Roundpoint Mortgage Company Mortgage Lending & HMDA Data, 2014

In 2014, Roundpoint Mortgage Company of Charlotte, NC reported 16,897 mortgage applications totaling $4.0 billion, down 34% from 2013. The average application was for $234,383, and applicants reported an average income of $118,935. 47% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (553), Houston-The Woodlands-Sugar Land, TX (541) and Phoenix-Mesa-Scottsdale, AZ (520) (applications in parentheses).

Mortgage Company & Address Roundpoint Mortgage Company
5032 Parkway Plaza Blvd, Ste 200
Charlotte, NC 28278
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 16,897
Total Mortgage Loan Application Amount $3,960,373,000
Average Mortgage Loan Application Amount $234,383
Highest Mortgage Loan Application Amount $840,000
Average Applicant Income $118,935
Highest Applicant Income $2,328,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Roundpoint Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Roundpoint Mortgage Company by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 493 $ 109,333,000 $ 221,770 $ 99,000
Los Angeles, California 462 $ 144,064,000 $ 311,826 $ 124,000
Clark, Nevada 450 $ 92,263,000 $ 205,028 $ 113,000
Harris, Texas 297 $ 62,278,000 $ 209,690 $ 136,000
King, Washington 209 $ 62,692,000 $ 299,961 $ 128,000
Mecklenburg, North Carolina 196 $ 40,808,000 $ 208,204 $ 114,000
San Diego, California 192 $ 57,491,000 $ 299,432 $ 121,000
Riverside, California 189 $ 46,304,000 $ 244,994 $ 107,000
Oakland, Michigan 186 $ 40,095,000 $ 215,564 $ 121,000
Fairfax, Virginia 178 $ 59,529,000 $ 334,432 $ 146,000
Cook, Illinois 175 $ 41,351,000 $ 236,291 $ 127,000
Wake, North Carolina 173 $ 40,497,000 $ 234,086 $ 111,000
Orange, California 172 $ 60,368,000 $ 350,976 $ 133,000
Travis, Texas 152 $ 35,979,000 $ 236,703 $ 142,000
San Bernardino, California 148 $ 36,851,000 $ 248,993 $ 115,000
Collin, Texas 145 $ 34,771,000 $ 239,800 $ 132,000
Sacramento, California 133 $ 31,797,000 $ 239,075 $ 114,000
Fort Bend, Texas 133 $ 33,084,000 $ 248,751 $ 136,000
Denton, Texas 125 $ 29,227,000 $ 233,816 $ 129,000
Dallas, Texas 122 $ 27,749,000 $ 227,450 $ 125,000
Alameda, California 121 $ 46,480,000 $ 384,132 $ 142,000
Montgomery, Maryland 121 $ 36,901,000 $ 304,966 $ 143,000
Tarrant, Texas 120 $ 22,020,000 $ 183,500 $ 105,000
Middlesex, Massachusetts 116 $ 33,075,000 $ 285,129 $ 121,000
Orange, Florida 110 $ 23,784,000 $ 216,218 $ 148,000
Palm Beach, Florida 107 $ 28,038,000 $ 262,037 $ 168,000
Fulton, Georgia 101 $ 26,892,000 $ 266,257 $ 142,000
Bexar, Texas 97 $ 19,614,000 $ 202,206 $ 117,000
Loudoun, Virginia 95 $ 35,849,000 $ 377,357 $ 138,000
Santa Clara, California 94 $ 34,688,000 $ 369,021 $ 149,000
Broward, Florida 93 $ 22,748,000 $ 244,602 $ 123,000
Contra Costa, California 88 $ 27,230,000 $ 309,431 $ 130,000
Cobb, Georgia 85 $ 19,101,000 $ 224,717 $ 105,000
Pima, Arizona 83 $ 15,361,000 $ 185,072 $ 107,000
Wayne, Michigan 83 $ 16,531,000 $ 199,168 $ 110,000
Washoe, Nevada 83 $ 21,353,000 $ 257,265 $ 116,000
Hillsborough, Florida 79 $ 16,793,000 $ 212,569 $ 119,000
Multnomah, Oregon 78 $ 20,253,000 $ 259,653 $ 102,000
Washington, Oregon 76 $ 19,696,000 $ 259,157 $ 121,000
Middlesex, New Jersey 73 $ 20,293,000 $ 277,986 $ 127,000
Williamson, Texas 73 $ 15,050,000 $ 206,164 $ 115,000
Gwinnett, Georgia 72 $ 14,730,000 $ 204,583 $ 108,000
Snohomish, Washington 72 $ 21,921,000 $ 304,458 $ 115,000
Hennepin, Minnesota 71 $ 16,585,000 $ 233,591 $ 118,000
District of Columbia, District Of Columbia 65 $ 21,752,000 $ 334,646 $ 153,000
Prince William, Virginia 64 $ 17,609,000 $ 275,140 $ 123,000
Macomb, Michigan 63 $ 12,960,000 $ 205,714 $ 107,000
Bernalillo, New Mexico 63 $ 11,509,000 $ 182,682 $ 102,000
Denver, Colorado 62 $ 14,729,000 $ 237,564 $ 114,000
Baltimore, Maryland 61 $ 14,261,000 $ 233,786 $ 115,000
Franklin, Ohio 60 $ 11,026,000 $ 183,766 $ 111,000
Miami-Dade, Florida 58 $ 13,678,000 $ 235,827 $ 125,000
Anne Arundel, Maryland 56 $ 16,394,000 $ 292,750 $ 141,000
Howard, Maryland 56 $ 17,333,000 $ 309,517 $ 127,000
Monmouth, New Jersey 56 $ 16,329,000 $ 291,589 $ 141,000
Montgomery, Pennsylvania 55 $ 13,898,000 $ 252,690 $ 141,000
Montgomery, Texas 55 $ 13,258,000 $ 241,054 $ 145,000
Worcester, Massachusetts 54 $ 13,734,000 $ 254,333 $ 114,000
San Joaquin, California 53 $ 13,135,000 $ 247,830 $ 115,000
Arapahoe, Colorado 51 $ 10,915,000 $ 214,019 $ 110,000
Ada, Idaho 50 $ 12,922,000 $ 258,440 $ 111,000
Davidson, Tennessee 50 $ 11,733,000 $ 234,660 $ 125,000
York, South Carolina 49 $ 11,099,000 $ 226,510 $ 120,000
Ventura, California 48 $ 15,490,000 $ 322,708 $ 118,000
Seminole, Florida 48 $ 9,950,000 $ 207,291 $ 114,000
Bergen, New Jersey 48 $ 14,286,000 $ 297,625 $ 131,000
Chester, Pennsylvania 48 $ 12,800,000 $ 266,666 $ 137,000
Pinellas, Florida 47 $ 10,505,000 $ 223,510 $ 104,000
Forsyth, Georgia 47 $ 12,379,000 $ 263,382 $ 136,000
Solano, California 46 $ 11,012,000 $ 239,391 $ 95,000
DuPage, Illinois 46 $ 11,511,000 $ 250,239 $ 135,000
Charleston, South Carolina 46 $ 11,977,000 $ 260,369 $ 109,000
Fairfield, Connecticut 45 $ 12,603,000 $ 280,066 $ 125,000
Kern, California 44 $ 9,665,000 $ 219,659 $ 104,000
DeKalb, Georgia 44 $ 9,821,000 $ 223,204 $ 127,000
Guilford, North Carolina 44 $ 8,767,000 $ 199,250 $ 98,000
Union, North Carolina 44 $ 13,145,000 $ 298,750 $ 131,000
Pierce, Washington 44 $ 10,569,000 $ 240,204 $ 103,000
Placer, California 43 $ 12,873,000 $ 299,372 $ 115,000
St. Louis, Missouri 43 $ 9,618,000 $ 223,674 $ 122,000
Greenville, South Carolina 43 $ 8,261,000 $ 192,116 $ 103,000
Duval, Florida 42 $ 8,739,000 $ 208,071 $ 98,000
Johnson, Kansas 42 $ 9,333,000 $ 222,214 $ 126,000
Hillsborough, New Hampshire 42 $ 9,237,000 $ 219,928 $ 99,000
Hudson, New Jersey 42 $ 11,329,000 $ 269,738 $ 146,000
Cuyahoga, Ohio 42 $ 8,491,000 $ 202,166 $ 113,000
Oklahoma, Oklahoma 42 $ 8,795,000 $ 209,404 $ 130,000
Plymouth, Massachusetts 41 $ 11,019,000 $ 268,756 $ 130,000
Virginia Beach, Virginia 41 $ 9,433,000 $ 230,073 $ 113,000
Will, Illinois 40 $ 9,503,000 $ 237,575 $ 145,000
Prince George's, Maryland 40 $ 10,288,000 $ 257,200 $ 125,000
Essex, Massachusetts 40 $ 9,861,000 $ 246,525 $ 122,000
Norfolk, Massachusetts 40 $ 11,075,000 $ 276,875 $ 125,000
Suffolk, Massachusetts 40 $ 12,119,000 $ 302,975 $ 137,000
Livingston, Michigan 40 $ 8,171,000 $ 204,275 $ 100,000
Rockingham, New Hampshire 40 $ 9,549,000 $ 238,725 $ 108,000
Clackamas, Oregon 40 $ 10,592,000 $ 264,800 $ 111,000
Hartford, Connecticut 39 $ 9,154,000 $ 234,717 $ 139,000
New Castle, Delaware 39 $ 10,248,000 $ 262,769 $ 122,000
Westchester, New York 39 $ 13,952,000 $ 357,743 $ 153,000
East Baton Rouge, Louisiana 37 $ 7,553,000 $ 204,135 $ 110,000
Suffolk, New York 37 $ 11,581,000 $ 313,000 $ 126,000
Allegheny, Pennsylvania 37 $ 7,194,000 $ 194,432 $ 113,000
Bucks, Pennsylvania 37 $ 9,878,000 $ 266,972 $ 125,000
Sonoma, California 36 $ 11,408,000 $ 316,888 $ 127,000
Douglas, Colorado 36 $ 10,747,000 $ 298,527 $ 157,000
Brevard, Florida 36 $ 7,519,000 $ 208,861 $ 109,000
Lee, Florida 36 $ 6,909,000 $ 191,916 $ 95,000
Cherokee, Georgia 36 $ 8,216,000 $ 228,222 $ 109,000
Clark, Washington 36 $ 8,362,000 $ 232,277 $ 94,000
Jefferson, Alabama 35 $ 6,389,000 $ 182,542 $ 100,000
Anchorage, Alaska 35 $ 9,076,000 $ 259,314 $ 123,000
El Paso, Colorado 35 $ 8,271,000 $ 236,314 $ 90,000
Burlington, New Jersey 35 $ 9,562,000 $ 273,200 $ 127,000
Somerset, New Jersey 35 $ 8,941,000 $ 255,457 $ 117,000
Jefferson, Colorado 34 $ 8,353,000 $ 245,676 $ 101,000
Essex, New Jersey 34 $ 10,981,000 $ 322,970 $ 179,000
Stanislaus, California 33 $ 6,630,000 $ 200,909 $ 110,000
Barnstable, Massachusetts 33 $ 7,722,000 $ 234,000 $ 137,000
Kings, New York 33 $ 12,804,000 $ 388,000 $ 190,000
Boulder, Colorado 32 $ 8,729,000 $ 272,781 $ 130,000
New Haven, Connecticut 32 $ 8,925,000 $ 278,906 $ 206,000
Washtenaw, Michigan 32 $ 6,722,000 $ 210,062 $ 123,000
Jackson, Missouri 32 $ 6,174,000 $ 192,937 $ 110,000
Delaware, Pennsylvania 32 $ 6,346,000 $ 198,312 $ 195,000
Philadelphia, Pennsylvania 32 $ 7,876,000 $ 246,125 $ 124,000
Horry, South Carolina 32 $ 6,420,000 $ 200,625 $ 101,000
Madison, Alabama 31 $ 6,196,000 $ 199,870 $ 117,000
Jefferson, Kentucky 31 $ 6,925,000 $ 223,387 $ 121,000
Morris, New Jersey 31 $ 8,808,000 $ 284,129 $ 166,000
Nassau, New York 31 $ 10,877,000 $ 350,870 $ 185,000
Queens, New York 31 $ 10,993,000 $ 354,612 $ 169,000
Shelby, Tennessee 31 $ 6,448,000 $ 208,000 $ 129,000
Williamson, Tennessee 31 $ 8,670,000 $ 279,677 $ 116,000
Camden, New Jersey 30 $ 5,497,000 $ 183,233 $ 113,000
Ocean, New Jersey 30 $ 7,337,000 $ 244,566 $ 115,000
Tulsa, Oklahoma 30 $ 5,822,000 $ 194,066 $ 121,000
El Dorado, California 29 $ 7,973,000 $ 274,931 $ 100,000
Fresno, California 29 $ 6,259,000 $ 215,827 $ 136,000
Marion, Indiana 29 $ 4,464,000 $ 153,931 $ 97,000
Brazoria, Texas 29 $ 5,194,000 $ 179,103 $ 118,000
Hamilton, Indiana 28 $ 6,185,000 $ 220,892 $ 100,000
Baltimore City, Maryland 28 $ 6,561,000 $ 234,321 $ 146,000
Union, New Jersey 28 $ 7,295,000 $ 260,535 $ 144,000
El Paso, Texas 28 $ 4,518,000 $ 161,357 $ 86,000
Pinal, Arizona 27 $ 4,227,000 $ 156,555 $ 90,000
Lake, Illinois 27 $ 5,999,000 $ 222,185 $ 114,000
Bristol, Massachusetts 27 $ 6,194,000 $ 229,407 $ 92,000
Dakota, Minnesota 27 $ 6,391,000 $ 236,703 $ 112,000
York, Pennsylvania 27 $ 5,117,000 $ 189,518 $ 90,000
Spokane, Washington 27 $ 5,843,000 $ 216,407 $ 96,000
Dane, Wisconsin 27 $ 7,753,000 $ 287,148 $ 202,000
Yavapai, Arizona 26 $ 5,445,000 $ 209,423 $ 93,000
Collier, Florida 26 $ 5,738,000 $ 220,692 $ 198,000
Pasco, Florida 26 $ 4,780,000 $ 183,846 $ 85,000
Sarasota, Florida 26 $ 5,660,000 $ 217,692 $ 154,000
Orleans, Louisiana 26 $ 5,479,000 $ 210,730 $ 182,000
Cabarrus, North Carolina 26 $ 5,737,000 $ 220,653 $ 119,000
San Mateo, California 25 $ 8,603,000 $ 344,120 $ 160,000
Adams, Colorado 25 $ 5,377,000 $ 215,080 $ 106,000
Kent, Michigan 25 $ 4,962,000 $ 198,480 $ 95,000
Delaware, Ohio 25 $ 5,987,000 $ 239,480 $ 136,000
Larimer, Colorado 24 $ 5,722,000 $ 238,416 $ 107,000
Leon, Florida 24 $ 4,602,000 $ 191,750 $ 79,000
St. Johns, Florida 24 $ 4,957,000 $ 206,541 $ 118,000
Durham, North Carolina 24 $ 4,643,000 $ 193,458 $ 104,000
Knox, Tennessee 24 $ 5,133,000 $ 213,875 $ 105,000
Rutherford, Tennessee 24 $ 4,133,000 $ 172,208 $ 119,000
Galveston, Texas 24 $ 4,380,000 $ 182,500 $ 118,000
Waukesha, Wisconsin 24 $ 6,009,000 $ 250,375 $ 115,000
Volusia, Florida 23 $ 4,324,000 $ 188,000 $ 118,000
St. Charles, Missouri 23 $ 4,235,000 $ 184,130 $ 107,000
Coconino, Arizona 22 $ 4,921,000 $ 223,681 $ 114,000
Douglas, Nebraska 22 $ 4,479,000 $ 203,590 $ 111,000
Erie, New York 22 $ 4,979,000 $ 226,318 $ 153,000
Buncombe, North Carolina 22 $ 4,446,000 $ 202,090 $ 102,000
Hamilton, Ohio 22 $ 4,757,000 $ 216,227 $ 116,000
Summit, Ohio 22 $ 4,047,000 $ 183,954 $ 90,000
Hamilton, Tennessee 22 $ 4,729,000 $ 214,954 $ 126,000
Manatee, Florida 21 $ 4,932,000 $ 234,857 $ 147,000
Frederick, Maryland 21 $ 6,179,000 $ 294,238 $ 124,000
Passaic, New Jersey 21 $ 5,798,000 $ 276,095 $ 128,000
Johnston, North Carolina 21 $ 3,494,000 $ 166,380 $ 91,000
New Hanover, North Carolina 21 $ 4,313,000 $ 205,380 $ 113,000
Cleveland, Oklahoma 21 $ 4,038,000 $ 192,285 $ 92,000
Baldwin, Alabama 20 $ 3,562,000 $ 178,100 $ 93,000
Sandoval, New Mexico 20 $ 4,242,000 $ 212,100 $ 186,000
Iredell, North Carolina 20 $ 4,541,000 $ 227,050 $ 125,000
Lexington, South Carolina 19 $ 3,728,000 $ 196,210 $ 80,000
Henrico, Virginia 19 $ 5,662,000 $ 298,000 $ 124,000
Shelby, Alabama 18 $ 4,656,000 $ 258,666 $ 90,000
San Luis Obispo, California 18 $ 5,929,000 $ 329,388 $ 115,000
Lake, Florida 18 $ 3,092,000 $ 171,777 $ 95,000
Fayette, Georgia 18 $ 5,057,000 $ 280,944 $ 120,000
Polk, Iowa 18 $ 4,016,000 $ 223,111 $ 140,000
Genesee, Michigan 18 $ 3,150,000 $ 175,000 $ 112,000
Alexandria, Virginia 18 $ 5,835,000 $ 324,166 $ 109,000
Jefferson, Louisiana 17 $ 2,876,000 $ 169,176 $ 95,000
Washington, Minnesota 17 $ 4,396,000 $ 258,588 $ 146,000
Mercer, New Jersey 17 $ 4,576,000 $ 269,176 $ 167,000
Santa Fe, New Mexico 17 $ 4,264,000 $ 250,823 $ 108,000
Gaston, North Carolina 17 $ 2,676,000 $ 157,411 $ 73,000
Berks, Pennsylvania 17 $ 3,177,000 $ 186,882 $ 103,000
Lancaster, South Carolina 17 $ 4,743,000 $ 279,000 $ 102,000
Arlington, Virginia 17 $ 5,130,000 $ 301,764 $ 156,000
Sussex, Delaware 16 $ 4,015,000 $ 250,937 $ 177,000
McHenry, Illinois 16 $ 3,060,000 $ 191,250 $ 113,000
Porter, Indiana 16 $ 2,804,000 $ 175,250 $ 76,000
Cumberland, Maine 16 $ 3,345,000 $ 209,062 $ 135,000
Merrimack, New Hampshire 16 $ 2,780,000 $ 173,750 $ 82,000
Sussex, New Jersey 16 $ 3,642,000 $ 227,625 $ 141,000
Richmond, New York 16 $ 4,488,000 $ 280,500 $ 119,000
Richland, South Carolina 16 $ 3,483,000 $ 217,687 $ 96,000
Thurston, Washington 16 $ 3,686,000 $ 230,375 $ 90,000
Milwaukee, Wisconsin 16 $ 2,721,000 $ 170,062 $ 141,000
Polk, Florida 15 $ 2,949,000 $ 196,600 $ 101,000
Chatham, Georgia 15 $ 2,819,000 $ 187,933 $ 98,000
Paulding, Georgia 15 $ 2,900,000 $ 193,333 $ 125,000
Kane, Illinois 15 $ 2,846,000 $ 189,733 $ 117,000
Carroll, Maryland 15 $ 3,731,000 $ 248,733 $ 118,000
Ingham, Michigan 15 $ 2,712,000 $ 180,800 $ 106,000
Ottawa, Michigan 15 $ 2,703,000 $ 180,200 $ 85,000
Scott, Minnesota 15 $ 3,560,000 $ 237,333 $ 120,000
Gallatin, Montana 15 $ 3,620,000 $ 241,333 $ 103,000
Dona Ana, New Mexico 15 $ 2,717,000 $ 181,133 $ 89,000
Monroe, New York 15 $ 2,738,000 $ 182,533 $ 136,000
Orange, North Carolina 15 $ 3,885,000 $ 259,000 $ 119,000
Lucas, Ohio 15 $ 2,563,000 $ 170,866 $ 132,000
Deschutes, Oregon 15 $ 3,375,000 $ 225,000 $ 192,000
Lane, Oregon 15 $ 2,974,000 $ 198,266 $ 113,000
Stafford, Virginia 15 $ 4,948,000 $ 329,866 $ 122,000
Benton, Washington 15 $ 2,919,000 $ 194,600 $ 113,000
Laramie, Wyoming 15 $ 3,463,000 $ 230,866 $ 80,000
Benton, Arkansas 14 $ 3,623,000 $ 258,785 $ 170,000
Nevada, California 14 $ 3,826,000 $ 273,285 $ 150,000
San Francisco, California 14 $ 5,025,000 $ 358,928 $ 167,000
Clay, Florida 14 $ 2,672,000 $ 190,857 $ 84,000
Coweta, Georgia 14 $ 3,135,000 $ 223,928 $ 165,000
Lake, Indiana 14 $ 2,577,000 $ 184,071 $ 70,000
Calvert, Maryland 14 $ 3,290,000 $ 235,000 $ 119,000
Clay, Missouri 14 $ 2,371,000 $ 169,357 $ 106,000
Flathead, Montana 14 $ 2,692,000 $ 192,285 $ 87,000
Lancaster, Nebraska 14 $ 2,163,000 $ 154,500 $ 85,000
Cape May, New Jersey 14 $ 4,328,000 $ 309,142 $ 220,000
Fairfield, Ohio 14 $ 2,999,000 $ 214,214 $ 117,000
Montgomery, Ohio 14 $ 1,874,000 $ 133,857 $ 99,000
Marion, Oregon 14 $ 2,758,000 $ 197,000 $ 92,000
Nueces, Texas 14 $ 2,179,000 $ 155,642 $ 107,000
Chesterfield, Virginia 14 $ 3,029,000 $ 216,357 $ 96,000
Norfolk, Virginia 14 $ 3,341,000 $ 238,642 $ 101,000
Tuscaloosa, Alabama 13 $ 2,672,000 $ 205,538 $ 85,000
Mohave, Arizona 13 $ 1,992,000 $ 153,230 $ 117,000
Pulaski, Arkansas 13 $ 3,063,000 $ 235,615 $ 107,000
Butte, California 13 $ 2,859,000 $ 219,923 $ 112,000
Okaloosa, Florida 13 $ 3,233,000 $ 248,692 $ 132,000
St. Lucie, Florida 13 $ 1,823,000 $ 140,230 $ 110,000
Hall, Georgia 13 $ 3,070,000 $ 236,153 $ 115,000
Hendricks, Indiana 13 $ 2,774,000 $ 213,384 $ 116,000
Sedgwick, Kansas 13 $ 2,299,000 $ 176,846 $ 88,000
Calcasieu, Louisiana 13 $ 3,386,000 $ 260,461 $ 104,000
Hampden, Massachusetts 13 $ 2,851,000 $ 219,307 $ 121,000
Kalamazoo, Michigan 13 $ 2,039,000 $ 156,846 $ 87,000
Anoka, Minnesota 13 $ 2,454,000 $ 188,769 $ 87,000
St. Louis City, Missouri 13 $ 2,352,000 $ 180,923 $ 95,000
Yellowstone, Montana 13 $ 2,545,000 $ 195,769 $ 114,000
Sarpy, Nebraska 13 $ 2,708,000 $ 208,307 $ 130,000
Grafton, New Hampshire 13 $ 2,656,000 $ 204,307 $ 132,000
Hunterdon, New Jersey 13 $ 3,836,000 $ 295,076 $ 140,000
Rockland, New York 13 $ 4,227,000 $ 325,153 $ 196,000
Forsyth, North Carolina 13 $ 2,547,000 $ 195,923 $ 92,000
Licking, Ohio 13 $ 2,182,000 $ 167,846 $ 105,000
Lehigh, Pennsylvania 13 $ 2,342,000 $ 180,153 $ 85,000
Dorchester, South Carolina 13 $ 2,505,000 $ 192,692 $ 84,000
Mobile, Alabama 12 $ 2,384,000 $ 198,666 $ 125,000
Montgomery, Alabama 12 $ 1,873,000 $ 156,083 $ 231,000
Santa Cruz, California 12 $ 4,105,000 $ 342,083 $ 159,000
Tulare, California 12 $ 2,841,000 $ 236,750 $ 91,000
Yolo, California 12 $ 3,095,000 $ 257,916 $ 129,000
Broomfield, Colorado 12 $ 3,521,000 $ 293,416 $ 126,000
Charlotte, Florida 12 $ 2,745,000 $ 228,750 $ 148,000
Lafayette, Louisiana 12 $ 2,230,000 $ 185,833 $ 81,000
Monroe, Michigan 12 $ 2,315,000 $ 192,916 $ 96,000
Carteret, North Carolina 12 $ 2,449,000 $ 204,083 $ 107,000
Lorain, Ohio 12 $ 2,328,000 $ 194,000 $ 107,000
Jackson, Oregon 12 $ 3,210,000 $ 267,500 $ 101,000
Lancaster, Pennsylvania 12 $ 2,666,000 $ 222,166 $ 93,000
Westmoreland, Pennsylvania 12 $ 2,954,000 $ 246,166 $ 128,000
Beaufort, South Carolina 12 $ 2,743,000 $ 228,583 $ 200,000
Wilson, Tennessee 12 $ 2,640,000 $ 220,000 $ 104,000
Bell, Texas 12 $ 1,744,000 $ 145,333 $ 75,000
Smith, Texas 12 $ 1,954,000 $ 162,833 $ 85,000
Chittenden, Vermont 12 $ 2,993,000 $ 249,416 $ 174,000
Monongalia, West Virginia 12 $ 2,807,000 $ 233,916 $ 90,000
Limestone, Alabama 11 $ 2,561,000 $ 232,818 $ 115,000
Marin, California 11 $ 3,742,000 $ 340,181 $ 116,000
Merced, California 11 $ 1,766,000 $ 160,545 $ 104,000
Bay, Florida 11 $ 2,279,000 $ 207,181 $ 107,000
Osceola, Florida 11 $ 2,401,000 $ 218,272 $ 105,000
St. Clair, Michigan 11 $ 2,130,000 $ 193,636 $ 89,000
Ramsey, Minnesota 11 $ 2,290,000 $ 208,181 $ 108,000
Douglas, Nevada 11 $ 3,304,000 $ 300,363 $ 187,000
Gloucester, New Jersey 11 $ 2,093,000 $ 190,272 $ 100,000
Brunswick, North Carolina 11 $ 1,935,000 $ 175,909 $ 125,000
Clermont, Ohio 11 $ 1,756,000 $ 159,636 $ 90,000
Geauga, Ohio 11 $ 2,248,000 $ 204,363 $ 85,000
Stark, Ohio 11 $ 1,918,000 $ 174,363 $ 112,000
Northampton, Pennsylvania 11 $ 2,611,000 $ 237,363 $ 124,000
Sevier, Tennessee 11 $ 2,146,000 $ 195,090 $ 94,000
Hays, Texas 11 $ 2,755,000 $ 250,454 $ 106,000
Hidalgo, Texas 11 $ 1,749,000 $ 159,000 $ 104,000
Rockwall, Texas 11 $ 2,121,000 $ 192,818 $ 130,000
Albemarle, Virginia 11 $ 2,856,000 $ 259,636 $ 143,000
Hanover, Virginia 11 $ 2,787,000 $ 253,363 $ 93,000
Montgomery, Virginia 11 $ 2,192,000 $ 199,272 $ 85,000
Napa, California 10 $ 2,611,000 $ 261,100 $ 126,000
Santa Barbara, California 10 $ 3,105,000 $ 310,500 $ 146,000
Weld, Colorado 10 $ 2,530,000 $ 253,000 $ 112,000
Henry, Georgia 10 $ 2,020,000 $ 202,000 $ 92,000
Bonneville, Idaho 10 $ 2,335,000 $ 233,500 $ 140,000
St. Clair, Illinois 10 $ 1,668,000 $ 166,800 $ 72,000
Allen, Indiana 10 $ 1,634,000 $ 163,400 $ 120,000
Tippecanoe, Indiana 10 $ 1,995,000 $ 199,500 $ 102,000
Fayette, Kentucky 10 $ 1,989,000 $ 198,900 $ 139,000
Livingston, Louisiana 10 $ 1,901,000 $ 190,100 $ 110,000
Harford, Maryland 10 $ 2,395,000 $ 239,500 $ 103,000
Lyon, Nevada 10 $ 2,043,000 $ 204,300 $ 80,000
Chatham, North Carolina 10 $ 2,321,000 $ 232,100 $ 111,000
Cumberland, North Carolina 10 $ 1,500,000 $ 150,000 $ 76,000
Dare, North Carolina 10 $ 2,921,000 $ 292,100 $ 177,000
Butler, Ohio 10 $ 1,929,000 $ 192,900 $ 119,000
Warren, Ohio 10 $ 2,369,000 $ 236,900 $ 115,000
Dauphin, Pennsylvania 10 $ 2,151,000 $ 215,100 $ 103,000
Anderson, South Carolina 10 $ 2,265,000 $ 226,500 $ 78,000
Spartanburg, South Carolina 10 $ 1,605,000 $ 160,500 $ 75,000
Montgomery, Tennessee 10 $ 1,664,000 $ 166,400 $ 131,000
Washington, Tennessee 10 $ 2,080,000 $ 208,000 $ 90,000
Richmond City, Virginia 10 $ 2,024,000 $ 202,400 $ 157,000
Spotsylvania, Virginia 10 $ 2,910,000 $ 291,000 $ 171,000
Matanuska-Susitna, Alaska 9 $ 1,854,000 $ 206,000 $ 97,000
Cochise, Arizona 9 $ 1,670,000 $ 185,555 $ 53,000
Calaveras, California 9 $ 2,383,000 $ 264,777 $ 149,000
Sutter, California 9 $ 1,507,000 $ 167,444 $ 116,000
New London, Connecticut 9 $ 1,780,000 $ 197,777 $ 131,000
Alachua, Florida 9 $ 1,518,000 $ 168,666 $ 129,000
Indian River, Florida 9 $ 2,262,000 $ 251,333 $ 211,000
Oconee, Georgia 9 $ 1,444,000 $ 160,444 $ 95,000
St. Joseph, Indiana 9 $ 1,238,000 $ 137,555 $ 68,000
Oldham, Kentucky 9 $ 2,560,000 $ 284,444 $ 139,000
York, Maine 9 $ 2,531,000 $ 281,222 $ 142,000
Cecil, Maryland 9 $ 1,906,000 $ 211,777 $ 118,000
Washington, Maryland 9 $ 1,936,000 $ 215,111 $ 96,000
Grand Traverse, Michigan 9 $ 1,860,000 $ 206,666 $ 103,000
Platte, Missouri 9 $ 1,760,000 $ 195,555 $ 83,000
Dutchess, New York 9 $ 2,522,000 $ 280,222 $ 146,000
New York, New York 9 $ 3,069,000 $ 341,000 $ 181,000
Onondaga, New York 9 $ 1,348,000 $ 149,777 $ 127,000
Watauga, North Carolina 9 $ 1,957,000 $ 217,444 $ 130,000
Cass, North Dakota 9 $ 2,291,000 $ 254,555 $ 116,000
Miami, Ohio 9 $ 1,480,000 $ 164,444 $ 83,000
Canadian, Oklahoma 9 $ 1,654,000 $ 183,777 $ 285,000
Butler, Pennsylvania 9 $ 1,569,000 $ 174,333 $ 108,000
Cumberland, Pennsylvania 9 $ 1,638,000 $ 182,000 $ 76,000
Lebanon, Pennsylvania 9 $ 1,921,000 $ 213,444 $ 113,000
Monroe, Pennsylvania 9 $ 1,650,000 $ 183,333 $ 121,000
Washington, Pennsylvania 9 $ 2,186,000 $ 242,888 $ 164,000
Sumner, Tennessee 9 $ 1,727,000 $ 191,888 $ 97,000
Chesapeake, Virginia 9 $ 2,213,000 $ 245,888 $ 114,000
Kitsap, Washington 9 $ 2,474,000 $ 274,888 $ 109,000
Whatcom, Washington 9 $ 2,394,000 $ 266,000 $ 94,000
Lee, Alabama 8 $ 1,771,000 $ 221,375 $ 115,000
Kent, Delaware 8 $ 1,681,000 $ 210,125 $ 94,000
Martin, Florida 8 $ 2,509,000 $ 313,625 $ 122,000
Monroe, Florida 8 $ 1,868,000 $ 233,500 $ 140,000
Jackson, Georgia 8 $ 1,295,000 $ 161,875 $ 82,000
Caddo, Louisiana 8 $ 1,138,000 $ 142,250 $ 41,000
Hampshire, Massachusetts 8 $ 1,847,000 $ 230,875 $ 101,000
Boone, Missouri 8 $ 1,268,000 $ 158,500 $ 82,000
Jefferson, Missouri 8 $ 1,579,000 $ 197,375 $ 104,000
Missoula, Montana 8 $ 2,275,000 $ 284,375 $ 160,000
Elko, Nevada 8 $ 1,668,000 $ 208,500 $ 86,000
Carroll, New Hampshire 8 $ 1,289,000 $ 161,125 $ 118,000
Orange, New York 8 $ 1,806,000 $ 225,750 $ 106,000
Henderson, North Carolina 8 $ 1,645,000 $ 205,625 $ 98,000
Berkeley, South Carolina 8 $ 1,424,000 $ 178,000 $ 89,000
Brazos, Texas 8 $ 1,582,000 $ 197,750 $ 135,000
Cameron, Texas 8 $ 1,501,000 $ 187,625 $ 93,000
Comal, Texas 8 $ 2,152,000 $ 269,000 $ 174,000
Gregg, Texas 8 $ 1,085,000 $ 135,625 $ 119,000
Guadalupe, Texas 8 $ 1,418,000 $ 177,250 $ 79,000
Johnson, Texas 8 $ 1,812,000 $ 226,500 $ 104,000
Kendall, Texas 8 $ 1,567,000 $ 195,875 $ 120,000
Berkeley, West Virginia 8 $ 1,719,000 $ 214,875 $ 123,000
Kanawha, West Virginia 8 $ 1,293,000 $ 161,625 $ 83,000
Washington, Wisconsin 8 $ 1,195,000 $ 149,375 $ 108,000
Natrona, Wyoming 8 $ 1,738,000 $ 217,250 $ 155,000
Elmore, Alabama 7 $ 1,225,000 $ 175,000 $ 55,000
St. Clair, Alabama 7 $ 1,506,000 $ 215,142 $ 122,000
Washington, Arkansas 7 $ 1,430,000 $ 204,285 $ 133,000
Kings, California 7 $ 1,175,000 $ 167,857 $ 89,000
Madera, California 7 $ 1,241,000 $ 177,285 $ 172,000
Monterey, California 7 $ 2,061,000 $ 294,428 $ 98,000
Shasta, California 7 $ 2,070,000 $ 295,714 $ 186,000
Hernando, Florida 7 $ 1,394,000 $ 199,142 $ 86,000
Marion, Florida 7 $ 1,245,000 $ 177,857 $ 86,000
Santa Rosa, Florida 7 $ 1,356,000 $ 193,714 $ 95,000
Walton, Florida 7 $ 2,394,000 $ 342,000 $ 233,000
Columbia, Georgia 7 $ 2,140,000 $ 305,714 $ 83,000
Canyon, Idaho 7 $ 873,000 $ 124,714 $ 60,000
Kendall, Illinois 7 $ 1,209,000 $ 172,714 $ 127,000
Johnson, Indiana 7 $ 1,386,000 $ 198,000 $ 66,000
Butler, Kansas 7 $ 1,231,000 $ 175,857 $ 98,000
St. Tammany, Louisiana 7 $ 1,351,000 $ 193,000 $ 121,000
Queen Anne's, Maryland 7 $ 1,878,000 $ 268,285 $ 106,000
St. Mary's, Maryland 7 $ 1,422,000 $ 203,142 $ 101,000
Carver, Minnesota 7 $ 1,495,000 $ 213,571 $ 118,000
Cass, Missouri 7 $ 1,085,000 $ 155,000 $ 87,000
Carson City, Nevada 7 $ 1,552,000 $ 221,714 $ 90,000
Atlantic, New Jersey 7 $ 1,307,000 $ 186,714 $ 92,000
Bronx, New York 7 $ 2,085,000 $ 297,857 $ 153,000
Portage, Ohio 7 $ 1,597,000 $ 228,142 $ 195,000
Payne, Oklahoma 7 $ 1,087,000 $ 155,285 $ 142,000
Rogers, Oklahoma 7 $ 1,388,000 $ 198,285 $ 117,000
Linn, Oregon 7 $ 1,117,000 $ 159,571 $ 56,000
Erie, Pennsylvania 7 $ 986,000 $ 140,857 $ 97,000
Schuylkill, Pennsylvania 7 $ 1,044,000 $ 149,142 $ 95,000
Bristol, Rhode Island 7 $ 1,921,000 $ 274,428 $ 163,000
Newport, Rhode Island 7 $ 1,902,000 $ 271,714 $ 91,000
Providence, Rhode Island 7 $ 1,525,000 $ 217,857 $ 80,000
Georgetown, South Carolina 7 $ 1,602,000 $ 228,857 $ 73,000
Bradley, Tennessee 7 $ 1,159,000 $ 165,571 $ 89,000
Bastrop, Texas 7 $ 1,199,000 $ 171,285 $ 61,000
Ellis, Texas 7 $ 932,000 $ 133,142 $ 91,000
Grayson, Texas 7 $ 1,341,000 $ 191,571 $ 130,000
Midland, Texas 7 $ 1,612,000 $ 230,285 $ 150,000
Rockingham, Virginia 7 $ 1,132,000 $ 161,714 $ 114,000
Cowlitz, Washington 7 $ 1,392,000 $ 198,857 $ 153,000
Jefferson, West Virginia 7 $ 1,671,000 $ 238,714 $ 146,000
Kenosha, Wisconsin 7 $ 1,067,000 $ 152,428 $ 94,000
Albany, Wyoming 7 $ 1,413,000 $ 201,857 $ 106,000
Lauderdale, Alabama 6 $ 1,273,000 $ 212,166 $ 197,000
Navajo, Arizona 6 $ 1,144,000 $ 190,666 $ 149,000
Sebastian, Arkansas 6 $ 1,474,000 $ 245,666 $ 148,000
Tuolumne, California 6 $ 1,909,000 $ 318,166 $ 200,000
Garfield, Colorado 6 $ 1,437,000 $ 239,500 $ 94,000
Pueblo, Colorado 6 $ 1,213,000 $ 202,166 $ 105,000
Litchfield, Connecticut 6 $ 1,922,000 $ 320,333 $ 112,000
Flagler, Florida 6 $ 1,458,000 $ 243,000 $ 133,000
Sumter, Florida 6 $ 1,403,000 $ 233,833 $ 111,000
Douglas, Georgia 6 $ 1,008,000 $ 168,000 $ 65,000
Kootenai, Idaho 6 $ 1,298,000 $ 216,333 $ 71,000
Winnebago, Illinois 6 $ 814,000 $ 135,666 $ 71,000
LaPorte, Indiana 6 $ 1,093,000 $ 182,166 $ 101,000
Morgan, Indiana 6 $ 1,139,000 $ 189,833 $ 93,000
Scott, Iowa 6 $ 1,298,000 $ 216,333 $ 80,000
Warren, Iowa 6 $ 925,000 $ 154,166 $ 92,000
Douglas, Kansas 6 $ 1,038,000 $ 173,000 $ 81,000
Shawnee, Kansas 6 $ 750,000 $ 125,000 $ 93,000
Bossier, Louisiana 6 $ 1,046,000 $ 174,333 $ 70,000
Terrebonne, Louisiana 6 $ 1,302,000 $ 217,000 $ 116,000
Worcester, Maryland 6 $ 1,142,000 $ 190,333 $ 133,000
Barry, Michigan 6 $ 1,021,000 $ 170,166 $ 94,000
Jackson, Michigan 6 $ 988,000 $ 164,666 $ 111,000
Mecosta, Michigan 6 $ 932,000 $ 155,333 $ 130,000
Hinds, Mississippi 6 $ 769,000 $ 128,166 $ 135,000
Cascade, Montana 6 $ 1,250,000 $ 208,333 $ 77,000
Oswego, New York 6 $ 716,000 $ 119,333 $ 79,000
Alamance, North Carolina 6 $ 902,000 $ 150,333 $ 80,000
Haywood, North Carolina 6 $ 1,367,000 $ 227,833 $ 91,000
Lincoln, North Carolina 6 $ 1,359,000 $ 226,500 $ 80,000
Lake, Ohio 6 $ 1,206,000 $ 201,000 $ 90,000
Wood, Ohio 6 $ 1,132,000 $ 188,666 $ 96,000
Comanche, Oklahoma 6 $ 790,000 $ 131,666 $ 84,000
Yamhill, Oregon 6 $ 1,273,000 $ 212,166 $ 81,000
Lackawanna, Pennsylvania 6 $ 871,000 $ 145,166 $ 89,000
Pike, Pennsylvania 6 $ 1,033,000 $ 172,166 $ 99,000
Oconee, South Carolina 6 $ 1,043,000 $ 173,833 $ 145,000
Madison, Tennessee 6 $ 934,000 $ 155,666 $ 105,000
Hood, Texas 6 $ 1,038,000 $ 173,000 $ 120,000
Jefferson, Texas 6 $ 922,000 $ 153,666 $ 236,000
Rutland, Vermont 6 $ 1,337,000 $ 222,833 $ 114,000
Chelan, Washington 6 $ 1,751,000 $ 291,833 $ 169,000
Skagit, Washington 6 $ 1,688,000 $ 281,333 $ 216,000
Putnam, West Virginia 6 $ 1,371,000 $ 228,500 $ 93,000
Tallapoosa, Alabama 5 $ 1,159,000 $ 231,800 $ 164,000
Fairbanks North Star, Alaska 5 $ 941,000 $ 188,200 $ 67,000
Santa Cruz, Arizona 5 $ 870,000 $ 174,000 $ 60,000
Yuma, Arizona 5 $ 624,000 $ 124,800 $ 98,000
Faulkner, Arkansas 5 $ 728,000 $ 145,600 $ 193,000
Fremont, Colorado 5 $ 543,000 $ 108,600 $ 88,000
Middlesex, Connecticut 5 $ 1,330,000 $ 266,000 $ 97,000
Citrus, Florida 5 $ 581,000 $ 116,200 $ 71,000
Fannin, Georgia 5 $ 849,000 $ 169,800 $ 151,000
Blaine, Idaho 5 $ 1,595,000 $ 319,000 $ 118,000
Bonner, Idaho 5 $ 1,209,000 $ 241,800 $ 84,000
Elkhart, Indiana 5 $ 476,000 $ 95,200 $ 55,000
Hancock, Indiana 5 $ 797,000 $ 159,400 $ 86,000
Vanderburgh, Indiana 5 $ 817,000 $ 163,400 $ 136,000
Dallas, Iowa 5 $ 1,180,000 $ 236,000 $ 102,000
Ascension, Louisiana 5 $ 1,124,000 $ 224,800 $ 128,000
St. Bernard, Louisiana 5 $ 616,000 $ 123,200 $ 92,000
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Mortgage Loan Application Detail Totals for Roundpoint Mortgage Company in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,934 $2,742,955,000 $229,000 $750,000 $116,000 $2,070,000
Home Purchase 4,961 $1,216,881,000 $245,000 $840,000 $126,000 $2,328,000
Home Improvement 2 $537,000 $268,000 $390,000 $111,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,278 $2,359,460,000 $229,000 $840,000 $118,000 $2,328,000
Not Provided 3,649 $869,306,000 $238,000 $750,000 $120,000 $2,070,000
Asian 1,542 $421,003,000 $273,000 $804,000 $136,000 $1,392,000
Hispanic 854 $187,232,000 $219,000 $626,000 $105,000 $1,493,000
Black or African American 456 $97,288,000 $213,000 $721,000 $106,000 $1,450,000
American Indian or Alaskan Native 68 $15,231,000 $223,000 $584,000 $130,000 $680,000
Native Hawaiian or Other Pacific Islander 50 $10,853,000 $217,000 $417,000 $105,000 $306,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,566 $3,676,561,000 $236,000 $750,000 $122,000 $2,328,000
VA-guaranteed (Veterans Administration) 667 $159,842,000 $239,000 $840,000 $82,000 $426,000
FHA-insured (Federal Housing Administration) 664 $123,970,000 $186,000 $636,000 $79,000 $700,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,892 $1,893,350,000 $239,000 $787,000 $123,000 $1,500,000
Application Withdrawn By Applicant 5,007 $1,164,110,000 $232,000 $840,000 $119,000 $2,070,000
File Closed For Incompleteness 2,044 $468,111,000 $229,000 $636,000 $121,000 $2,328,000
Application Denied By Financial Institution 1,938 $431,188,000 $222,000 $763,000 $100,000 $1,200,000
Application Approved But Not Accepted 16 $3,614,000 $225,000 $417,000 $87,000 $198,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 503 $116,176,000 $230,000 $615,000 $72,000 $700,000
Collateral 347 $76,213,000 $219,000 $725,000 $123,000 $742,000
Credit History 201 $40,197,000 $199,000 $417,000 $94,000 $285,000
Unverifiable Information 96 $21,916,000 $228,000 $443,000 $114,000 $346,000
Credit Application Incomplete 58 $14,008,000 $241,000 $763,000 $135,000 $1,200,000
Other 44 $8,281,000 $188,000 $390,000 $113,000 $407,000
Employment History 38 $7,729,000 $203,000 $417,000 $103,000 $700,000
Insufficient Cash (Downpayment, Closing Cost) 17 $3,729,000 $219,000 $622,000 $81,000 $150,000
Mortgage Insurance Denied 2 $551,000 $275,000 $365,000 $108,000 $145,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Roundpoint Mortgage Company's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Roundpoint Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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