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 6 $ 3,550,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ n/a 6 $ 1,770,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ n/a 6 $ 820,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ n/a 6 $ 1,510,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ n/a 6 $ 720,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ n/a 6 $ 1,680,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 6 $ 790,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 6 $ 1,100,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ n/a 6 $ 2,080,000
Princeton Mortgage Corporation
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08628
* $ n/a 6 $ 800,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ n/a 6 $ 1,250,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ n/a 6 $ 2,310,000
First Stardand Financial dba Nexcap Home Loans
3435 WILSHIRE BOULEVARD, #470
LOS ANGELES, CA 90010
* $ n/a 6 $ 1,450,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ n/a 6 $ 4,060,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ n/a 5 $ 645,000
Fidelity Lending Solutions Inc
2650 E. IMPERIAL HWY. SUITE 110
BREA, CA 92821
* $ n/a 5 $ 1,265,000
Citizens Business Bank, NA
701 N HAVEN AVE
ONTARIO, CA 91764
* $ n/a 5 $ 47,995,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ n/a 5 $ 505,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 5 $ 1,435,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ n/a 5 $ 3,065,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 5 $ 1,495,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 5 $ 1,415,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ n/a 5 $ 305,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 5 $ 1,595,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 5 $ 1,385,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ n/a 5 $ 835,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ n/a 5 $ 465,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 5 $ 1,245,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 5 $ 975,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ n/a 5 $ 655,000
Saygo Home Loans, LLC
8155 E INDIAN BEND RD, STE 107
SCOTTSDALE, AZ 85250
* $ n/a 5 $ 1,855,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 4 $ 1,370,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ n/a 4 $ 1,410,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 4 $ 1,190,000
First City Credit Union
1 W CALIFORNIA BLVD #512
ALTADENA, CA 91109
* $ n/a 4 $ 260,000
Eagle Community Credit Union
27042 TOWNE CENTRE DR STE 100
FOOTHILL RANCH, CA 92610
* $ n/a 4 $ 300,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 4 $ 1,120,000
Jsb Mortgage Corporation
1000 CORPORATE CENTER DR 555
MONTEREY PARK, CA 91754
* $ n/a 4 $ 1,240,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ n/a 4 $ 380,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ n/a 4 $ 300,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ n/a 4 $ 1,060,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ n/a 4 $ 2,390,000
Sesloc Credit Union
3855 BROAD STREET
SAN LUIS OBISPO, CA 93401
* $ n/a 4 $ 270,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ n/a 4 $ 510,000
Partners Federal Credit Union
13705 INTERNATIONAL DRIVE SOUTH
ORLANDO, FL 32821
* $ n/a 4 $ 330,000
Rize Federal Credit Union
12701 SCHABARUM AVE
IRWINDALE, CA 91706
* $ n/a 4 $ 480,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ n/a 4 $ 1,250,000
Gain Federal Credit Union
1800 W. MAGNOLIA BLVD
BURBANK, CA 91506
* $ n/a 4 $ 460,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ n/a 4 $ 450,000
Ffb Bank
7690 N PALM AVE # 101
FRESNO, CA 93711
* $ n/a 3 $ 2,335,000
Ventura County Credit Union
2575 VISTA DEL MAR SUITE 100
VENTURA, CA 93001
* $ n/a 3 $ 455,000
Central Coast Lending, Inc.
601 MORRO BAY BLVD
MORRO BAY, CA 93442
* $ n/a 3 $ 1,175,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 3 $ 1,435,000
General Mortgage Capital Corporation
1350 OLD BAYSHORE HWY
BURLINGAME, CA 94010
* $ n/a 3 $ 1,165,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ n/a 3 $ 265,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ n/a 3 $ 555,000
Sammamish Mortgage Company
3015 112TH AVE NE STE 214
BELLEVUE, WA 98004
* $ n/a 3 $ 1,195,000
Genesis Capital, LLC
15303 VENTURA BLVD, STE. 700
SHERMAN OAKS, CA 91403
* $ n/a 3 $ 585,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 3 $ 615,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ n/a 3 $ 535,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ n/a 3 $ 815,000
Cornerstone First Mortgage, LLC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ n/a 3 $ 645,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ n/a 3 $ 1,125,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ n/a 3 $ 1,585,000
Equity Wave Lending, Inc.
2355 MAIN ST #230
IRVINE, CA 92614
* $ n/a 3 $ 795,000
Usc Credit Union
3720 SOUTH FLOWER STREET
LOS ANGELES, CA 90007
* $ n/a 3 $ 485,000
Certified Federal Credit Union
4455 ARDEN DRIVE
EL MONTE, CA 91731
* $ n/a 3 $ 275,000
Tulare County Federal Credit Union
300 NORTH K ST
TULARE, CA 93274
* $ n/a 3 $ 345,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 3 $ 915,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ n/a 3 $ 325,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 3 $ 1,035,000
Water and Power Community Credit Union
1053 W. SUNSET BLVD.
LOS ANGELES, CA 90012
* $ n/a 3 $ 425,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ n/a 3 $ 1,085,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ n/a 3 $ 715,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ n/a 3 $ 2,325,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 3 $ 865,000
Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416
COLD SPRING, MN 56320
* $ n/a 2 $ 690,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ n/a 2 $ 310,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ n/a 2 $ 460,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ n/a 2 $ 280,000
San Joaquin Power Employees Credit Union
1080 W SHAW AVENUE, SUITE 109
FRESNO, CA 93711
* $ n/a 2 $ 480,000
Heritage Community Credit Union
5329 SUNRISE BLVD
FAIR OAKS, CA 95628
* $ n/a 2 $ 170,000
1st United Credit Union
5901 GIIBRALTAR DRIVE NORTH
PLEASANTON, CA 94588
* $ n/a 2 $ 1,140,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 2 $ 640,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ n/a 2 $ 160,000
Credit Union of Southern California
8028 GREENLEAF AVE
ANAHEIM, CA 92808
* $ n/a 2 $ 350,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ n/a 2 $ 470,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ n/a 2 $ 390,000
Fay Servicing LLC

TAMPA, FL 33609
* $ n/a 2 $ 490,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ n/a 2 $ 100,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ n/a 2 $ 770,000
Reliable Holdings Manager dba Lendz Financial
19790 W DIXIE HWY SUITE 104
MIAMI, FL 33180
* $ n/a 2 $ 480,000
Caltech Employees Federal Credit Union
528 FOOTHILL BLVD
LA CANADA FLINTRIDGE, CA 91011
* $ n/a 2 $ 520,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ n/a 2 $ 510,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ n/a 2 $ 500,000
Archwest Funding

IRVINE, CA 92612
* $ n/a 2 $ 520,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ n/a 2 $ 520,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ n/a 2 $ 10,210,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ n/a 2 $ 520,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ n/a 2 $ 1,190,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ n/a 2 $ 560,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 2 $ 170,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ n/a 2 $ 650,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ n/a 2 $ 580,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ n/a 2 $ 290,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ n/a 2 $ 150,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ n/a 2 $ 880,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 740,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ n/a 2 $ 510,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 2 $ 410,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 200,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ n/a 2 $ 260,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ n/a 2 $ 540,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ n/a 2 $ 230,000
University Credit Union
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ n/a 2 $ 570,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ n/a 2 $ 560,000
Loanleaders of America, Inc
38 EXECUTIVE PARK, SUITE 260
IRVINE, CA 92614
* $ n/a 2 $ 420,000
City Lending Inc.
8150 LEESBURG PIKE SUITE 405
VIENNA, VA 22182
* $ n/a 2 $ 210,000
Arrowhead Central Credit Union
8686 HAVEN
RANCHO CUCAMONGA, CA 91730
* $ n/a 2 $ 450,000
Winprime Lending
320 ARDEN AVE
LOS ANGELES, CA 90005
* $ n/a 2 $ 600,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ n/a 2 $ 630,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ n/a 2 $ 410,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ n/a 2 $ 650,000
Mortgage Assurance Inc
333 NORTH POINT CENTER E SUITE 230
ALPHARETTA, GA 30022
* $ n/a 2 $ 790,000
Edwards Federal Credit Union
10 SOUTH MUROC DRIVE
EDWARDS AFB, CA 93524
* $ n/a 2 $ 110,000
Intercoastal Mortgage, LLC
11911 FREEDOM DRIVE SUITE 500
RESTON, VA 20190
* $ n/a 2 $ 530,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 2 $ 310,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ n/a 1 $ 55,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ n/a 1 $ 275,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ n/a 1 $ 355,000
Altura Credit Union
2847 CAMPUS PKWY
RIVERSIDE, CA 92507
* $ n/a 1 $ 705,000
American First Credit Union
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ n/a 1 $ 55,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ n/a 1 $ 185,000
Bnb Financial Inc
700 N BRAND BLVD SUITE 800
GLENDALE, CA 91203
* $ n/a 1 $ 195,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ n/a 1 $ 315,000
Insignia Capital Corp.
9665 WILSHIRE BLVD SUITE M50
BEVERLY HILLS, CA 90212
* $ n/a 1 $ 55,000
Open Bank
1000 WILSHIRE BLVD. SUITE 100
LOS ANGELES, CA 90017
* $ n/a 1 $ 505,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ n/a 1 $ 55,000
American Riviera Bank
1033 ANACAPA ST
SANTA BARBARA, CA 93101
* $ n/a 1 $ 1,085,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 1 $ 55,000
West Coast Mortgage Group & Realty Co
2716 BROADWAY
SACRAMENTO, CA 95818
* $ n/a 1 $ 245,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ n/a 1 $ 305,000
Mission Federal Credit Union
5785 OBERLIN DRIVE
SAN DIEGO, CA 92131
* $ n/a 1 $ 435,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ n/a 1 $ 435,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ n/a 1 $ 415,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ n/a 1 $ 145,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ n/a 1 $ 25,000
Priority One Credit Union
1631 HUNTINGTON DRIVE
SOUTH PASADENA, CA 91030
* $ n/a 1 $ 135,000
First Nations Home Finance Corporation
7330 ENGINEER ROAD, STE. #A
SAN DIEGO, CA 92111
* $ n/a 1 $ 255,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ n/a 1 $ 85,000
Pivot Financial Partners, Inc
5935 S ZANG ST., STE 220
LITTLETON, CO 80120
* $ n/a 1 $ 285,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ n/a 1 $ 5,000
Altitude Financial Corporation
4031 E SUNRISE DRIVE
TUCSON, AZ 85718
* $ n/a 1 $ 715,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ n/a 1 $ 55,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 1 $ 425,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ n/a 1 $ 265,000
Valley West Corporation
8010 W SAHARA AVE SUITE #140
LAS VEGAS, NV 89117
* $ n/a 1 $ 425,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ n/a 1 $ 45,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 205,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ n/a 1 $ 715,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ n/a 1 $ 335,000
Azuza LLC
2975 S RAINBOW BLVD. SUITE E6
LAS VEGAS, NV 89146
* $ n/a 1 $ 1,125,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ n/a 1 $ 345,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ n/a 1 $ 235,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ n/a 1 $ 35,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 285,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ n/a 1 $ 625,000
Re Investment Loans LLC

GREENWOOD VILLAGE, CO 80112
* $ n/a 1 $ 185,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 1 $ 755,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ n/a 1 $ 145,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 1 $ 415,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ n/a 1 $ 225,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ n/a 1 $ 2,245,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ n/a 1 $ 265,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 1 $ 195,000
Cliffco, Inc.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11553
* $ n/a 1 $ 405,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ n/a 1 $ 155,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ n/a 1 $ 45,000
Keypoint Credit Union
2805 BOWERS AVENUE
SANTA CLARA, CA 95051
* $ n/a 1 $ 35,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ n/a 1 $ 525,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ n/a 1 $ 455,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ n/a 1 $ 485,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ n/a 1 $ 665,000
Premierone Credit Union
6640 VIA DEL ORO
SAN JOSE, CA 95119
* $ n/a 1 $ 125,000
Wheelhouse Credit Union
320 B ST
SAN DIEGO, CA 92171
* $ n/a 1 $ 355,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ n/a 1 $ 505,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ n/a 1 $ 75,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ n/a 1 $ 465,000
Five Star Bank
2240 DOUGLAS BLVD
ROSEVILLE, CA 95661
* $ n/a 1 $ 1,115,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ n/a 1 $ 205,000
First Bridge Funding, Inc
5341 OLD REDWOOD HWY SUITE 200
PETALUMA, CA 94954
* $ n/a 1 $ 255,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ n/a 1 $ 85,000
Skyla Federal Credit Union
718 CENTRAL AVENUE
CHARLOTTE, NC 28209
* $ n/a 1 $ 255,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ n/a 1 $ 395,000
Verus
2001 M STREET SUITE 300
WASHINGTON, DC 20036
* $ n/a 1 $ 295,000
The First Financial Federal Credit Union
1600 W. CAMERON AVE
PASADENA, CA 91107
* $ n/a 1 $ 55,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ n/a 1 $ 245,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ n/a 1 $ 505,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ n/a 1 $ 85,000
Thrivent Bank
2855 EAST COTTONWOOD PARKWAY SUITE 100
SALT LAKE, UT 84121
* $ n/a 1 $ 45,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ n/a 1 $ 2,595,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 1 $ 425,000
Pgim Real Estate Agency Financing, LLC

DALLAS, TX 75201
* $ n/a 1 $ 3,515,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ n/a 1 $ 255,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ n/a 1 $ 345,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 365,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ n/a 1 $ 295,000
Popa FCU - Cerritos
13304 ALONDRA BLVD
CERRITOS, CA 90703
* $ n/a 1 $ 45,000
Pacific Premier

PORTLAND, OR 97205
* $ n/a 1 $ 9,205,000
Midflorida Credit Union
3004 S FLORIDA AVE
LAKELAND, FL 33801
* $ n/a 1 $ 15,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 1 $ 265,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ n/a 1 $ 515,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ n/a 1 $ 45,000
Starboard Financial Management, LLC
4145 E BASELINE RD
GILBERT, AZ 85234
* $ n/a 1 $ 245,000
Tri Pointe Connect, LLC

SCOTTSDALE, AZ 85253
* $ n/a 1 $ 305,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ n/a 1 $ 315,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ n/a 1 $ 315,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ n/a 1 $ 695,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ n/a 1 $ 65,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 1 $ 255,000
Ctbc Bank USA
801 FIGUEROA
LOS ANGELES, CA 90017
* $ n/a 1 $ 435,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ n/a 1 $ 245,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 405,000
Transportation Federal Credit Union
1600 CAMERON STREET
ALEXANDRIA, VA 22314
* $ n/a 1 $ 35,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ n/a 1 $ 235,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ n/a 1 $ 205,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ n/a 1 $ 175,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ n/a 1 $ 395,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ n/a 1 $ 405,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ n/a 1 $ 375,000
Heritage Financial Credit Union
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ n/a 1 $ 245,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ n/a 1 $ 265,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 415,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ n/a 1 $ 405,000
Lafayette Federal Credit Union
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ n/a 1 $ 125,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 1 $ 195,000
Fairwinds Credit Union
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ n/a 1 $ 855,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ n/a 1 $ 385,000
Excite Credit Union
3315 ALMADEN EXPY, SUITE 55
SAN JOSE, CA 95119
* $ n/a 1 $ 85,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 1 $ 115,000
Southland Credit Uniom
10701 LOS ALAMITOS BLVD
LOS ALAMITOS, CA 90815
* $ n/a 1 $ 65,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ n/a 1 $ 295,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ n/a 1 $ 22,085,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ n/a 1 $ 475,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ n/a 1 $ 375,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 275,000
Libertyville Bank & Trust Company, N.A.
507 NORTH MILWAUKEE AVENUE
LIBERTYVILLE, IL 60048
* $ n/a 1 $ 955,000
Wheaton Bank & Trust Company, N.A.
100 NORTH WHEATON AVENUE
WHEATON, IL 60187
* $ n/a 1 $ 775,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ n/a 1 $ 95,000
Northbrook Bank & Trust Company, N.A.
1100 WAUKEGAN ROAD
NORTHBROOK, IL 60062
* $ n/a 1 $ 315,000
Montecito Bank and Trust
1000 STATE ST
SANTA BARBARA, CA 93101
* $ n/a 1 $ 155,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ n/a 1 $ 95,000

The tables below break down 2025 mortgage applications in Kern County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kern County, CA in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,160 $5,167,030,000 $340,000 $14,505,000 $137,000 $7,236,000
Cash-out Refinancing 6,181 $1,371,485,000 $221,000 $10,005,000 $121,000 $7,055,000
Other Purpose 3,956 $360,740,000 $91,000 $1,505,000 $132,000 $6,000,000
Refinancing 3,630 $1,225,530,000 $337,000 $22,085,000 $139,000 $5,442,000
Home Improvement 2,461 $257,815,000 $104,000 $22,005,000 $122,000 $1,776,000
Not Applicable 75 $13,785,000 $183,000 $445,000 $90,000 $196,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 11,270 $2,838,280,000 $251,000 $2,405,000 $115,000 $7,236,000
White 7,720 $1,935,340,000 $250,000 $2,245,000 $141,000 $5,999,000
Not Provided 4,893 $1,279,645,000 $261,000 $1,725,000 $136,000 $5,565,000
Not applicable 4,761 $1,538,275,000 $323,000 $22,085,000 $147,000 $2,067,000
Asian 1,647 $504,025,000 $306,000 $1,955,000 $184,000 $6,253,000
Black or African American 937 $249,245,000 $266,000 $1,485,000 $126,000 $2,160,000
American Indian or Alaskan Native 191 $38,705,000 $202,000 $665,000 $114,000 $349,000
Native Hawaiian or Other Pacific Islander 40 $12,130,000 $303,000 $695,000 $141,000 $355,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,118 $4,435,550,000 $220,000 $22,085,000 $143,000 $7,236,000
FHA-insured (Federal Housing Administration) 8,672 $2,931,730,000 $338,000 $765,000 $101,000 $1,781,000
VA-guaranteed (Veterans Administration) 2,608 $1,011,690,000 $387,000 $1,955,000 $124,000 $6,253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 65 $17,415,000 $267,000 $495,000 $93,000 $180,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,916 $4,223,280,000 $283,000 $22,085,000 $139,000 $7,236,000
Application Denied By Financial Institution 4,778 $974,150,000 $203,000 $2,255,000 $111,000 $7,055,000
Loan Purchased By The Institution 4,662 $1,397,210,000 $299,000 $1,495,000 $138,000 $2,067,000
Application Withdrawn By Applicant 4,071 $1,136,875,000 $279,000 $2,245,000 $132,000 $4,500,000
File Closed For Incompleteness 1,697 $380,035,000 $223,000 $2,405,000 $122,000 $4,258,000
Application Approved But Not Accepted 1,309 $274,705,000 $209,000 $1,225,000 $130,000 $5,192,000
Preapproval Approved but not Accepted 22 $7,150,000 $325,000 $765,000 $114,000 $248,000
Preapproval Denied by Financial Institution 8 $2,980,000 $372,000 $505,000 $102,000 $184,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,656 $7,413,640,000 $278,000 $22,085,000 $136,000 $7,236,000
Debt-To-Income Ratio 1,518 $321,170,000 $211,000 $2,255,000 $81,000 $1,251,000
Credit History 1,010 $162,200,000 $160,000 $915,000 $126,000 $7,055,000
Credit Application Incomplete 820 $154,890,000 $188,000 $1,485,000 $119,000 $3,588,000
Collateral 584 $127,360,000 $218,000 $1,725,000 $133,000 $5,442,000
Other 411 $91,135,000 $221,000 $985,000 $133,000 $1,253,000
Unverifiable Information 234 $55,530,000 $237,000 $805,000 $128,000 $2,107,000
Insufficient Cash (Downpayment, Closing Cost) 197 $60,345,000 $306,000 $645,000 $111,000 $529,000
Employment History 32 $9,760,000 $305,000 $655,000 $117,000 $871,000
Mortgage Insurance Denied 1 $355,000 $355,000 $355,000 $184,000 $184,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List