Equity Prime Mortgage LLC Mortgage Lending & HMDA Data, 2015

In 2015, Equity Prime Mortgage LLC of Atlanta, GA reported 4,874 mortgage applications totaling $1.1 billion, up 35% from 2014. The average application was for $224,107, and applicants reported an average income of $79,000. 77% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (746), New York-Jersey City-White Plains, NY-NJ (591) and Washington-Arlington-Alexandria, DC-VA-MD-WV (499) (applications in parentheses).

Mortgage Company & Address Equity Prime Mortgage LLC
5 Concourse Pkwy, Ste 2250
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 4,874
Total Mortgage Loan Application Amount $1,092,298,000
Average Mortgage Loan Application Amount $224,107
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $79,000
Highest Applicant Income $4,963,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Prime Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Prime Mortgage LLC by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Orlando-Kissimmee-Sanford, FL 746 $ 128,492,000 $ 172,241 $ 68,000
New York-Jersey City-White Plains, NY-NJ 591 $ 172,723,000 $ 292,255 $ 107,538
Washington-Arlington-Alexandria, DC-VA-MD-WV 499 $ 119,811,000 $ 240,102 $ 56,609
Silver Spring-Frederick-Rockville, MD 322 $ 86,365,000 $ 268,214 $ 64,000
Palm Bay-Melbourne-Titusville, FL 233 $ 42,347,000 $ 181,746 $ 88,000
Louisville/Jefferson County, KY-IN 176 $ 27,202,000 $ 154,556 $ 68,159
Atlanta-Sandy Springs-Roswell, GA 150 $ 28,774,000 $ 191,826 $ 80,000
Jacksonville, FL 124 $ 22,095,000 $ 178,185 $ 73,000
Baltimore-Columbia-Towson, MD 123 $ 29,903,000 $ 243,113 $ 67,000
Deltona-Daytona Beach-Ormond Beach, FL 120 $ 18,399,000 $ 153,325 $ 67,000
Lakeland-Winter Haven, FL 120 $ 17,808,000 $ 148,400 $ 53,000
Camden, NJ 115 $ 27,355,000 $ 237,869 $ 80,000
Newark, NJ-PA 94 $ 36,854,000 $ 392,063 $ 154,744
West Palm Beach-Boca Raton-Delray Beach, FL 81 $ 23,135,000 $ 285,617 $ 123,000
Montgomery County-Bucks County-Chester County, PA 69 $ 18,933,000 $ 274,391 $ 91,000
Chicago-Naperville-Arlington Heights, IL 64 $ 12,374,000 $ 193,343 $ 66,000
Philadelphia, PA 64 $ 9,539,000 $ 149,046 $ 57,000
Albany-Schenectady-Troy, NY 63 $ 11,339,000 $ 179,984 $ 70,000
Riverside-San Bernardino-Ontario, CA 44 $ 12,750,000 $ 289,772 $ 75,000
Los Angeles-Long Beach-Glendale, CA 42 $ 16,673,000 $ 396,976 $ 101,000
Houston-The Woodlands-Sugar Land, TX 41 $ 7,740,000 $ 188,780 $ 87,000
San Diego-Carlsbad, CA 33 $ 15,774,000 $ 478,000 $ 69,000
Oakland-Hayward-Berkeley, CA 31 $ 13,055,000 $ 421,129 $ 90,000
Anaheim-Santa Ana-Irvine, CA 28 $ 14,893,000 $ 531,892 $ 127,000
Tampa-St. Petersburg-Clearwater, FL 27 $ 3,891,000 $ 144,111 $ 59,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 26 $ 6,329,000 $ 243,423 $ 157,000
Dallas-Plano-Irving, TX 25 $ 3,816,000 $ 152,640 $ 64,000
Charlotte-Concord-Gastonia, NC-SC 21 $ 4,486,000 $ 213,619 $ 81,428
Dover, DE 21 $ 3,547,000 $ 168,904 $ 35,000
Atlantic City-Hammonton, NJ 19 $ 3,709,000 $ 195,210 $ 91,000
Fort Worth-Arlington, TX 17 $ 2,444,000 $ 143,764 $ 48,000
Sacramento--Roseville--Arden-Arcade, CA 17 $ 5,909,000 $ 347,588 $ 80,000
Austin-Round Rock, TX 16 $ 2,775,000 $ 173,437 $ 76,000
Wilmington, DE-MD-NJ 16 $ 3,307,000 $ 206,687 $ 44,250
Nassau County-Suffolk County, NY 15 $ 5,753,000 $ 383,533 $ 140,000
Port St. Lucie, FL 15 $ 3,368,000 $ 224,533 $ 97,000
Trenton, NJ 14 $ 2,835,000 $ 202,500 $ 82,000
Elgin, IL 13 $ 2,130,000 $ 163,846 $ 56,000
Glens Falls, NY 12 $ 1,599,000 $ 133,250 $ 58,000
Syracuse, NY 12 $ 1,550,000 $ 129,166 $ 137,000
Rochester, NY 11 $ 1,421,000 $ 129,181 $ 82,000
Dalton, GA 10 $ 1,179,000 $ 117,900 $ 43,000
San Antonio-New Braunfels, TX 10 $ 1,792,000 $ 179,200 $ 51,000
San Francisco-Redwood City-South San Francisco, CA 10 $ 4,364,000 $ 436,400 $ 89,000
Stockton-Lodi, CA 10 $ 2,446,000 $ 244,600 $ 65,000
Cape Coral-Fort Myers, FL 9 $ 1,412,000 $ 156,888 $ 79,000
Mobile, AL 9 $ 1,046,000 $ 116,222 $ 49,000
Ocala, FL 9 $ 1,792,000 $ 199,111 $ 70,000
Savannah, GA 9 $ 1,200,000 $ 133,333 $ 68,000
Richmond, VA 8 $ 1,102,000 $ 137,750 $ 47,000
San Jose-Sunnyvale-Santa Clara, CA 8 $ 4,062,000 $ 507,750 $ 133,000
Sebastian-Vero Beach, FL 8 $ 1,568,000 $ 196,000 $ 89,000
Virginia Beach-Norfolk-Newport News, VA-NC 8 $ 1,409,000 $ 176,125 $ 43,000
Allentown-Bethlehem-Easton, PA-NJ 7 $ 1,501,000 $ 214,428 $ 67,142
Bakersfield, CA 7 $ 893,000 $ 127,571 $ 98,000
Beaumont-Port Arthur, TX 7 $ 1,068,000 $ 152,571 $ 80,000
Hagerstown-Martinsburg, MD-WV 7 $ 1,389,000 $ 198,428 $ 45,000
Lake County-Kenosha County, IL-WI 7 $ 1,051,000 $ 150,142 $ 88,000
Longview, TX 7 $ 830,000 $ 118,571 $ 58,000
North Port-Sarasota-Bradenton, FL 6 $ 1,268,000 $ 211,333 $ 125,000
Ocean City, NJ 6 $ 1,026,000 $ 171,000 $ 43,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 3,563,000 $ 593,833 $ 80,000
Birmingham-Hoover, AL 5 $ 607,000 $ 121,400 $ 48,000
Bridgeport-Stamford-Norwalk, CT 5 $ 3,670,000 $ 734,000 $ 1,072,000
Chattanooga, TN-GA 5 $ 523,000 $ 104,600 $ 56,000
Denver-Aurora-Lakewood, CO 5 $ 1,459,000 $ 291,800 $ 77,000
Gainesville, GA 5 $ 672,000 $ 134,400 $ 47,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 5 $ 830,000 $ 166,000 $ 88,400
Phoenix-Mesa-Scottsdale, AZ 5 $ 877,000 $ 175,400 $ 65,000
Pittsburgh, PA 5 $ 810,000 $ 162,000 $ 71,000
Vallejo-Fairfield, CA 5 $ 2,005,000 $ 401,000 $ 50,000
Warren-Troy-Farmington Hills, MI 5 $ 765,000 $ 153,000 $ 66,000
Cambridge-Newton-Framingham, MA 4 $ 2,482,000 $ 620,500 $ 169,000
Columbus, GA-AL 4 $ 626,000 $ 156,500 $ 53,000
Miami-Miami Beach-Kendall, FL 4 $ 1,595,000 $ 398,750 $ 156,000
Naples-Immokalee-Marco Island, FL 4 $ 907,000 $ 226,750 $ 38,000
San Rafael, CA 4 $ 1,814,000 $ 453,500 $ 65,000
Vineland-Bridgeton, NJ 4 $ 665,000 $ 166,250 $ 40,000
Winchester, VA-WV 4 $ 753,000 $ 188,250 $ 67,000
Abilene, TX 3 $ 317,000 $ 105,666 $ 48,000
Augusta-Richmond County, GA-SC 3 $ 404,000 $ 134,666 $ 61,000
Cincinnati, OH-KY-IN 3 $ 607,000 $ 202,333 $ 76,000
College Station-Bryan, TX 3 $ 596,000 $ 198,666 $ 98,000
El Paso, TX 3 $ 443,000 $ 147,666 $ 0
Pensacola-Ferry Pass-Brent, FL 3 $ 379,000 $ 126,333 $ 60,000
Portland-Vancouver-Hillsboro, OR-WA 3 $ 1,009,000 $ 336,333 $ 122,000
Pueblo, CO 3 $ 225,000 $ 75,000 $ 65,000
Reading, PA 3 $ 608,000 $ 202,666 $ 81,000
Salisbury, MD-DE 3 $ 594,000 $ 198,000 $ 200,333
Santa Rosa, CA 3 $ 1,063,000 $ 354,333 $ 127,000
Shreveport-Bossier City, LA 3 $ 304,000 $ 101,333 $ 45,000
Tyler, TX 3 $ 467,000 $ 155,666 $ 55,000
Albany, GA 2 $ 312,000 $ 156,000 $ 60,000
Boulder, CO 2 $ 476,000 $ 238,000 $ 127,000
Brunswick, GA 2 $ 264,000 $ 132,000 $ 41,000
Cleveland-Elyria, OH 2 $ 309,000 $ 154,500 $ 65,000
Columbia, SC 2 $ 236,000 $ 118,000 $ 31,000
Gary, IN 2 $ 396,000 $ 198,000 $ 131,000
Greensboro-High Point, NC 2 $ 200,000 $ 100,000 $ 56,000
Hinesville, GA 2 $ 247,000 $ 123,500 $ 45,000
Homosassa Springs, FL 2 $ 160,000 $ 80,000 $ 139,000
Lafayette, LA 2 $ 186,000 $ 93,000 $ 42,000
Lansing-East Lansing, MI 2 $ 218,000 $ 109,000 $ 38,000
Lexington-Fayette, KY 2 $ 352,000 $ 176,000 $ 83,000
Macon, GA 2 $ 312,000 $ 156,000 $ 54,000
Madera, CA 2 $ 772,000 $ 386,000 $ 104,000
McAllen-Edinburg-Mission, TX 2 $ 317,000 $ 158,500 $ 136,000
Merced, CA 2 $ 652,000 $ 326,000 $ 79,000
Midland, TX 2 $ 467,000 $ 233,500 $ 136,000
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 531,000 $ 265,500 $ 47,000
Modesto, CA 2 $ 342,000 $ 171,000 $ 73,000
Montgomery, AL 2 $ 247,000 $ 123,500 $ 58,000
Nashville-Davidson--Murfreesboro--Franklin, TN 2 $ 550,000 $ 275,000 $ 66,000
New Haven-Milford, CT 2 $ 705,000 $ 352,500 $ 0
Norwich-New London, CT 2 $ 578,000 $ 289,000 $ 114,000
Punta Gorda, FL 2 $ 200,000 $ 100,000 $ 101,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 1,118,000 $ 559,000 $ 103,000
Santa Maria-Santa Barbara, CA 2 $ 686,000 $ 343,000 $ 107,000
Staunton-Waynesboro, VA 2 $ 299,000 $ 149,500 $ 41,000
Tallahassee, FL 2 $ 332,000 $ 166,000 $ 65,000
Texarkana, TX-AR 2 $ 245,000 $ 122,500 $ 21,500
Tuscaloosa, AL 2 $ 402,000 $ 201,000 $ 75,000
Watertown-Fort Drum, NY 2 $ 329,000 $ 164,500 $ 67,000
Amarillo, TX 1 $ 157,000 $ 157,000 $ 100,000
Anniston-Oxford-Jacksonville, AL 1 $ 103,000 $ 103,000 $ 49,000
Auburn-Opelika, AL 1 $ 106,000 $ 106,000 $ 38,000
Bloomsburg-Berwick, PA 1 $ 109,000 $ 109,000 $ 170,000
Boston, MA 1 $ 425,000 $ 425,000 $ 117,000
Cedar Rapids, IA 1 $ 112,000 $ 112,000 $ 30,000
Charlottesville, VA 1 $ 176,000 $ 176,000 $ 70,000
Columbus, OH 1 $ 118,000 $ 118,000 $ 37,000
Corpus Christi, TX 1 $ 118,000 $ 118,000 $ 72,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 149,000 $ 149,000 $ 47,000
Davenport-Moline-Rock Island, IA-IL 1 $ 148,000 $ 148,000 $ 0
Durham-Chapel Hill, NC 1 $ 147,000 $ 147,000 $ 25,000
Fresno, CA 1 $ 102,000 $ 102,000 $ 21,000
Harrisburg-Carlisle, PA 1 $ 57,000 $ 57,000 $ 54,000
Hartford-West Hartford-East Hartford, CT 1 $ 315,000 $ 315,000 $ 119,000
Huntsville, AL 1 $ 96,000 $ 96,000 $ 51,000
Indianapolis-Carmel-Anderson, IN 1 $ 156,000 $ 156,000 $ 57,000
Jackson, MS 1 $ 140,000 $ 140,000 $ 86,000
Kalamazoo-Portage, MI 1 $ 137,000 $ 137,000 $ 55,000
Killeen-Temple, TX 1 $ 102,000 $ 102,000 $ 37,000
Kingston, NY 1 $ 176,000 $ 176,000 $ 78,000
Knoxville, TN 1 $ 89,000 $ 89,000 $ 41,000
Lake Havasu City-Kingman, AZ 1 $ 141,000 $ 141,000 $ 102,000
Lancaster, PA 1 $ 153,000 $ 153,000 $ 90,000
Little Rock-North Little Rock-Conway, AR 1 $ 97,000 $ 97,000 $ 38,000
Lynchburg, VA 1 $ 143,000 $ 143,000 $ 48,000
Mansfield, OH 1 $ 108,000 $ 108,000 $ 29,000
Michigan City-La Porte, IN 1 $ 58,000 $ 58,000 $ 71,000
Panama City, FL 1 $ 183,000 $ 183,000 $ 45,000
Raleigh, NC 1 $ 167,000 $ 167,000 $ 41,000
Rockford, IL 1 $ 160,000 $ 160,000 $ 54,000
Salinas, CA 1 $ 75,000 $ 75,000 $ 63,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 116,000 $ 116,000 $ 0
Seattle-Bellevue-Everett, WA 1 $ 253,000 $ 253,000 $ 77,000
Springfield, OH 1 $ 116,000 $ 116,000 $ 25,000
Terre Haute, IN 1 $ 138,000 $ 138,000 $ 66,000
Toledo, OH 1 $ 181,000 $ 181,000 $ 68,000
Utica-Rome, NY 1 $ 74,000 $ 74,000 $ 28,000
Waco, TX 1 $ 77,000 $ 77,000 $ 24,000
Warner Robins, GA 1 $ 79,000 $ 79,000 $ 40,000
Waterloo-Cedar Falls, IA 1 $ 182,000 $ 182,000 $ 48,000
Weirton-Steubenville, WV-OH 1 $ 64,000 $ 64,000 $ 23,000
Wichita Falls, TX 1 $ 90,000 $ 90,000 $ 50,000
Youngstown-Warren-Boardman, OH-PA 1 $ 46,000 $ 46,000 $ 31,000

Mortgage Loan Application Detail Totals for Equity Prime Mortgage LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,398 $691,380,000 $203,000 $2,250,000 $79,000 $4,963,000
Refinancing 1,476 $400,918,000 $271,000 $1,477,000 $79,000 $714,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,615 $593,141,000 $226,000 $2,250,000 $91,000 $4,963,000
Hispanic 1,425 $298,708,000 $209,000 $832,000 $58,000 $714,000
Black or African American 441 $90,985,000 $206,000 $659,000 $62,000 $409,000
Not Provided 218 $59,630,000 $273,000 $800,000 $84,000 $335,000
Asian 147 $42,451,000 $288,000 $1,477,000 $104,000 $449,000
Native Hawaiian or Other Pacific Islander 17 $4,358,000 $256,000 $612,000 $85,000 $221,000
American Indian or Alaskan Native 11 $3,025,000 $275,000 $612,000 $66,000 $181,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,358 $509,402,000 $216,000 $736,000 $59,000 $409,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,948 $437,918,000 $224,000 $2,250,000 $108,000 $4,963,000
VA-guaranteed (Veterans Administration) 380 $118,763,000 $312,000 $1,477,000 $71,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 188 $26,215,000 $139,000 $375,000 $49,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,733 $844,918,000 $226,000 $2,250,000 $78,000 $4,963,000
Application Withdrawn By Applicant 388 $79,236,000 $204,000 $1,580,000 $83,000 $600,000
Application Denied By Financial Institution 356 $79,997,000 $224,000 $1,170,000 $85,000 $1,459,000
Application Approved But Not Accepted 303 $70,754,000 $233,000 $1,059,000 $82,000 $409,000
Loan Purchased By The Institution 54 $7,115,000 $131,000 $417,000 $53,000 $161,000
File Closed For Incompleteness 27 $7,462,000 $276,000 $1,380,000 $104,000 $300,000
Preapproval Denied by Financial Institution 8 $1,645,000 $205,000 $442,000 $62,000 $108,000
Preapproval Approved but not Accepted 5 $1,171,000 $234,000 $362,000 $72,000 $112,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 151 $37,172,000 $246,000 $1,170,000 $100,000 $1,459,000
Debt-To-Income Ratio 58 $12,931,000 $222,000 $636,000 $59,000 $247,000
Collateral 47 $8,169,000 $173,000 $519,000 $86,000 $360,000
Credit History 44 $9,183,000 $208,000 $800,000 $89,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 23 $4,221,000 $183,000 $405,000 $60,000 $179,000
Unverifiable Information 19 $5,874,000 $309,000 $1,068,000 $84,000 $236,000
Employment History 8 $1,114,000 $139,000 $201,000 $37,000 $56,000
Other 7 $1,654,000 $236,000 $600,000 $72,000 $116,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Prime Mortgage LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Prime Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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