Wise County, TX Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,529 mortgage applications in Wise County, TX totaling $1.3 billion, down 3% from 2022. The average application was for $293,000, and applicants reported an average income of $134,000. 47% of applications resulted in an originated loan and 19% were denied. The most active lender was DHI Mortgage Company, Ltd., with 476 applications, followed by 21st Mortgage and PennyMac Loan Services LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,529
Total Mortgage Loan Application Amount $1,327,775,000
Average Mortgage Loan Application Amount $293,000
Highest Mortgage Loan Application Amount $30,275,000
Average Applicant Income $134,000
Highest Applicant Income $7,258,000

Mortgage Company List for Lending in Wise County, TX for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 476 $ 143,640,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 375 $ 63,505,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 217 $ 75,305,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 133 $ 41,765,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 126 $ 45,210,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 111 $ 38,235,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 12,922,116,000 108 $ 25,350,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 103 $ 35,065,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 87 $ 14,735,000
Htlf Bank
1800 LARIMER ST #1800
DENVER, CO 80202
* $ 9,178,296,000 85 $ 37,975,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 69 $ 20,235,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 63 $ 23,105,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 62 $ 8,300,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 59 $ 20,245,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 57 $ 7,285,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 57 $ 13,225,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 55 $ 4,085,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 54 $ 17,580,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 53 $ 13,365,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 52 $ 7,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 52 $ 16,920,000
First State Bank
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 1,670,131,000 49 $ 16,675,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 52,953,767,000 48 $ 6,100,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 3,447,892,000 47 $ 5,815,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 1,575,584,000 45 $ 5,255,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 45 $ 15,815,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 40 $ 15,520,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 40 $ 13,620,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 36 $ 8,360,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 36 $ 9,920,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 31 $ 8,395,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 30 $ 10,100,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 29 $ 5,725,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 28 $ 8,170,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 27 $ 10,315,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 27 $ 9,045,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 1,710,167,000 27 $ 11,475,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 26 $ 8,570,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 26 $ 4,130,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 1,154,848,000 25 $ 17,975,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 24 $ 10,330,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 24 $ 7,630,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 23 $ 3,115,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 23 $ 8,705,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 22 $ 8,040,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 22 $ 7,740,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 21 $ 7,815,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 631,768,000 21 $ 8,745,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 21 $ 6,055,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 20 $ 6,530,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 20 $ 3,020,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 19 $ 5,275,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 19 $ 7,385,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 18 $ 2,330,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,695,970,000 18 $ 36,520,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 18 $ 5,920,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 18 $ 5,550,000
Legend Bank, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 962,003,000 17 $ 6,575,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 2,413,243,000 16 $ 1,750,000
Crestmark Mortgage Company, Ltd
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ -1,000 16 $ 6,980,000
T2 Financial LLC
480 OLDE WORTHINGTON RD SUITE 300
WESTERVILLE, OH 43082
* $ -1,000 14 $ 5,460,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 14 $ 3,340,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 14 $ 1,650,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 13 $ 4,335,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 13 $ 5,615,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 13 $ 3,855,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 13 $ 4,475,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 13 $ 4,075,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 13 $ 4,455,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 13 $ 5,745,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 12 $ 3,560,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 2,250,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 12 $ 3,130,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 12 $ 2,100,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 12 $ 3,360,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 12 $ 4,460,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 12 $ 2,150,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 15,997,837,000 11 $ 1,765,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 11 $ 3,305,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,554,150,000 11 $ 5,495,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 11 $ 4,755,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ 1,190,321,000 10 $ 3,340,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 10 $ 3,670,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 10 $ 3,860,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 10 $ 1,170,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,252,788,000 10 $ 2,900,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ 1,715,530,000 10 $ 2,600,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 9 $ 2,735,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 9 $ 2,265,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 9 $ 3,755,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ 1,920,139,000 9 $ 2,465,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 9 $ 1,285,000
Pinnacle Bank
PO BOX 676
FORT WORTH, TX 76102
* $ 2,624,622,000 8 $ 1,970,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 8 $ 920,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 8 $ 3,360,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 8 $ 3,290,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 8 $ 1,500,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 8 $ 950,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 7 $ 1,775,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 7 $ 2,765,000
Fort Worth Community Credit Union
1905 FOREST RIDGE DR
BEDFORD, TX 76021
* $ 1,225,093,000 7 $ 1,205,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 6 $ 2,230,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 6 $ 1,440,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,942,106,000 6 $ 1,570,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ -1,000 6 $ 500,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 6 $ 760,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 6 $ 2,220,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,960,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 6 $ 2,080,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ 286,162,000 6 $ 1,880,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 5 $ 1,895,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 5 $ 1,775,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 5 $ 515,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 5 $ 1,925,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 5 $ 2,015,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,755,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 705,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 2,595,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 5 $ 1,685,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 1,075,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 5 $ 1,515,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 5 $ 1,545,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 5 $ 1,345,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 5 $ 2,075,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 5 $ 1,565,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 12,761,582,000 5 $ 915,000
Tarrant County's Credit Union
200 TAYLOR STREET, SUITE 215
FORT WORTH, TX 76196
* $ 119,584,000 4 $ 510,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ -1,000 4 $ 1,130,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 2,155,552,000 4 $ 710,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 4 $ 730,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 4 $ 1,150,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 1,550,000
Nuwave Lending LLC
3400 N CENTRAL EXPY SUITE #110-295
DALLAS, TX 75080
* $ -1,000 4 $ 1,510,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 4 $ 510,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 4 $ 410,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 900,000
Gardner Financial Services
3503 PAESANOS PKWY
SAN ANTONIO, TX 78259
* $ -1,000 4 $ 780,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 1,080,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 880,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 3 $ 315,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 3 $ 1,245,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 3 $ 2,675,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 3 $ 965,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 3 $ 835,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 3 $ 805,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 3 $ 1,335,000
American State Bank
1116 TROUP HWY
ARP, TX 75701
* $ 1,173,037,000 3 $ 1,495,000
Pilgrim Bank
145 EAST MARSHALL STREET
PITTSBURG, TX 75686
* $ 680,790,000 3 $ 1,125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 1,075,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 3 $ 1,205,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 1,095,000
Royal Pacific Funding
4000 MACARTHUR BLVD TOWER - 7TH
NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 1,265,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 8,748,621,000 3 $ 285,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 3 $ 465,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 3 $ 685,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 3 $ 1,875,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 3 $ 715,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 3 $ 895,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 471,040,000 3 $ 615,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 3 $ 1,285,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 3 $ 1,105,000
Orchard Mortgage, LLC
8900 BUSINESS PARK DR
AUSTIN, TX 78705
* $ -1,000 3 $ 1,165,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 3 $ 2,035,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 3 $ 1,235,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 3 $ 905,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ -1,000 3 $ 1,095,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 2 $ 670,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 2 $ 760,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 760,000
Legacy Mortgage
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ -1,000 2 $ 860,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,725,398,000 2 $ 220,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 460,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 470,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 2 $ 670,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 2 $ 480,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 22,808,174,000 2 $ 730,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 2 $ 1,370,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 2 $ 580,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 2 $ 430,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 2 $ 310,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 650,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 380,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 620,000
Mobility Credit Union
8384 N BELTLINE RD
IRVING, TX 75063
* $ 380,487,000 2 $ 110,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 310,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 570,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 2 $ 460,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 2 $ 1,030,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 2 $ 660,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,307,150,000 2 $ 440,000
Gsb Mortgage, Inc.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ -1,000 2 $ 220,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 2 $ 790,000
Worthington Bank
200 W MAIN STREET
ARLINGTON, TX 76010
* $ 508,889,000 2 $ 620,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 2 $ 860,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 2 $ 1,080,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 590,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 2 $ 1,060,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ -1,000 2 $ 760,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 2 $ 470,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 2 $ 610,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 550,000
American Bank of Commerce
530 US 62 FRONTAGE RD
WOLFFORTH, TX 79382
* $ 1,521,301,000 2 $ 320,000
Education Credit Union
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ 421,778,000 2 $ 200,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 2 $ 470,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 2 $ 670,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 800,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 89,544,919,000 2 $ 170,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 2 $ 810,000
United Texas Credit Union
5500 UTSA BLVD
SAN ANTONIO, TX 78249
* $ 404,949,000 2 $ 740,000
Pointbank
200 S HIGHWAY 377
PILOT POINT, TX 76258
* $ 916,573,000 2 $ 1,850,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 2 $ 150,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 3,350,152,000 2 $ 850,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 340,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 1,458,130,000 2 $ 510,000
Fort Worth City Credit Union
2309 MONTGOMERY STREET
FORT WORTH, TX 76107
* $ 303,013,000 2 $ 220,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 330,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 2 $ 650,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 444,412,000 1 $ 295,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 4,012,786,000 1 $ 505,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ 1,564,284,000 1 $ 525,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 335,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 295,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 185,000
Union Square Credit Union
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 684,732,000 1 $ 475,000
Stellar Bank
9 GREENWAY PLAZA, SUITE 110
HOUSTON, TX 77046
* $ 10,891,835,000 1 $ 225,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 325,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 465,000
Nexus Series B, LLC
2140 S DUPONT HWY
CAMDEN, DE 19934
* $ -1,000 1 $ 205,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 485,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 325,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 1 $ 1,205,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 647,283,000 1 $ 305,000
America's Credit Union
2154 FOREST LN.
GARLAND, TX 75042
* $ 407,039,000 1 $ 175,000
Primis Bank

GLEN ALLEN, VA 23060
* $ -1,000 1 $ 635,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 4,701,298,000 1 $ 475,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 1 $ 235,000
Siwell, Inc., dba Capital Mortgage Services of Tex
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 1 $ 355,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 545,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 525,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 345,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 185,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 1 $ 1,265,000
Clear Fork Bank N.A.
100 S MAIN ST
ALBANY, TX 76430
* $ 705,466,000 1 $ 65,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 1,095,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 342,115,000 1 $ 145,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 355,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 1 $ 535,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 275,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 215,000
Grandview Bank
PO BOX 449
GRANDVIEW, TX 76050
* $ 473,512,000 1 $ 155,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 805,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ 3,354,633,000 1 $ 715,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ 804,412,000 1 $ 255,000
City Credit Union
7474 FERGUSON RD
DALLAS, TX 75228
* $ 621,218,000 1 $ 485,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 175,000
Texas Bank and Trust
PO BOX 3188
LONGVIEW, TX 75601
* $ 4,142,065,000 1 $ 435,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 325,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ -1,000 1 $ 465,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 1 $ 675,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 217,305,000 1 $ 515,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 764,903,000 1 $ 205,000
Austin Bank, Texas National Association
PO BOX 1537
JACKSONVILLE, TX 75766
* $ 2,728,475,000 1 $ 715,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 1 $ 265,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 8,454,890,000 1 $ 445,000
Vellum Mortgage, Inc.
12700 FAIR LAKES CIR SUITE 400
FAIRFAX, VA 22033
* $ -1,000 1 $ 675,000
Verabank,N.A.
P.O. BOX 1009
HENDERSON, TX 75653
* $ 3,954,479,000 1 $ 505,000
First Western Federal Savings Bank
P.O. BOX 1435
RAPID CITY, SD 57701
* $ 68,688,000 1 $ 255,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 13,520,414,000 1 $ 525,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 345,000
Partner Colorado Credit Union
6221 SHERIDAN BLVD
ARVADA, CO 80003
* $ 695,073,000 1 $ 175,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 155,000
Libertyone Credit Union
1100 COMMERCE STE 615
DALLAS, TX 75242
* $ 165,631,000 1 $ 505,000
BNC National Bank

BISMARCK, ND 58501
* $ 942,438,000 1 $ 705,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 1 $ 365,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 85,531,000,000 1 $ 235,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 235,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 495,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 165,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 105,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 285,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 335,000
Integrity Mortgage Corporation of Texas
5 HORIZON CT
HEATH, TX 75032
* $ -1,000 1 $ 305,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 115,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 1 $ 155,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 1 $ 215,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 225,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 1 $ 455,000
Texas Republic Bank, N.A.
2595 PRESTON RD, SUITE 100
FRISCO, TX 75034
* $ 425,298,000 1 $ 245,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 1 $ 305,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 285,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 145,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 465,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 1 $ 525,000
Carter Federal Credit Union
100 W CHURCH ST
SPRINGHILL, LA 71075
* $ 669,156,000 1 $ 435,000
Velocity Credit Union
PO BOX 1089
AUSTIN, TX 78767
* $ 1,040,924,000 1 $ 25,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 650,424,000 1 $ 1,435,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 1 $ 665,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 5,539,254,000 1 $ 375,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 1,848,598,000 1 $ 285,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 305,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ 2,067,547,000 1 $ 265,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 9,523,916,000 1 $ 265,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 2,202,960,000 1 $ 1,405,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 305,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 695,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 435,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 225,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 315,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 75,000
The First National Bank of Gra
101 E BRIDGE ST
GRANBURY, TX 76048
* $ 902,137,000 1 $ 95,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 315,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 6,590,970,000 1 $ 185,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 1,525,654,000 1 $ 325,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 225,000

The tables below break down 2023 mortgage applications in Wise County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wise County, TX in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,427 $1,098,565,000 $320,000 $30,275,000 $136,000 $7,258,000
Cash-out Refinancing 399 $91,305,000 $228,000 $1,405,000 $121,000 $1,452,000
Refinancing 268 $87,520,000 $326,000 $805,000 $138,000 $1,144,000
Other Purpose 238 $30,470,000 $128,000 $2,005,000 $135,000 $1,242,000
Home Improvement 188 $19,000,000 $101,000 $555,000 $138,000 $428,000
Not Applicable 9 $915,000 $101,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,490 $693,870,000 $278,000 $2,015,000 $134,000 $4,016,000
Not applicable 642 $240,120,000 $374,000 $30,275,000 $162,000 $449,000
Hispanic 575 $153,915,000 $267,000 $765,000 $129,000 $7,258,000
Not Provided 527 $145,635,000 $276,000 $1,205,000 $142,000 $2,400,000
Black or African American 161 $55,735,000 $346,000 $895,000 $118,000 $313,000
Asian 54 $17,920,000 $331,000 $605,000 $155,000 $1,142,000
American Indian or Alaskan Native 42 $9,230,000 $219,000 $585,000 $105,000 $349,000
Native Hawaiian or Other Pacific Islander 5 $1,485,000 $297,000 $495,000 $105,000 $163,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,133 $851,365,000 $271,000 $30,275,000 $141,000 $4,016,000
FHA-insured (Federal Housing Administration) 876 $272,550,000 $311,000 $545,000 $112,000 $7,258,000
VA-guaranteed (Veterans Administration) 491 $196,705,000 $400,000 $935,000 $130,000 $341,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $7,155,000 $246,000 $355,000 $93,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,131 $661,235,000 $310,000 $2,015,000 $145,000 $7,258,000
Application Denied By Financial Institution 844 $199,860,000 $236,000 $30,275,000 $113,000 $3,566,000
Loan Purchased By The Institution 644 $214,690,000 $333,000 $1,095,000 $160,000 $556,000
Application Withdrawn By Applicant 576 $176,020,000 $305,000 $2,005,000 $135,000 $2,400,000
File Closed For Incompleteness 217 $46,625,000 $214,000 $715,000 $116,000 $2,400,000
Application Approved But Not Accepted 110 $28,200,000 $256,000 $1,255,000 $126,000 $543,000
Preapproval Approved but not Accepted 7 $1,145,000 $163,000 $305,000 $70,000 $102,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,661 $1,119,325,000 $305,000 $2,015,000 $140,000 $7,258,000
Debt-To-Income Ratio 310 $75,560,000 $243,000 $1,255,000 $87,000 $543,000
Credit History 270 $44,610,000 $165,000 $585,000 $96,000 $384,000
Collateral 77 $14,945,000 $194,000 $835,000 $139,000 $933,000
Other 72 $42,740,000 $593,000 $30,275,000 $142,000 $600,000
Credit Application Incomplete 65 $13,655,000 $210,000 $845,000 $127,000 $1,369,000
Unverifiable Information 36 $9,000,000 $250,000 $1,115,000 $240,000 $3,566,000
Insufficient Cash (Downpayment, Closing Cost) 27 $5,865,000 $217,000 $585,000 $268,000 $1,504,000
Employment History 11 $2,075,000 $188,000 $355,000 $73,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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