Guaranteed Rate, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Guaranteed Rate, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 96,902 |
| Total Mortgage Loan Application Amount | $27,351,169,000 |
| Average Mortgage Loan Application Amount | $281,500 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $129,500 |
| Highest Applicant Income | $7,345,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 21,276 | $ 5,957,037,000 | $ 279,000 | $ 140,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4,376 | $ 1,578,080,000 | $ 360,000 | $ 138,000 |
| BOSTON, MA | 3,281 | $ 1,222,020,000 | $ 372,000 | $ 144,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,467 | $ 1,148,345,000 | $ 465,000 | $ 163,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,362 | $ 898,578,000 | $ 387,500 | $ 172,500 |
| DENVER-AURORA-LAKEWOOD, CO | 2,093 | $ 645,947,000 | $ 308,000 | $ 126,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,953 | $ 595,557,000 | $ 304,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,914 | $ 511,549,000 | $ 267,000 | $ 131,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,856 | $ 550,514,000 | $ 263,500 | $ 140,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,819 | $ 405,155,000 | $ 223,500 | $ 107,500 |
| ELGIN, IL | 1,270 | $ 286,023,000 | $ 225,000 | $ 117,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,159 | $ 257,117,000 | $ 221,000 | $ 118,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,113 | $ 277,565,000 | $ 249,000 | $ 112,000 |
| NEWARK, NJ-PA | 1,094 | $ 357,981,000 | $ 241,500 | $ 130,500 |
| DALLAS-PLANO-IRVING, TX | 1,068 | $ 262,489,000 | $ 245,000 | $ 133,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,064 | $ 518,466,000 | $ 487,000 | $ 171,000 |
| ST. LOUIS, MO-IL | 1,049 | $ 213,585,000 | $ 189,500 | $ 97,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,026 | $ 509,156,000 | $ 496,000 | $ 176,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,010 | $ 287,154,000 | $ 284,000 | $ 142,000 |
| GARY, IN | 941 | $ 185,712,000 | $ 197,000 | $ 88,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 929 | $ 194,809,000 | $ 209,000 | $ 100,000 |
| WILMINGTON, NC | 896 | $ 206,816,000 | $ 230,000 | $ 108,000 |
| SALT LAKE CITY, UT | 870 | $ 210,412,000 | $ 241,000 | $ 87,000 |
| PHILADELPHIA, PA | 865 | $ 220,851,000 | $ 255,000 | $ 122,000 |
| CINCINNATI, OH-KY-IN | 856 | $ 168,091,000 | $ 186,333 | $ 97,666 |
| WORCESTER, MA-CT | 812 | $ 222,866,000 | $ 230,000 | $ 104,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 786 | $ 284,933,000 | $ 362,000 | $ 132,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 775 | $ 164,671,000 | $ 212,000 | $ 117,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 770 | $ 231,793,000 | $ 301,000 | $ 119,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 747 | $ 446,747,000 | $ 598,000 | $ 191,000 |
| SAN DIEGO-CARLSBAD, CA | 746 | $ 319,589,000 | $ 428,000 | $ 158,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 746 | $ 279,862,000 | $ 343,500 | $ 151,250 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 726 | $ 156,342,000 | $ 215,000 | $ 125,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 677 | $ 160,023,000 | $ 236,000 | $ 120,000 |
| RALEIGH, NC | 657 | $ 167,916,000 | $ 255,000 | $ 113,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 655 | $ 144,466,000 | $ 220,000 | $ 110,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 636 | $ 148,677,000 | $ 233,000 | $ 117,000 |
| KANSAS CITY, MO-KS | 631 | $ 127,041,000 | $ 209,500 | $ 111,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 629 | $ 167,074,000 | $ 265,000 | $ 120,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 581 | $ 159,398,000 | $ 273,000 | $ 116,500 |
| PROVIDENCE-WARWICK, RI-MA | 551 | $ 148,817,000 | $ 267,500 | $ 123,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 547 | $ 124,690,000 | $ 219,000 | $ 107,500 |
| OGDEN-CLEARFIELD, UT | 536 | $ 109,337,000 | $ 203,000 | $ 75,000 |
| PROVO-OREM, UT | 521 | $ 127,857,000 | $ 245,000 | $ 95,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 498 | $ 138,959,000 | $ 279,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 481 | $ 276,514,000 | $ 574,000 | $ 181,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 437 | $ 97,901,000 | $ 224,000 | $ 100,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 429 | $ 105,548,000 | $ 246,000 | $ 100,000 |
| AUSTIN-ROUND ROCK, TX | 407 | $ 112,275,000 | $ 275,000 | $ 147,000 |
| GRAND RAPIDS-WYOMING, MI | 406 | $ 70,887,000 | $ 174,000 | $ 86,000 |
| DURHAM-CHAPEL HILL, NC | 401 | $ 100,247,000 | $ 249,000 | $ 132,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 391 | $ 71,090,000 | $ 181,000 | $ 107,000 |
| CAMDEN, NJ | 388 | $ 84,147,000 | $ 216,000 | $ 113,000 |
| MEMPHIS, TN-MS-AR | 387 | $ 39,575,000 | $ 127,333 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 384 | $ 148,221,000 | $ 385,000 | $ 165,000 |
| NEW HAVEN-MILFORD, CT | 378 | $ 81,741,000 | $ 216,000 | $ 112,000 |
| COLUMBUS, OH | 376 | $ 73,496,000 | $ 195,000 | $ 102,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 321 | $ 128,164,000 | $ 399,000 | $ 195,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 317 | $ 69,810,000 | $ 220,000 | $ 110,000 |
| FORT WORTH-ARLINGTON, TX | 315 | $ 63,015,000 | $ 200,000 | $ 117,000 |
| BARNSTABLE TOWN, MA | 284 | $ 87,133,000 | $ 306,000 | $ 193,000 |
| PORTLAND-SOUTH PORTLAND, ME | 284 | $ 70,500,000 | $ 248,000 | $ 145,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 282 | $ 120,734,000 | $ 428,000 | $ 146,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 275 | $ 50,596,000 | $ 183,000 | $ 97,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 257 | $ 47,321,000 | $ 184,000 | $ 79,000 |
| BOULDER, CO | 254 | $ 84,577,000 | $ 332,000 | $ 141,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 247 | $ 64,576,000 | $ 261,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 241 | $ 65,709,000 | $ 272,000 | $ 132,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 233 | $ 43,163,000 | $ 177,500 | $ 92,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 230 | $ 61,690,000 | $ 268,000 | $ 130,000 |
| COLORADO SPRINGS, CO | 222 | $ 61,005,000 | $ 274,000 | $ 116,000 |
| NEW ORLEANS-METAIRIE, LA | 203 | $ 46,609,000 | $ 229,000 | $ 105,000 |
| ANN ARBOR, MI | 200 | $ 45,463,000 | $ 227,000 | $ 138,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 198 | $ 36,963,000 | $ 165,500 | $ 82,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 191 | $ 44,848,000 | $ 283,500 | $ 117,500 |
| PITTSBURGH, PA | 186 | $ 31,814,000 | $ 171,000 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 181 | $ 39,911,000 | $ 220,000 | $ 141,000 |
| SANTA ROSA, CA | 180 | $ 75,134,000 | $ 417,000 | $ 162,000 |
| JACKSONVILLE, FL | 175 | $ 34,183,000 | $ 195,000 | $ 118,000 |
| SANTA MARIA-SANTA BARBARA, CA | 168 | $ 88,484,000 | $ 526,000 | $ 215,000 |
| TUCSON, AZ | 168 | $ 33,485,000 | $ 199,000 | $ 125,000 |
| TACOMA-LAKEWOOD, WA | 167 | $ 44,333,000 | $ 265,000 | $ 110,000 |
| RICHMOND, VA | 160 | $ 39,493,000 | $ 246,000 | $ 116,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 157 | $ 31,205,000 | $ 198,000 | $ 109,000 |
| URBAN HONOLULU, HI | 156 | $ 65,167,000 | $ 417,000 | $ 119,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 155 | $ 28,462,000 | $ 183,000 | $ 113,000 |
| GREENSBORO-HIGH POINT, NC | 153 | $ 25,564,000 | $ 167,000 | $ 75,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 151 | $ 58,272,000 | $ 385,000 | $ 154,000 |
| GREEN BAY, WI | 150 | $ 21,719,000 | $ 144,000 | $ 74,000 |
| ALBUQUERQUE, NM | 143 | $ 30,270,000 | $ 211,000 | $ 104,000 |
| OKLAHOMA CITY, OK | 137 | $ 24,353,000 | $ 177,000 | $ 102,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 137 | $ 53,227,000 | $ 388,000 | $ 127,000 |
| SAN RAFAEL, CA | 131 | $ 76,893,000 | $ 586,000 | $ 228,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 126 | $ 27,431,000 | $ 218,000 | $ 105,500 |
| CHATTANOOGA, TN-GA | 125 | $ 23,420,000 | $ 169,000 | $ 86,000 |
| WINSTON-SALEM, NC | 124 | $ 17,899,000 | $ 144,000 | $ 70,000 |
| CLEVELAND-ELYRIA, OH | 122 | $ 20,125,000 | $ 164,000 | $ 98,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 121 | $ 25,986,000 | $ 195,000 | $ 91,500 |
| STOCKTON-LODI, CA | 121 | $ 34,907,000 | $ 288,000 | $ 118,000 |
| PORT ST. LUCIE, FL | 118 | $ 22,628,000 | $ 191,000 | $ 99,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 116 | $ 31,071,000 | $ 267,000 | $ 113,000 |
| OCEAN CITY, NJ | 112 | $ 37,090,000 | $ 331,000 | $ 192,000 |
| BAKERSFIELD, CA | 110 | $ 24,653,000 | $ 224,000 | $ 109,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 106 | $ 32,124,000 | $ 303,000 | $ 250,000 |
| JACKSONVILLE, NC | 105 | $ 23,043,000 | $ 219,000 | $ 110,000 |
| KNOXVILLE, TN | 105 | $ 16,201,000 | $ 154,000 | $ 73,000 |
| PUNTA GORDA, FL | 101 | $ 16,161,000 | $ 160,000 | $ 88,000 |
| DES MOINES-WEST DES MOINES, IA | 100 | $ 20,600,000 | $ 206,000 | $ 200,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 97 | $ 16,223,000 | $ 167,000 | $ 119,000 |
| VALLEJO-FAIRFIELD, CA | 96 | $ 30,965,000 | $ 322,000 | $ 114,000 |
| RACINE, WI | 90 | $ 15,600,000 | $ 173,000 | $ 87,000 |
| FRESNO, CA | 89 | $ 19,595,000 | $ 220,000 | $ 94,000 |
| ST. GEORGE, UT | 89 | $ 20,269,000 | $ 227,000 | $ 111,000 |
| FORT COLLINS, CO | 88 | $ 22,232,000 | $ 252,000 | $ 123,000 |
| BIRMINGHAM-HOOVER, AL | 84 | $ 15,795,000 | $ 188,000 | $ 110,000 |
| GREELEY, CO | 84 | $ 24,088,000 | $ 286,000 | $ 109,000 |
| HARRISBURG-CARLISLE, PA | 82 | $ 14,944,000 | $ 182,000 | $ 92,000 |
| SPRINGFIELD, MA | 82 | $ 18,173,000 | $ 221,000 | $ 107,000 |
| GRAND JUNCTION, CO | 81 | $ 18,987,000 | $ 234,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 81 | $ 12,858,000 | $ 158,000 | $ 81,000 |
| MADISON, WI | 79 | $ 16,938,000 | $ 214,000 | $ 98,000 |
| PRESCOTT, AZ | 73 | $ 17,052,000 | $ 233,000 | $ 107,000 |
| JANESVILLE-BELOIT, WI | 71 | $ 9,979,000 | $ 140,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 71 | $ 16,169,000 | $ 227,000 | $ 210,000 |
| SANTA CRUZ-WATSONVILLE, CA | 71 | $ 31,742,000 | $ 447,000 | $ 131,000 |
| RENO, NV | 70 | $ 20,564,000 | $ 293,000 | $ 160,000 |
| SHEBOYGAN, WI | 69 | $ 9,209,000 | $ 133,000 | $ 63,000 |
| BANGOR, ME | 67 | $ 10,482,000 | $ 156,000 | $ 93,000 |
| SPOKANE-SPOKANE VALLEY, WA | 67 | $ 14,046,000 | $ 209,000 | $ 97,000 |
| LAKELAND-WINTER HAVEN, FL | 66 | $ 10,493,000 | $ 158,000 | $ 69,000 |
| TRENTON, NJ | 64 | $ 17,404,000 | $ 271,000 | $ 161,000 |
| SALINAS, CA | 63 | $ 23,926,000 | $ 379,000 | $ 133,000 |
| LANSING-EAST LANSING, MI | 62 | $ 9,492,000 | $ 153,000 | $ 87,000 |
| WILMINGTON, DE-MD-NJ | 62 | $ 13,975,000 | $ 200,666 | $ 85,666 |
| COLUMBIA, SC | 61 | $ 8,561,000 | $ 140,000 | $ 81,000 |
| FLAGSTAFF, AZ | 61 | $ 16,875,000 | $ 276,000 | $ 143,000 |
| BOISE CITY, ID | 58 | $ 12,120,000 | $ 208,000 | $ 93,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 58 | $ 16,475,000 | $ 284,000 | $ 161,000 |
| BATON ROUGE, LA | 57 | $ 11,550,000 | $ 202,000 | $ 88,000 |
| TULSA, OK | 55 | $ 8,553,000 | $ 155,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 54 | $ 10,305,000 | $ 190,000 | $ 119,000 |
| FLINT, MI | 53 | $ 7,189,000 | $ 135,000 | $ 73,000 |
| KALAMAZOO-PORTAGE, MI | 53 | $ 11,247,000 | $ 212,000 | $ 146,000 |
| AKRON, OH | 52 | $ 9,697,000 | $ 186,000 | $ 111,000 |
| EVANSVILLE, IN-KY | 49 | $ 7,110,000 | $ 123,500 | $ 65,000 |
| MISSOULA, MT | 49 | $ 12,162,000 | $ 248,000 | $ 106,000 |
| ASHEVILLE, NC | 48 | $ 9,841,000 | $ 205,000 | $ 92,000 |
| NORWICH-NEW LONDON, CT | 48 | $ 12,672,000 | $ 264,000 | $ 137,000 |
| BEND-REDMOND, OR | 47 | $ 11,856,000 | $ 252,000 | $ 109,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 47 | $ 19,161,000 | $ 407,000 | $ 127,000 |
| ROCHESTER, NY | 47 | $ 6,939,000 | $ 147,000 | $ 101,000 |
| DAYTON, OH | 46 | $ 6,589,000 | $ 143,000 | $ 85,000 |
| MODESTO, CA | 46 | $ 10,397,000 | $ 226,000 | $ 134,000 |
| READING, PA | 46 | $ 7,837,000 | $ 170,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 45 | $ 8,214,000 | $ 182,000 | $ 101,000 |
| COLUMBIA, MO | 44 | $ 9,011,000 | $ 204,000 | $ 99,000 |
| KANKAKEE, IL | 44 | $ 7,615,000 | $ 173,000 | $ 115,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 44 | $ 6,434,000 | $ 146,000 | $ 106,000 |
| ROCKFORD, IL | 44 | $ 5,372,000 | $ 122,000 | $ 69,000 |
| SPARTANBURG, SC | 44 | $ 7,495,000 | $ 170,000 | $ 81,000 |
| EL PASO, TX | 43 | $ 6,380,000 | $ 148,000 | $ 82,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 43 | $ 6,058,000 | $ 140,000 | $ 93,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 6,751,000 | $ 160,000 | $ 87,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 41 | $ 8,335,000 | $ 122,500 | $ 79,000 |
| TOLEDO, OH | 41 | $ 5,973,000 | $ 145,000 | $ 88,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 40 | $ 10,935,000 | $ 273,000 | $ 170,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 40 | $ 7,874,000 | $ 200,500 | $ 205,500 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 38 | $ 5,094,000 | $ 134,000 | $ 89,000 |
| SALISBURY, MD-DE | 38 | $ 10,009,000 | $ 261,500 | $ 121,500 |
| EAST STROUDSBURG, PA | 36 | $ 6,065,000 | $ 168,000 | $ 104,000 |
| OCALA, FL | 36 | $ 5,868,000 | $ 163,000 | $ 83,000 |
| OLYMPIA-TUMWATER, WA | 36 | $ 8,761,000 | $ 243,000 | $ 104,000 |
| YORK-HANOVER, PA | 36 | $ 6,923,000 | $ 192,000 | $ 123,000 |
| SALEM, OR | 35 | $ 7,518,000 | $ 214,000 | $ 82,000 |
| NAPA, CA | 34 | $ 15,837,000 | $ 465,000 | $ 159,000 |
| VISALIA-PORTERVILLE, CA | 34 | $ 7,529,000 | $ 221,000 | $ 91,000 |
| BREMERTON-SILVERDALE, WA | 33 | $ 10,615,000 | $ 321,000 | $ 123,000 |
| HUNTSVILLE, AL | 33 | $ 6,356,000 | $ 192,000 | $ 114,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 33 | $ 4,668,000 | $ 141,000 | $ 76,000 |
| YUMA, AZ | 33 | $ 6,156,000 | $ 186,000 | $ 79,000 |
| LEXINGTON-FAYETTE, KY | 31 | $ 5,138,000 | $ 165,000 | $ 94,000 |
| BELLINGHAM, WA | 30 | $ 8,300,000 | $ 276,000 | $ 153,000 |
| DULUTH, MN-WI | 30 | $ 5,147,000 | $ 181,500 | $ 76,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 30 | $ 3,868,000 | $ 128,000 | $ 80,000 |
| MICHIGAN CITY-LA PORTE, IN | 30 | $ 6,765,000 | $ 225,000 | $ 178,000 |
| MONROE, MI | 30 | $ 5,523,000 | $ 184,000 | $ 90,000 |
| TALLAHASSEE, FL | 30 | $ 4,657,000 | $ 155,000 | $ 128,000 |
| APPLETON, WI | 29 | $ 4,294,000 | $ 148,000 | $ 86,000 |
| BEAUMONT-PORT ARTHUR, TX | 29 | $ 3,948,000 | $ 136,000 | $ 85,000 |
| LAFAYETTE, LA | 29 | $ 4,972,000 | $ 171,000 | $ 85,000 |
| WICHITA, KS | 29 | $ 4,572,000 | $ 157,000 | $ 126,000 |
| JACKSON, MS | 28 | $ 4,619,000 | $ 164,000 | $ 90,000 |
| LINCOLN, NE | 27 | $ 4,703,000 | $ 174,000 | $ 79,000 |
| SANTA FE, NM | 27 | $ 7,163,000 | $ 265,000 | $ 141,000 |
| SPRINGFIELD, MO | 27 | $ 3,423,000 | $ 126,000 | $ 79,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 5,532,000 | $ 212,000 | $ 92,000 |
| MUSKEGON, MI | 26 | $ 3,716,000 | $ 142,000 | $ 72,000 |
| SAVANNAH, GA | 26 | $ 4,965,000 | $ 190,000 | $ 95,000 |
| SYRACUSE, NY | 26 | $ 3,462,000 | $ 133,000 | $ 113,000 |
| COLUMBUS, GA-AL | 25 | $ 10,767,000 | $ 274,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 25 | $ 3,383,000 | $ 135,000 | $ 95,000 |
| JACKSON, MI | 25 | $ 2,961,000 | $ 118,000 | $ 70,000 |
| PEORIA, IL | 25 | $ 4,412,000 | $ 176,000 | $ 141,000 |
| HICKORY-LENOIR-MORGANTON, NC | 24 | $ 3,389,000 | $ 141,000 | $ 82,000 |
| KILLEEN-TEMPLE, TX | 24 | $ 3,787,000 | $ 157,000 | $ 99,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 4,354,000 | $ 190,000 | $ 114,000 |
| EUGENE, OR | 23 | $ 5,114,000 | $ 222,000 | $ 116,000 |
| FAYETTEVILLE, NC | 23 | $ 3,495,000 | $ 151,000 | $ 86,000 |
| ROANOKE, VA | 23 | $ 5,044,000 | $ 219,000 | $ 95,000 |
| SEBASTIAN-VERO BEACH, FL | 23 | $ 5,347,000 | $ 232,000 | $ 142,000 |
| BURLINGTON, NC | 22 | $ 4,066,000 | $ 184,000 | $ 78,000 |
| CANTON-MASSILLON, OH | 22 | $ 2,977,000 | $ 135,000 | $ 101,000 |
| PANAMA CITY, FL | 22 | $ 4,144,000 | $ 188,000 | $ 81,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 20 | $ 3,908,000 | $ 201,500 | $ 108,000 |
| GREENVILLE, NC | 20 | $ 3,450,000 | $ 172,000 | $ 98,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 20 | $ 5,277,000 | $ 263,000 | $ 192,000 |
| MCALLEN-EDINBURG-MISSION, TX | 20 | $ 4,305,000 | $ 215,000 | $ 153,000 |
| MONTGOMERY, AL | 20 | $ 3,129,000 | $ 156,000 | $ 60,000 |
| MADERA, CA | 19 | $ 3,965,000 | $ 208,000 | $ 117,000 |
| MEDFORD, OR | 19 | $ 4,176,000 | $ 219,000 | $ 147,000 |
| ANCHORAGE, AK | 18 | $ 3,869,000 | $ 214,000 | $ 86,000 |
| CHAMPAIGN-URBANA, IL | 18 | $ 2,459,000 | $ 136,000 | $ 99,000 |
| CHICO, CA | 18 | $ 3,580,000 | $ 198,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 18 | $ 2,880,000 | $ 150,500 | $ 69,500 |
| KENNEWICK-RICHLAND, WA | 18 | $ 2,988,000 | $ 166,000 | $ 97,000 |
| LONGVIEW, WA | 18 | $ 3,770,000 | $ 209,000 | $ 68,000 |
| SHERMAN-DENISON, TX | 18 | $ 3,659,000 | $ 203,000 | $ 103,000 |
| THE VILLAGES, FL | 18 | $ 3,275,000 | $ 181,000 | $ 77,000 |
| TOPEKA, KS | 18 | $ 2,151,000 | $ 119,000 | $ 59,000 |
| EAU CLAIRE, WI | 17 | $ 3,156,000 | $ 185,000 | $ 67,000 |
| FORT WAYNE, IN | 17 | $ 2,661,000 | $ 156,000 | $ 112,000 |
| LANCASTER, PA | 17 | $ 2,880,000 | $ 169,000 | $ 98,000 |
| LYNCHBURG, VA | 17 | $ 3,210,000 | $ 188,000 | $ 102,000 |
| WINCHESTER, VA-WV | 17 | $ 4,060,000 | $ 162,000 | $ 86,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 17 | $ 1,881,000 | $ 98,500 | $ 43,500 |
| YUBA CITY, CA | 17 | $ 4,145,000 | $ 243,000 | $ 93,000 |
| AMARILLO, TX | 16 | $ 2,162,000 | $ 135,000 | $ 77,000 |
| CHARLOTTESVILLE, VA | 16 | $ 5,014,000 | $ 313,000 | $ 143,000 |
| LUBBOCK, TX | 16 | $ 2,591,000 | $ 161,000 | $ 164,000 |
| COEUR D'ALENE, ID | 15 | $ 4,327,000 | $ 288,000 | $ 97,000 |
| ELKHART-GOSHEN, IN | 15 | $ 2,522,000 | $ 168,000 | $ 93,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 15 | $ 2,679,000 | $ 136,000 | $ 134,333 |
| MIDLAND, TX | 15 | $ 3,281,000 | $ 218,000 | $ 152,000 |
| NEW BERN, NC | 15 | $ 2,259,000 | $ 150,000 | $ 94,000 |
| SPRINGFIELD, IL | 15 | $ 3,092,000 | $ 206,000 | $ 136,000 |
| VINELAND-BRIDGETON, NJ | 15 | $ 2,298,000 | $ 153,000 | $ 75,000 |
| BLOOMINGTON, IL | 14 | $ 2,746,000 | $ 196,000 | $ 123,000 |
| CEDAR RAPIDS, IA | 14 | $ 1,924,000 | $ 137,000 | $ 72,000 |
| GAINESVILLE, GA | 14 | $ 3,425,000 | $ 244,000 | $ 128,000 |
| LAS CRUCES, NM | 14 | $ 2,346,000 | $ 167,000 | $ 81,000 |
| LOGAN, UT-ID | 14 | $ 2,489,000 | $ 177,000 | $ 77,000 |
| MERCED, CA | 14 | $ 3,051,000 | $ 217,000 | $ 94,000 |
| REDDING, CA | 14 | $ 2,924,000 | $ 208,000 | $ 72,000 |
| YAKIMA, WA | 14 | $ 2,046,000 | $ 146,000 | $ 54,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 13 | $ 3,434,000 | $ 264,000 | $ 120,000 |
| KINGSTON, NY | 13 | $ 2,576,000 | $ 198,000 | $ 123,000 |
| MOBILE, AL | 13 | $ 1,698,000 | $ 130,000 | $ 72,000 |
| PITTSFIELD, MA | 13 | $ 4,651,000 | $ 357,000 | $ 406,000 |
| ALBANY, OR | 12 | $ 2,058,000 | $ 171,000 | $ 97,000 |
| CLEVELAND, TN | 12 | $ 1,487,000 | $ 123,000 | $ 87,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 1,892,000 | $ 157,000 | $ 116,000 |
| EL CENTRO, CA | 12 | $ 2,248,000 | $ 187,000 | $ 121,000 |
| ERIE, PA | 12 | $ 1,184,000 | $ 98,000 | $ 63,000 |
| HOUMA-THIBODAUX, LA | 12 | $ 1,846,000 | $ 153,000 | $ 71,000 |
| OSHKOSH-NEENAH, WI | 12 | $ 1,766,000 | $ 147,000 | $ 65,000 |
| SIERRA VISTA-DOUGLAS, AZ | 12 | $ 1,924,000 | $ 160,000 | $ 60,000 |
| TERRE HAUTE, IN | 12 | $ 921,000 | $ 76,000 | $ 50,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 2,032,000 | $ 184,000 | $ 133,000 |
| GAINESVILLE, FL | 11 | $ 2,252,000 | $ 204,000 | $ 69,000 |
| GLENS FALLS, NY | 11 | $ 1,929,000 | $ 175,000 | $ 130,000 |
| HARRISONBURG, VA | 11 | $ 1,672,000 | $ 152,000 | $ 141,000 |
| IDAHO FALLS, ID | 11 | $ 1,884,000 | $ 171,000 | $ 90,000 |
| MONROE, LA | 11 | $ 1,712,000 | $ 155,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 10 | $ 2,197,000 | $ 219,000 | $ 96,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 10 | $ 1,348,000 | $ 134,000 | $ 48,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 1,808,000 | $ 180,000 | $ 207,000 |
| CARBONDALE-MARION, IL | 10 | $ 1,265,000 | $ 126,000 | $ 72,000 |
| CARSON CITY, NV | 10 | $ 2,798,000 | $ 279,000 | $ 98,000 |
| CHARLESTON, WV | 10 | $ 1,329,000 | $ 132,000 | $ 172,000 |
| CORVALLIS, OR | 10 | $ 3,026,000 | $ 302,000 | $ 111,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 1,845,000 | $ 184,000 | $ 82,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 1,675,000 | $ 154,500 | $ 75,000 |
| MORRISTOWN, TN | 10 | $ 1,491,000 | $ 149,000 | $ 69,000 |
| ROCKY MOUNT, NC | 10 | $ 1,026,000 | $ 102,000 | $ 60,000 |
| SIOUX CITY, IA-NE-SD | 10 | $ 1,521,000 | $ 235,500 | $ 132,000 |
| SUMTER, SC | 10 | $ 946,000 | $ 94,000 | $ 74,000 |
| TUSCALOOSA, AL | 10 | $ 1,602,000 | $ 160,000 | $ 80,000 |
| WENATCHEE, WA | 10 | $ 1,916,000 | $ 191,000 | $ 124,000 |
| BILLINGS, MT | 9 | $ 2,069,000 | $ 229,000 | $ 104,000 |
| BLOOMINGTON, IN | 9 | $ 2,340,000 | $ 260,000 | $ 122,000 |
| BRUNSWICK, GA | 9 | $ 2,037,000 | $ 226,000 | $ 82,000 |
| CAPE GIRARDEAU, MO-IL | 9 | $ 1,291,000 | $ 143,000 | $ 82,000 |
| CHEYENNE, WY | 9 | $ 1,529,000 | $ 169,000 | $ 109,000 |
| HANFORD-CORCORAN, CA | 9 | $ 1,840,000 | $ 204,000 | $ 68,000 |
| HOMOSASSA SPRINGS, FL | 9 | $ 1,171,000 | $ 130,000 | $ 65,000 |
| KOKOMO, IN | 9 | $ 779,000 | $ 86,000 | $ 61,000 |
| MACON, GA | 9 | $ 1,431,000 | $ 159,000 | $ 65,000 |
| STATE COLLEGE, PA | 9 | $ 2,005,000 | $ 222,000 | $ 105,000 |
| WACO, TX | 9 | $ 1,073,000 | $ 119,000 | $ 76,000 |
| ALEXANDRIA, LA | 8 | $ 1,342,000 | $ 167,000 | $ 62,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 8 | $ 1,940,000 | $ 242,000 | $ 90,000 |
| BAY CITY, MI | 8 | $ 1,420,000 | $ 177,000 | $ 73,000 |
| CUMBERLAND, MD-WV | 8 | $ 1,003,000 | $ 125,000 | $ 97,500 |
| FARGO, ND-MN | 8 | $ 1,213,000 | $ 142,500 | $ 82,500 |
| IOWA CITY, IA | 8 | $ 2,052,000 | $ 256,000 | $ 152,000 |
| JEFFERSON CITY, MO | 8 | $ 1,318,000 | $ 164,000 | $ 67,000 |
| LAKE CHARLES, LA | 8 | $ 1,218,000 | $ 152,000 | $ 101,000 |
| MOUNT VERNON-ANACORTES, WA | 8 | $ 2,199,000 | $ 274,000 | $ 97,000 |
| ROCHESTER, MN | 8 | $ 1,679,000 | $ 209,000 | $ 107,000 |
| SPRINGFIELD, OH | 8 | $ 1,015,000 | $ 126,000 | $ 78,000 |
| ST. CLOUD, MN | 8 | $ 1,038,000 | $ 129,000 | $ 54,000 |
| TYLER, TX | 8 | $ 2,026,000 | $ 253,000 | $ 91,000 |
| ALTOONA, PA | 7 | $ 1,040,000 | $ 148,000 | $ 84,000 |
| BATTLE CREEK, MI | 7 | $ 941,000 | $ 134,000 | $ 55,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 1,280,000 | $ 182,000 | $ 86,000 |
| DALTON, GA | 7 | $ 902,000 | $ 128,000 | $ 78,000 |
| GRANTS PASS, OR | 7 | $ 1,490,000 | $ 212,000 | $ 76,000 |
| HOT SPRINGS, AR | 7 | $ 982,000 | $ 140,000 | $ 46,000 |
| JACKSON, TN | 7 | $ 1,071,000 | $ 153,000 | $ 111,000 |
| JOHNSON CITY, TN | 7 | $ 1,130,000 | $ 161,000 | $ 106,000 |
| LA CROSSE-ONALASKA, WI-MN | 7 | $ 1,260,000 | $ 224,500 | $ 142,000 |
| LEBANON, PA | 7 | $ 851,000 | $ 121,000 | $ 104,000 |
| LEWISTON, ID-WA | 7 | $ 962,000 | $ 137,000 | $ 78,000 |
| LEWISTON-AUBURN, ME | 7 | $ 994,000 | $ 142,000 | $ 80,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 587,000 | $ 83,000 | $ 62,000 |
| POCATELLO, ID | 7 | $ 935,000 | $ 133,000 | $ 84,000 |
| SAGINAW, MI | 7 | $ 900,000 | $ 128,000 | $ 69,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 7 | $ 796,000 | $ 111,000 | $ 101,000 |
| ALBANY, GA | 6 | $ 1,205,000 | $ 200,000 | $ 108,000 |
| BINGHAMTON, NY | 6 | $ 730,000 | $ 121,000 | $ 99,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 684,000 | $ 114,000 | $ 68,000 |
| COLUMBUS, IN | 6 | $ 974,000 | $ 162,000 | $ 74,000 |
| DOVER, DE | 6 | $ 1,207,000 | $ 201,000 | $ 88,000 |
| FARMINGTON, NM | 6 | $ 1,340,000 | $ 223,000 | $ 178,000 |
| FOND DU LAC, WI | 6 | $ 955,000 | $ 159,000 | $ 75,000 |
| FORT SMITH, AR-OK | 6 | $ 787,000 | $ 131,000 | $ 44,000 |
| GETTYSBURG, PA | 6 | $ 1,037,000 | $ 172,000 | $ 85,000 |
| GREAT FALLS, MT | 6 | $ 858,000 | $ 143,000 | $ 55,000 |
| HAMMOND, LA | 6 | $ 699,000 | $ 116,000 | $ 80,000 |
| LAWRENCE, KS | 6 | $ 1,347,000 | $ 224,000 | $ 104,000 |
| MANHATTAN, KS | 6 | $ 1,336,000 | $ 222,000 | $ 110,000 |
| OWENSBORO, KY | 6 | $ 776,000 | $ 129,000 | $ 58,000 |
| SIOUX FALLS, SD | 6 | $ 1,281,000 | $ 213,000 | $ 156,000 |
| ST. JOSEPH, MO-KS | 6 | $ 852,000 | $ 142,000 | $ 73,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,166,000 | $ 194,000 | $ 69,000 |
| TEXARKANA, TX-AR | 6 | $ 591,000 | $ 123,000 | $ 50,500 |
| UTICA-ROME, NY | 6 | $ 509,000 | $ 84,000 | $ 81,000 |
| WARNER ROBINS, GA | 6 | $ 1,050,000 | $ 175,000 | $ 110,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 700,000 | $ 116,000 | $ 39,000 |
| WAUSAU, WI | 6 | $ 1,018,000 | $ 169,000 | $ 144,000 |
| WICHITA FALLS, TX | 6 | $ 549,000 | $ 91,000 | $ 64,000 |
| ABILENE, TX | 5 | $ 669,000 | $ 133,000 | $ 79,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,065,000 | $ 213,000 | $ 170,000 |
| BOWLING GREEN, KY | 5 | $ 602,000 | $ 120,000 | $ 79,000 |
| DANVILLE, IL | 5 | $ 355,000 | $ 71,000 | $ 55,000 |
| DECATUR, IL | 5 | $ 683,000 | $ 136,000 | $ 94,000 |
| FLORENCE, SC | 5 | $ 507,000 | $ 101,000 | $ 45,000 |
| JOPLIN, MO | 5 | $ 285,000 | $ 57,000 | $ 71,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 772,000 | $ 154,000 | $ 64,000 |
| LAREDO, TX | 5 | $ 694,000 | $ 138,000 | $ 86,000 |
| LAWTON, OK | 5 | $ 681,000 | $ 136,000 | $ 77,000 |
| LIMA, OH | 5 | $ 650,000 | $ 130,000 | $ 61,000 |
| MORGANTOWN, WV | 5 | $ 602,000 | $ 120,000 | $ 65,000 |
| MUNCIE, IN | 5 | $ 243,000 | $ 48,000 | $ 27,000 |
| ODESSA, TX | 5 | $ 1,145,000 | $ 229,000 | $ 120,000 |
| SAN ANGELO, TX | 5 | $ 737,000 | $ 147,000 | $ 164,000 |
| SEBRING, FL | 5 | $ 627,000 | $ 125,000 | $ 49,000 |
| VICTORIA, TX | 5 | $ 1,108,000 | $ 221,000 | $ 188,000 |
| BISMARCK, ND | 4 | $ 1,057,000 | $ 264,000 | $ 89,000 |
| DECATUR, AL | 4 | $ 803,000 | $ 200,000 | $ 110,000 |
| ELMIRA, NY | 4 | $ 523,000 | $ 130,000 | $ 57,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 418,000 | $ 104,000 | $ 63,000 |
| GOLDSBORO, NC | 4 | $ 566,000 | $ 141,000 | $ 64,000 |
| HINESVILLE, GA | 4 | $ 505,000 | $ 126,000 | $ 76,000 |
| JOHNSTOWN, PA | 4 | $ 478,000 | $ 119,000 | $ 71,000 |
| JONESBORO, AR | 4 | $ 543,000 | $ 135,000 | $ 89,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 1,019,000 | $ 254,000 | $ 145,000 |
| LONGVIEW, TX | 4 | $ 690,000 | $ 172,000 | $ 75,000 |
| PUEBLO, CO | 4 | $ 442,000 | $ 110,000 | $ 57,000 |
| VALDOSTA, GA | 4 | $ 495,000 | $ 123,000 | $ 73,000 |
| CASPER, WY | 3 | $ 694,000 | $ 231,000 | $ 77,000 |
| DOTHAN, AL | 3 | $ 348,000 | $ 116,000 | $ 54,000 |
| HATTIESBURG, MS | 3 | $ 306,000 | $ 102,000 | $ 59,000 |
| MANSFIELD, OH | 3 | $ 247,000 | $ 82,000 | $ 35,000 |
| MIDLAND, MI | 3 | $ 604,000 | $ 201,000 | $ 76,000 |
| RAPID CITY, SD | 3 | $ 941,000 | $ 313,000 | $ 158,000 |
| WALLA WALLA, WA | 3 | $ 505,000 | $ 168,000 | $ 110,000 |
| WHEELING, WV-OH | 3 | $ 270,000 | $ 115,000 | $ 56,000 |
| BECKLEY, WV | 2 | $ 367,000 | $ 183,000 | $ 139,000 |
| DUBUQUE, IA | 2 | $ 442,000 | $ 221,000 | $ 81,000 |
| FAIRBANKS, AK | 2 | $ 415,000 | $ 207,000 | $ 53,000 |
| GADSDEN, AL | 2 | $ 400,000 | $ 200,000 | $ 31,000 |
| GRAND FORKS, ND-MN | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| GRAND ISLAND, NE | 2 | $ 337,000 | $ 168,000 | $ 74,000 |
| ITHACA, NY | 2 | $ 448,000 | $ 224,000 | $ 83,000 |
| ROME, GA | 2 | $ 402,000 | $ 201,000 | $ 76,000 |
| WILLIAMSPORT, PA | 2 | $ 512,000 | $ 256,000 | $ 116,000 |
| AMES, IA | 1 | $ 747,000 | $ 747,000 | $ 449,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| PONCE, PR | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 49,614 | $14,406,192,000 | $290,000 | $20,000,000 | $137,000 | $7,345,000 |
| Home Purchase | 47,288 | $12,944,977,000 | $273,000 | $2,958,000 | $122,000 | $5,833,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69,583 | $19,636,591,000 | $282,000 | $6,000,000 | $133,000 | $7,345,000 |
| Not Provided | 8,884 | $2,554,313,000 | $287,000 | $2,963,000 | $129,000 | $2,894,000 |
| Asian | 7,196 | $2,369,828,000 | $329,000 | $2,876,000 | $144,000 | $3,141,000 |
| Hispanic | 6,467 | $1,678,854,000 | $259,000 | $20,000,000 | $100,000 | $3,162,000 |
| Black or African American | 3,972 | $895,652,000 | $225,000 | $7,700,000 | $94,000 | $2,769,000 |
| American Indian or Alaskan Native | 430 | $103,589,000 | $240,000 | $1,463,000 | $103,000 | $1,224,000 |
| Native Hawaiin or Other Pacific Islander | 370 | $112,342,000 | $303,000 | $1,300,000 | $108,000 | $535,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81,282 | $23,663,938,000 | $291,000 | $20,000,000 | $138,000 | $7,345,000 |
| FHA-insured (Federal Housing Administration) | 11,599 | $2,578,227,000 | $222,000 | $884,000 | $79,000 | $1,033,000 |
| VA-guaranteed (Veterans Administration) | 3,607 | $1,039,692,000 | $288,000 | $1,053,000 | $95,000 | $1,080,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 414 | $69,312,000 | $167,000 | $531,000 | $54,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 65,193 | $18,493,956,000 | $283,000 | $2,453,000 | $130,000 | $5,833,000 |
| Application Withdrawn By Applicant | 20,016 | $5,850,193,000 | $292,000 | $20,000,000 | $137,000 | $7,345,000 |
| Application Denied By Financial Institution | 7,449 | $1,759,353,000 | $236,000 | $7,700,000 | $95,000 | $4,691,000 |
| File Closed For Incompleteness | 3,710 | $1,100,709,000 | $296,000 | $3,910,000 | $140,000 | $6,116,000 |
| Application Approved But Not Accepted | 534 | $146,958,000 | $275,000 | $1,571,000 | $124,000 | $1,111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,333 | $492,973,000 | $211,000 | $7,700,000 | $97,000 | $4,691,000 |
| Debt-To-Income Ratio | 2,066 | $550,422,000 | $266,000 | $2,205,000 | $70,000 | $1,800,000 |
| Collateral | 1,011 | $236,383,000 | $233,000 | $2,963,000 | $120,000 | $1,500,000 |
| Other | 717 | $158,311,000 | $220,000 | $2,077,000 | $110,000 | $1,940,000 |
| Unverifiable Information | 180 | $49,356,000 | $274,000 | $1,040,000 | $114,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 148 | $41,074,000 | $277,000 | $1,220,000 | $108,000 | $686,000 |
| Employment History | 145 | $33,080,000 | $228,000 | $991,000 | $75,000 | $224,000 |
| Credit Application Incomplete | 18 | $4,740,000 | $263,000 | $611,000 | $147,000 | $564,000 |
| Mortgage Insurance Denied | 1 | $139,000 | $139,000 | $139,000 | $54,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.