Suntrust Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Bank P.O. Box 4418, Mail Code 0663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 77,848 |
| Total Mortgage Loan Application Amount | $6,022,399,000 |
| Average Mortgage Loan Application Amount | $360,666 |
| Highest Mortgage Loan Application Amount | $50,085,000 |
| Average Applicant Income | $204,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Suntrust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Suntrust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 5,679 | $ 754,245,000 | $ 132,000 | $ 124,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,487 | $ 659,637,000 | $ 110,000 | $ 121,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,338 | $ 225,092,000 | $ 67,000 | $ 97,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,707 | $ 159,070,000 | $ 58,000 | $ 101,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,688 | $ 74,120,000 | $ 46,500 | $ 102,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,679 | $ 264,066,000 | $ 120,500 | $ 143,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,586 | $ 309,549,000 | $ 195,000 | $ 147,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,555 | $ 172,548,000 | $ 110,000 | $ 103,000 |
| RICHMOND, VA | 1,528 | $ 95,705,000 | $ 62,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 1,396 | $ 40,675,000 | $ 20,666 | $ 72,333 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,375 | $ 68,321,000 | $ 49,000 | $ 157,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,182 | $ 401,605,000 | $ 339,000 | $ 194,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,164 | $ 129,238,000 | $ 111,000 | $ 124,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,095 | $ 92,751,000 | $ 84,000 | $ 114,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,034 | $ 40,524,000 | $ 39,000 | $ 151,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,027 | $ 44,675,000 | $ 43,000 | $ 62,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 969 | $ 33,465,000 | $ 34,000 | $ 76,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 937 | $ 32,631,000 | $ 34,000 | $ 140,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 899 | $ 34,641,000 | $ 38,000 | $ 136,000 |
| DALLAS-PLANO-IRVING, TX | 856 | $ 44,641,000 | $ 52,000 | $ 145,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 848 | $ 95,379,000 | $ 112,000 | $ 169,000 |
| LAKELAND-WINTER HAVEN, FL | 794 | $ 15,092,000 | $ 19,000 | $ 56,000 |
| RALEIGH, NC | 746 | $ 70,714,000 | $ 94,000 | $ 115,000 |
| JACKSONVILLE, FL | 724 | $ 72,769,000 | $ 100,000 | $ 127,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 666 | $ 53,826,000 | $ 80,000 | $ 126,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 649 | $ 62,074,000 | $ 95,000 | $ 171,000 |
| KNOXVILLE, TN | 636 | $ 30,143,000 | $ 47,000 | $ 76,000 |
| CHATTANOOGA, TN-GA | 621 | $ 31,025,000 | $ 43,000 | $ 79,000 |
| WINSTON-SALEM, NC | 602 | $ 22,290,000 | $ 37,000 | $ 66,000 |
| DURHAM-CHAPEL HILL, NC | 599 | $ 67,452,000 | $ 112,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 548 | $ 21,332,000 | $ 38,000 | $ 178,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 534 | $ 25,744,000 | $ 48,000 | $ 166,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 531 | $ 19,786,000 | $ 37,000 | $ 76,000 |
| CAPE CORAL-FORT MYERS, FL | 515 | $ 30,760,000 | $ 59,000 | $ 92,000 |
| GREENSBORO-HIGH POINT, NC | 483 | $ 17,419,000 | $ 36,000 | $ 67,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 469 | $ 16,417,000 | $ 44,000 | $ 93,500 |
| FORT WORTH-ARLINGTON, TX | 463 | $ 66,392,000 | $ 143,000 | $ 165,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 454 | $ 103,718,000 | $ 228,000 | $ 156,000 |
| ROANOKE, VA | 451 | $ 14,454,000 | $ 32,000 | $ 55,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 445 | $ 18,574,000 | $ 41,000 | $ 163,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 441 | $ 15,470,000 | $ 35,000 | $ 146,000 |
| OCALA, FL | 422 | $ 10,949,000 | $ 25,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 377 | $ 16,331,000 | $ 40,500 | $ 139,000 |
| ASHEVILLE, NC | 360 | $ 17,931,000 | $ 49,000 | $ 67,000 |
| CAMDEN, NJ | 337 | $ 8,876,000 | $ 26,000 | $ 136,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 333 | $ 14,251,000 | $ 42,000 | $ 145,000 |
| SAVANNAH, GA | 332 | $ 25,461,000 | $ 76,000 | $ 108,000 |
| SPARTANBURG, SC | 324 | $ 5,607,000 | $ 17,000 | $ 53,000 |
| PORT ST. LUCIE, FL | 295 | $ 21,828,000 | $ 73,000 | $ 122,000 |
| HOMOSASSA SPRINGS, FL | 280 | $ 5,415,000 | $ 19,000 | $ 48,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 269 | $ 13,092,000 | $ 48,000 | $ 158,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 265 | $ 12,831,000 | $ 49,500 | $ 186,500 |
| COLUMBIA, SC | 264 | $ 25,381,000 | $ 96,000 | $ 119,000 |
| GAINESVILLE, GA | 258 | $ 14,740,000 | $ 57,000 | $ 78,000 |
| AUSTIN-ROUND ROCK, TX | 257 | $ 16,327,000 | $ 63,000 | $ 167,000 |
| NEWARK, NJ-PA | 257 | $ 60,170,000 | $ 131,000 | $ 147,000 |
| SAN DIEGO-CARLSBAD, CA | 253 | $ 15,902,000 | $ 62,000 | $ 184,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 245 | $ 27,973,000 | $ 114,000 | $ 217,000 |
| ALBANY, GA | 243 | $ 2,961,000 | $ 12,000 | $ 43,000 |
| KANSAS CITY, MO-KS | 234 | $ 7,713,000 | $ 33,500 | $ 117,000 |
| COLUMBUS, GA-AL | 229 | $ 7,308,000 | $ 26,000 | $ 71,000 |
| LYNCHBURG, VA | 229 | $ 7,047,000 | $ 30,000 | $ 74,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 229 | $ 11,633,000 | $ 50,000 | $ 106,000 |
| BURLINGTON, NC | 226 | $ 4,431,000 | $ 19,000 | $ 50,000 |
| PITTSBURGH, PA | 224 | $ 7,437,000 | $ 33,000 | $ 145,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 216 | $ 5,971,000 | $ 27,000 | $ 132,000 |
| MACON, GA | 213 | $ 14,481,000 | $ 67,000 | $ 128,000 |
| VISALIA-PORTERVILLE, CA | 213 | $ 7,135,000 | $ 33,000 | $ 132,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 212 | $ 25,156,000 | $ 118,000 | $ 250,000 |
| NEW ORLEANS-METAIRIE, LA | 199 | $ 10,132,000 | $ 50,000 | $ 177,000 |
| OKLAHOMA CITY, OK | 195 | $ 14,644,000 | $ 75,000 | $ 156,000 |
| SPRINGFIELD, MA | 189 | $ 2,528,000 | $ 13,000 | $ 81,000 |
| THE VILLAGES, FL | 189 | $ 2,459,000 | $ 13,000 | $ 53,000 |
| CLEVELAND-ELYRIA, OH | 185 | $ 5,536,000 | $ 29,000 | $ 114,000 |
| DENVER-AURORA-LAKEWOOD, CO | 182 | $ 13,281,000 | $ 72,000 | $ 153,000 |
| MCALLEN-EDINBURG-MISSION, TX | 180 | $ 4,554,000 | $ 25,000 | $ 114,000 |
| PHILADELPHIA, PA | 176 | $ 5,403,000 | $ 30,000 | $ 105,000 |
| TALLAHASSEE, FL | 176 | $ 13,048,000 | $ 74,000 | $ 129,000 |
| BAKERSFIELD, CA | 174 | $ 5,752,000 | $ 33,000 | $ 121,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 173 | $ 5,253,000 | $ 30,000 | $ 141,000 |
| BATON ROUGE, LA | 170 | $ 6,491,000 | $ 38,000 | $ 138,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 169 | $ 6,236,000 | $ 36,000 | $ 158,000 |
| BIRMINGHAM-HOOVER, AL | 166 | $ 12,357,000 | $ 74,000 | $ 125,000 |
| CHARLOTTESVILLE, VA | 164 | $ 39,985,000 | $ 243,000 | $ 146,000 |
| GAINESVILLE, FL | 163 | $ 48,648,000 | $ 298,000 | $ 104,000 |
| CINCINNATI, OH-KY-IN | 162 | $ 5,113,000 | $ 21,333 | $ 108,666 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 162 | $ 5,561,000 | $ 34,000 | $ 153,000 |
| PUNTA GORDA, FL | 161 | $ 8,671,000 | $ 53,000 | $ 77,000 |
| WORCESTER, MA-CT | 160 | $ 4,036,000 | $ 22,500 | $ 127,000 |
| FRESNO, CA | 158 | $ 5,147,000 | $ 32,000 | $ 138,000 |
| HICKORY-LENOIR-MORGANTON, NC | 156 | $ 7,337,000 | $ 47,000 | $ 77,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 155 | $ 38,649,000 | $ 249,000 | $ 221,000 |
| PROVIDENCE-WARWICK, RI-MA | 154 | $ 3,622,000 | $ 23,000 | $ 135,500 |
| COLUMBUS, OH | 147 | $ 4,048,000 | $ 27,000 | $ 119,000 |
| DALTON, GA | 145 | $ 2,018,000 | $ 13,000 | $ 64,000 |
| BOSTON, MA | 140 | $ 6,084,000 | $ 43,000 | $ 150,000 |
| BRUNSWICK, GA | 139 | $ 8,389,000 | $ 60,000 | $ 77,000 |
| TUCSON, AZ | 136 | $ 4,885,000 | $ 35,000 | $ 128,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 132 | $ 14,177,000 | $ 120,000 | $ 183,500 |
| ROME, GA | 130 | $ 5,188,000 | $ 39,000 | $ 66,000 |
| WARNER ROBINS, GA | 127 | $ 3,655,000 | $ 28,000 | $ 84,000 |
| STOCKTON-LODI, CA | 126 | $ 3,950,000 | $ 31,000 | $ 123,000 |
| ATHENS-CLARKE COUNTY, GA | 124 | $ 14,793,000 | $ 119,000 | $ 83,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 124 | $ 16,214,000 | $ 130,000 | $ 215,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 122 | $ 3,441,000 | $ 28,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 122 | $ 39,489,000 | $ 323,000 | $ 224,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 122 | $ 15,001,000 | $ 122,000 | $ 171,000 |
| FAYETTEVILLE, NC | 121 | $ 3,464,000 | $ 28,000 | $ 103,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 121 | $ 10,397,000 | $ 63,500 | $ 129,500 |
| PANAMA CITY, FL | 118 | $ 7,452,000 | $ 63,000 | $ 130,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 116 | $ 33,048,000 | $ 284,000 | $ 199,000 |
| WILMINGTON, DE-MD-NJ | 116 | $ 9,426,000 | $ 50,000 | $ 136,333 |
| WILMINGTON, NC | 116 | $ 19,409,000 | $ 167,000 | $ 136,000 |
| FLORENCE-MUSCLE SHOALS, AL | 114 | $ 1,245,000 | $ 10,000 | $ 53,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 114 | $ 5,478,000 | $ 48,000 | $ 127,000 |
| SALISBURY, MD-DE | 112 | $ 12,073,000 | $ 113,000 | $ 184,000 |
| EL PASO, TX | 109 | $ 3,518,000 | $ 32,000 | $ 136,000 |
| TULSA, OK | 109 | $ 4,215,000 | $ 38,000 | $ 130,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 106 | $ 2,192,000 | $ 20,000 | $ 92,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 105 | $ 3,954,000 | $ 50,000 | $ 158,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 105 | $ 6,739,000 | $ 64,000 | $ 200,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 104 | $ 6,339,000 | $ 34,500 | $ 124,000 |
| MODESTO, CA | 104 | $ 3,026,000 | $ 29,000 | $ 127,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 103 | $ 2,049,000 | $ 19,000 | $ 99,000 |
| WICHITA, KS | 98 | $ 3,615,000 | $ 36,000 | $ 123,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 97 | $ 3,580,000 | $ 36,000 | $ 110,500 |
| ALBANY-SCHENECTADY-TROY, NY | 95 | $ 2,375,000 | $ 25,000 | $ 107,000 |
| CHARLESTON, WV | 92 | $ 1,656,000 | $ 18,000 | $ 76,000 |
| GRAND RAPIDS-WYOMING, MI | 91 | $ 2,989,000 | $ 32,000 | $ 131,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 91 | $ 2,858,000 | $ 29,500 | $ 129,000 |
| SEBRING, FL | 90 | $ 1,501,000 | $ 16,000 | $ 50,000 |
| MOBILE, AL | 87 | $ 2,537,000 | $ 29,000 | $ 105,000 |
| NEW HAVEN-MILFORD, CT | 87 | $ 3,962,000 | $ 45,000 | $ 144,000 |
| CORPUS CHRISTI, TX | 86 | $ 3,152,000 | $ 36,000 | $ 148,000 |
| KILLEEN-TEMPLE, TX | 85 | $ 2,722,000 | $ 32,000 | $ 113,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 83 | $ 2,943,000 | $ 35,000 | $ 120,000 |
| ROCHESTER, NY | 83 | $ 1,591,000 | $ 19,000 | $ 82,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 82 | $ 1,807,000 | $ 22,000 | $ 88,000 |
| LAFAYETTE, LA | 80 | $ 3,378,000 | $ 42,000 | $ 121,000 |
| SHREVEPORT-BOSSIER CITY, LA | 80 | $ 2,488,000 | $ 31,000 | $ 137,000 |
| MONTGOMERY, AL | 78 | $ 1,619,000 | $ 20,000 | $ 213,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 77 | $ 5,696,000 | $ 73,000 | $ 203,000 |
| BEAUMONT-PORT ARTHUR, TX | 76 | $ 1,653,000 | $ 21,000 | $ 106,000 |
| LANCASTER, PA | 74 | $ 3,290,000 | $ 44,000 | $ 122,000 |
| CLEVELAND, TN | 73 | $ 2,317,000 | $ 31,000 | $ 76,000 |
| GARY, IN | 72 | $ 1,984,000 | $ 27,000 | $ 128,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 72 | $ 2,190,000 | $ 30,000 | $ 114,000 |
| JACKSON, MS | 71 | $ 3,744,000 | $ 52,000 | $ 110,000 |
| YUMA, AZ | 71 | $ 2,140,000 | $ 30,000 | $ 113,000 |
| AKRON, OH | 70 | $ 2,049,000 | $ 29,000 | $ 129,000 |
| SEBASTIAN-VERO BEACH, FL | 70 | $ 6,990,000 | $ 99,000 | $ 189,000 |
| HUNTSVILLE, AL | 68 | $ 3,334,000 | $ 49,000 | $ 119,000 |
| JOHNSON CITY, TN | 68 | $ 2,550,000 | $ 37,000 | $ 80,000 |
| MORRISTOWN, TN | 68 | $ 1,911,000 | $ 28,000 | $ 57,000 |
| HARRISONBURG, VA | 67 | $ 4,579,000 | $ 68,000 | $ 70,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 67 | $ 23,005,000 | $ 343,000 | $ 259,000 |
| BROWNSVILLE-HARLINGEN, TX | 65 | $ 1,556,000 | $ 23,000 | $ 98,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 65 | $ 4,270,000 | $ 65,000 | $ 134,000 |
| ALBUQUERQUE, NM | 64 | $ 3,523,000 | $ 55,000 | $ 135,000 |
| HARRISBURG-CARLISLE, PA | 64 | $ 1,996,000 | $ 31,000 | $ 125,000 |
| HANFORD-CORCORAN, CA | 63 | $ 2,016,000 | $ 32,000 | $ 131,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 63 | $ 3,044,000 | $ 48,000 | $ 168,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 61 | $ 2,712,000 | $ 42,500 | $ 166,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 60 | $ 1,127,000 | $ 21,000 | $ 98,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 59 | $ 1,186,000 | $ 20,333 | $ 87,000 |
| ELGIN, IL | 58 | $ 2,307,000 | $ 39,000 | $ 194,000 |
| MANCHESTER-NASHUA, NH | 56 | $ 2,006,000 | $ 35,000 | $ 145,000 |
| VALLEJO-FAIRFIELD, CA | 56 | $ 3,261,000 | $ 58,000 | $ 157,000 |
| EL CENTRO, CA | 54 | $ 1,971,000 | $ 36,000 | $ 109,000 |
| FORT SMITH, AR-OK | 52 | $ 1,421,000 | $ 24,000 | $ 107,000 |
| AUBURN-OPELIKA, AL | 51 | $ 1,949,000 | $ 38,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 51 | $ 1,521,000 | $ 29,000 | $ 122,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 51 | $ 1,790,000 | $ 51,000 | $ 76,000 |
| READING, PA | 51 | $ 2,506,000 | $ 49,000 | $ 166,000 |
| STAUNTON-WAYNESBORO, VA | 51 | $ 806,000 | $ 15,000 | $ 62,000 |
| YORK-HANOVER, PA | 51 | $ 2,508,000 | $ 49,000 | $ 124,000 |
| VALDOSTA, GA | 50 | $ 1,132,000 | $ 22,000 | $ 76,000 |
| CLARKSVILLE, TN-KY | 49 | $ 1,312,000 | $ 24,500 | $ 95,500 |
| LEXINGTON-FAYETTE, KY | 49 | $ 1,622,000 | $ 33,000 | $ 166,000 |
| REDDING, CA | 49 | $ 1,752,000 | $ 35,000 | $ 151,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 49 | $ 1,392,000 | $ 28,000 | $ 148,000 |
| TOLEDO, OH | 48 | $ 1,002,000 | $ 20,000 | $ 98,000 |
| SYRACUSE, NY | 47 | $ 837,000 | $ 17,000 | $ 82,000 |
| SALT LAKE CITY, UT | 46 | $ 1,737,000 | $ 37,000 | $ 140,000 |
| DAYTON, OH | 45 | $ 1,062,000 | $ 23,000 | $ 108,000 |
| LUBBOCK, TX | 45 | $ 1,239,000 | $ 27,000 | $ 113,000 |
| GOLDSBORO, NC | 44 | $ 930,000 | $ 21,000 | $ 91,000 |
| DES MOINES-WEST DES MOINES, IA | 43 | $ 884,000 | $ 20,000 | $ 114,000 |
| TYLER, TX | 43 | $ 1,981,000 | $ 46,000 | $ 135,000 |
| WINCHESTER, VA-WV | 43 | $ 2,296,000 | $ 35,500 | $ 72,500 |
| PORTLAND-SOUTH PORTLAND, ME | 42 | $ 2,114,000 | $ 50,000 | $ 105,000 |
| ROCKY MOUNT, NC | 42 | $ 1,401,000 | $ 33,000 | $ 83,000 |
| TRENTON, NJ | 42 | $ 1,122,000 | $ 26,000 | $ 143,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 41 | $ 1,545,000 | $ 37,000 | $ 173,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 41 | $ 1,528,000 | $ 40,000 | $ 141,500 |
| LAREDO, TX | 41 | $ 967,000 | $ 23,000 | $ 110,000 |
| SUMTER, SC | 41 | $ 682,000 | $ 16,000 | $ 93,000 |
| DOVER, DE | 39 | $ 1,647,000 | $ 42,000 | $ 103,000 |
| JONESBORO, AR | 39 | $ 911,000 | $ 23,000 | $ 97,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 38 | $ 949,000 | $ 24,000 | $ 107,000 |
| FLORENCE, SC | 38 | $ 3,941,000 | $ 103,000 | $ 109,000 |
| OCEAN CITY, NJ | 38 | $ 1,047,000 | $ 27,000 | $ 125,000 |
| RENO, NV | 38 | $ 1,104,000 | $ 29,000 | $ 155,000 |
| SANTA ROSA, CA | 38 | $ 1,460,000 | $ 38,000 | $ 186,000 |
| TACOMA-LAKEWOOD, WA | 38 | $ 1,096,000 | $ 28,000 | $ 106,000 |
| BOISE CITY, ID | 37 | $ 3,259,000 | $ 88,000 | $ 153,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 37 | $ 2,176,000 | $ 58,000 | $ 120,000 |
| MIDLAND, TX | 37 | $ 1,969,000 | $ 53,000 | $ 145,000 |
| NORWICH-NEW LONDON, CT | 37 | $ 923,000 | $ 24,000 | $ 118,000 |
| COLLEGE STATION-BRYAN, TX | 36 | $ 1,322,000 | $ 36,000 | $ 130,000 |
| PEORIA, IL | 36 | $ 972,000 | $ 27,000 | $ 143,000 |
| YUBA CITY, CA | 35 | $ 1,120,000 | $ 32,000 | $ 114,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 34 | $ 461,000 | $ 13,000 | $ 93,000 |
| CANTON-MASSILLON, OH | 33 | $ 827,000 | $ 25,000 | $ 107,000 |
| GREENVILLE, NC | 33 | $ 4,386,000 | $ 132,000 | $ 122,000 |
| JACKSONVILLE, NC | 33 | $ 1,432,000 | $ 43,000 | $ 108,000 |
| SPRINGFIELD, MO | 33 | $ 767,000 | $ 23,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 32 | $ 1,263,000 | $ 39,000 | $ 160,000 |
| EVANSVILLE, IN-KY | 31 | $ 639,000 | $ 17,500 | $ 70,500 |
| FORT COLLINS, CO | 31 | $ 1,933,000 | $ 62,000 | $ 128,000 |
| MERCED, CA | 30 | $ 910,000 | $ 30,000 | $ 103,000 |
| SPOKANE-SPOKANE VALLEY, WA | 30 | $ 1,034,000 | $ 34,000 | $ 124,000 |
| EAST STROUDSBURG, PA | 29 | $ 916,000 | $ 31,000 | $ 110,000 |
| WACO, TX | 29 | $ 652,000 | $ 22,000 | $ 100,000 |
| LONGVIEW, TX | 28 | $ 881,000 | $ 31,000 | $ 131,000 |
| HAMMOND, LA | 27 | $ 887,000 | $ 32,000 | $ 123,000 |
| HOUMA-THIBODAUX, LA | 27 | $ 617,000 | $ 22,000 | $ 102,000 |
| LANSING-EAST LANSING, MI | 27 | $ 620,000 | $ 22,000 | $ 94,000 |
| SANTA MARIA-SANTA BARBARA, CA | 27 | $ 5,483,000 | $ 203,000 | $ 283,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 26 | $ 640,000 | $ 24,000 | $ 112,500 |
| LAKE CHARLES, LA | 26 | $ 726,000 | $ 27,000 | $ 120,000 |
| TOPEKA, KS | 26 | $ 509,000 | $ 19,000 | $ 106,000 |
| FLINT, MI | 25 | $ 380,000 | $ 15,000 | $ 74,000 |
| DOTHAN, AL | 24 | $ 1,051,000 | $ 43,000 | $ 93,000 |
| JOPLIN, MO | 24 | $ 592,000 | $ 24,000 | $ 122,000 |
| ODESSA, TX | 24 | $ 847,000 | $ 35,000 | $ 114,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 24 | $ 1,558,000 | $ 64,000 | $ 185,000 |
| SPRINGFIELD, IL | 24 | $ 552,000 | $ 23,000 | $ 90,000 |
| TUSCALOOSA, AL | 24 | $ 678,000 | $ 28,000 | $ 71,000 |
| ALTOONA, PA | 23 | $ 316,000 | $ 13,000 | $ 79,000 |
| KALAMAZOO-PORTAGE, MI | 23 | $ 544,000 | $ 23,000 | $ 112,000 |
| LINCOLN, NE | 23 | $ 309,000 | $ 13,000 | $ 102,000 |
| NEW BERN, NC | 23 | $ 14,282,000 | $ 620,000 | $ 87,000 |
| BINGHAMTON, NY | 22 | $ 331,000 | $ 15,000 | $ 72,000 |
| SHERMAN-DENISON, TX | 22 | $ 722,000 | $ 32,000 | $ 123,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 22 | $ 501,000 | $ 21,500 | $ 89,000 |
| FORT WAYNE, IN | 21 | $ 480,000 | $ 22,000 | $ 147,000 |
| GREEN BAY, WI | 21 | $ 571,000 | $ 27,000 | $ 161,000 |
| PROVO-OREM, UT | 21 | $ 1,237,000 | $ 58,000 | $ 199,000 |
| ROCKFORD, IL | 21 | $ 475,000 | $ 22,000 | $ 110,000 |
| TERRE HAUTE, IN | 21 | $ 295,000 | $ 14,000 | $ 93,000 |
| JACKSON, MI | 20 | $ 520,000 | $ 26,000 | $ 122,000 |
| AMARILLO, TX | 19 | $ 501,000 | $ 26,000 | $ 98,000 |
| HOT SPRINGS, AR | 19 | $ 346,000 | $ 18,000 | $ 80,000 |
| JOHNSTOWN, PA | 19 | $ 318,000 | $ 16,000 | $ 84,000 |
| KENNEWICK-RICHLAND, WA | 19 | $ 564,000 | $ 29,000 | $ 98,000 |
| NAPA, CA | 19 | $ 677,000 | $ 35,000 | $ 155,000 |
| SIOUX CITY, IA-NE-SD | 19 | $ 331,000 | $ 27,333 | $ 107,000 |
| UTICA-ROME, NY | 19 | $ 556,000 | $ 29,000 | $ 92,000 |
| VINELAND-BRIDGETON, NJ | 19 | $ 567,000 | $ 29,000 | $ 96,000 |
| LEBANON, PA | 18 | $ 832,000 | $ 46,000 | $ 121,000 |
| MADISON, WI | 18 | $ 2,156,000 | $ 119,000 | $ 155,000 |
| PRESCOTT, AZ | 18 | $ 544,000 | $ 30,000 | $ 241,000 |
| SIOUX FALLS, SD | 18 | $ 599,000 | $ 33,000 | $ 133,000 |
| ELKHART-GOSHEN, IN | 17 | $ 401,000 | $ 23,000 | $ 91,000 |
| ERIE, PA | 17 | $ 466,000 | $ 27,000 | $ 100,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 17 | $ 277,000 | $ 16,500 | $ 90,000 |
| ALEXANDRIA, LA | 16 | $ 308,000 | $ 19,000 | $ 88,000 |
| BARNSTABLE TOWN, MA | 16 | $ 601,000 | $ 37,000 | $ 112,000 |
| BLOOMINGTON, IL | 16 | $ 516,000 | $ 32,000 | $ 121,000 |
| BREMERTON-SILVERDALE, WA | 16 | $ 464,000 | $ 29,000 | $ 160,000 |
| GREELEY, CO | 16 | $ 366,000 | $ 22,000 | $ 112,000 |
| LAS CRUCES, NM | 16 | $ 381,000 | $ 23,000 | $ 150,000 |
| LAWTON, OK | 16 | $ 284,000 | $ 17,000 | $ 79,000 |
| MADERA, CA | 16 | $ 808,000 | $ 50,000 | $ 136,000 |
| ROCHESTER, MN | 16 | $ 375,000 | $ 23,000 | $ 139,000 |
| TEXARKANA, TX-AR | 16 | $ 358,000 | $ 20,000 | $ 81,000 |
| WENATCHEE, WA | 16 | $ 612,000 | $ 38,000 | $ 165,000 |
| WICHITA FALLS, TX | 16 | $ 490,000 | $ 30,000 | $ 103,000 |
| DECATUR, AL | 15 | $ 340,000 | $ 22,000 | $ 77,000 |
| NILES-BENTON HARBOR, MI | 15 | $ 437,000 | $ 29,000 | $ 108,000 |
| WHEELING, WV-OH | 15 | $ 475,000 | $ 32,000 | $ 159,000 |
| CAPE GIRARDEAU, MO-IL | 14 | $ 304,000 | $ 21,000 | $ 124,000 |
| GADSDEN, AL | 14 | $ 148,000 | $ 10,000 | $ 42,000 |
| HINESVILLE, GA | 14 | $ 289,000 | $ 20,000 | $ 82,000 |
| MORGANTOWN, WV | 14 | $ 428,000 | $ 30,000 | $ 155,000 |
| SALEM, OR | 14 | $ 337,000 | $ 24,000 | $ 107,000 |
| BELLINGHAM, WA | 13 | $ 788,000 | $ 60,000 | $ 158,000 |
| CARBONDALE-MARION, IL | 13 | $ 296,000 | $ 22,000 | $ 114,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 996,000 | $ 76,000 | $ 185,000 |
| GLENS FALLS, NY | 13 | $ 229,000 | $ 17,000 | $ 107,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 224,000 | $ 17,000 | $ 71,000 |
| SAN ANGELO, TX | 13 | $ 411,000 | $ 31,000 | $ 78,000 |
| SAN RAFAEL, CA | 13 | $ 1,409,000 | $ 108,000 | $ 229,000 |
| SIERRA VISTA-DOUGLAS, AZ | 13 | $ 279,000 | $ 21,000 | $ 92,000 |
| ST. GEORGE, UT | 13 | $ 438,000 | $ 33,000 | $ 124,000 |
| ANN ARBOR, MI | 12 | $ 256,000 | $ 21,000 | $ 115,000 |
| JANESVILLE-BELOIT, WI | 12 | $ 171,000 | $ 14,000 | $ 87,000 |
| MEDFORD, OR | 12 | $ 736,000 | $ 61,000 | $ 119,000 |
| MONROE, LA | 12 | $ 481,000 | $ 40,000 | $ 115,000 |
| PITTSFIELD, MA | 12 | $ 282,000 | $ 23,000 | $ 137,000 |
| VICTORIA, TX | 12 | $ 315,000 | $ 26,000 | $ 105,000 |
| WATERTOWN-FORT DRUM, NY | 12 | $ 291,000 | $ 24,000 | $ 171,000 |
| ABILENE, TX | 11 | $ 388,000 | $ 35,000 | $ 124,000 |
| BECKLEY, WV | 11 | $ 410,000 | $ 37,000 | $ 139,000 |
| BILLINGS, MT | 11 | $ 2,431,000 | $ 221,000 | $ 213,000 |
| BISMARCK, ND | 11 | $ 2,448,000 | $ 222,000 | $ 268,000 |
| BOWLING GREEN, KY | 11 | $ 310,000 | $ 28,000 | $ 102,000 |
| CHICO, CA | 11 | $ 226,000 | $ 20,000 | $ 109,000 |
| DANVILLE, IL | 11 | $ 252,000 | $ 22,000 | $ 107,000 |
| JACKSON, TN | 11 | $ 156,000 | $ 14,000 | $ 68,000 |
| MUSKEGON, MI | 11 | $ 200,000 | $ 18,000 | $ 79,000 |
| SALINAS, CA | 11 | $ 484,000 | $ 44,000 | $ 172,000 |
| SPRINGFIELD, OH | 11 | $ 243,000 | $ 22,000 | $ 85,000 |
| STATE COLLEGE, PA | 11 | $ 214,000 | $ 19,000 | $ 89,000 |
| URBAN HONOLULU, HI | 11 | $ 362,000 | $ 32,000 | $ 105,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 10 | $ 151,000 | $ 15,000 | $ 59,000 |
| APPLETON, WI | 10 | $ 376,000 | $ 37,000 | $ 106,000 |
| CEDAR RAPIDS, IA | 10 | $ 119,000 | $ 11,000 | $ 39,000 |
| COLUMBIA, MO | 10 | $ 337,000 | $ 33,000 | $ 121,000 |
| KINGSTON, NY | 10 | $ 290,000 | $ 29,000 | $ 146,000 |
| PARKERSBURG-VIENNA, WV | 10 | $ 94,000 | $ 9,000 | $ 75,000 |
| PUEBLO, CO | 10 | $ 440,000 | $ 44,000 | $ 169,000 |
| RACINE, WI | 10 | $ 231,000 | $ 23,000 | $ 111,000 |
| SAGINAW, MI | 10 | $ 292,000 | $ 29,000 | $ 99,000 |
| BOULDER, CO | 9 | $ 864,000 | $ 96,000 | $ 191,000 |
| GRAND JUNCTION, CO | 9 | $ 1,105,000 | $ 122,000 | $ 146,000 |
| HATTIESBURG, MS | 9 | $ 209,000 | $ 23,000 | $ 63,000 |
| MONROE, MI | 9 | $ 175,000 | $ 19,000 | $ 91,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 239,000 | $ 26,000 | $ 111,000 |
| ST. JOSEPH, MO-KS | 9 | $ 241,000 | $ 17,000 | $ 89,000 |
| ANCHORAGE, AK | 8 | $ 380,000 | $ 47,000 | $ 146,000 |
| BANGOR, ME | 8 | $ 108,000 | $ 13,000 | $ 73,000 |
| BATTLE CREEK, MI | 8 | $ 98,000 | $ 12,000 | $ 94,000 |
| BLOOMINGTON, IN | 8 | $ 139,000 | $ 17,000 | $ 136,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 222,000 | $ 27,000 | $ 80,000 |
| ELMIRA, NY | 8 | $ 95,000 | $ 11,000 | $ 42,000 |
| LAWRENCE, KS | 8 | $ 622,000 | $ 77,000 | $ 282,000 |
| MICHIGAN CITY-LA PORTE, IN | 8 | $ 149,000 | $ 18,000 | $ 96,000 |
| YAKIMA, WA | 8 | $ 196,000 | $ 24,000 | $ 87,000 |
| CUMBERLAND, MD-WV | 7 | $ 76,000 | $ 9,000 | $ 64,000 |
| DULUTH, MN-WI | 7 | $ 141,000 | $ 20,500 | $ 129,000 |
| EUGENE, OR | 7 | $ 185,000 | $ 26,000 | $ 165,000 |
| FAIRBANKS, AK | 7 | $ 246,000 | $ 35,000 | $ 110,000 |
| FARGO, ND-MN | 7 | $ 105,000 | $ 14,000 | $ 89,500 |
| JEFFERSON CITY, MO | 7 | $ 158,000 | $ 22,000 | $ 148,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 7 | $ 180,000 | $ 25,000 | $ 61,000 |
| KOKOMO, IN | 7 | $ 49,000 | $ 7,000 | $ 69,000 |
| OWENSBORO, KY | 7 | $ 164,000 | $ 23,000 | $ 121,000 |
| SHEBOYGAN, WI | 7 | $ 178,000 | $ 25,000 | $ 100,000 |
| BAY CITY, MI | 6 | $ 88,000 | $ 14,000 | $ 75,000 |
| DECATUR, IL | 6 | $ 104,000 | $ 17,000 | $ 84,000 |
| FLAGSTAFF, AZ | 6 | $ 130,000 | $ 21,000 | $ 113,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 65,000 | $ 10,000 | $ 86,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 165,000 | $ 27,000 | $ 164,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 144,000 | $ 24,000 | $ 146,000 |
| PINE BLUFF, AR | 6 | $ 50,000 | $ 8,000 | $ 42,000 |
| ST. CLOUD, MN | 6 | $ 128,000 | $ 21,000 | $ 140,000 |
| AMES, IA | 5 | $ 811,000 | $ 162,000 | $ 101,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 345,000 | $ 69,000 | $ 90,000 |
| CHEYENNE, WY | 5 | $ 101,000 | $ 20,000 | $ 76,000 |
| COLUMBUS, IN | 5 | $ 93,000 | $ 18,000 | $ 84,000 |
| FOND DU LAC, WI | 5 | $ 100,000 | $ 20,000 | $ 79,000 |
| GETTYSBURG, PA | 5 | $ 57,000 | $ 11,000 | $ 72,000 |
| KANKAKEE, IL | 5 | $ 151,000 | $ 30,000 | $ 92,000 |
| LEWISTON, ID-WA | 5 | $ 178,000 | $ 34,500 | $ 92,000 |
| LEWISTON-AUBURN, ME | 5 | $ 98,000 | $ 19,000 | $ 87,000 |
| LIMA, OH | 5 | $ 118,000 | $ 23,000 | $ 83,000 |
| MIDLAND, MI | 5 | $ 88,000 | $ 17,000 | $ 103,000 |
| MUNCIE, IN | 5 | $ 68,000 | $ 13,000 | $ 62,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 83,000 | $ 16,000 | $ 82,000 |
| RAPID CITY, SD | 5 | $ 143,000 | $ 28,000 | $ 135,000 |
| SANTA FE, NM | 5 | $ 162,000 | $ 32,000 | $ 275,000 |
| WALLA WALLA, WA | 5 | $ 615,000 | $ 123,000 | $ 116,000 |
| WILLIAMSPORT, PA | 5 | $ 72,000 | $ 14,000 | $ 77,000 |
| BEND-REDMOND, OR | 4 | $ 152,000 | $ 38,000 | $ 48,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 132,000 | $ 33,000 | $ 84,000 |
| DUBUQUE, IA | 4 | $ 47,000 | $ 11,000 | $ 48,000 |
| EAU CLAIRE, WI | 4 | $ 50,000 | $ 12,000 | $ 44,000 |
| GREAT FALLS, MT | 4 | $ 155,000 | $ 38,000 | $ 63,000 |
| ITHACA, NY | 4 | $ 124,000 | $ 31,000 | $ 106,000 |
| LONGVIEW, WA | 4 | $ 175,000 | $ 43,000 | $ 169,000 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 58,000 | $ 14,000 | $ 111,000 |
| CARSON CITY, NV | 3 | $ 53,000 | $ 17,000 | $ 132,000 |
| CASPER, WY | 3 | $ 40,000 | $ 13,000 | $ 65,000 |
| COEUR D'ALENE, ID | 3 | $ 635,000 | $ 211,000 | $ 124,000 |
| CORVALLIS, OR | 3 | $ 88,000 | $ 29,000 | $ 113,000 |
| FARMINGTON, NM | 3 | $ 140,000 | $ 46,000 | $ 74,000 |
| MANHATTAN, KS | 3 | $ 30,000 | $ 10,000 | $ 72,000 |
| MISSOULA, MT | 3 | $ 1,199,000 | $ 399,000 | $ 333,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 75,000 | $ 25,000 | $ 91,000 |
| POCATELLO, ID | 3 | $ 61,000 | $ 20,000 | $ 74,000 |
| GRAND FORKS, ND-MN | 2 | $ 70,000 | $ 35,000 | $ 53,000 |
| GRANTS PASS, OR | 2 | $ 95,000 | $ 47,000 | $ 181,000 |
| IDAHO FALLS, ID | 2 | $ 33,000 | $ 16,000 | $ 123,000 |
| IOWA CITY, IA | 2 | $ 67,000 | $ 33,000 | $ 115,000 |
| LOGAN, UT-ID | 2 | $ 110,000 | $ 55,000 | $ 308,000 |
| MANSFIELD, OH | 2 | $ 48,000 | $ 24,000 | $ 87,000 |
| WAUSAU, WI | 2 | $ 47,000 | $ 23,000 | $ 95,000 |
| ALBANY, OR | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| GRAND ISLAND, NE | 1 | $ 8,000 | $ 8,000 | $ 115,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 69,501 | $1,500,556,000 | $21,000 | $50,085,000 | $99,000 | $9,999,000 |
| Home Purchase | 4,764 | $2,894,899,000 | $607,000 | $37,148,000 | $278,000 | $9,999,000 |
| Refinancing | 3,583 | $1,626,944,000 | $454,000 | $29,000,000 | $237,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,165 | $1,009,425,000 | $24,000 | $3,160,000 | $106,000 | $9,999,000 |
| Black or African American | 11,424 | $141,676,000 | $12,000 | $311,000 | $60,000 | $9,999,000 |
| Not Provided | 10,412 | $294,135,000 | $28,000 | $1,900,000 | $121,000 | $9,001,000 |
| Not applicable | 6,363 | $4,383,533,000 | $688,000 | $50,085,000 | $315,000 | $9,999,000 |
| Hispanic | 5,877 | $122,554,000 | $20,000 | $440,000 | $83,000 | $4,800,000 |
| Asian | 1,812 | $56,472,000 | $31,000 | $1,000,000 | $120,000 | $9,999,000 |
| American Indian or Alaskan Native | 559 | $9,362,000 | $16,000 | $750,000 | $75,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 236 | $5,242,000 | $22,000 | $170,000 | $93,000 | $1,201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77,848 | $6,022,399,000 | $77,000 | $50,085,000 | $117,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 47,866 | $1,001,426,000 | $20,000 | $1,900,000 | $81,000 | $9,999,000 |
| Loan Originated | 20,578 | $791,476,000 | $38,000 | $50,085,000 | $136,000 | $9,999,000 |
| Loan Purchased By The Institution | 6,307 | $4,121,190,000 | $653,000 | $6,500,000 | $318,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,716 | $93,210,000 | $34,000 | $2,000,000 | $126,000 | $2,123,000 |
| Application Withdrawn By Applicant | 381 | $15,097,000 | $39,000 | $750,000 | $132,000 | $804,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30,974 | $506,600,000 | $16,000 | $550,000 | $80,000 | $9,999,000 |
| Debt-To-Income Ratio | 12,369 | $353,478,000 | $28,000 | $1,000,000 | $71,000 | $2,000,000 |
| Credit Application Incomplete | 1,858 | $63,906,000 | $34,000 | $1,530,000 | $156,000 | $3,756,000 |
| Unverifiable Information | 1,625 | $21,714,000 | $13,000 | $250,000 | $88,000 | $9,999,000 |
| Other | 567 | $17,436,000 | $30,000 | $650,000 | $81,000 | $760,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 338 | $32,356,000 | $95,000 | $1,900,000 | $118,000 | $2,148,000 |
| Collateral | 117 | $5,747,000 | $49,000 | $865,000 | $73,000 | $900,000 |
| Employment History | 18 | $189,000 | $10,000 | $53,000 | $49,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.