Lee County, AL Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 8,102 mortgage applications in Lee County, AL totaling $1.4 billion, up 13% from 2015. The average application was for $177,000, and applicants reported an average income of $77,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank NA, with 544 applications, followed by Vanderbilt Mortgage and Finance, Inc and Renasant Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alabama.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,102
Total Mortgage Loan Application Amount $1,435,250,000
Average Mortgage Loan Application Amount $177,000
Highest Mortgage Loan Application Amount $27,609,000
Average Applicant Income $77,000
Highest Applicant Income $8,162,000

Mortgage Company List for Lending in Lee County, AL for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 544 $ 88,166,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 447 $ 29,487,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 7,901,669,000 397 $ 86,529,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 364 $ 62,524,000
Auburnbank
100 N. GAY STREET
AUBURN, AL 36830
* $ 818,004,000 317 $ 52,239,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 310 $ 69,333,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 286 $ 49,989,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 249 $ 42,229,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,790,125,000 222 $ 52,043,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 207 $ 43,336,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,121,263,000 188 $ 27,135,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 167 $ 26,520,000
River Bank & Trust
2611 LEGENDS DRIVE
PRATTVILLE, AL 36066
* $ 717,326,000 155 $ 9,051,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 141 $ 26,346,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 135 $ 28,835,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 135 $ 29,497,000
Charterbank
1233 O.G. SKINNER DRIVE
WEST POINT, GA 31833
* $ 1,004,371,000 122 $ 27,002,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 117 $ 13,213,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 1,761,248,000 114 $ 20,026,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 112 $ 21,331,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 110 $ 23,194,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 105 $ 15,275,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 86 $ 14,836,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 77 $ 15,305,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 76 $ 9,224,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 76 $ 15,178,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 69 $ 4,027,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 67 $ 8,706,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 63 $ 12,803,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 63 $ 11,592,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 62 $ 10,795,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 61 $ 10,873,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 61 $ 11,538,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 60 $ 12,282,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 58 $ 10,065,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 58 $ 10,425,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 58 $ 3,362,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 85,426,845,000 57 $ 11,866,000
Auburn University Credit Union
PO BOX 1610
AUBURN, AL 36831
* $ 165,503,000 57 $ 5,943,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 52 $ 6,435,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 47 $ 9,755,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 44 $ 7,753,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 43 $ 6,222,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 41 $ 5,295,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 39 $ 4,632,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 28,529,226,000 39 $ 6,114,000
Southern States Bank

DALLAS, GA 30157
* $ 530,600,000 34 $ 6,243,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 34 $ 7,919,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 33 $ 6,881,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 33 $ 2,106,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ 3,300,000,000 31 $ 5,557,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 31 $ 6,323,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 30 $ 5,023,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,677,017,000 30 $ 3,463,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 28 $ 4,549,000
Max Credit Union
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 1,178,214,000 28 $ 4,578,000
Phenix-Girard Bank
801 13TH ST
PHENIX CITY, AL 36867
* $ 187,080,000 28 $ 3,085,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 28 $ 6,726,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 451,841,000 27 $ 5,423,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,845,946,000 27 $ 6,239,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 26 $ 3,177,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 26 $ 4,560,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 26 $ 5,411,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 24 $ 4,682,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 24 $ 4,042,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 24 $ 5,244,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 24 $ 4,344,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 24 $ 3,056,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 22 $ 3,246,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 19 $ 3,714,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 5,592,561,000 19 $ 4,316,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 16 $ 3,122,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 16 $ 2,992,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 16 $ 3,126,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 16 $ 3,304,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 16 $ 3,961,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 16 $ 2,560,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 15 $ 2,823,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 15 $ 2,760,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 14 $ 2,800,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 14 $ 2,100,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 12 $ 1,705,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 12 $ 2,377,000
Silverton Mortgage Specialists, Inc.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 12 $ 2,460,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 3,455,981,000 12 $ 2,140,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 10 $ 2,390,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 10 $ 2,090,000
Kinetic Credit Union
1251 13TH STREET
COLUMBUS, GA 31901
* $ 310,068,000 10 $ 1,205,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 10 $ 2,081,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,778,676,000 10 $ 1,604,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 10 $ 2,005,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 9 $ 22,415,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 9 $ 1,211,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 9 $ 1,235,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 9 $ 1,798,000
Amerifirst Bank
8165 VAUGHN ROAD
MONTGOMERY, AL 36116
* $ 143,361,000 9 $ 951,000
Usameribank
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 3,631,468,000 8 $ 1,891,000
Servisfirst Bank
2500 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 5,095,134,000 8 $ 4,499,000
Guaranty Mortgage Services, LLC

FORT WASHINGTON, PA 19034
* $ 62,608,140,000 8 $ 1,309,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 8 $ 1,296,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 180,082,000 8 $ 1,819,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,346,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 7 $ 779,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 7 $ 352,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 7 $ 1,223,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,050,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 7 $ 1,350,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 7 $ 2,004,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 7 $ 1,117,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 7 $ 2,357,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 525,826,000 6 $ 1,140,000
Midsouth Bank
2526 WEST MAIN ST.
DOTHAN, AL 36301
* $ 408,921,000 6 $ 1,978,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 6 $ 436,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 6 $ 1,230,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 6 $ 1,502,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 6 $ 1,316,000
Anchor Mortgage Services, Inc.
4260 CARMICHAEL COURT NORTH
MONTGOMERY, AL 36106
* $ 1,500,000 6 $ 1,814,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 6 $ 1,394,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 6 $ 1,031,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 5 $ 1,065,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 5 $ 458,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 5 $ 941,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 5 $ 880,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,358,315,000 5 $ 812,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 8,790,472,000 4 $ 879,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 4 $ 1,142,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 19,425,339,000 4 $ 3,935,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,599,286,000 4 $ 757,000
Hamilton Mortgage Corporation
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 4 $ 818,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 4 $ 452,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 4 $ 661,000
Community & Southern Bank
3333 RIVERWOOD PKWY STE 350
ATLANTA, GA 30133
* $ 4,168,957,000 4 $ 1,028,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 4 $ 75,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 4 $ 484,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 4 $ 678,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 747,000
First Peoples Bank
PO BOX 1178
PINE MOUNTAIN, GA 31822
* $ 99,672,000 4 $ 432,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 4 $ 789,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 4 $ 1,109,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 785,530,000 3 $ 167,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 3 $ 758,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 3 $ 583,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 379,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 3 $ 418,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 3 $ 801,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 3 $ 204,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 3 $ 600,000
Bryant Bank
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 1,442,418,000 3 $ 813,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 3 $ 953,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 384,114,000 3 $ 200,000
Citizens Bank & Trust
711 GUNTER AVENUE
GUNTERSVILLE, AL 35976
* $ 380,351,000 3 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 432,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 553,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 3 $ 638,000
Guardian Credit Union
616 MADISON AVENUE
MONTGOMERY, AL 36104
* $ 334,845,000 3 $ 598,000
First Southern National Bank
99 LANCASTER STREET
STANFORD, KY 40484
* $ 835,142,000 3 $ 2,029,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 2 $ 862,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 109,752,000 2 $ 278,000
Merchants Bank
1901 COLLEGE AVENUE
JACKSON, AL 36545
* $ 205,007,000 2 $ 18,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 2 $ 119,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,961,680,000 2 $ 160,000
Mea Federal Credit Union
6333 WHITESVILLE RD
COLUMBUS, GA 31904
* $ 65,271,000 2 $ 11,000
Four Seasons Federal Credit Union
2915 PEPPERELL PARKWAY
OPELIKA, AL 36801
* $ 48,238,000 2 $ 130,000
Troy Bank & Trust Company
P O BOX 967
TROY, AL 36081
* $ 849,307,000 2 $ 152,000
Traders & Farmers Bank
PO BOX 550
HALEYVILLE, AL 35565
* $ 365,670,000 2 $ 272,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 2 $ 517,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 270,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 604,540,000 2 $ 320,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 2 $ 583,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 2 $ 395,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,172,145,000 2 $ 152,000
The Hometown Bank of Alabama
2002 2ND AVE EAST
ONEONTA, AL 35121
* $ 329,137,000 2 $ 182,000
First Community Bank of Central Alabama
715 WILSON ST
WETUMPKA, AL 36092
* $ 335,661,000 2 $ 20,000
Pinnacle Bank
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 8,685,659,000 2 $ 487,000
Avadian Credit Union
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 616,897,000 2 $ 354,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 348,393,000 2 $ 231,000
Premier Bank of the South
P.O. BOX 1708
CULLMAN, AL 35055
* $ 159,213,000 2 $ 129,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 2 $ 389,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ 10,000,000 2 $ 359,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 398,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 2 $ 259,000
Liberty Mortgage Corporation
200 WILLIAMSBURG OFFICE PARK
BIRMINGHAM, AL 35216
* $ 10,000,000 2 $ 673,000
First Partners Bank
PO BOX 660627
BIRMINGHAM, AL 35205
* $ 242,234,000 2 $ 398,000
Alabama State Employees CU
1000 INTERSTATE PARK DRIVE
MONTGOMERY, AL 36106
* $ 238,595,000 2 $ 54,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,882,500,000 2 $ 335,000
All in Credit Union
238 VIRGINIA AVENUE
DALEVILLE, AL 36322
* $ 1,146,912,000 2 $ 422,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 292,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 2 $ 190,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 2 $ 132,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 2 $ 226,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 527,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 266,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 672,777,000 2 $ 258,000
Trinity Bank
PO BOX 1009
DOTHAN, AL 36302
* $ 122,866,000 2 $ 247,000
Platinum Financial Funding, LLC
1913 GUNBARREL ROAD
CHATTANOOGA, TN 37421
* $ 1,071,000 2 $ 376,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 241,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 1 $ 974,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ 101,629,820,000 1 $ 75,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 280,450,000 1 $ 140,000
America's First Federal CU
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 1,389,469,000 1 $ 88,000
Mutual Savings Credit Union
2040 VALLEYDALE ROAD
BIRMINGHAM, AL 35244
* $ 180,500,000 1 $ 23,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 377,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 362,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 107,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 331,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 1 $ 99,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 800,473,000 1 $ 112,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 523,128,000 1 $ 93,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 999,878,000 1 $ 56,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 1,046,238,000 1 $ 165,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 8,560,707,000 1 $ 81,000
Chain Bridge Bank, N.A.
1445-A LAUGHLIN AVENUE
MCLEAN, VA 22101
* $ 420,714,000 1 $ 225,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 135,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 392,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,149,159,000 1 $ 732,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 1 $ 292,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 959,753,000 1 $ 319,000
Emblem Credit Union
702 WALNUT ST
GADSDEN, AL 35901
* $ 259,965,000 1 $ 115,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,039,162,000 1 $ 100,000
Members United Credit Union
1115 N WESTOVER BLVD
ALBANY, GA 31707
* $ 60,591,000 1 $ 44,000
Bank Independent
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 1,229,510,000 1 $ 306,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 1 $ 104,000
Peoples Southern Bank
P O BOX 269
CLANTON, AL 35045
* $ 165,460,000 1 $ 128,000
Primesouth Bank
301 MAIN STREET
TALLASSEE, AL 36078
* $ 200,849,000 1 $ 209,000
Progress Bank and Trust
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 635,254,000 1 $ 152,000
Calumet Bank
101 CALUMET CENTER RD.
LAGRANGE, GA 30241
* $ 146,970,000 1 $ 171,000
First Community Bank
34 COURT STREET
CHATOM, AL 36518
* $ 343,161,000 1 $ 64,000
Premier Community Bank of Florida
12215 US HWY 301 N
PARRISH, FL 34219
* $ 140,068,000 1 $ 132,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 1 $ 125,000
Onesouth Bank
12347 COLUMBIA ST
BLAKELY, GA 32428
* $ 112,899,000 1 $ 830,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 128,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 221,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 328,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 225,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 223,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 1 $ 282,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 199,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 1 $ 292,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 181,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 170,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 211,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 1 $ 174,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 413,000
Peoples Independent Bank
121 BILLY DYAR BLVD PO BOX 669
BOAZ, AL 35957
* $ 200,779,000 1 $ 210,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 1 $ 118,000
Amerisphere Multifamily Finance, LLC
14841 NORTH DALLAS PARKWAY, SUITE 275
DALLAS, TX 75254
* $ 10,000,000 1 $ 2,650,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 1 $ 51,000
Shelter Lending Services, LLC

FORT WASHINGTON, PA 19034
* $ 27,375,000 1 $ 238,000
The Southern Credit Union
430 EAST LANIER AVENUE
FAYETTEVILLE, GA 30214
* $ 345,726,000 1 $ 100,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 6,920,281,000 1 $ 132,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 280,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 150,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 1 $ 119,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 1 $ 297,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 1 $ 345,000
Traditions Bank
109 SECOND AVE NW
CULLMAN, AL 35055
* $ 299,011,000 1 $ 126,000
Southpoint Bank
3501 GRANDVIEW PARKWAY
BIRMINGHAM, AL 35243
* $ 227,770,000 1 $ 115,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 53,850,000 1 $ 120,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 907,851,000 1 $ 395,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 50,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 232,000
Smartbank
2301 UNIVERSITY BLVD
TUSCALOOSA, AL 35401
* $ 452,047,000 1 $ 96,000
First Jackson Bank, Inc
43243 U S HIGHWAY 72
STEVENSON, AL 35772
* $ 233,373,000 1 $ 385,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 1,198,541,000 1 $ 250,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 1 $ 179,000
Peoplessouth Bank
203 W CRAWFORD ST
COLQUITT, GA 39837
* $ 716,045,000 1 $ 10,000
Consumer First Mortgage, Inc.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ 10,000,000 1 $ 158,000
Universal Mortgage & Finance, Inc
3158 BRAVERTON STREET SUITE 204
EDGEWATER, MD 21037
* $ 10,000,000 1 $ 190,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 153,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 214,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 349,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 183,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 1 $ 152,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 233,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,134,877,000 1 $ 118,000
The Samson Banking Company, Inc.
2 WEST MAIN ST
SAMSON, AL 36477
* $ 72,762,000 1 $ 80,000
F & M Bank and Trust Company
142 W. MAIN STREET, P.O. BOX 718
MANCHESTER, GA 31816
* $ 78,702,000 1 $ 83,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 110,000
Banksouth
P O BOX 1967
DOTHAN, AL 36302
* $ 170,645,000 1 $ 433,000
Peoples Bank of Greensboro
1402 STATE STREET
GREENSBORO, AL 36744
* $ 93,031,000 1 $ 200,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 835,708,000 1 $ 104,000
Hnb First Bank
P.O. BOX 157 / 40 MAIN STREET
HEADLAND, AL 36345
* $ 109,168,000 1 $ 92,000
Friend Bank
220 E LAWRENCE HARRIS HWY
SLOCOMB, AL 36375
* $ 124,918,000 1 $ 130,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 32,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 1 $ 139,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 14,000
First Command Bank
1 FIRSTCOMM PLAZA
FORT WORTH, TX 76109
* $ 700,411,000 1 $ 20,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 1 $ 712,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 15,972,565,000 1 $ 220,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 1 $ 337,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,002,110,000 1 $ 25,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 27,609,000

The tables below break down 2016 mortgage applications in Lee County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lee County, AL in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,330 $791,355,000 $182,000 $27,609,000 $79,000 $8,162,000
Refinancing 3,414 $610,518,000 $178,000 $2,650,000 $74,000 $8,162,000
Home Improvement 358 $33,377,000 $93,000 $8,474,000 $84,000 $740,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,072 $886,671,000 $174,000 $1,708,000 $94,000 $8,162,000
Black or African American 1,125 $152,800,000 $135,000 $533,000 $49,000 $502,000
Not applicable 772 $201,002,000 $260,000 $27,609,000 $7,000 $536,000
Not Provided 604 $96,263,000 $159,000 $712,000 $76,000 $2,160,000
Asian 296 $58,494,000 $197,000 $812,000 $88,000 $706,000
Hispanic 182 $32,179,000 $176,000 $770,000 $64,000 $557,000
American Indian or Alaskan Native 41 $6,200,000 $151,000 $417,000 $64,000 $188,000
Native Hawaiin or Other Pacific Islander 10 $1,641,000 $164,000 $270,000 $51,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,062 $906,462,000 $179,000 $27,609,000 $98,000 $8,162,000
FHA-insured (Federal Housing Administration) 1,472 $213,082,000 $144,000 $331,000 $38,000 $268,000
VA-guaranteed (Veterans Administration) 1,446 $299,892,000 $207,000 $770,000 $47,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 122 $15,814,000 $129,000 $378,000 $34,000 $180,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,426 $866,544,000 $195,000 $27,609,000 $94,000 $8,162,000
Application Denied By Financial Institution 1,388 $192,998,000 $139,000 $3,698,000 $67,000 $2,160,000
Loan Purchased By The Institution 892 $163,768,000 $183,000 $974,000 $28,000 $554,000
Application Withdrawn By Applicant 657 $116,672,000 $177,000 $1,500,000 $72,000 $574,000
File Closed For Incompleteness 522 $60,245,000 $115,000 $664,000 $46,000 $438,000
Application Approved But Not Accepted 217 $35,023,000 $161,000 $710,000 $74,000 $701,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 201 $16,013,000 $79,000 $513,000 $61,000 $321,000
Debt-To-Income Ratio 147 $23,763,000 $161,000 $755,000 $57,000 $291,000
Collateral 132 $21,670,000 $164,000 $712,000 $88,000 $1,248,000
Credit Application Incomplete 89 $13,922,000 $156,000 $414,000 $83,000 $740,000
Other 53 $9,832,000 $185,000 $3,698,000 $71,000 $360,000
Unverifiable Information 22 $3,075,000 $139,000 $300,000 $74,000 $225,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,196,000 $188,000 $500,000 $97,000 $300,000
Employment History 6 $1,023,000 $170,000 $290,000 $89,000 $158,000
Mortgage Insurance Denied 1 $223,000 $223,000 $223,000 $103,000 $103,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alabama Lender List