American Financial Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
American Financial Resources, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Financial Resources, Inc. 9 Sylvan Way Parsippany-Troy Hills, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 24,162 |
| Total Mortgage Loan Application Amount | $3,354,563,000 |
| Average Mortgage Loan Application Amount | $135,666 |
| Highest Mortgage Loan Application Amount | $3,965,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $2,626,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with American Financial Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down American Financial Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Financial Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Resources, Inc.'s mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 419 | $ 124,052,000 | $ 311,500 | $ 106,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 368 | $ 48,185,000 | $ 130,000 | $ 62,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 355 | $ 63,485,000 | $ 178,000 | $ 68,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 333 | $ 39,104,000 | $ 117,000 | $ 73,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 333 | $ 47,977,000 | $ 144,000 | $ 63,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 322 | $ 52,267,000 | $ 162,000 | $ 68,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 279 | $ 50,128,000 | $ 179,000 | $ 79,000 |
| NEWARK, NJ-PA | 274 | $ 68,583,000 | $ 205,500 | $ 83,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 271 | $ 28,646,000 | $ 105,000 | $ 55,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 253 | $ 50,858,000 | $ 197,500 | $ 61,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 235 | $ 30,864,000 | $ 131,000 | $ 59,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 227 | $ 32,777,000 | $ 144,000 | $ 59,000 |
| JACKSONVILLE, FL | 222 | $ 27,605,000 | $ 124,000 | $ 64,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 221 | $ 47,427,000 | $ 214,000 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 221 | $ 59,367,000 | $ 247,250 | $ 79,000 |
| TUCSON, AZ | 198 | $ 20,734,000 | $ 104,000 | $ 44,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 191 | $ 55,016,000 | $ 288,000 | $ 94,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 181 | $ 21,279,000 | $ 117,000 | $ 64,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 180 | $ 38,510,000 | $ 213,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 179 | $ 20,449,000 | $ 114,000 | $ 50,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 179 | $ 20,153,000 | $ 112,000 | $ 51,000 |
| DALLAS-PLANO-IRVING, TX | 161 | $ 24,368,000 | $ 151,000 | $ 77,000 |
| FORT WORTH-ARLINGTON, TX | 159 | $ 18,324,000 | $ 115,000 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 158 | $ 26,182,000 | $ 165,000 | $ 52,000 |
| CINCINNATI, OH-KY-IN | 155 | $ 16,708,000 | $ 96,000 | $ 44,000 |
| CAMDEN, NJ | 145 | $ 23,995,000 | $ 165,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 144 | $ 19,143,000 | $ 127,000 | $ 54,000 |
| COLUMBUS, OH | 143 | $ 17,155,000 | $ 119,000 | $ 49,000 |
| AUSTIN-ROUND ROCK, TX | 142 | $ 18,189,000 | $ 128,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 137 | $ 25,199,000 | $ 175,000 | $ 68,500 |
| COLUMBIA, SC | 134 | $ 13,309,000 | $ 99,000 | $ 50,000 |
| LAKELAND-WINTER HAVEN, FL | 128 | $ 12,017,000 | $ 93,000 | $ 49,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 123 | $ 14,926,000 | $ 120,500 | $ 57,000 |
| PITTSBURGH, PA | 122 | $ 12,840,000 | $ 105,000 | $ 51,000 |
| MEMPHIS, TN-MS-AR | 117 | $ 15,696,000 | $ 111,000 | $ 64,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 116 | $ 24,398,000 | $ 210,000 | $ 75,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 114 | $ 13,209,000 | $ 115,000 | $ 52,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 114 | $ 14,232,000 | $ 124,000 | $ 49,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 113 | $ 12,779,000 | $ 109,500 | $ 62,500 |
| RALEIGH, NC | 113 | $ 15,896,000 | $ 140,000 | $ 65,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 111 | $ 17,621,000 | $ 158,000 | $ 68,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 111 | $ 25,389,000 | $ 228,000 | $ 88,000 |
| SHREVEPORT-BOSSIER CITY, LA | 111 | $ 12,305,000 | $ 110,000 | $ 51,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 109 | $ 9,161,000 | $ 84,000 | $ 47,000 |
| PRESCOTT, AZ | 109 | $ 12,536,000 | $ 115,000 | $ 49,000 |
| BIRMINGHAM-HOOVER, AL | 106 | $ 10,797,000 | $ 101,000 | $ 48,000 |
| SAN DIEGO-CARLSBAD, CA | 105 | $ 30,011,000 | $ 285,000 | $ 87,000 |
| ALBANY-SCHENECTADY-TROY, NY | 100 | $ 14,337,000 | $ 143,000 | $ 61,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 100 | $ 15,743,000 | $ 157,000 | $ 58,000 |
| KNOXVILLE, TN | 98 | $ 10,411,000 | $ 106,000 | $ 48,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 93 | $ 31,700,000 | $ 340,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 91 | $ 10,233,000 | $ 112,000 | $ 59,000 |
| ASHEVILLE, NC | 90 | $ 8,784,000 | $ 97,000 | $ 44,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 86 | $ 15,876,000 | $ 184,000 | $ 67,000 |
| SPOKANE-SPOKANE VALLEY, WA | 83 | $ 12,189,000 | $ 146,000 | $ 56,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 83 | $ 13,521,000 | $ 142,000 | $ 49,500 |
| EUGENE, OR | 80 | $ 13,570,000 | $ 169,000 | $ 48,000 |
| PROVIDENCE-WARWICK, RI-MA | 80 | $ 15,868,000 | $ 205,500 | $ 75,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 79 | $ 14,423,000 | $ 182,000 | $ 77,000 |
| DENVER-AURORA-LAKEWOOD, CO | 78 | $ 15,793,000 | $ 202,000 | $ 67,000 |
| PHILADELPHIA, PA | 78 | $ 13,229,000 | $ 169,000 | $ 65,000 |
| BREMERTON-SILVERDALE, WA | 77 | $ 13,320,000 | $ 172,000 | $ 51,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 77 | $ 8,807,000 | $ 114,000 | $ 85,000 |
| NEW ORLEANS-METAIRIE, LA | 76 | $ 10,639,000 | $ 139,000 | $ 67,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 75 | $ 17,802,000 | $ 237,000 | $ 75,000 |
| GREENSBORO-HIGH POINT, NC | 75 | $ 7,758,000 | $ 103,000 | $ 55,000 |
| OCALA, FL | 75 | $ 7,331,000 | $ 97,000 | $ 46,000 |
| BOSTON, MA | 74 | $ 19,978,000 | $ 269,000 | $ 80,000 |
| RICHMOND, VA | 74 | $ 11,780,000 | $ 159,000 | $ 60,000 |
| SALEM, OR | 74 | $ 12,153,000 | $ 164,000 | $ 60,000 |
| LAFAYETTE, LA | 72 | $ 9,406,000 | $ 130,000 | $ 53,000 |
| CLEVELAND-ELYRIA, OH | 71 | $ 9,117,000 | $ 128,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 69 | $ 9,241,000 | $ 138,000 | $ 69,000 |
| WINSTON-SALEM, NC | 68 | $ 6,940,000 | $ 102,000 | $ 48,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 66 | $ 11,666,000 | $ 176,000 | $ 79,000 |
| ALBUQUERQUE, NM | 65 | $ 9,332,000 | $ 143,000 | $ 53,000 |
| LYNCHBURG, VA | 65 | $ 6,996,000 | $ 107,000 | $ 45,000 |
| SALISBURY, MD-DE | 65 | $ 9,356,000 | $ 145,000 | $ 55,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 64 | $ 10,239,000 | $ 159,000 | $ 72,000 |
| CAPE CORAL-FORT MYERS, FL | 62 | $ 8,250,000 | $ 133,000 | $ 77,000 |
| GARY, IN | 62 | $ 8,362,000 | $ 134,000 | $ 63,000 |
| BATON ROUGE, LA | 61 | $ 7,685,000 | $ 125,000 | $ 56,000 |
| MEDFORD, OR | 61 | $ 10,313,000 | $ 169,000 | $ 48,000 |
| SYRACUSE, NY | 61 | $ 6,723,000 | $ 110,000 | $ 44,000 |
| CHATTANOOGA, TN-GA | 59 | $ 5,771,000 | $ 93,500 | $ 51,000 |
| CHARLESTON, WV | 57 | $ 6,949,000 | $ 121,000 | $ 80,000 |
| GAINESVILLE, FL | 57 | $ 6,242,000 | $ 109,000 | $ 53,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 55 | $ 6,071,000 | $ 110,000 | $ 49,000 |
| UTICA-ROME, NY | 55 | $ 4,516,000 | $ 82,000 | $ 47,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 54 | $ 17,112,000 | $ 316,000 | $ 106,000 |
| WORCESTER, MA-CT | 54 | $ 9,096,000 | $ 176,000 | $ 66,500 |
| HUNTSVILLE, AL | 53 | $ 5,321,000 | $ 100,000 | $ 55,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 53 | $ 6,172,000 | $ 116,000 | $ 73,000 |
| BAKERSFIELD, CA | 52 | $ 7,078,000 | $ 136,000 | $ 71,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 52 | $ 10,396,000 | $ 199,000 | $ 72,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 51 | $ 4,658,000 | $ 93,000 | $ 47,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 50 | $ 4,482,000 | $ 89,000 | $ 56,000 |
| NEW HAVEN-MILFORD, CT | 50 | $ 10,057,000 | $ 201,000 | $ 75,000 |
| YORK-HANOVER, PA | 50 | $ 7,290,000 | $ 145,000 | $ 67,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 49 | $ 8,828,000 | $ 187,000 | $ 63,500 |
| BEND-REDMOND, OR | 48 | $ 7,508,000 | $ 156,000 | $ 47,000 |
| HICKORY-LENOIR-MORGANTON, NC | 48 | $ 4,126,000 | $ 85,000 | $ 55,000 |
| TULSA, OK | 48 | $ 5,073,000 | $ 105,000 | $ 54,000 |
| JACKSON, MS | 46 | $ 4,960,000 | $ 107,000 | $ 47,000 |
| WILMINGTON, DE-MD-NJ | 46 | $ 7,863,000 | $ 168,333 | $ 68,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 45 | $ 3,848,000 | $ 85,000 | $ 39,500 |
| KALAMAZOO-PORTAGE, MI | 45 | $ 5,190,000 | $ 115,000 | $ 45,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 45 | $ 9,040,000 | $ 200,000 | $ 93,000 |
| TALLAHASSEE, FL | 45 | $ 4,264,000 | $ 94,000 | $ 47,000 |
| CLARKSVILLE, TN-KY | 44 | $ 5,682,000 | $ 104,000 | $ 56,500 |
| COLORADO SPRINGS, CO | 44 | $ 8,185,000 | $ 186,000 | $ 69,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 43 | $ 16,100,000 | $ 374,000 | $ 127,000 |
| DOVER, DE | 43 | $ 6,236,000 | $ 145,000 | $ 42,000 |
| FLAGSTAFF, AZ | 43 | $ 6,193,000 | $ 144,000 | $ 57,000 |
| PANAMA CITY, FL | 43 | $ 4,638,000 | $ 107,000 | $ 51,000 |
| SIERRA VISTA-DOUGLAS, AZ | 43 | $ 4,921,000 | $ 114,000 | $ 32,000 |
| EAST STROUDSBURG, PA | 42 | $ 5,686,000 | $ 135,000 | $ 63,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 42 | $ 4,749,000 | $ 108,666 | $ 60,333 |
| KENNEWICK-RICHLAND, WA | 42 | $ 5,843,000 | $ 139,000 | $ 69,000 |
| JACKSONVILLE, NC | 41 | $ 4,186,000 | $ 102,000 | $ 47,000 |
| SPARTANBURG, SC | 40 | $ 3,179,000 | $ 79,000 | $ 45,000 |
| HARRISBURG-CARLISLE, PA | 39 | $ 4,862,000 | $ 124,000 | $ 66,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 39 | $ 3,666,000 | $ 98,500 | $ 45,000 |
| WICHITA, KS | 39 | $ 3,689,000 | $ 94,000 | $ 50,000 |
| DURHAM-CHAPEL HILL, NC | 38 | $ 4,617,000 | $ 121,000 | $ 56,000 |
| MUSKEGON, MI | 38 | $ 3,576,000 | $ 94,000 | $ 41,000 |
| OLYMPIA-TUMWATER, WA | 38 | $ 5,768,000 | $ 151,000 | $ 65,000 |
| ROANOKE, VA | 38 | $ 5,347,000 | $ 140,000 | $ 54,000 |
| WENATCHEE, WA | 38 | $ 6,957,000 | $ 183,000 | $ 52,000 |
| WILMINGTON, NC | 38 | $ 3,951,000 | $ 103,000 | $ 49,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 37 | $ 4,111,000 | $ 111,000 | $ 98,000 |
| AKRON, OH | 36 | $ 4,609,000 | $ 128,000 | $ 58,000 |
| CHICO, CA | 36 | $ 4,526,000 | $ 125,000 | $ 47,000 |
| FARMINGTON, NM | 36 | $ 4,809,000 | $ 133,000 | $ 62,000 |
| LONGVIEW, WA | 36 | $ 5,078,000 | $ 141,000 | $ 54,000 |
| TRENTON, NJ | 36 | $ 6,743,000 | $ 187,000 | $ 88,000 |
| BELLINGHAM, WA | 35 | $ 6,132,000 | $ 175,000 | $ 47,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 35 | $ 5,040,000 | $ 139,500 | $ 57,000 |
| PORTLAND-SOUTH PORTLAND, ME | 35 | $ 4,597,000 | $ 131,000 | $ 51,000 |
| ROCHESTER, NY | 35 | $ 4,612,000 | $ 131,000 | $ 64,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 34 | $ 5,127,000 | $ 150,000 | $ 73,000 |
| EVANSVILLE, IN-KY | 34 | $ 3,077,000 | $ 82,000 | $ 57,000 |
| REDDING, CA | 34 | $ 5,751,000 | $ 169,000 | $ 59,000 |
| YUMA, AZ | 34 | $ 3,954,000 | $ 116,000 | $ 50,000 |
| DULUTH, MN-WI | 33 | $ 4,147,000 | $ 120,500 | $ 60,000 |
| GLENS FALLS, NY | 33 | $ 4,411,000 | $ 133,000 | $ 59,000 |
| PORT ST. LUCIE, FL | 33 | $ 4,316,000 | $ 130,000 | $ 50,000 |
| DAYTON, OH | 32 | $ 3,586,000 | $ 112,000 | $ 53,000 |
| FAYETTEVILLE, NC | 32 | $ 3,094,000 | $ 96,000 | $ 44,000 |
| FORT WAYNE, IN | 32 | $ 3,700,000 | $ 115,000 | $ 50,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 32 | $ 4,200,000 | $ 131,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 32 | $ 4,464,000 | $ 139,000 | $ 65,000 |
| RENO, NV | 32 | $ 4,687,000 | $ 146,000 | $ 50,000 |
| ROCKY MOUNT, NC | 32 | $ 2,484,000 | $ 77,000 | $ 54,000 |
| AMARILLO, TX | 31 | $ 2,548,000 | $ 82,000 | $ 50,000 |
| HOMOSASSA SPRINGS, FL | 31 | $ 2,763,000 | $ 89,000 | $ 51,000 |
| LANSING-EAST LANSING, MI | 31 | $ 3,806,000 | $ 122,000 | $ 53,000 |
| SPRINGFIELD, MA | 31 | $ 4,398,000 | $ 141,000 | $ 44,000 |
| CANTON-MASSILLON, OH | 30 | $ 3,027,000 | $ 100,000 | $ 37,000 |
| CHARLOTTESVILLE, VA | 30 | $ 3,656,000 | $ 121,000 | $ 47,000 |
| KILLEEN-TEMPLE, TX | 30 | $ 3,509,000 | $ 116,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 30 | $ 3,526,000 | $ 117,000 | $ 64,000 |
| MANCHESTER-NASHUA, NH | 30 | $ 5,609,000 | $ 186,000 | $ 109,000 |
| PUNTA GORDA, FL | 30 | $ 3,822,000 | $ 127,000 | $ 74,000 |
| SAVANNAH, GA | 30 | $ 3,099,000 | $ 103,000 | $ 61,000 |
| VISALIA-PORTERVILLE, CA | 30 | $ 4,463,000 | $ 148,000 | $ 63,000 |
| FLINT, MI | 29 | $ 2,916,000 | $ 100,000 | $ 58,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 29 | $ 5,144,000 | $ 158,500 | $ 64,500 |
| ALBANY, OR | 28 | $ 4,538,000 | $ 162,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 28 | $ 9,467,000 | $ 338,000 | $ 137,000 |
| LEWISTON-AUBURN, ME | 28 | $ 3,018,000 | $ 107,000 | $ 39,000 |
| MADISON, WI | 28 | $ 4,434,000 | $ 158,000 | $ 58,000 |
| MCALLEN-EDINBURG-MISSION, TX | 27 | $ 2,234,000 | $ 82,000 | $ 61,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 26 | $ 2,137,000 | $ 82,000 | $ 56,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 26 | $ 4,959,000 | $ 190,000 | $ 75,000 |
| STOCKTON-LODI, CA | 26 | $ 5,420,000 | $ 208,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 25 | $ 3,493,000 | $ 139,000 | $ 59,000 |
| EL PASO, TX | 25 | $ 3,299,000 | $ 131,000 | $ 65,000 |
| MOUNT VERNON-ANACORTES, WA | 25 | $ 4,347,000 | $ 173,000 | $ 55,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 2,150,000 | $ 80,000 | $ 39,500 |
| GREELEY, CO | 24 | $ 3,933,000 | $ 163,000 | $ 54,000 |
| JOHNSON CITY, TN | 24 | $ 2,149,000 | $ 89,000 | $ 39,000 |
| SANTA FE, NM | 24 | $ 3,432,000 | $ 143,000 | $ 68,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 24 | $ 7,138,000 | $ 297,000 | $ 88,000 |
| TOLEDO, OH | 24 | $ 2,760,000 | $ 115,000 | $ 61,000 |
| FRESNO, CA | 23 | $ 4,167,000 | $ 181,000 | $ 70,000 |
| LAKE CHARLES, LA | 23 | $ 2,217,000 | $ 96,000 | $ 55,000 |
| MONTGOMERY, AL | 23 | $ 2,783,000 | $ 121,000 | $ 55,000 |
| MORRISTOWN, TN | 23 | $ 2,303,000 | $ 100,000 | $ 51,000 |
| ABILENE, TX | 22 | $ 1,931,000 | $ 87,000 | $ 44,000 |
| BEAUMONT-PORT ARTHUR, TX | 22 | $ 2,208,000 | $ 100,000 | $ 79,000 |
| BOISE CITY, ID | 22 | $ 3,617,000 | $ 164,000 | $ 84,000 |
| ELKHART-GOSHEN, IN | 22 | $ 1,828,000 | $ 83,000 | $ 49,000 |
| SALINAS, CA | 22 | $ 5,934,000 | $ 269,000 | $ 71,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 22 | $ 7,279,000 | $ 330,000 | $ 114,000 |
| DECATUR, AL | 21 | $ 1,908,000 | $ 90,000 | $ 36,000 |
| FLORENCE, SC | 21 | $ 1,508,000 | $ 71,000 | $ 46,000 |
| JOPLIN, MO | 21 | $ 2,080,000 | $ 99,000 | $ 38,000 |
| MICHIGAN CITY-LA PORTE, IN | 21 | $ 2,110,000 | $ 100,000 | $ 50,000 |
| SAGINAW, MI | 21 | $ 1,767,000 | $ 84,000 | $ 39,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 21 | $ 2,132,000 | $ 93,000 | $ 49,000 |
| YUBA CITY, CA | 21 | $ 3,618,000 | $ 172,000 | $ 74,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 20 | $ 3,725,000 | $ 186,000 | $ 73,000 |
| COEUR D'ALENE, ID | 20 | $ 3,869,000 | $ 193,000 | $ 65,000 |
| ELGIN, IL | 20 | $ 3,529,000 | $ 176,000 | $ 65,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 20 | $ 6,464,000 | $ 323,000 | $ 109,000 |
| READING, PA | 20 | $ 2,594,000 | $ 129,000 | $ 57,000 |
| SALT LAKE CITY, UT | 20 | $ 3,188,000 | $ 159,000 | $ 54,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 19 | $ 2,019,000 | $ 106,000 | $ 56,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 19 | $ 2,354,000 | $ 123,000 | $ 55,000 |
| GRAND JUNCTION, CO | 19 | $ 2,124,000 | $ 111,000 | $ 39,000 |
| NEW BERN, NC | 19 | $ 1,569,000 | $ 82,000 | $ 49,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 19 | $ 5,674,000 | $ 298,000 | $ 78,000 |
| SPRINGFIELD, MO | 19 | $ 1,557,000 | $ 81,000 | $ 49,000 |
| YAKIMA, WA | 19 | $ 2,712,000 | $ 142,000 | $ 39,000 |
| ALEXANDRIA, LA | 18 | $ 1,882,000 | $ 104,000 | $ 50,000 |
| BINGHAMTON, NY | 18 | $ 1,920,000 | $ 106,000 | $ 49,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 18 | $ 2,863,000 | $ 159,000 | $ 62,000 |
| CORPUS CHRISTI, TX | 18 | $ 2,244,000 | $ 124,000 | $ 80,000 |
| GREENVILLE, NC | 18 | $ 1,352,000 | $ 75,000 | $ 52,000 |
| HAMMOND, LA | 18 | $ 2,174,000 | $ 120,000 | $ 69,000 |
| KINGSTON, NY | 18 | $ 2,684,000 | $ 149,000 | $ 80,000 |
| LAS CRUCES, NM | 18 | $ 1,738,000 | $ 96,000 | $ 49,000 |
| MIDLAND, MI | 18 | $ 1,626,000 | $ 90,000 | $ 49,000 |
| MOBILE, AL | 18 | $ 1,911,000 | $ 106,000 | $ 45,000 |
| ANN ARBOR, MI | 17 | $ 3,549,000 | $ 208,000 | $ 67,000 |
| BARNSTABLE TOWN, MA | 17 | $ 4,245,000 | $ 249,000 | $ 81,000 |
| CLEVELAND, TN | 17 | $ 1,415,000 | $ 83,000 | $ 40,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 17 | $ 1,975,000 | $ 116,000 | $ 69,000 |
| JACKSON, MI | 17 | $ 1,711,000 | $ 100,000 | $ 53,000 |
| MIDLAND, TX | 17 | $ 1,761,000 | $ 103,000 | $ 68,000 |
| NILES-BENTON HARBOR, MI | 17 | $ 1,441,000 | $ 84,000 | $ 40,000 |
| STATE COLLEGE, PA | 17 | $ 2,172,000 | $ 127,000 | $ 69,000 |
| THE VILLAGES, FL | 17 | $ 1,584,000 | $ 93,000 | $ 47,000 |
| BANGOR, ME | 16 | $ 1,342,000 | $ 83,000 | $ 43,000 |
| BATTLE CREEK, MI | 16 | $ 1,342,000 | $ 83,000 | $ 41,000 |
| BOWLING GREEN, KY | 16 | $ 1,247,000 | $ 77,000 | $ 42,000 |
| GOLDSBORO, NC | 16 | $ 1,468,000 | $ 91,000 | $ 51,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 16 | $ 1,730,000 | $ 108,000 | $ 45,000 |
| LANCASTER, PA | 16 | $ 2,401,000 | $ 150,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 15 | $ 1,551,000 | $ 103,000 | $ 63,000 |
| BILLINGS, MT | 15 | $ 2,407,000 | $ 160,000 | $ 62,000 |
| CASPER, WY | 15 | $ 2,460,000 | $ 164,000 | $ 70,000 |
| COLUMBUS, GA-AL | 15 | $ 1,380,000 | $ 89,500 | $ 57,000 |
| GRANTS PASS, OR | 15 | $ 2,508,000 | $ 167,000 | $ 43,000 |
| MONROE, LA | 15 | $ 1,856,000 | $ 123,000 | $ 52,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 15 | $ 1,998,000 | $ 133,000 | $ 72,000 |
| OWENSBORO, KY | 15 | $ 1,072,000 | $ 71,000 | $ 43,000 |
| RAPID CITY, SD | 15 | $ 2,051,000 | $ 136,000 | $ 54,000 |
| TYLER, TX | 15 | $ 1,500,000 | $ 100,000 | $ 54,000 |
| ALBANY, GA | 14 | $ 1,381,000 | $ 98,000 | $ 46,000 |
| BLOOMINGTON, IN | 14 | $ 1,518,000 | $ 108,000 | $ 50,000 |
| BURLINGTON, NC | 14 | $ 1,313,000 | $ 93,000 | $ 39,000 |
| FORT COLLINS, CO | 14 | $ 2,698,000 | $ 192,000 | $ 57,000 |
| KOKOMO, IN | 14 | $ 1,076,000 | $ 76,000 | $ 38,000 |
| PUEBLO, CO | 14 | $ 1,970,000 | $ 140,000 | $ 48,000 |
| SPRINGFIELD, OH | 14 | $ 1,452,000 | $ 103,000 | $ 63,000 |
| SUMTER, SC | 14 | $ 1,063,000 | $ 75,000 | $ 39,000 |
| TERRE HAUTE, IN | 14 | $ 1,061,000 | $ 75,000 | $ 41,000 |
| WARNER ROBINS, GA | 14 | $ 1,389,000 | $ 99,000 | $ 43,000 |
| WATERTOWN-FORT DRUM, NY | 14 | $ 1,600,000 | $ 114,000 | $ 55,000 |
| BAY CITY, MI | 13 | $ 1,148,000 | $ 88,000 | $ 43,000 |
| COLLEGE STATION-BRYAN, TX | 13 | $ 1,236,000 | $ 95,000 | $ 77,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 13 | $ 1,830,000 | $ 140,000 | $ 59,000 |
| DOTHAN, AL | 13 | $ 1,281,000 | $ 98,000 | $ 51,000 |
| FORT SMITH, AR-OK | 13 | $ 1,178,000 | $ 90,000 | $ 38,500 |
| GETTYSBURG, PA | 13 | $ 2,187,000 | $ 168,000 | $ 70,000 |
| LAREDO, TX | 13 | $ 1,920,000 | $ 147,000 | $ 74,000 |
| MODESTO, CA | 13 | $ 2,789,000 | $ 214,000 | $ 153,000 |
| MONROE, MI | 13 | $ 1,439,000 | $ 110,000 | $ 70,000 |
| ODESSA, TX | 13 | $ 2,420,000 | $ 186,000 | $ 266,000 |
| SEBASTIAN-VERO BEACH, FL | 13 | $ 1,909,000 | $ 146,000 | $ 139,000 |
| VINELAND-BRIDGETON, NJ | 13 | $ 2,031,000 | $ 156,000 | $ 59,000 |
| GADSDEN, AL | 12 | $ 937,000 | $ 78,000 | $ 52,000 |
| GREEN BAY, WI | 12 | $ 1,450,000 | $ 120,000 | $ 37,000 |
| HOUMA-THIBODAUX, LA | 12 | $ 1,153,000 | $ 96,000 | $ 78,000 |
| MORGANTOWN, WV | 12 | $ 1,307,000 | $ 108,000 | $ 46,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 12 | $ 1,434,000 | $ 115,500 | $ 51,000 |
| PROVO-OREM, UT | 12 | $ 2,426,000 | $ 202,000 | $ 57,000 |
| ST. GEORGE, UT | 12 | $ 1,656,000 | $ 138,000 | $ 61,000 |
| APPLETON, WI | 11 | $ 1,100,000 | $ 100,000 | $ 53,000 |
| AUBURN-OPELIKA, AL | 11 | $ 874,000 | $ 79,000 | $ 41,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 1,611,000 | $ 146,000 | $ 85,000 |
| CORVALLIS, OR | 11 | $ 2,776,000 | $ 252,000 | $ 90,000 |
| DALTON, GA | 11 | $ 724,000 | $ 65,000 | $ 33,000 |
| JEFFERSON CITY, MO | 11 | $ 966,000 | $ 87,000 | $ 47,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 11 | $ 806,000 | $ 73,000 | $ 51,000 |
| MUNCIE, IN | 11 | $ 845,000 | $ 76,000 | $ 45,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 1,906,000 | $ 173,000 | $ 63,000 |
| WILLIAMSPORT, PA | 11 | $ 1,111,000 | $ 101,000 | $ 34,000 |
| WINCHESTER, VA-WV | 11 | $ 1,344,000 | $ 105,500 | $ 63,500 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 10 | $ 691,000 | $ 69,000 | $ 37,000 |
| BECKLEY, WV | 10 | $ 1,005,000 | $ 100,000 | $ 59,000 |
| BOULDER, CO | 10 | $ 1,834,000 | $ 183,000 | $ 77,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 1,487,000 | $ 148,000 | $ 65,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,630,000 | $ 176,000 | $ 87,000 |
| FLORENCE-MUSCLE SHOALS, AL | 10 | $ 960,000 | $ 96,000 | $ 46,000 |
| MACON, GA | 10 | $ 642,000 | $ 64,000 | $ 37,000 |
| PINE BLUFF, AR | 10 | $ 793,000 | $ 79,000 | $ 58,000 |
| SANTA ROSA, CA | 10 | $ 2,794,000 | $ 279,000 | $ 112,000 |
| SHERMAN-DENISON, TX | 10 | $ 1,188,000 | $ 118,000 | $ 64,000 |
| TEXARKANA, TX-AR | 10 | $ 876,000 | $ 99,500 | $ 85,500 |
| TOPEKA, KS | 10 | $ 1,033,000 | $ 103,000 | $ 48,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 2,949,000 | $ 294,000 | $ 108,000 |
| WHEELING, WV-OH | 10 | $ 879,000 | $ 74,500 | $ 50,500 |
| BRUNSWICK, GA | 9 | $ 998,000 | $ 110,000 | $ 63,000 |
| GAINESVILLE, GA | 9 | $ 1,196,000 | $ 132,000 | $ 55,000 |
| HINESVILLE, GA | 9 | $ 900,000 | $ 100,000 | $ 41,000 |
| SEBRING, FL | 9 | $ 983,000 | $ 109,000 | $ 35,000 |
| ST. JOSEPH, MO-KS | 9 | $ 817,000 | $ 90,000 | $ 41,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,102,000 | $ 122,000 | $ 37,000 |
| TUSCALOOSA, AL | 9 | $ 761,000 | $ 84,000 | $ 34,000 |
| URBAN HONOLULU, HI | 9 | $ 3,326,000 | $ 369,000 | $ 117,000 |
| COLUMBIA, MO | 8 | $ 656,000 | $ 82,000 | $ 72,000 |
| ELMIRA, NY | 8 | $ 918,000 | $ 114,000 | $ 57,000 |
| NORWICH-NEW LONDON, CT | 8 | $ 1,017,000 | $ 127,000 | $ 59,000 |
| VALDOSTA, GA | 8 | $ 877,000 | $ 109,000 | $ 51,000 |
| BISMARCK, ND | 7 | $ 1,143,000 | $ 163,000 | $ 67,000 |
| CARSON CITY, NV | 7 | $ 847,000 | $ 121,000 | $ 43,000 |
| EL CENTRO, CA | 7 | $ 802,000 | $ 114,000 | $ 63,000 |
| ITHACA, NY | 7 | $ 628,000 | $ 89,000 | $ 53,000 |
| LEBANON, PA | 7 | $ 987,000 | $ 141,000 | $ 56,000 |
| LONGVIEW, TX | 7 | $ 498,000 | $ 71,000 | $ 35,000 |
| MANSFIELD, OH | 7 | $ 575,000 | $ 82,000 | $ 43,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 1,936,000 | $ 276,000 | $ 80,000 |
| WACO, TX | 7 | $ 574,000 | $ 82,000 | $ 47,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 642,000 | $ 107,000 | $ 63,000 |
| ERIE, PA | 6 | $ 699,000 | $ 116,000 | $ 53,000 |
| HATTIESBURG, MS | 6 | $ 459,000 | $ 76,000 | $ 61,000 |
| LUBBOCK, TX | 6 | $ 564,000 | $ 94,000 | $ 80,000 |
| MADERA, CA | 6 | $ 1,218,000 | $ 203,000 | $ 94,000 |
| OCEAN CITY, NJ | 6 | $ 2,152,000 | $ 358,000 | $ 119,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 639,000 | $ 106,000 | $ 113,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 4,240,000 | $ 706,000 | $ 153,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 498,000 | $ 88,500 | $ 41,500 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 1,021,000 | $ 204,000 | $ 51,000 |
| CARBONDALE-MARION, IL | 5 | $ 414,000 | $ 82,000 | $ 42,000 |
| CEDAR RAPIDS, IA | 5 | $ 519,000 | $ 103,000 | $ 48,000 |
| EAU CLAIRE, WI | 5 | $ 646,000 | $ 129,000 | $ 36,000 |
| FOND DU LAC, WI | 5 | $ 541,000 | $ 108,000 | $ 45,000 |
| HARRISONBURG, VA | 5 | $ 774,000 | $ 154,000 | $ 58,000 |
| IDAHO FALLS, ID | 5 | $ 627,000 | $ 125,000 | $ 55,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 465,000 | $ 93,000 | $ 40,000 |
| ROCKFORD, IL | 5 | $ 428,000 | $ 85,000 | $ 67,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 1,296,000 | $ 259,000 | $ 44,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 379,000 | $ 74,000 | $ 57,500 |
| ST. CLOUD, MN | 5 | $ 670,000 | $ 134,000 | $ 53,000 |
| WALLA WALLA, WA | 5 | $ 612,000 | $ 122,000 | $ 47,000 |
| ALTOONA, PA | 4 | $ 489,000 | $ 122,000 | $ 27,000 |
| AMES, IA | 4 | $ 392,000 | $ 98,000 | $ 42,000 |
| CHEYENNE, WY | 4 | $ 461,000 | $ 115,000 | $ 42,000 |
| COLUMBUS, IN | 4 | $ 528,000 | $ 132,000 | $ 38,000 |
| CUMBERLAND, MD-WV | 4 | $ 418,000 | $ 104,000 | $ 36,000 |
| HOT SPRINGS, AR | 4 | $ 267,000 | $ 66,000 | $ 40,000 |
| JACKSON, TN | 4 | $ 367,000 | $ 91,000 | $ 27,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 424,000 | $ 106,000 | $ 35,000 |
| LAWTON, OK | 4 | $ 566,000 | $ 141,000 | $ 61,000 |
| LEWISTON, ID-WA | 4 | $ 501,000 | $ 125,000 | $ 44,000 |
| LIMA, OH | 4 | $ 448,000 | $ 112,000 | $ 64,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 579,000 | $ 144,000 | $ 44,000 |
| PEORIA, IL | 4 | $ 496,000 | $ 124,000 | $ 74,000 |
| SAN ANGELO, TX | 4 | $ 421,000 | $ 105,000 | $ 64,000 |
| VICTORIA, TX | 4 | $ 468,000 | $ 117,000 | $ 51,000 |
| WICHITA FALLS, TX | 4 | $ 589,000 | $ 147,000 | $ 95,000 |
| ANCHORAGE, AK | 3 | $ 676,000 | $ 225,000 | $ 61,000 |
| DANVILLE, IL | 3 | $ 162,000 | $ 54,000 | $ 43,000 |
| GRAND ISLAND, NE | 3 | $ 359,000 | $ 119,000 | $ 78,000 |
| GREAT FALLS, MT | 3 | $ 754,000 | $ 251,000 | $ 89,000 |
| HANFORD-CORCORAN, CA | 3 | $ 442,000 | $ 147,000 | $ 57,000 |
| JOHNSTOWN, PA | 3 | $ 472,000 | $ 157,000 | $ 59,000 |
| MERCED, CA | 3 | $ 622,000 | $ 207,000 | $ 62,000 |
| MISSOULA, MT | 3 | $ 480,000 | $ 160,000 | $ 38,000 |
| NAPA, CA | 3 | $ 625,000 | $ 208,000 | $ 154,000 |
| PITTSFIELD, MA | 3 | $ 264,000 | $ 88,000 | $ 65,000 |
| RACINE, WI | 3 | $ 309,000 | $ 103,000 | $ 81,000 |
| ROCHESTER, MN | 3 | $ 646,000 | $ 215,000 | $ 42,000 |
| ROME, GA | 3 | $ 303,000 | $ 101,000 | $ 44,000 |
| SIOUX FALLS, SD | 3 | $ 313,000 | $ 104,000 | $ 46,000 |
| SPRINGFIELD, IL | 3 | $ 234,000 | $ 78,000 | $ 40,000 |
| WAUSAU, WI | 3 | $ 329,000 | $ 109,000 | $ 38,000 |
| BLOOMINGTON, IL | 2 | $ 223,000 | $ 111,000 | $ 75,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 258,000 | $ 129,000 | $ 77,000 |
| DECATUR, IL | 2 | $ 131,000 | $ 65,000 | $ 42,000 |
| FARGO, ND-MN | 2 | $ 249,000 | $ 124,000 | $ 70,000 |
| JONESBORO, AR | 2 | $ 120,000 | $ 60,000 | $ 56,000 |
| LAWRENCE, KS | 2 | $ 256,000 | $ 128,000 | $ 42,000 |
| LINCOLN, NE | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| MANHATTAN, KS | 2 | $ 211,000 | $ 105,000 | $ 82,000 |
| POCATELLO, ID | 2 | $ 197,000 | $ 98,000 | $ 46,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 292,000 | $ 292,000 | $ 132,000 |
| FAIRBANKS, AK | 1 | $ 420,000 | $ 420,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| KANKAKEE, IL | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| LOGAN, UT-ID | 1 | $ 44,000 | $ 44,000 | $ 79,000 |
| SHEBOYGAN, WI | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for American Financial Resources, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,866 | $1,580,881,000 | $133,000 | $3,965,000 | $61,000 | $2,028,000 |
| Refinancing | 9,423 | $1,415,427,000 | $150,000 | $1,517,000 | $58,000 | $2,626,000 |
| Home Improvement | 2,873 | $358,255,000 | $124,000 | $3,400,000 | $66,000 | $1,630,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,897 | $2,541,959,000 | $134,000 | $3,965,000 | $60,000 | $2,626,000 |
| Hispanic | 1,755 | $264,225,000 | $150,000 | $910,000 | $58,000 | $588,000 |
| Black or African American | 1,739 | $249,140,000 | $143,000 | $800,000 | $53,000 | $552,000 |
| Not Provided | 1,087 | $164,912,000 | $151,000 | $1,376,000 | $64,000 | $1,200,000 |
| Asian | 480 | $106,472,000 | $221,000 | $1,256,000 | $99,000 | $722,000 |
| American Indian or Alaskan Native | 152 | $18,416,000 | $121,000 | $415,000 | $51,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $9,439,000 | $181,000 | $702,000 | $91,000 | $1,126,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 11,792 | $1,456,366,000 | $123,000 | $1,221,000 | $47,000 | $1,200,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,702 | $1,307,084,000 | $150,000 | $3,965,000 | $80,000 | $2,626,000 |
| VA-guaranteed (Veterans Administration) | 2,702 | $462,746,000 | $171,000 | $811,000 | $56,000 | $335,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 966 | $128,367,000 | $132,000 | $490,000 | $47,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,449 | $1,378,854,000 | $145,000 | $1,325,000 | $62,000 | $1,200,000 |
| Application Withdrawn By Applicant | 8,309 | $1,072,130,000 | $129,000 | $3,965,000 | $60,000 | $1,370,000 |
| Application Denied By Financial Institution | 3,366 | $415,555,000 | $123,000 | $3,400,000 | $54,000 | $2,626,000 |
| Loan Purchased By The Institution | 1,952 | $317,379,000 | $162,000 | $682,000 | $62,000 | $326,000 |
| Application Approved But Not Accepted | 972 | $151,455,000 | $155,000 | $1,500,000 | $63,000 | $1,126,000 |
| File Closed For Incompleteness | 114 | $19,190,000 | $168,000 | $612,000 | $55,000 | $393,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,043 | $215,171,000 | $105,000 | $1,000,000 | $52,000 | $2,626,000 |
| Debt-To-Income Ratio | 622 | $97,346,000 | $156,000 | $1,517,000 | $49,000 | $423,000 |
| Collateral | 312 | $38,701,000 | $124,000 | $759,000 | $62,000 | $354,000 |
| Other | 196 | $35,472,000 | $180,000 | $3,400,000 | $78,000 | $1,630,000 |
| Employment History | 71 | $10,163,000 | $143,000 | $493,000 | $45,000 | $140,000 |
| Unverifiable Information | 70 | $11,601,000 | $165,000 | $844,000 | $77,000 | $601,000 |
| Credit Application Incomplete | 27 | $3,344,000 | $123,000 | $404,000 | $28,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,214,000 | $153,000 | $536,000 | $53,000 | $132,000 |
| Mortgage Insurance Denied | 4 | $543,000 | $135,000 | $228,000 | $60,000 | $116,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.