Nationwide Bank Mortgage Lending & HMDA Data, 2016
In 2016, Nationwide Bank of Columbus, OH reported 6,161 mortgage applications totaling $1.8 billion, up 32% from 2015. The average application was for $295,055, and applicants reported an average income of $156,140. 16% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (723), Des Moines-West Des Moines, IA (495) and St. Louis, MO-IL (425) (applications in parentheses).
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,161 |
| Total Mortgage Loan Application Amount | $1,817,834,000 |
| Average Mortgage Loan Application Amount | $295,055 |
| Highest Mortgage Loan Application Amount | $3,510,000 |
| Average Applicant Income | $156,140 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nationwide Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 723 | $ 284,963,000 | $ 394,139 | $ 199,000 |
| Des Moines-West Des Moines, IA | 495 | $ 107,973,000 | $ 218,127 | $ 125,000 |
| St. Louis, MO-IL | 425 | $ 113,997,000 | $ 268,228 | $ 142,527 |
| Columbus, OH | 345 | $ 59,356,000 | $ 172,046 | $ 95,000 |
| Cedar Rapids, IA | 176 | $ 26,887,000 | $ 152,767 | $ 100,000 |
| Kansas City, MO-KS | 173 | $ 46,577,000 | $ 269,231 | $ 135,005 |
| Phoenix-Mesa-Scottsdale, AZ | 157 | $ 50,357,000 | $ 320,745 | $ 175,000 |
| Los Angeles-Long Beach-Glendale, CA | 104 | $ 74,070,000 | $ 712,211 | $ 301,000 |
| Boston, MA | 93 | $ 43,210,000 | $ 464,623 | $ 215,000 |
| Lake County-Kenosha County, IL-WI | 89 | $ 34,382,000 | $ 386,314 | $ 269,112 |
| Lincoln, NE | 82 | $ 16,190,000 | $ 197,439 | $ 98,000 |
| Sioux City, IA-NE-SD | 81 | $ 12,929,000 | $ 159,617 | $ 91,296 |
| Cambridge-Newton-Framingham, MA | 80 | $ 40,173,000 | $ 502,162 | $ 227,000 |
| Elgin, IL | 77 | $ 21,918,000 | $ 284,649 | $ 202,000 |
| Seattle-Bellevue-Everett, WA | 70 | $ 43,412,000 | $ 620,171 | $ 202,000 |
| Jacksonville, FL | 64 | $ 14,752,000 | $ 230,500 | $ 107,000 |
| Davenport-Moline-Rock Island, IA-IL | 63 | $ 11,202,000 | $ 177,809 | $ 102,873 |
| New York-Jersey City-White Plains, NY-NJ | 60 | $ 40,144,000 | $ 669,066 | $ 426,200 |
| Charlotte-Concord-Gastonia, NC-SC | 57 | $ 16,549,000 | $ 290,333 | $ 147,087 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 56 | $ 17,845,000 | $ 318,660 | $ 154,571 |
| Denver-Aurora-Lakewood, CO | 53 | $ 18,755,000 | $ 353,867 | $ 140,000 |
| Omaha-Council Bluffs, NE-IA | 52 | $ 9,867,000 | $ 189,750 | $ 109,307 |
| Raleigh, NC | 51 | $ 12,996,000 | $ 254,823 | $ 149,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 45 | $ 17,058,000 | $ 379,066 | $ 368,222 |
| Montgomery County-Bucks County-Chester County, PA | 43 | $ 10,786,000 | $ 250,837 | $ 126,000 |
| Atlanta-Sandy Springs-Roswell, GA | 41 | $ 8,690,000 | $ 211,951 | $ 91,000 |
| Houston-The Woodlands-Sugar Land, TX | 41 | $ 12,557,000 | $ 306,268 | $ 145,000 |
| Ames, IA | 40 | $ 8,673,000 | $ 216,825 | $ 118,000 |
| Oakland-Hayward-Berkeley, CA | 39 | $ 23,904,000 | $ 612,923 | $ 223,000 |
| San Diego-Carlsbad, CA | 39 | $ 28,237,000 | $ 724,025 | $ 275,000 |
| Anaheim-Santa Ana-Irvine, CA | 38 | $ 24,451,000 | $ 643,447 | $ 291,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 36 | $ 17,893,000 | $ 497,027 | $ 208,333 |
| Sioux Falls, SD | 35 | $ 8,666,000 | $ 247,600 | $ 106,000 |
| San Francisco-Redwood City-South San Francisco, CA | 34 | $ 26,027,000 | $ 765,500 | $ 415,000 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 9,422,000 | $ 324,896 | $ 172,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 20,056,000 | $ 691,586 | $ 214,000 |
| Waterloo-Cedar Falls, IA | 28 | $ 5,487,000 | $ 195,964 | $ 100,000 |
| Worcester, MA-CT | 28 | $ 8,035,000 | $ 286,964 | $ 119,785 |
| Baltimore-Columbia-Towson, MD | 27 | $ 6,569,000 | $ 243,296 | $ 172,000 |
| Dallas-Plano-Irving, TX | 26 | $ 8,538,000 | $ 328,384 | $ 282,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 4,911,000 | $ 196,440 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 25 | $ 7,888,000 | $ 315,520 | $ 165,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 11,401,000 | $ 456,040 | $ 186,000 |
| Durham-Chapel Hill, NC | 24 | $ 7,015,000 | $ 292,291 | $ 143,000 |
| Providence-Warwick, RI-MA | 23 | $ 8,144,000 | $ 354,086 | $ 262,695 |
| Cleveland-Elyria, OH | 22 | $ 4,030,000 | $ 183,181 | $ 110,000 |
| Hartford-West Hartford-East Hartford, CT | 22 | $ 4,713,000 | $ 214,227 | $ 128,000 |
| Madison, WI | 22 | $ 8,781,000 | $ 399,136 | $ 255,000 |
| Nassau County-Suffolk County, NY | 22 | $ 11,673,000 | $ 530,590 | $ 360,000 |
| New Haven-Milford, CT | 22 | $ 4,647,000 | $ 211,227 | $ 121,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 6,203,000 | $ 295,380 | $ 123,000 |
| Gainesville, FL | 20 | $ 3,639,000 | $ 181,950 | $ 102,000 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 6,136,000 | $ 306,800 | $ 283,000 |
| Bloomington, IL | 18 | $ 3,599,000 | $ 199,944 | $ 121,000 |
| Las Vegas-Henderson-Paradise, NV | 18 | $ 5,005,000 | $ 278,055 | $ 123,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 5,335,000 | $ 296,388 | $ 154,000 |
| Richmond, VA | 18 | $ 4,217,000 | $ 234,277 | $ 113,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 4,153,000 | $ 244,294 | $ 134,000 |
| Pittsburgh, PA | 17 | $ 2,258,000 | $ 132,823 | $ 92,000 |
| Austin-Round Rock, TX | 16 | $ 3,525,000 | $ 220,312 | $ 105,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 9,545,000 | $ 596,562 | $ 193,000 |
| Greensboro-High Point, NC | 16 | $ 3,935,000 | $ 245,937 | $ 153,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 15 | $ 3,282,000 | $ 218,800 | $ 119,000 |
| Fort Worth-Arlington, TX | 15 | $ 2,047,000 | $ 136,466 | $ 118,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 10,731,000 | $ 715,400 | $ 277,000 |
| Barnstable Town, MA | 14 | $ 4,866,000 | $ 347,571 | $ 218,000 |
| Cincinnati, OH-KY-IN | 14 | $ 3,314,000 | $ 236,714 | $ 119,142 |
| North Port-Sarasota-Bradenton, FL | 14 | $ 3,671,000 | $ 262,214 | $ 155,000 |
| Wichita, KS | 14 | $ 2,191,000 | $ 156,500 | $ 82,000 |
| Wilmington, NC | 14 | $ 3,143,000 | $ 224,500 | $ 107,000 |
| Charleston-North Charleston, SC | 13 | $ 3,627,000 | $ 279,000 | $ 185,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,334,000 | $ 179,538 | $ 109,000 |
| Iowa City, IA | 13 | $ 2,862,000 | $ 220,153 | $ 110,000 |
| Napa, CA | 13 | $ 8,791,000 | $ 676,230 | $ 324,000 |
| San Rafael, CA | 13 | $ 11,274,000 | $ 867,230 | $ 267,000 |
| Newark, NJ-PA | 12 | $ 5,730,000 | $ 477,500 | $ 285,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 5,854,000 | $ 487,833 | $ 209,000 |
| Philadelphia, PA | 11 | $ 2,708,000 | $ 246,181 | $ 117,000 |
| San Antonio-New Braunfels, TX | 11 | $ 1,899,000 | $ 172,636 | $ 84,000 |
| Wilmington, DE-MD-NJ | 11 | $ 2,563,000 | $ 233,000 | $ 93,636 |
| Cape Girardeau, MO-IL | 10 | $ 1,881,000 | $ 188,100 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 1,555,000 | $ 155,500 | $ 85,900 |
| Santa Rosa, CA | 10 | $ 5,881,000 | $ 588,100 | $ 340,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,983,000 | $ 220,333 | $ 89,000 |
| Rapid City, SD | 9 | $ 2,305,000 | $ 256,111 | $ 111,000 |
| Reading, PA | 9 | $ 1,537,000 | $ 170,777 | $ 89,000 |
| Silver Spring-Frederick-Rockville, MD | 9 | $ 3,060,000 | $ 340,000 | $ 123,000 |
| Roanoke, VA | 8 | $ 1,787,000 | $ 223,375 | $ 97,000 |
| State College, PA | 8 | $ 1,589,000 | $ 198,625 | $ 87,000 |
| Akron, OH | 7 | $ 1,196,000 | $ 170,857 | $ 78,000 |
| Birmingham-Hoover, AL | 7 | $ 1,157,000 | $ 165,285 | $ 93,000 |
| Columbia, SC | 7 | $ 876,000 | $ 125,142 | $ 81,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 2,636,000 | $ 376,571 | $ 163,000 |
| Fort Collins, CO | 7 | $ 2,017,000 | $ 288,142 | $ 119,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,870,000 | $ 267,142 | $ 137,857 |
| Tallahassee, FL | 7 | $ 1,123,000 | $ 160,428 | $ 103,000 |
| Tucson, AZ | 7 | $ 3,574,000 | $ 510,571 | $ 225,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 986,000 | $ 164,333 | $ 81,666 |
| Bakersfield, CA | 6 | $ 1,806,000 | $ 301,000 | $ 131,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 983,000 | $ 163,833 | $ 148,000 |
| Dubuque, IA | 6 | $ 651,000 | $ 108,500 | $ 55,000 |
| Fargo, ND-MN | 6 | $ 2,118,000 | $ 353,000 | $ 482,333 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,237,000 | $ 206,166 | $ 130,000 |
| Gary, IN | 6 | $ 1,478,000 | $ 246,333 | $ 189,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,172,000 | $ 195,333 | $ 143,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,264,000 | $ 210,666 | $ 148,000 |
| Memphis, TN-MS-AR | 6 | $ 1,150,000 | $ 191,666 | $ 141,666 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,856,000 | $ 309,333 | $ 122,000 |
| Portland-South Portland, ME | 6 | $ 1,544,000 | $ 257,333 | $ 200,000 |
| Salisbury, MD-DE | 6 | $ 1,155,000 | $ 192,500 | $ 128,500 |
| Salt Lake City, UT | 6 | $ 1,675,000 | $ 279,166 | $ 151,000 |
| Springfield, MO | 6 | $ 1,010,000 | $ 168,333 | $ 105,000 |
| Tacoma-Lakewood, WA | 6 | $ 2,937,000 | $ 489,500 | $ 143,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,688,000 | $ 281,333 | $ 123,000 |
| Albuquerque, NM | 5 | $ 1,068,000 | $ 213,600 | $ 248,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,475,000 | $ 295,000 | $ 446,000 |
| Charleston, WV | 5 | $ 1,371,000 | $ 274,200 | $ 128,000 |
| Colorado Springs, CO | 5 | $ 913,000 | $ 182,600 | $ 41,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 898,000 | $ 179,600 | $ 222,000 |
| Dutchess County-Putnam County, NY | 5 | $ 1,736,000 | $ 347,200 | $ 250,000 |
| Fresno, CA | 5 | $ 1,233,000 | $ 246,600 | $ 96,000 |
| Jacksonville, NC | 5 | $ 1,397,000 | $ 279,400 | $ 109,000 |
| Johnstown, PA | 5 | $ 687,000 | $ 137,400 | $ 82,000 |
| Lynchburg, VA | 5 | $ 1,198,000 | $ 239,600 | $ 220,000 |
| Ogden-Clearfield, UT | 5 | $ 1,568,000 | $ 313,600 | $ 129,000 |
| Reno, NV | 5 | $ 1,361,000 | $ 272,200 | $ 137,000 |
| Rochester, MN | 5 | $ 978,000 | $ 195,600 | $ 90,000 |
| Rockford, IL | 5 | $ 541,000 | $ 108,200 | $ 121,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 3,427,000 | $ 685,400 | $ 226,000 |
| Stockton-Lodi, CA | 5 | $ 1,832,000 | $ 366,400 | $ 136,000 |
| York-Hanover, PA | 5 | $ 1,061,000 | $ 212,200 | $ 81,000 |
| Baton Rouge, LA | 4 | $ 751,000 | $ 187,750 | $ 66,000 |
| Boulder, CO | 4 | $ 1,980,000 | $ 495,000 | $ 199,000 |
| Camden, NJ | 4 | $ 1,260,000 | $ 315,000 | $ 177,000 |
| Canton-Massillon, OH | 4 | $ 528,000 | $ 132,000 | $ 72,000 |
| Greeley, CO | 4 | $ 997,000 | $ 249,250 | $ 71,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 277,000 | $ 69,250 | $ 32,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 3,162,000 | $ 790,500 | $ 234,000 |
| Norwich-New London, CT | 4 | $ 530,000 | $ 132,500 | $ 85,000 |
| Oklahoma City, OK | 4 | $ 424,000 | $ 106,000 | $ 49,000 |
| Olympia-Tumwater, WA | 4 | $ 1,488,000 | $ 372,000 | $ 414,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,058,000 | $ 264,500 | $ 114,000 |
| Salinas, CA | 4 | $ 3,307,000 | $ 826,750 | $ 441,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,171,000 | $ 292,750 | $ 106,000 |
| Spartanburg, SC | 4 | $ 276,000 | $ 69,000 | $ 40,000 |
| Toledo, OH | 4 | $ 378,000 | $ 94,500 | $ 68,000 |
| Tulsa, OK | 4 | $ 405,000 | $ 101,250 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 604,000 | $ 201,333 | $ 105,000 |
| Altoona, PA | 3 | $ 606,000 | $ 202,000 | $ 128,000 |
| Amarillo, TX | 3 | $ 514,000 | $ 171,333 | $ 112,000 |
| Anchorage, AK | 3 | $ 379,000 | $ 126,333 | $ 98,000 |
| Ann Arbor, MI | 3 | $ 1,398,000 | $ 466,000 | $ 159,000 |
| Asheville, NC | 3 | $ 658,000 | $ 219,333 | $ 77,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,480,000 | $ 493,333 | $ 133,000 |
| Burlington-South Burlington, VT | 3 | $ 642,000 | $ 214,000 | $ 81,000 |
| Eugene, OR | 3 | $ 1,051,000 | $ 350,333 | $ 157,000 |
| Fayetteville, NC | 3 | $ 547,000 | $ 182,333 | $ 136,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 441,000 | $ 147,000 | $ 57,333 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 632,000 | $ 210,666 | $ 140,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 478,000 | $ 159,333 | $ 78,000 |
| Huntsville, AL | 3 | $ 542,000 | $ 180,666 | $ 111,000 |
| Jackson, MS | 3 | $ 732,000 | $ 244,000 | $ 121,000 |
| Killeen-Temple, TX | 3 | $ 303,000 | $ 101,000 | $ 93,000 |
| Knoxville, TN | 3 | $ 618,000 | $ 206,000 | $ 111,000 |
| Lancaster, PA | 3 | $ 800,000 | $ 266,666 | $ 139,000 |
| Lexington-Fayette, KY | 3 | $ 517,000 | $ 172,333 | $ 88,000 |
| Modesto, CA | 3 | $ 619,000 | $ 206,333 | $ 99,000 |
| New Orleans-Metairie, LA | 3 | $ 382,000 | $ 127,333 | $ 55,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 291,000 | $ 97,000 | $ 61,000 |
| Springfield, IL | 3 | $ 810,000 | $ 270,000 | $ 181,000 |
| Springfield, MA | 3 | $ 797,000 | $ 265,666 | $ 146,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 192,000 | $ 64,000 | $ 53,333 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 223,000 | $ 111,500 | $ 115,000 |
| Bangor, ME | 2 | $ 336,000 | $ 168,000 | $ 221,000 |
| Bismarck, ND | 2 | $ 766,000 | $ 383,000 | $ 183,000 |
| Boise City, ID | 2 | $ 838,000 | $ 419,000 | $ 160,000 |
| Brownsville-Harlingen, TX | 2 | $ 376,000 | $ 188,000 | $ 57,000 |
| Brunswick, GA | 2 | $ 570,000 | $ 285,000 | $ 92,000 |
| Chattanooga, TN-GA | 2 | $ 323,000 | $ 161,500 | $ 146,000 |
| Columbus, GA-AL | 2 | $ 376,000 | $ 188,000 | $ 149,000 |
| Columbus, IN | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Cumberland, MD-WV | 2 | $ 715,000 | $ 357,500 | $ 171,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 205,000 | $ 102,500 | $ 40,000 |
| East Stroudsburg, PA | 2 | $ 313,000 | $ 156,500 | $ 86,000 |
| Erie, PA | 2 | $ 149,000 | $ 74,500 | $ 50,000 |
| Flagstaff, AZ | 2 | $ 608,000 | $ 304,000 | $ 311,000 |
| Gettysburg, PA | 2 | $ 351,000 | $ 175,500 | $ 49,000 |
| Goldsboro, NC | 2 | $ 233,000 | $ 116,500 | $ 55,000 |
| Green Bay, WI | 2 | $ 443,000 | $ 221,500 | $ 145,000 |
| Janesville-Beloit, WI | 2 | $ 455,000 | $ 227,500 | $ 101,000 |
| Kalamazoo-Portage, MI | 2 | $ 257,000 | $ 128,500 | $ 51,000 |
| Kennewick-Richland, WA | 2 | $ 535,000 | $ 267,500 | $ 165,000 |
| Lansing-East Lansing, MI | 2 | $ 358,000 | $ 179,000 | $ 131,000 |
| Mankato-North Mankato, MN | 2 | $ 461,000 | $ 230,500 | $ 93,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 144,000 | $ 72,000 | $ 462,000 |
| Merced, CA | 2 | $ 786,000 | $ 393,000 | $ 156,000 |
| Montgomery, AL | 2 | $ 313,000 | $ 156,500 | $ 77,000 |
| Ocala, FL | 2 | $ 238,000 | $ 119,000 | $ 86,000 |
| Oshkosh-Neenah, WI | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 278,000 | $ 139,000 | $ 140,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 202,000 | $ 101,000 | $ 51,000 |
| Port St. Lucie, FL | 2 | $ 514,000 | $ 257,000 | $ 150,000 |
| Prescott, AZ | 2 | $ 676,000 | $ 338,000 | $ 147,000 |
| Provo-Orem, UT | 2 | $ 309,000 | $ 154,500 | $ 48,000 |
| Racine, WI | 2 | $ 265,000 | $ 132,500 | $ 59,000 |
| Salem, OR | 2 | $ 381,000 | $ 190,500 | $ 126,000 |
| San Angelo, TX | 2 | $ 315,000 | $ 157,500 | $ 1,475,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 2,334,000 | $ 1,167,000 | $ 364,000 |
| Savannah, GA | 2 | $ 309,000 | $ 154,500 | $ 104,000 |
| Tuscaloosa, AL | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Wausau, WI | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Williamsport, PA | 2 | $ 399,000 | $ 199,500 | $ 134,000 |
| Winston-Salem, NC | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 188,000 | $ 94,000 | $ 99,000 |
| Appleton, WI | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Athens-Clarke County, GA | 1 | $ 107,000 | $ 107,000 | $ 12,000 |
| Auburn-Opelika, AL | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Battle Creek, MI | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Bay City, MI | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Binghamton, NY | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Bowling Green, KY | 1 | $ 130,000 | $ 130,000 | $ 12,000 |
| Burlington, NC | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| California-Lexington Park, MD | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Carbondale-Marion, IL | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Carson City, NV | 1 | $ 132,000 | $ 132,000 | $ 76,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 220,000 | $ 220,000 | $ 174,000 |
| Champaign-Urbana, IL | 1 | $ 133,000 | $ 133,000 | $ 95,000 |
| Coeur D'Alene, ID | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Columbia, MO | 1 | $ 300,000 | $ 300,000 | $ 208,000 |
| Corpus Christi, TX | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Dalton, GA | 1 | $ 117,000 | $ 117,000 | $ 83,000 |
| Dayton, OH | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Decatur, IL | 1 | $ 89,000 | $ 89,000 | $ 129,000 |
| Dothan, AL | 1 | $ 324,000 | $ 324,000 | $ 485,000 |
| Dover, DE | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Eau Claire, WI | 1 | $ 211,000 | $ 211,000 | $ 51,000 |
| El Paso, TX | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 82,000 | $ 82,000 | $ 490,000 |
| Farmington, NM | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Florence, SC | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Florence-Muscle Shoals, AL | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Fort Smith, AR-OK | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Fort Wayne, IN | 1 | $ 287,000 | $ 287,000 | $ 105,000 |
| Gainesville, GA | 1 | $ 147,000 | $ 147,000 | $ 115,000 |
| Grand Forks, ND-MN | 1 | $ 147,000 | $ 147,000 | $ 71,000 |
| Grand Island, NE | 1 | $ 81,000 | $ 81,000 | $ 87,000 |
| Grand Junction, CO | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Grants Pass, OR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Homosassa Springs, FL | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Hot Springs, AR | 1 | $ 124,000 | $ 124,000 | $ 173,000 |
| Houma-Thibodaux, LA | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 233,000 | $ 233,000 | $ 145,000 |
| Johnson City, TN | 1 | $ 300,000 | $ 300,000 | $ 341,000 |
| Joplin, MO | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 435,000 | $ 435,000 | $ 226,000 |
| Kankakee, IL | 1 | $ 187,000 | $ 187,000 | $ 130,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Lafayette, LA | 1 | $ 123,000 | $ 123,000 | $ 77,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 270,000 | $ 270,000 | $ 165,000 |
| Laredo, TX | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Las Cruces, NM | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Lawrence, KS | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Lewiston, ID-WA | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Longview, WA | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Manchester-Nashua, NH | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Manhattan, KS | 1 | $ 239,000 | $ 239,000 | $ 103,000 |
| Midland, TX | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Mobile, AL | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Morgantown, WV | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Morristown, TN | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Muskegon, MI | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
| Niles-Benton Harbor, MI | 1 | $ 625,000 | $ 625,000 | $ 454,000 |
| Odessa, TX | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Owensboro, KY | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Pueblo, CO | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Rochester, NY | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Rocky Mount, NC | 1 | $ 168,000 | $ 168,000 | $ 95,000 |
| Saginaw, MI | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Sebastian-Vero Beach, FL | 1 | $ 266,000 | $ 266,000 | $ 72,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Springfield, OH | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| St. Cloud, MN | 1 | $ 189,000 | $ 189,000 | $ 154,000 |
| St. George, UT | 1 | $ 634,000 | $ 634,000 | $ 280,000 |
| Staunton-Waynesboro, VA | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Syracuse, NY | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Topeka, KS | 1 | $ 63,000 | $ 63,000 | $ 73,000 |
| Trenton, NJ | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Tyler, TX | 1 | $ 180,000 | $ 180,000 | $ 161,000 |
| Urban Honolulu, HI | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| Utica-Rome, NY | 1 | $ 109,000 | $ 109,000 | $ 158,000 |
| Vallejo-Fairfield, CA | 1 | $ 555,000 | $ 555,000 | $ 140,000 |
| Warner Robins, GA | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Wenatchee, WA | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Wichita Falls, TX | 1 | $ 353,000 | $ 353,000 | $ 291,000 |
Mortgage Loan Application Detail Totals for Nationwide Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,926 | $1,129,049,000 | $287,000 | $3,510,000 | $158,000 | $9,999,000 |
| Home Purchase | 2,232 | $688,214,000 | $308,000 | $2,968,000 | $153,000 | $2,240,000 |
| Home Improvement | 3 | $571,000 | $190,000 | $226,000 | $59,000 | $70,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,865 | $1,389,949,000 | $285,000 | $2,925,000 | $153,000 | $4,624,000 |
| Not Provided | 508 | $191,636,000 | $377,000 | $3,510,000 | $196,000 | $3,200,000 |
| Asian | 399 | $150,656,000 | $377,000 | $2,968,000 | $191,000 | $9,999,000 |
| Black or African American | 186 | $33,646,000 | $180,000 | $1,650,000 | $88,000 | $368,000 |
| Hispanic | 177 | $45,308,000 | $255,000 | $2,308,000 | $124,000 | $1,476,000 |
| American Indian or Alaskan Native | 18 | $4,493,000 | $249,000 | $497,000 | $132,000 | $402,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $2,146,000 | $268,000 | $415,000 | $127,000 | $243,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,078 | $1,804,774,000 | $296,000 | $3,510,000 | $157,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 57 | $7,737,000 | $135,000 | $311,000 | $51,000 | $169,000 |
| VA-guaranteed (Veterans Administration) | 25 | $5,195,000 | $207,000 | $372,000 | $78,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $128,000 | $128,000 | $128,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,905 | $1,371,193,000 | $351,000 | $3,510,000 | $179,000 | $4,624,000 |
| Loan Originated | 993 | $203,255,000 | $204,000 | $1,330,000 | $113,000 | $1,209,000 |
| Application Approved But Not Accepted | 651 | $136,510,000 | $209,000 | $2,950,000 | $126,000 | $2,340,000 |
| Application Denied By Financial Institution | 576 | $99,170,000 | $172,000 | $1,500,000 | $113,000 | $9,999,000 |
| Application Withdrawn By Applicant | 29 | $6,520,000 | $224,000 | $926,000 | $122,000 | $435,000 |
| File Closed For Incompleteness | 7 | $1,186,000 | $169,000 | $366,000 | $104,000 | $218,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 331 | $47,721,000 | $144,000 | $1,500,000 | $135,000 | $9,999,000 |
| Debt-To-Income Ratio | 142 | $27,265,000 | $192,000 | $1,200,000 | $63,000 | $699,000 |
| Other | 45 | $13,826,000 | $307,000 | $1,476,000 | $124,000 | $500,000 |
| Collateral | 25 | $3,597,000 | $143,000 | $361,000 | $99,000 | $379,000 |
| Credit Application Incomplete | 14 | $3,199,000 | $228,000 | $634,000 | $117,000 | $280,000 |
| Employment History | 11 | $1,895,000 | $172,000 | $630,000 | $92,000 | $216,000 |
| Unverifiable Information | 7 | $1,599,000 | $228,000 | $344,000 | $105,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $68,000 | $68,000 | $68,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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