The Money Source Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Money Source Inc. 135 Maxess Road New York, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 50,892 |
| Total Mortgage Loan Application Amount | $11,549,628,000 |
| Average Mortgage Loan Application Amount | $230,666 |
| Highest Mortgage Loan Application Amount | $1,711,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $8,810,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with The Money Source Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money Source Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down The Money Source Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money Source Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Money Source Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money Source Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,326 | $ 512,539,000 | $ 220,000 | $ 39,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,055 | $ 545,784,000 | $ 265,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,691 | $ 602,267,000 | $ 356,000 | $ 70,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,503 | $ 519,036,000 | $ 342,500 | $ 65,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,141 | $ 220,454,000 | $ 193,000 | $ 58,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,024 | $ 312,761,000 | $ 310,500 | $ 60,500 |
| DENVER-AURORA-LAKEWOOD, CO | 899 | $ 247,092,000 | $ 274,000 | $ 59,000 |
| DALLAS-PLANO-IRVING, TX | 897 | $ 176,609,000 | $ 196,000 | $ 52,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 890 | $ 175,478,000 | $ 197,000 | $ 52,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 858 | $ 184,593,000 | $ 215,000 | $ 60,000 |
| SAN DIEGO-CARLSBAD, CA | 809 | $ 303,799,000 | $ 375,000 | $ 64,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 783 | $ 137,520,000 | $ 167,500 | $ 62,500 |
| ST. LOUIS, MO-IL | 752 | $ 137,053,000 | $ 182,500 | $ 71,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 748 | $ 225,491,000 | $ 301,000 | $ 47,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 661 | $ 217,931,000 | $ 329,000 | $ 74,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 648 | $ 129,721,000 | $ 200,000 | $ 71,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 633 | $ 168,772,000 | $ 262,500 | $ 62,500 |
| OKLAHOMA CITY, OK | 631 | $ 108,600,000 | $ 172,000 | $ 56,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 549 | $ 222,818,000 | $ 405,000 | $ 96,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 543 | $ 161,755,000 | $ 297,000 | $ 68,000 |
| ALBUQUERQUE, NM | 514 | $ 101,008,000 | $ 196,000 | $ 61,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 507 | $ 123,774,000 | $ 244,000 | $ 42,000 |
| NEWARK, NJ-PA | 491 | $ 128,993,000 | $ 219,500 | $ 28,500 |
| FORT WORTH-ARLINGTON, TX | 490 | $ 93,035,000 | $ 189,000 | $ 46,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 468 | $ 185,657,000 | $ 396,000 | $ 68,000 |
| COLUMBUS, OH | 427 | $ 74,941,000 | $ 175,000 | $ 57,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 411 | $ 80,463,000 | $ 195,000 | $ 36,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 408 | $ 77,022,000 | $ 188,000 | $ 45,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 405 | $ 108,907,000 | $ 268,000 | $ 64,000 |
| TULSA, OK | 399 | $ 65,276,000 | $ 163,000 | $ 60,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 396 | $ 90,549,000 | $ 223,000 | $ 47,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 381 | $ 78,893,000 | $ 207,000 | $ 47,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 379 | $ 68,991,000 | $ 182,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 365 | $ 90,100,000 | $ 246,000 | $ 48,000 |
| KANSAS CITY, MO-KS | 353 | $ 64,026,000 | $ 181,000 | $ 59,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 302 | $ 70,545,000 | $ 218,000 | $ 39,000 |
| CAMDEN, NJ | 301 | $ 61,152,000 | $ 203,000 | $ 37,000 |
| DES MOINES-WEST DES MOINES, IA | 297 | $ 49,808,000 | $ 167,000 | $ 54,000 |
| SALT LAKE CITY, UT | 294 | $ 69,508,000 | $ 236,000 | $ 55,000 |
| TACOMA-LAKEWOOD, WA | 292 | $ 73,316,000 | $ 251,000 | $ 43,000 |
| FRESNO, CA | 284 | $ 66,699,000 | $ 234,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 275 | $ 61,047,000 | $ 221,000 | $ 49,000 |
| WICHITA, KS | 263 | $ 37,568,000 | $ 142,000 | $ 52,000 |
| TUCSON, AZ | 251 | $ 46,856,000 | $ 186,000 | $ 33,000 |
| CLEVELAND-ELYRIA, OH | 248 | $ 38,748,000 | $ 156,000 | $ 46,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 240 | $ 43,425,000 | $ 172,000 | $ 54,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 239 | $ 56,186,000 | $ 235,000 | $ 47,000 |
| BAKERSFIELD, CA | 237 | $ 49,333,000 | $ 208,000 | $ 38,000 |
| PRESCOTT, AZ | 236 | $ 42,320,000 | $ 179,000 | $ 48,000 |
| BATON ROUGE, LA | 226 | $ 37,747,000 | $ 167,000 | $ 36,000 |
| PROVO-OREM, UT | 220 | $ 48,074,000 | $ 218,000 | $ 58,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 204 | $ 64,901,000 | $ 318,000 | $ 85,000 |
| STOCKTON-LODI, CA | 201 | $ 52,991,000 | $ 263,000 | $ 40,000 |
| BOISE CITY, ID | 199 | $ 39,792,000 | $ 199,000 | $ 59,000 |
| CINCINNATI, OH-KY-IN | 198 | $ 34,170,000 | $ 168,666 | $ 45,333 |
| BIRMINGHAM-HOOVER, AL | 193 | $ 35,241,000 | $ 182,000 | $ 45,000 |
| LAWTON, OK | 193 | $ 34,009,000 | $ 176,000 | $ 63,000 |
| JACKSONVILLE, FL | 189 | $ 37,116,000 | $ 196,000 | $ 42,000 |
| PROVIDENCE-WARWICK, RI-MA | 188 | $ 44,937,000 | $ 237,500 | $ 55,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 184 | $ 35,941,000 | $ 195,000 | $ 51,000 |
| MEMPHIS, TN-MS-AR | 180 | $ 31,281,000 | $ 157,666 | $ 24,333 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 179 | $ 55,898,000 | $ 312,000 | $ 60,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 177 | $ 39,130,000 | $ 221,000 | $ 38,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 169 | $ 64,888,000 | $ 383,000 | $ 80,000 |
| BOSTON, MA | 163 | $ 50,952,000 | $ 312,000 | $ 82,000 |
| SHREVEPORT-BOSSIER CITY, LA | 158 | $ 24,799,000 | $ 156,000 | $ 47,000 |
| EL PASO, TX | 156 | $ 22,747,000 | $ 145,000 | $ 35,000 |
| VALLEJO-FAIRFIELD, CA | 152 | $ 48,714,000 | $ 320,000 | $ 49,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 139 | $ 26,811,000 | $ 203,500 | $ 56,000 |
| GARY, IN | 138 | $ 24,267,000 | $ 175,000 | $ 40,000 |
| LAKELAND-WINTER HAVEN, FL | 138 | $ 22,159,000 | $ 160,000 | $ 41,000 |
| EVANSVILLE, IN-KY | 137 | $ 18,084,000 | $ 128,500 | $ 41,000 |
| OGDEN-CLEARFIELD, UT | 137 | $ 31,049,000 | $ 226,000 | $ 57,000 |
| KNOXVILLE, TN | 135 | $ 21,147,000 | $ 156,000 | $ 32,000 |
| RENO, NV | 135 | $ 33,641,000 | $ 249,000 | $ 40,000 |
| PHILADELPHIA, PA | 133 | $ 25,271,000 | $ 190,000 | $ 41,000 |
| LAFAYETTE, LA | 132 | $ 19,826,000 | $ 150,000 | $ 38,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 131 | $ 24,661,000 | $ 188,000 | $ 48,000 |
| GREELEY, CO | 125 | $ 30,025,000 | $ 240,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 123 | $ 21,401,000 | $ 173,000 | $ 48,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 123 | $ 53,672,000 | $ 436,000 | $ 88,000 |
| SPOKANE-SPOKANE VALLEY, WA | 123 | $ 23,185,000 | $ 188,000 | $ 43,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 121 | $ 19,069,000 | $ 157,000 | $ 46,000 |
| NEW ORLEANS-METAIRIE, LA | 121 | $ 23,530,000 | $ 194,000 | $ 48,000 |
| RICHMOND, VA | 121 | $ 26,280,000 | $ 217,000 | $ 38,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 120 | $ 30,220,000 | $ 251,000 | $ 60,000 |
| CHATTANOOGA, TN-GA | 115 | $ 17,171,000 | $ 146,000 | $ 48,500 |
| BREMERTON-SILVERDALE, WA | 114 | $ 26,918,000 | $ 236,000 | $ 56,000 |
| CAPE CORAL-FORT MYERS, FL | 113 | $ 19,882,000 | $ 175,000 | $ 41,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 109 | $ 22,480,000 | $ 200,500 | $ 55,500 |
| OLYMPIA-TUMWATER, WA | 109 | $ 25,681,000 | $ 235,000 | $ 37,000 |
| SALEM, OR | 109 | $ 22,188,000 | $ 203,000 | $ 49,000 |
| VISALIA-PORTERVILLE, CA | 109 | $ 22,743,000 | $ 208,000 | $ 29,000 |
| FORT COLLINS, CO | 104 | $ 27,755,000 | $ 266,000 | $ 60,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 104 | $ 22,704,000 | $ 218,000 | $ 41,000 |
| AMARILLO, TX | 103 | $ 16,876,000 | $ 163,000 | $ 54,000 |
| FARGO, ND-MN | 102 | $ 19,607,000 | $ 190,000 | $ 79,500 |
| PITTSBURGH, PA | 101 | $ 15,574,000 | $ 154,000 | $ 38,000 |
| MODESTO, CA | 100 | $ 22,396,000 | $ 223,000 | $ 44,000 |
| REDDING, CA | 99 | $ 20,624,000 | $ 208,000 | $ 35,000 |
| DAYTON, OH | 98 | $ 17,809,000 | $ 181,000 | $ 67,000 |
| WORCESTER, MA-CT | 98 | $ 23,001,000 | $ 199,500 | $ 54,000 |
| EUGENE, OR | 94 | $ 18,175,000 | $ 193,000 | $ 51,000 |
| LUBBOCK, TX | 94 | $ 14,263,000 | $ 151,000 | $ 57,000 |
| ASHEVILLE, NC | 93 | $ 15,603,000 | $ 167,000 | $ 55,000 |
| GRAND JUNCTION, CO | 92 | $ 18,764,000 | $ 203,000 | $ 46,000 |
| AKRON, OH | 91 | $ 14,268,000 | $ 156,000 | $ 51,000 |
| FARMINGTON, NM | 91 | $ 15,733,000 | $ 172,000 | $ 46,000 |
| SANTA ROSA, CA | 91 | $ 32,884,000 | $ 361,000 | $ 71,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 90 | $ 15,285,000 | $ 169,000 | $ 40,000 |
| ELGIN, IL | 87 | $ 18,391,000 | $ 211,000 | $ 51,000 |
| BEND-REDMOND, OR | 85 | $ 19,361,000 | $ 227,000 | $ 55,000 |
| KILLEEN-TEMPLE, TX | 84 | $ 15,055,000 | $ 179,000 | $ 31,000 |
| SALINAS, CA | 83 | $ 29,210,000 | $ 351,000 | $ 68,000 |
| ANCHORAGE, AK | 82 | $ 23,462,000 | $ 286,000 | $ 41,000 |
| HUNTSVILLE, AL | 82 | $ 16,462,000 | $ 200,000 | $ 57,000 |
| MCALLEN-EDINBURG-MISSION, TX | 80 | $ 12,162,000 | $ 152,000 | $ 23,000 |
| FLINT, MI | 79 | $ 12,347,000 | $ 156,000 | $ 48,000 |
| FAYETTEVILLE, NC | 78 | $ 14,443,000 | $ 185,000 | $ 60,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 78 | $ 15,839,000 | $ 203,000 | $ 42,000 |
| WILMINGTON, DE-MD-NJ | 78 | $ 18,966,000 | $ 230,666 | $ 44,333 |
| LINCOLN, NE | 76 | $ 12,780,000 | $ 168,000 | $ 68,000 |
| SANTA FE, NM | 76 | $ 17,538,000 | $ 230,000 | $ 60,000 |
| JACKSON, MS | 75 | $ 12,048,000 | $ 160,000 | $ 39,000 |
| SPRINGFIELD, MO | 75 | $ 10,262,000 | $ 136,000 | $ 49,000 |
| FLAGSTAFF, AZ | 73 | $ 15,360,000 | $ 210,000 | $ 58,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 71 | $ 24,337,000 | $ 342,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 70 | $ 11,170,000 | $ 159,000 | $ 39,000 |
| COLUMBUS, GA-AL | 69 | $ 12,122,000 | $ 176,500 | $ 45,500 |
| PUEBLO, CO | 69 | $ 12,994,000 | $ 188,000 | $ 41,000 |
| SAVANNAH, GA | 69 | $ 12,883,000 | $ 186,000 | $ 44,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 67 | $ 12,404,000 | $ 185,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 65 | $ 11,707,000 | $ 196,000 | $ 36,000 |
| MEDFORD, OR | 65 | $ 14,058,000 | $ 216,000 | $ 51,000 |
| YUBA CITY, CA | 63 | $ 15,132,000 | $ 240,000 | $ 29,000 |
| SALISBURY, MD-DE | 62 | $ 12,351,000 | $ 209,500 | $ 74,500 |
| PORT ST. LUCIE, FL | 61 | $ 10,780,000 | $ 176,000 | $ 29,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 60 | $ 14,761,000 | $ 246,000 | $ 45,000 |
| RALEIGH, NC | 60 | $ 12,427,000 | $ 207,000 | $ 68,000 |
| FORT WAYNE, IN | 59 | $ 10,078,000 | $ 170,000 | $ 50,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 58 | $ 25,738,000 | $ 443,000 | $ 127,000 |
| ALEXANDRIA, LA | 56 | $ 9,887,000 | $ 176,000 | $ 56,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 53 | $ 9,210,000 | $ 173,000 | $ 50,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 53 | $ 11,362,000 | $ 214,000 | $ 38,000 |
| WARNER ROBINS, GA | 53 | $ 8,546,000 | $ 161,000 | $ 55,000 |
| CORPUS CHRISTI, TX | 52 | $ 9,244,000 | $ 177,000 | $ 32,000 |
| GREENSBORO-HIGH POINT, NC | 52 | $ 8,345,000 | $ 160,000 | $ 52,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 51 | $ 7,385,000 | $ 146,000 | $ 58,500 |
| TOLEDO, OH | 51 | $ 7,891,000 | $ 154,000 | $ 55,000 |
| ALBANY, OR | 50 | $ 9,604,000 | $ 192,000 | $ 59,000 |
| CLARKSVILLE, TN-KY | 50 | $ 8,400,000 | $ 153,000 | $ 35,000 |
| KENNEWICK-RICHLAND, WA | 50 | $ 9,496,000 | $ 189,000 | $ 34,000 |
| OWENSBORO, KY | 50 | $ 7,289,000 | $ 145,000 | $ 53,000 |
| SANTA MARIA-SANTA BARBARA, CA | 50 | $ 15,731,000 | $ 314,000 | $ 121,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 49 | $ 9,118,000 | $ 186,000 | $ 41,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 48 | $ 7,922,000 | $ 164,500 | $ 48,000 |
| LYNCHBURG, VA | 48 | $ 7,106,000 | $ 148,000 | $ 30,000 |
| MERCED, CA | 48 | $ 9,549,000 | $ 198,000 | $ 28,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 48 | $ 11,996,000 | $ 249,000 | $ 71,000 |
| TOPEKA, KS | 48 | $ 7,351,000 | $ 153,000 | $ 44,000 |
| CHICO, CA | 47 | $ 9,880,000 | $ 210,000 | $ 45,000 |
| MIDLAND, TX | 46 | $ 9,022,000 | $ 196,000 | $ 51,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 45 | $ 8,781,000 | $ 195,000 | $ 52,000 |
| ODESSA, TX | 45 | $ 8,278,000 | $ 183,000 | $ 24,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 44 | $ 9,220,000 | $ 209,000 | $ 63,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 43 | $ 7,894,000 | $ 188,000 | $ 56,000 |
| MONTGOMERY, AL | 43 | $ 7,965,000 | $ 185,000 | $ 42,000 |
| OCALA, FL | 42 | $ 5,861,000 | $ 139,000 | $ 33,000 |
| WACO, TX | 42 | $ 5,619,000 | $ 133,000 | $ 24,000 |
| WINSTON-SALEM, NC | 42 | $ 5,943,000 | $ 141,000 | $ 47,000 |
| CASPER, WY | 41 | $ 8,564,000 | $ 208,000 | $ 57,000 |
| LONGVIEW, WA | 41 | $ 8,453,000 | $ 206,000 | $ 50,000 |
| MANCHESTER-NASHUA, NH | 41 | $ 9,115,000 | $ 222,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 40 | $ 6,585,000 | $ 164,000 | $ 48,000 |
| TYLER, TX | 40 | $ 6,653,000 | $ 166,000 | $ 53,000 |
| MADERA, CA | 39 | $ 7,733,000 | $ 198,000 | $ 36,000 |
| YAKIMA, WA | 39 | $ 6,218,000 | $ 159,000 | $ 36,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 38 | $ 11,737,000 | $ 308,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 38 | $ 6,120,000 | $ 161,000 | $ 55,000 |
| LEXINGTON-FAYETTE, KY | 38 | $ 6,549,000 | $ 172,000 | $ 51,000 |
| SANTA CRUZ-WATSONVILLE, CA | 38 | $ 15,324,000 | $ 403,000 | $ 124,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 37 | $ 6,410,000 | $ 173,000 | $ 44,000 |
| MADISON, WI | 37 | $ 7,361,000 | $ 198,000 | $ 39,000 |
| URBAN HONOLULU, HI | 37 | $ 19,901,000 | $ 537,000 | $ 42,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 36 | $ 7,497,000 | $ 227,000 | $ 64,000 |
| BILLINGS, MT | 36 | $ 7,623,000 | $ 211,000 | $ 51,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 36 | $ 7,164,000 | $ 199,000 | $ 34,000 |
| YORK-HANOVER, PA | 36 | $ 5,617,000 | $ 156,000 | $ 20,000 |
| CHEYENNE, WY | 35 | $ 7,687,000 | $ 219,000 | $ 44,000 |
| COLUMBIA, MO | 35 | $ 5,284,000 | $ 150,000 | $ 60,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 35 | $ 8,180,000 | $ 233,000 | $ 40,000 |
| EAST STROUDSBURG, PA | 35 | $ 8,016,000 | $ 229,000 | $ 48,000 |
| RAPID CITY, SD | 35 | $ 7,747,000 | $ 221,000 | $ 68,000 |
| LONGVIEW, TX | 34 | $ 4,854,000 | $ 142,000 | $ 20,000 |
| MOBILE, AL | 34 | $ 6,018,000 | $ 177,000 | $ 45,000 |
| NEW HAVEN-MILFORD, CT | 34 | $ 7,787,000 | $ 229,000 | $ 44,000 |
| ROANOKE, VA | 34 | $ 5,437,000 | $ 159,000 | $ 46,000 |
| DURHAM-CHAPEL HILL, NC | 33 | $ 5,371,000 | $ 162,000 | $ 57,000 |
| SIERRA VISTA-DOUGLAS, AZ | 33 | $ 6,781,000 | $ 205,000 | $ 33,000 |
| WENATCHEE, WA | 33 | $ 6,634,000 | $ 201,000 | $ 38,000 |
| DOVER, DE | 32 | $ 6,621,000 | $ 206,000 | $ 47,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 32 | $ 5,973,000 | $ 186,000 | $ 62,000 |
| HAMMOND, LA | 32 | $ 4,691,000 | $ 146,000 | $ 32,000 |
| SHERMAN-DENISON, TX | 32 | $ 4,283,000 | $ 133,000 | $ 43,000 |
| COEUR D'ALENE, ID | 31 | $ 6,820,000 | $ 220,000 | $ 52,000 |
| EL CENTRO, CA | 31 | $ 6,135,000 | $ 197,000 | $ 54,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 30 | $ 8,034,000 | $ 267,000 | $ 102,000 |
| LAREDO, TX | 30 | $ 4,563,000 | $ 152,000 | $ 11,000 |
| MONROE, MI | 30 | $ 5,605,000 | $ 186,000 | $ 49,000 |
| NAPA, CA | 30 | $ 12,469,000 | $ 415,000 | $ 90,000 |
| READING, PA | 30 | $ 5,455,000 | $ 181,000 | $ 38,000 |
| GAINESVILLE, GA | 29 | $ 4,535,000 | $ 156,000 | $ 36,000 |
| MANHATTAN, KS | 29 | $ 5,116,000 | $ 176,000 | $ 51,000 |
| CHARLOTTESVILLE, VA | 28 | $ 5,630,000 | $ 201,000 | $ 84,000 |
| GAINESVILLE, FL | 28 | $ 4,037,000 | $ 144,000 | $ 32,000 |
| GREAT FALLS, MT | 28 | $ 4,819,000 | $ 172,000 | $ 55,000 |
| TRENTON, NJ | 28 | $ 6,062,000 | $ 216,000 | $ 46,000 |
| WILMINGTON, NC | 28 | $ 4,945,000 | $ 176,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 27 | $ 6,129,000 | $ 227,000 | $ 23,000 |
| HICKORY-LENOIR-MORGANTON, NC | 27 | $ 3,284,000 | $ 121,000 | $ 61,000 |
| HINESVILLE, GA | 27 | $ 4,459,000 | $ 165,000 | $ 36,000 |
| HOUMA-THIBODAUX, LA | 27 | $ 4,920,000 | $ 182,000 | $ 36,000 |
| SAN ANGELO, TX | 27 | $ 4,706,000 | $ 174,000 | $ 56,000 |
| BROWNSVILLE-HARLINGEN, TX | 26 | $ 4,272,000 | $ 164,000 | $ 31,000 |
| SYRACUSE, NY | 26 | $ 4,634,000 | $ 178,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 25 | $ 7,049,000 | $ 281,000 | $ 49,000 |
| CLEVELAND, TN | 25 | $ 2,865,000 | $ 114,000 | $ 38,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 25 | $ 4,915,000 | $ 196,000 | $ 73,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 25 | $ 3,621,000 | $ 144,000 | $ 38,000 |
| RACINE, WI | 25 | $ 4,340,000 | $ 173,000 | $ 45,000 |
| WINCHESTER, VA-WV | 25 | $ 5,684,000 | $ 199,500 | $ 31,000 |
| ALBANY-SCHENECTADY-TROY, NY | 24 | $ 4,835,000 | $ 201,000 | $ 15,000 |
| BOULDER, CO | 24 | $ 7,527,000 | $ 313,000 | $ 81,000 |
| LAS CRUCES, NM | 24 | $ 3,810,000 | $ 158,000 | $ 23,000 |
| PUNTA GORDA, FL | 24 | $ 4,237,000 | $ 176,000 | $ 47,000 |
| YUMA, AZ | 24 | $ 4,302,000 | $ 179,000 | $ 41,000 |
| BOWLING GREEN, KY | 23 | $ 4,064,000 | $ 176,000 | $ 45,000 |
| GREEN BAY, WI | 23 | $ 3,320,000 | $ 144,000 | $ 22,000 |
| LANSING-EAST LANSING, MI | 23 | $ 3,487,000 | $ 151,000 | $ 42,000 |
| MONROE, LA | 23 | $ 3,489,000 | $ 151,000 | $ 35,000 |
| STATE COLLEGE, PA | 23 | $ 4,683,000 | $ 203,000 | $ 85,000 |
| TALLAHASSEE, FL | 23 | $ 3,777,000 | $ 164,000 | $ 43,000 |
| TUSCALOOSA, AL | 23 | $ 3,467,000 | $ 150,000 | $ 38,000 |
| LAKE CHARLES, LA | 22 | $ 3,828,000 | $ 174,000 | $ 74,000 |
| LIMA, OH | 22 | $ 3,069,000 | $ 139,000 | $ 33,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 22 | $ 3,076,000 | $ 149,500 | $ 55,000 |
| BELLINGHAM, WA | 21 | $ 5,491,000 | $ 261,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 21 | $ 3,337,000 | $ 158,000 | $ 19,000 |
| ELKHART-GOSHEN, IN | 21 | $ 3,255,000 | $ 155,000 | $ 39,000 |
| MOUNT VERNON-ANACORTES, WA | 21 | $ 5,133,000 | $ 244,000 | $ 27,000 |
| PORTLAND-SOUTH PORTLAND, ME | 21 | $ 4,520,000 | $ 215,000 | $ 33,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 4,696,000 | $ 234,000 | $ 33,000 |
| COLUMBIA, SC | 20 | $ 3,995,000 | $ 199,000 | $ 65,000 |
| MISSOULA, MT | 20 | $ 4,028,000 | $ 201,000 | $ 42,000 |
| OCEAN CITY, NJ | 20 | $ 4,835,000 | $ 241,000 | $ 113,000 |
| APPLETON, WI | 19 | $ 2,982,000 | $ 156,000 | $ 56,000 |
| KALAMAZOO-PORTAGE, MI | 19 | $ 2,410,000 | $ 126,000 | $ 37,000 |
| ROCKFORD, IL | 19 | $ 3,227,000 | $ 169,000 | $ 50,000 |
| BURLINGTON, NC | 18 | $ 2,633,000 | $ 146,000 | $ 55,000 |
| CARSON CITY, NV | 18 | $ 3,488,000 | $ 193,000 | $ 44,000 |
| CORVALLIS, OR | 18 | $ 3,964,000 | $ 220,000 | $ 177,000 |
| DECATUR, AL | 18 | $ 2,168,000 | $ 120,000 | $ 28,000 |
| GRANTS PASS, OR | 18 | $ 3,939,000 | $ 218,000 | $ 48,000 |
| HARRISBURG-CARLISLE, PA | 18 | $ 2,995,000 | $ 166,000 | $ 34,000 |
| HATTIESBURG, MS | 18 | $ 2,990,000 | $ 166,000 | $ 40,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 18 | $ 2,974,000 | $ 161,666 | $ 38,000 |
| SPRINGFIELD, MA | 18 | $ 4,037,000 | $ 224,000 | $ 36,000 |
| FAIRBANKS, AK | 17 | $ 4,963,000 | $ 291,000 | $ 36,000 |
| HOMOSASSA SPRINGS, FL | 17 | $ 2,199,000 | $ 129,000 | $ 28,000 |
| LANCASTER, PA | 17 | $ 3,570,000 | $ 210,000 | $ 45,000 |
| PEORIA, IL | 17 | $ 3,019,000 | $ 177,000 | $ 54,000 |
| ABILENE, TX | 16 | $ 2,401,000 | $ 150,000 | $ 16,000 |
| AUBURN-OPELIKA, AL | 16 | $ 3,126,000 | $ 195,000 | $ 62,000 |
| BINGHAMTON, NY | 16 | $ 2,715,000 | $ 169,000 | $ 87,000 |
| CAPE GIRARDEAU, MO-IL | 16 | $ 1,975,000 | $ 123,000 | $ 50,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 16 | $ 2,800,000 | $ 175,000 | $ 37,000 |
| MORRISTOWN, TN | 16 | $ 1,843,000 | $ 115,000 | $ 34,000 |
| SPARTANBURG, SC | 16 | $ 2,539,000 | $ 158,000 | $ 59,000 |
| VALDOSTA, GA | 16 | $ 2,464,000 | $ 154,000 | $ 55,000 |
| WICHITA FALLS, TX | 16 | $ 2,238,000 | $ 139,000 | $ 174,000 |
| BLOOMINGTON, IN | 15 | $ 2,668,000 | $ 177,000 | $ 63,000 |
| MACON, GA | 15 | $ 2,185,000 | $ 145,000 | $ 50,000 |
| MUNCIE, IN | 15 | $ 2,337,000 | $ 155,000 | $ 54,000 |
| PANAMA CITY, FL | 15 | $ 2,272,000 | $ 151,000 | $ 49,000 |
| SIOUX CITY, IA-NE-SD | 15 | $ 2,747,000 | $ 222,333 | $ 36,333 |
| SIOUX FALLS, SD | 15 | $ 2,585,000 | $ 172,000 | $ 69,000 |
| VINELAND-BRIDGETON, NJ | 15 | $ 2,476,000 | $ 165,000 | $ 23,000 |
| ALTOONA, PA | 14 | $ 2,471,000 | $ 176,000 | $ 47,000 |
| BLOOMINGTON, IL | 14 | $ 3,007,000 | $ 214,000 | $ 96,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 14 | $ 2,869,000 | $ 204,000 | $ 54,000 |
| DULUTH, MN-WI | 14 | $ 2,481,000 | $ 165,500 | $ 42,500 |
| FORT SMITH, AR-OK | 14 | $ 1,981,000 | $ 137,000 | $ 40,500 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 3,182,000 | $ 227,000 | $ 47,000 |
| IDAHO FALLS, ID | 14 | $ 2,550,000 | $ 182,000 | $ 48,000 |
| JACKSON, TN | 14 | $ 1,986,000 | $ 141,000 | $ 23,000 |
| JEFFERSON CITY, MO | 14 | $ 1,556,000 | $ 111,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 14 | $ 1,882,000 | $ 124,500 | $ 27,000 |
| LAWRENCE, KS | 14 | $ 2,512,000 | $ 179,000 | $ 38,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 2,218,000 | $ 158,000 | $ 18,000 |
| ALBANY, GA | 13 | $ 2,218,000 | $ 170,000 | $ 65,000 |
| BRUNSWICK, GA | 13 | $ 2,122,000 | $ 163,000 | $ 62,000 |
| LOGAN, UT-ID | 13 | $ 2,726,000 | $ 248,000 | $ 36,000 |
| SAN RAFAEL, CA | 13 | $ 6,637,000 | $ 510,000 | $ 106,000 |
| WALLA WALLA, WA | 13 | $ 2,191,000 | $ 168,000 | $ 41,000 |
| BISMARCK, ND | 12 | $ 2,349,000 | $ 195,000 | $ 52,000 |
| DALTON, GA | 12 | $ 1,613,000 | $ 134,000 | $ 57,000 |
| JACKSONVILLE, NC | 12 | $ 2,138,000 | $ 178,000 | $ 41,000 |
| SPRINGFIELD, IL | 12 | $ 2,129,000 | $ 177,000 | $ 54,000 |
| VICTORIA, TX | 12 | $ 1,788,000 | $ 149,000 | $ 33,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 1,549,000 | $ 140,000 | $ 48,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 2,696,000 | $ 245,000 | $ 25,000 |
| CHARLESTON, WV | 11 | $ 2,064,000 | $ 187,000 | $ 29,000 |
| JOHNSON CITY, TN | 11 | $ 1,774,000 | $ 161,000 | $ 22,000 |
| LEWISTON, ID-WA | 11 | $ 1,935,000 | $ 167,000 | $ 85,000 |
| MUSKEGON, MI | 11 | $ 1,389,000 | $ 126,000 | $ 25,000 |
| NILES-BENTON HARBOR, MI | 11 | $ 2,172,000 | $ 197,000 | $ 76,000 |
| ROCHESTER, MN | 11 | $ 2,194,000 | $ 199,000 | $ 38,000 |
| ST. CLOUD, MN | 11 | $ 1,713,000 | $ 155,000 | $ 45,000 |
| ST. GEORGE, UT | 11 | $ 2,742,000 | $ 249,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 10 | $ 1,921,000 | $ 192,000 | $ 76,000 |
| COLLEGE STATION-BRYAN, TX | 10 | $ 2,470,000 | $ 247,000 | $ 52,000 |
| COLUMBUS, IN | 10 | $ 1,393,000 | $ 139,000 | $ 19,000 |
| ERIE, PA | 10 | $ 1,123,000 | $ 112,000 | $ 28,000 |
| ROCHESTER, NY | 10 | $ 1,759,000 | $ 175,000 | $ 56,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 1,397,000 | $ 146,000 | $ 13,500 |
| THE VILLAGES, FL | 10 | $ 1,520,000 | $ 152,000 | $ 29,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,224,000 | $ 136,000 | $ 18,000 |
| BANGOR, ME | 9 | $ 1,606,000 | $ 178,000 | $ 23,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,270,000 | $ 252,000 | $ 20,000 |
| DOTHAN, AL | 9 | $ 1,472,000 | $ 163,000 | $ 48,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,694,000 | $ 186,000 | $ 60,000 |
| KANKAKEE, IL | 9 | $ 1,319,000 | $ 146,000 | $ 28,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,614,000 | $ 179,000 | $ 59,000 |
| AMES, IA | 8 | $ 1,317,000 | $ 164,000 | $ 39,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $ 1,651,000 | $ 206,000 | $ 39,000 |
| GRAND ISLAND, NE | 8 | $ 1,137,000 | $ 142,000 | $ 56,000 |
| GREENVILLE, NC | 8 | $ 1,144,000 | $ 143,000 | $ 63,000 |
| LEWISTON-AUBURN, ME | 8 | $ 861,000 | $ 107,000 | $ 9,000 |
| TERRE HAUTE, IN | 8 | $ 1,156,000 | $ 144,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,277,000 | $ 182,000 | $ 37,000 |
| GETTYSBURG, PA | 7 | $ 1,274,000 | $ 182,000 | $ 32,000 |
| KINGSTON, NY | 7 | $ 1,656,000 | $ 236,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,544,000 | $ 220,000 | $ 23,000 |
| SEBRING, FL | 7 | $ 828,000 | $ 118,000 | $ 44,000 |
| SPRINGFIELD, OH | 7 | $ 1,115,000 | $ 159,000 | $ 65,000 |
| SUMTER, SC | 7 | $ 1,147,000 | $ 163,000 | $ 48,000 |
| ANN ARBOR, MI | 6 | $ 1,051,000 | $ 175,000 | $ 51,000 |
| JANESVILLE-BELOIT, WI | 6 | $ 1,213,000 | $ 202,000 | $ 38,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 1,117,000 | $ 186,000 | $ 15,000 |
| MANSFIELD, OH | 6 | $ 730,000 | $ 121,000 | $ 60,000 |
| ROME, GA | 6 | $ 976,000 | $ 162,000 | $ 56,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 6 | $ 866,000 | $ 144,000 | $ 6,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,183,000 | $ 197,000 | $ 65,000 |
| TEXARKANA, TX-AR | 6 | $ 807,000 | $ 130,500 | $ 24,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 934,000 | $ 155,000 | $ 0 |
| CARBONDALE-MARION, IL | 5 | $ 813,000 | $ 162,000 | $ 50,000 |
| DECATUR, IL | 5 | $ 657,000 | $ 131,000 | $ 72,000 |
| EAU CLAIRE, WI | 5 | $ 1,044,000 | $ 208,000 | $ 71,000 |
| ELMIRA, NY | 5 | $ 498,000 | $ 99,000 | $ 13,000 |
| FOND DU LAC, WI | 5 | $ 890,000 | $ 178,000 | $ 43,000 |
| GLENS FALLS, NY | 5 | $ 809,000 | $ 161,000 | $ 51,000 |
| GOLDSBORO, NC | 5 | $ 680,000 | $ 136,000 | $ 49,000 |
| KOKOMO, IN | 5 | $ 849,000 | $ 169,000 | $ 68,000 |
| LEBANON, PA | 5 | $ 849,000 | $ 169,000 | $ 21,000 |
| MANKATO-NORTH MANKATO, MN | 5 | $ 1,066,000 | $ 213,000 | $ 48,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 827,000 | $ 165,000 | $ 24,000 |
| POCATELLO, ID | 5 | $ 1,091,000 | $ 218,000 | $ 97,000 |
| SHEBOYGAN, WI | 5 | $ 662,000 | $ 132,000 | $ 36,000 |
| UTICA-ROME, NY | 5 | $ 608,000 | $ 121,000 | $ 35,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 777,000 | $ 155,000 | $ 24,000 |
| WAUSAU, WI | 5 | $ 894,000 | $ 178,000 | $ 18,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 649,000 | $ 162,000 | $ 11,000 |
| HOT SPRINGS, AR | 4 | $ 613,000 | $ 153,000 | $ 16,000 |
| IOWA CITY, IA | 4 | $ 492,000 | $ 123,000 | $ 37,000 |
| JOHNSTOWN, PA | 4 | $ 659,000 | $ 164,000 | $ 15,000 |
| JONESBORO, AR | 4 | $ 956,000 | $ 239,000 | $ 28,000 |
| JOPLIN, MO | 4 | $ 835,000 | $ 208,000 | $ 52,000 |
| NEW BERN, NC | 4 | $ 1,278,000 | $ 319,000 | $ 17,000 |
| PINE BLUFF, AR | 4 | $ 787,000 | $ 196,000 | $ 75,000 |
| ROCKY MOUNT, NC | 4 | $ 549,000 | $ 137,000 | $ 22,000 |
| ST. JOSEPH, MO-KS | 4 | $ 502,000 | $ 125,000 | $ 43,000 |
| BATTLE CREEK, MI | 3 | $ 402,000 | $ 134,000 | $ 68,000 |
| BAY CITY, MI | 3 | $ 376,000 | $ 125,000 | $ 12,000 |
| FLORENCE, SC | 3 | $ 571,000 | $ 190,000 | $ 84,000 |
| GADSDEN, AL | 3 | $ 470,000 | $ 156,000 | $ 50,000 |
| HARRISONBURG, VA | 3 | $ 426,000 | $ 142,000 | $ 0 |
| JACKSON, MI | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 3 | $ 1,136,000 | $ 378,000 | $ 70,000 |
| BECKLEY, WV | 2 | $ 521,000 | $ 260,000 | $ 70,000 |
| ITHACA, NY | 2 | $ 278,000 | $ 139,000 | $ 180,000 |
| MIDLAND, MI | 2 | $ 391,000 | $ 195,000 | $ 0 |
| SAGINAW, MI | 2 | $ 355,000 | $ 177,000 | $ 80,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 336,000 | $ 168,000 | $ 36,000 |
| WHEELING, WV-OH | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| WILLIAMSPORT, PA | 2 | $ 425,000 | $ 212,000 | $ 78,000 |
| DANVILLE, IL | 1 | $ 270,000 | $ 270,000 | $ 89,000 |
| DUBUQUE, IA | 1 | $ 154,000 | $ 154,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 488,000 | $ 488,000 | $ 100,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 29,919 | $7,195,899,000 | $240,000 | $1,711,000 | $38,000 | $8,810,000 |
| Home Purchase | 20,917 | $4,340,008,000 | $207,000 | $1,095,000 | $76,000 | $3,149,000 |
| Home Improvement | 56 | $13,721,000 | $245,000 | $665,000 | $85,000 | $288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,893 | $7,564,742,000 | $229,000 | $1,711,000 | $67,000 | $8,810,000 |
| White | 8,541 | $1,838,719,000 | $215,000 | $1,092,000 | $38,000 | $934,000 |
| Not Provided | 4,216 | $909,389,000 | $215,000 | $1,087,000 | $10,000 | $360,000 |
| Hispanic | 2,922 | $667,075,000 | $228,000 | $829,000 | $31,000 | $415,000 |
| Black or African American | 1,660 | $373,399,000 | $224,000 | $1,100,000 | $22,000 | $408,000 |
| Asian | 507 | $158,044,000 | $311,000 | $1,064,000 | $66,000 | $343,000 |
| Native Hawaiin or Other Pacific Islander | 90 | $24,655,000 | $273,000 | $667,000 | $45,000 | $164,000 |
| American Indian or Alaskan Native | 63 | $13,605,000 | $215,000 | $575,000 | $34,000 | $229,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 26,963 | $5,680,495,000 | $210,000 | $1,087,000 | $44,000 | $8,810,000 |
| VA-guaranteed (Veterans Administration) | 13,320 | $3,329,008,000 | $249,000 | $1,711,000 | $39,000 | $3,895,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,163 | $2,330,482,000 | $254,000 | $1,417,000 | $105,000 | $4,068,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,446 | $209,643,000 | $144,000 | $422,000 | $51,000 | $948,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 32,893 | $7,564,742,000 | $229,000 | $1,711,000 | $67,000 | $8,810,000 |
| Loan Originated | 10,164 | $2,296,685,000 | $225,000 | $1,100,000 | $30,000 | $826,000 |
| Application Denied By Financial Institution | 7,054 | $1,504,917,000 | $213,000 | $1,087,000 | $27,000 | $934,000 |
| Application Withdrawn By Applicant | 508 | $121,404,000 | $238,000 | $799,000 | $73,000 | $600,000 |
| Application Approved But Not Accepted | 272 | $61,555,000 | $226,000 | $636,000 | $21,000 | $408,000 |
| File Closed For Incompleteness | 1 | $325,000 | $325,000 | $325,000 | $75,000 | $75,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 4,156 | $862,407,000 | $207,000 | $1,087,000 | $5,000 | $667,000 |
| Collateral | 1,269 | $272,372,000 | $214,000 | $730,000 | $75,000 | $934,000 |
| Debt-To-Income Ratio | 471 | $113,042,000 | $240,000 | $750,000 | $60,000 | $909,000 |
| Credit Application Incomplete | 350 | $79,031,000 | $225,000 | $713,000 | $42,000 | $320,000 |
| Credit History | 312 | $70,251,000 | $225,000 | $766,000 | $58,000 | $353,000 |
| Unverifiable Information | 210 | $45,672,000 | $217,000 | $806,000 | $25,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 175 | $36,960,000 | $211,000 | $536,000 | $31,000 | $169,000 |
| Employment History | 51 | $10,318,000 | $202,000 | $417,000 | $48,000 | $152,000 |
| Mortgage Insurance Denied | 10 | $2,155,000 | $215,000 | $407,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money Source Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Money Source Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.