Everett Financial, Inc. Mortgage Lending & HMDA Data, 2016
In 2016, Everett Financial, Inc. of Dallas, TX reported 49,942 mortgage applications totaling $10.8 billion, up 46% from 2015. The average application was for $217,155, and applicants reported an average income of $95,954. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Dallas-Plano-Irving, TX (7,122), Atlanta-Sandy Springs-Roswell, GA (4,015) and Austin-Round Rock, TX (3,069) (applications in parentheses).
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 49,942 |
| Total Mortgage Loan Application Amount | $10,845,172,000 |
| Average Mortgage Loan Application Amount | $217,155 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $95,954 |
| Highest Applicant Income | $6,794,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 7,122 | $ 1,591,542,000 | $ 223,468 | $ 107,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,015 | $ 838,348,000 | $ 208,803 | $ 90,000 |
| Austin-Round Rock, TX | 3,069 | $ 729,994,000 | $ 237,860 | $ 105,000 |
| Fort Worth-Arlington, TX | 2,802 | $ 540,322,000 | $ 192,834 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 1,977 | $ 438,063,000 | $ 221,579 | $ 89,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,584 | $ 308,679,000 | $ 194,873 | $ 102,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,303 | $ 308,690,000 | $ 236,907 | $ 106,000 |
| San Diego-Carlsbad, CA | 1,188 | $ 473,644,000 | $ 398,690 | $ 119,000 |
| San Antonio-New Braunfels, TX | 1,031 | $ 202,463,000 | $ 196,375 | $ 89,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,023 | $ 220,261,000 | $ 215,308 | $ 104,000 |
| St. Louis, MO-IL | 1,011 | $ 167,702,000 | $ 165,877 | $ 80,869 |
| Denver-Aurora-Lakewood, CO | 980 | $ 260,328,000 | $ 265,640 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 969 | $ 150,493,000 | $ 155,307 | $ 67,000 |
| Chicago-Naperville-Arlington Heights, IL | 966 | $ 229,746,000 | $ 237,832 | $ 101,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 934 | $ 229,161,000 | $ 245,354 | $ 96,000 |
| Tulsa, OK | 793 | $ 122,040,000 | $ 153,896 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 702 | $ 135,895,000 | $ 193,582 | $ 84,025 |
| Memphis, TN-MS-AR | 643 | $ 90,283,000 | $ 140,409 | $ 94,706 |
| Corpus Christi, TX | 508 | $ 86,795,000 | $ 170,856 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 488 | $ 102,819,000 | $ 210,694 | $ 74,000 |
| Daphne-Fairhope-Foley, AL | 446 | $ 96,183,000 | $ 215,656 | $ 142,000 |
| Kansas City, MO-KS | 441 | $ 71,957,000 | $ 163,167 | $ 85,317 |
| Tampa-St. Petersburg-Clearwater, FL | 407 | $ 67,673,000 | $ 166,272 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 378 | $ 70,558,000 | $ 186,661 | $ 76,000 |
| Oklahoma City, OK | 322 | $ 57,014,000 | $ 177,062 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 319 | $ 74,312,000 | $ 232,952 | $ 76,000 |
| Gulfport-Biloxi-Pascagoula, MS | 311 | $ 40,953,000 | $ 131,681 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 306 | $ 49,325,000 | $ 161,192 | $ 95,000 |
| Charlotte-Concord-Gastonia, NC-SC | 300 | $ 62,694,000 | $ 208,980 | $ 93,646 |
| Los Angeles-Long Beach-Glendale, CA | 297 | $ 139,306,000 | $ 469,043 | $ 157,000 |
| Riverside-San Bernardino-Ontario, CA | 294 | $ 87,623,000 | $ 298,037 | $ 105,000 |
| San Francisco-Redwood City-South San Francisco, CA | 289 | $ 164,923,000 | $ 570,667 | $ 165,000 |
| Wilmington, DE-MD-NJ | 288 | $ 65,311,000 | $ 226,774 | $ 86,729 |
| Oakland-Hayward-Berkeley, CA | 285 | $ 116,349,000 | $ 408,242 | $ 111,000 |
| Montgomery County-Bucks County-Chester County, PA | 281 | $ 66,883,000 | $ 238,017 | $ 114,000 |
| Odessa, TX | 272 | $ 52,176,000 | $ 191,823 | $ 85,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 270 | $ 88,403,000 | $ 327,418 | $ 121,000 |
| Merced, CA | 261 | $ 55,417,000 | $ 212,325 | $ 85,000 |
| Eugene, OR | 251 | $ 58,990,000 | $ 235,019 | $ 84,000 |
| Elkhart-Goshen, IN | 224 | $ 27,881,000 | $ 124,468 | $ 56,000 |
| Tucson, AZ | 222 | $ 32,636,000 | $ 147,009 | $ 65,000 |
| Gainesville, GA | 210 | $ 37,198,000 | $ 177,133 | $ 79,000 |
| Orlando-Kissimmee-Sanford, FL | 210 | $ 46,971,000 | $ 223,671 | $ 98,000 |
| Nassau County-Suffolk County, NY | 201 | $ 70,820,000 | $ 352,338 | $ 143,000 |
| Miami-Miami Beach-Kendall, FL | 198 | $ 48,098,000 | $ 242,919 | $ 106,000 |
| Asheville, NC | 191 | $ 38,067,000 | $ 199,303 | $ 91,000 |
| Montgomery, AL | 190 | $ 21,672,000 | $ 114,063 | $ 51,000 |
| Philadelphia, PA | 190 | $ 32,673,000 | $ 171,963 | $ 87,000 |
| Baton Rouge, LA | 173 | $ 32,310,000 | $ 186,763 | $ 88,000 |
| Madera, CA | 171 | $ 37,152,000 | $ 217,263 | $ 91,000 |
| Brownsville-Harlingen, TX | 167 | $ 24,251,000 | $ 145,215 | $ 81,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 150 | $ 20,409,000 | $ 136,060 | $ 78,000 |
| Birmingham-Hoover, AL | 148 | $ 21,654,000 | $ 146,310 | $ 80,000 |
| Greeley, CO | 147 | $ 35,115,000 | $ 238,877 | $ 77,000 |
| Indianapolis-Carmel-Anderson, IN | 140 | $ 23,523,000 | $ 168,021 | $ 83,000 |
| Elgin, IL | 118 | $ 24,729,000 | $ 209,567 | $ 80,000 |
| Santa Rosa, CA | 118 | $ 43,433,000 | $ 368,076 | $ 115,000 |
| Reno, NV | 113 | $ 43,384,000 | $ 383,929 | $ 203,000 |
| St. George, UT | 109 | $ 25,968,000 | $ 238,238 | $ 98,000 |
| Port St. Lucie, FL | 108 | $ 20,296,000 | $ 187,925 | $ 78,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 108 | $ 41,092,000 | $ 380,481 | $ 183,555 |
| Mobile, AL | 104 | $ 14,444,000 | $ 138,884 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 103 | $ 16,028,000 | $ 155,611 | $ 84,000 |
| Salt Lake City, UT | 102 | $ 24,880,000 | $ 243,921 | $ 85,000 |
| Longview, TX | 98 | $ 14,471,000 | $ 147,663 | $ 66,000 |
| Shreveport-Bossier City, LA | 98 | $ 18,156,000 | $ 185,265 | $ 70,000 |
| Modesto, CA | 97 | $ 22,809,000 | $ 235,144 | $ 72,000 |
| Beaumont-Port Arthur, TX | 96 | $ 17,122,000 | $ 178,354 | $ 104,000 |
| Lawton, OK | 87 | $ 12,906,000 | $ 148,344 | $ 71,000 |
| Amarillo, TX | 86 | $ 13,841,000 | $ 160,941 | $ 68,000 |
| Sherman-Denison, TX | 86 | $ 14,988,000 | $ 174,279 | $ 91,000 |
| Panama City, FL | 85 | $ 17,046,000 | $ 200,541 | $ 83,000 |
| Dover, DE | 82 | $ 17,412,000 | $ 212,341 | $ 84,000 |
| Columbia, SC | 80 | $ 17,613,000 | $ 220,162 | $ 87,000 |
| Killeen-Temple, TX | 78 | $ 11,189,000 | $ 143,448 | $ 76,000 |
| Jacksonville, FL | 76 | $ 11,522,000 | $ 151,605 | $ 123,000 |
| Lake County-Kenosha County, IL-WI | 76 | $ 16,829,000 | $ 221,434 | $ 125,447 |
| Colorado Springs, CO | 71 | $ 17,154,000 | $ 241,605 | $ 87,000 |
| Crestview-Fort Walton Beach-Destin, FL | 71 | $ 15,089,000 | $ 212,521 | $ 136,000 |
| Midland, TX | 70 | $ 15,204,000 | $ 217,200 | $ 117,000 |
| Chattanooga, TN-GA | 66 | $ 8,343,000 | $ 126,409 | $ 56,636 |
| Fort Collins, CO | 64 | $ 17,555,000 | $ 274,296 | $ 93,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 63 | $ 39,067,000 | $ 620,111 | $ 172,000 |
| Anaheim-Santa Ana-Irvine, CA | 62 | $ 29,293,000 | $ 472,467 | $ 128,000 |
| Fresno, CA | 61 | $ 12,587,000 | $ 206,344 | $ 74,000 |
| Stockton-Lodi, CA | 61 | $ 14,529,000 | $ 238,180 | $ 86,000 |
| Athens-Clarke County, GA | 60 | $ 10,716,000 | $ 178,600 | $ 82,000 |
| Boulder, CO | 59 | $ 16,897,000 | $ 286,389 | $ 93,000 |
| Knoxville, TN | 59 | $ 9,708,000 | $ 164,542 | $ 91,000 |
| El Paso, TX | 56 | $ 7,486,000 | $ 133,678 | $ 80,000 |
| North Port-Sarasota-Bradenton, FL | 56 | $ 12,411,000 | $ 221,625 | $ 106,000 |
| St. Cloud, MN | 55 | $ 10,357,000 | $ 188,309 | $ 67,000 |
| Jonesboro, AR | 51 | $ 7,029,000 | $ 137,823 | $ 60,000 |
| Victoria, TX | 47 | $ 9,827,000 | $ 209,085 | $ 105,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 6,423,000 | $ 139,630 | $ 66,782 |
| Huntsville, AL | 44 | $ 7,412,000 | $ 168,454 | $ 75,000 |
| Provo-Orem, UT | 44 | $ 10,271,000 | $ 233,431 | $ 107,000 |
| Waco, TX | 43 | $ 8,226,000 | $ 191,302 | $ 88,000 |
| Lubbock, TX | 40 | $ 7,880,000 | $ 197,000 | $ 115,000 |
| Newark, NJ-PA | 40 | $ 6,531,000 | $ 163,275 | $ 99,900 |
| Tyler, TX | 40 | $ 8,286,000 | $ 207,150 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 39 | $ 5,759,000 | $ 147,666 | $ 73,641 |
| Sebastian-Vero Beach, FL | 39 | $ 7,920,000 | $ 203,076 | $ 96,000 |
| Vallejo-Fairfield, CA | 37 | $ 12,077,000 | $ 326,405 | $ 100,000 |
| College Station-Bryan, TX | 36 | $ 6,240,000 | $ 173,333 | $ 119,000 |
| New Orleans-Metairie, LA | 35 | $ 6,986,000 | $ 199,600 | $ 103,000 |
| Ogden-Clearfield, UT | 33 | $ 8,696,000 | $ 263,515 | $ 82,000 |
| Gary, IN | 32 | $ 4,652,000 | $ 145,375 | $ 58,000 |
| New York-Jersey City-White Plains, NY-NJ | 31 | $ 12,700,000 | $ 409,677 | $ 139,451 |
| Hartford-West Hartford-East Hartford, CT | 30 | $ 4,996,000 | $ 166,533 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 30 | $ 11,953,000 | $ 398,433 | $ 121,000 |
| Charleston-North Charleston, SC | 27 | $ 6,632,000 | $ 245,629 | $ 93,000 |
| Columbus, OH | 27 | $ 4,881,000 | $ 180,777 | $ 89,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 7,086,000 | $ 283,440 | $ 109,000 |
| Worcester, MA-CT | 25 | $ 4,264,000 | $ 170,560 | $ 62,800 |
| Ocala, FL | 24 | $ 3,526,000 | $ 146,916 | $ 71,000 |
| Punta Gorda, FL | 24 | $ 5,197,000 | $ 216,541 | $ 92,000 |
| Grand Junction, CO | 21 | $ 4,230,000 | $ 201,428 | $ 77,000 |
| Raleigh, NC | 20 | $ 4,320,000 | $ 216,000 | $ 65,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 19 | $ 3,566,000 | $ 187,684 | $ 68,000 |
| Jackson, TN | 19 | $ 1,912,000 | $ 100,631 | $ 52,000 |
| Camden, NJ | 18 | $ 3,752,000 | $ 208,444 | $ 133,000 |
| Lakeland-Winter Haven, FL | 17 | $ 2,378,000 | $ 139,882 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 4,932,000 | $ 290,117 | $ 170,529 |
| Abilene, TX | 16 | $ 2,542,000 | $ 158,875 | $ 74,000 |
| Homosassa Springs, FL | 16 | $ 2,142,000 | $ 133,875 | $ 133,000 |
| Salisbury, MD-DE | 16 | $ 3,830,000 | $ 239,375 | $ 93,000 |
| Santa Cruz-Watsonville, CA | 16 | $ 6,850,000 | $ 428,125 | $ 112,000 |
| Baltimore-Columbia-Towson, MD | 15 | $ 3,354,000 | $ 223,600 | $ 87,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 15 | $ 2,624,000 | $ 174,933 | $ 74,000 |
| Albany, OR | 14 | $ 2,695,000 | $ 192,500 | $ 70,000 |
| East Stroudsburg, PA | 14 | $ 1,944,000 | $ 138,857 | $ 94,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 2,419,000 | $ 172,785 | $ 172,000 |
| Greenville-Anderson-Mauldin, SC | 14 | $ 2,125,000 | $ 151,785 | $ 61,000 |
| Napa, CA | 14 | $ 5,586,000 | $ 399,000 | $ 125,000 |
| Reading, PA | 14 | $ 2,719,000 | $ 194,214 | $ 74,000 |
| Wichita Falls, TX | 14 | $ 1,870,000 | $ 133,571 | $ 85,000 |
| Hattiesburg, MS | 13 | $ 2,022,000 | $ 155,538 | $ 70,000 |
| Norwich-New London, CT | 13 | $ 2,412,000 | $ 185,538 | $ 70,000 |
| Pueblo, CO | 13 | $ 2,131,000 | $ 163,923 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,049,000 | $ 170,750 | $ 101,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,436,000 | $ 203,000 | $ 78,000 |
| Kankakee, IL | 12 | $ 2,037,000 | $ 169,750 | $ 101,000 |
| Salinas, CA | 12 | $ 5,400,000 | $ 450,000 | $ 136,000 |
| San Rafael, CA | 12 | $ 5,706,000 | $ 475,500 | $ 265,000 |
| Warren-Troy-Farmington Hills, MI | 12 | $ 2,176,000 | $ 181,333 | $ 95,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,117,000 | $ 101,545 | $ 61,000 |
| Prescott, AZ | 11 | $ 1,978,000 | $ 179,818 | $ 69,000 |
| Rockford, IL | 11 | $ 1,730,000 | $ 157,272 | $ 80,000 |
| San Angelo, TX | 11 | $ 2,244,000 | $ 204,000 | $ 89,000 |
| Silver Spring-Frederick-Rockville, MD | 11 | $ 3,122,000 | $ 283,818 | $ 80,000 |
| Springfield, IL | 11 | $ 1,415,000 | $ 128,636 | $ 86,000 |
| Bend-Redmond, OR | 10 | $ 2,307,000 | $ 230,700 | $ 101,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 1,132,000 | $ 113,200 | $ 48,800 |
| Macon, GA | 10 | $ 1,169,000 | $ 116,900 | $ 76,000 |
| Auburn-Opelika, AL | 9 | $ 1,211,000 | $ 134,555 | $ 77,000 |
| Bakersfield, CA | 9 | $ 2,193,000 | $ 243,666 | $ 93,000 |
| Johnson City, TN | 9 | $ 1,619,000 | $ 179,888 | $ 63,000 |
| Lafayette, LA | 9 | $ 1,551,000 | $ 172,333 | $ 84,000 |
| Richmond, VA | 9 | $ 1,661,000 | $ 184,555 | $ 73,000 |
| Savannah, GA | 9 | $ 2,070,000 | $ 230,000 | $ 113,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 2,654,000 | $ 294,888 | $ 111,000 |
| Boston, MA | 8 | $ 2,827,000 | $ 353,375 | $ 113,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 1,902,000 | $ 237,750 | $ 105,000 |
| Clarksville, TN-KY | 8 | $ 914,000 | $ 114,250 | $ 49,000 |
| Duluth, MN-WI | 8 | $ 1,464,000 | $ 183,000 | $ 65,000 |
| Fort Wayne, IN | 8 | $ 810,000 | $ 101,250 | $ 47,000 |
| Lancaster, PA | 8 | $ 1,565,000 | $ 195,625 | $ 83,000 |
| Morristown, TN | 8 | $ 1,476,000 | $ 184,500 | $ 51,000 |
| Pine Bluff, AR | 8 | $ 845,000 | $ 105,625 | $ 52,000 |
| Redding, CA | 8 | $ 1,508,000 | $ 188,500 | $ 91,000 |
| Salem, OR | 8 | $ 1,741,000 | $ 217,625 | $ 75,000 |
| Sebring, FL | 8 | $ 965,000 | $ 120,625 | $ 76,000 |
| Cleveland-Elyria, OH | 7 | $ 931,000 | $ 133,000 | $ 85,000 |
| Flagstaff, AZ | 7 | $ 1,724,000 | $ 246,285 | $ 130,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,121,000 | $ 160,142 | $ 121,000 |
| Mankato-North Mankato, MN | 7 | $ 1,201,000 | $ 171,571 | $ 67,000 |
| Medford, OR | 7 | $ 1,762,000 | $ 251,714 | $ 134,000 |
| Peoria, IL | 7 | $ 1,401,000 | $ 200,142 | $ 78,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 2,851,000 | $ 407,285 | $ 113,000 |
| Terre Haute, IN | 7 | $ 764,000 | $ 109,142 | $ 72,000 |
| Texarkana, TX-AR | 7 | $ 1,175,000 | $ 167,857 | $ 146,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 864,000 | $ 123,428 | $ 44,000 |
| Columbia, MO | 6 | $ 1,029,000 | $ 171,500 | $ 61,000 |
| Dothan, AL | 6 | $ 799,000 | $ 133,166 | $ 54,000 |
| Fargo, ND-MN | 6 | $ 1,011,000 | $ 168,500 | $ 97,666 |
| Jackson, MS | 6 | $ 964,000 | $ 160,666 | $ 76,000 |
| Lafayette-West Lafayette, IN | 6 | $ 1,045,000 | $ 174,166 | $ 98,000 |
| Ocean City, NJ | 6 | $ 1,298,000 | $ 216,333 | $ 192,000 |
| Rochester, MN | 6 | $ 1,145,000 | $ 190,833 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,137,000 | $ 522,833 | $ 117,000 |
| Spartanburg, SC | 6 | $ 1,005,000 | $ 167,500 | $ 48,000 |
| Warner Robins, GA | 6 | $ 1,139,000 | $ 189,833 | $ 105,000 |
| Albuquerque, NM | 5 | $ 807,000 | $ 161,400 | $ 59,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,263,000 | $ 252,600 | $ 273,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,144,000 | $ 228,800 | $ 89,400 |
| Chico, CA | 5 | $ 987,000 | $ 197,400 | $ 63,000 |
| Dalton, GA | 5 | $ 687,000 | $ 137,400 | $ 54,000 |
| Evansville, IN-KY | 5 | $ 779,000 | $ 155,800 | $ 47,000 |
| Gainesville, FL | 5 | $ 1,111,000 | $ 222,200 | $ 86,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 786,000 | $ 157,200 | $ 40,000 |
| Hanford-Corcoran, CA | 5 | $ 1,179,000 | $ 235,800 | $ 111,000 |
| Hot Springs, AR | 5 | $ 1,181,000 | $ 236,200 | $ 572,000 |
| Houma-Thibodaux, LA | 5 | $ 1,278,000 | $ 255,600 | $ 617,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 542,000 | $ 108,400 | $ 61,000 |
| Muncie, IN | 5 | $ 480,000 | $ 96,000 | $ 44,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 664,000 | $ 132,800 | $ 48,800 |
| Tacoma-Lakewood, WA | 5 | $ 1,468,000 | $ 293,600 | $ 120,000 |
| The Villages, FL | 5 | $ 1,063,000 | $ 212,600 | $ 92,000 |
| Winston-Salem, NC | 5 | $ 880,000 | $ 176,000 | $ 143,000 |
| Cincinnati, OH-KY-IN | 4 | $ 837,000 | $ 209,250 | $ 134,500 |
| Decatur, AL | 4 | $ 798,000 | $ 199,500 | $ 82,000 |
| El Centro, CA | 4 | $ 761,000 | $ 190,250 | $ 57,000 |
| Las Cruces, NM | 4 | $ 725,000 | $ 181,250 | $ 60,000 |
| Providence-Warwick, RI-MA | 4 | $ 730,000 | $ 182,500 | $ 60,000 |
| Rockingham County-Strafford County, NH | 4 | $ 766,000 | $ 191,500 | $ 77,000 |
| Santa Fe, NM | 4 | $ 895,000 | $ 223,750 | $ 166,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 925,000 | $ 231,250 | $ 124,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,052,000 | $ 263,000 | $ 84,000 |
| St. Joseph, MO-KS | 4 | $ 589,000 | $ 147,250 | $ 73,000 |
| Tallahassee, FL | 4 | $ 734,000 | $ 183,500 | $ 78,000 |
| Tuscaloosa, AL | 4 | $ 790,000 | $ 197,500 | $ 126,000 |
| Visalia-Porterville, CA | 4 | $ 856,000 | $ 214,000 | $ 94,000 |
| Yuba City, CA | 4 | $ 855,000 | $ 213,750 | $ 33,000 |
| Yuma, AZ | 4 | $ 710,000 | $ 177,500 | $ 89,000 |
| Akron, OH | 3 | $ 291,000 | $ 97,000 | $ 64,000 |
| Barnstable Town, MA | 3 | $ 1,577,000 | $ 525,666 | $ 472,000 |
| Burlington, NC | 3 | $ 441,000 | $ 147,000 | $ 105,000 |
| Champaign-Urbana, IL | 3 | $ 396,000 | $ 132,000 | $ 36,000 |
| Coeur D'Alene, ID | 3 | $ 753,000 | $ 251,000 | $ 104,000 |
| Columbus, GA-AL | 3 | $ 774,000 | $ 258,000 | $ 73,000 |
| Cumberland, MD-WV | 3 | $ 186,000 | $ 62,000 | $ 42,666 |
| Danville, IL | 3 | $ 346,000 | $ 115,333 | $ 34,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 442,000 | $ 147,333 | $ 50,000 |
| Des Moines-West Des Moines, IA | 3 | $ 629,000 | $ 209,666 | $ 63,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 537,000 | $ 179,000 | $ 80,000 |
| Flint, MI | 3 | $ 392,000 | $ 130,666 | $ 98,000 |
| Gadsden, AL | 3 | $ 351,000 | $ 117,000 | $ 70,000 |
| Joplin, MO | 3 | $ 301,000 | $ 100,333 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 576,000 | $ 192,000 | $ 69,000 |
| Laredo, TX | 3 | $ 517,000 | $ 172,333 | $ 158,000 |
| Lawrence, KS | 3 | $ 269,000 | $ 89,666 | $ 39,000 |
| Manchester-Nashua, NH | 3 | $ 637,000 | $ 212,333 | $ 78,000 |
| Michigan City-La Porte, IN | 3 | $ 558,000 | $ 186,000 | $ 127,000 |
| Monroe, LA | 3 | $ 361,000 | $ 120,333 | $ 50,000 |
| New Bern, NC | 3 | $ 259,000 | $ 86,333 | $ 38,000 |
| Owensboro, KY | 3 | $ 484,000 | $ 161,333 | $ 138,000 |
| Pittsburgh, PA | 3 | $ 1,331,000 | $ 443,666 | $ 257,000 |
| Rochester, NY | 3 | $ 186,000 | $ 62,000 | $ 43,000 |
| Rome, GA | 3 | $ 272,000 | $ 90,666 | $ 49,000 |
| Wichita, KS | 3 | $ 343,000 | $ 114,333 | $ 98,000 |
| Albany, GA | 2 | $ 259,000 | $ 129,500 | $ 56,000 |
| Alexandria, LA | 2 | $ 354,000 | $ 177,000 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 402,000 | $ 201,000 | $ 82,000 |
| Bloomington, IL | 2 | $ 299,000 | $ 149,500 | $ 70,000 |
| Bowling Green, KY | 2 | $ 476,000 | $ 238,000 | $ 134,000 |
| Burlington-South Burlington, VT | 2 | $ 361,000 | $ 180,500 | $ 35,000 |
| California-Lexington Park, MD | 2 | $ 762,000 | $ 381,000 | $ 125,000 |
| Carson City, NV | 2 | $ 457,000 | $ 228,500 | $ 111,000 |
| Eau Claire, WI | 2 | $ 125,000 | $ 62,500 | $ 41,000 |
| Florence-Muscle Shoals, AL | 2 | $ 244,000 | $ 122,000 | $ 59,000 |
| Fort Smith, AR-OK | 2 | $ 142,000 | $ 71,000 | $ 37,000 |
| Grants Pass, OR | 2 | $ 473,000 | $ 236,500 | $ 104,000 |
| Greensboro-High Point, NC | 2 | $ 269,000 | $ 134,500 | $ 40,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 552,000 | $ 276,000 | $ 96,000 |
| Kalamazoo-Portage, MI | 2 | $ 222,000 | $ 111,000 | $ 142,000 |
| Kokomo, IN | 2 | $ 176,000 | $ 88,000 | $ 32,000 |
| Lexington-Fayette, KY | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Madison, WI | 2 | $ 434,000 | $ 217,000 | $ 100,000 |
| New Haven-Milford, CT | 2 | $ 423,000 | $ 211,500 | $ 274,000 |
| Niles-Benton Harbor, MI | 2 | $ 192,000 | $ 96,000 | $ 32,000 |
| Saginaw, MI | 2 | $ 264,000 | $ 132,000 | $ 46,000 |
| Toledo, OH | 2 | $ 289,000 | $ 144,500 | $ 72,000 |
| Topeka, KS | 2 | $ 151,000 | $ 75,500 | $ 78,000 |
| Wenatchee, WA | 2 | $ 505,000 | $ 252,500 | $ 106,000 |
| Appleton, WI | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| Bellingham, WA | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Bloomington, IN | 1 | $ 157,000 | $ 157,000 | $ 92,000 |
| Boise City, ID | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Bremerton-Silverdale, WA | 1 | $ 356,000 | $ 356,000 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 241,000 | $ 241,000 | $ 68,000 |
| Brunswick, GA | 1 | $ 323,000 | $ 323,000 | $ 237,000 |
| Carbondale-Marion, IL | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Cedar Rapids, IA | 1 | $ 241,000 | $ 241,000 | $ 123,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Charlottesville, VA | 1 | $ 182,000 | $ 182,000 | $ 34,000 |
| Cleveland, TN | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Corvallis, OR | 1 | $ 201,000 | $ 201,000 | $ 46,000 |
| Durham-Chapel Hill, NC | 1 | $ 186,000 | $ 186,000 | $ 101,000 |
| Fayetteville, NC | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Florence, SC | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
| Green Bay, WI | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Hammond, LA | 1 | $ 49,000 | $ 49,000 | $ 15,000 |
| Hinesville, GA | 1 | $ 184,000 | $ 184,000 | $ 15,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Jackson, MI | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Jacksonville, NC | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Janesville-Beloit, WI | 1 | $ 191,000 | $ 191,000 | $ 100,000 |
| Kennewick-Richland, WA | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Lake Charles, LA | 1 | $ 152,000 | $ 152,000 | $ 467,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 251,000 | $ 251,000 | $ 132,000 |
| Oshkosh-Neenah, WI | 1 | $ 122,000 | $ 122,000 | $ 140,000 |
| Pittsfield, MA | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Roanoke, VA | 1 | $ 282,000 | $ 282,000 | $ 97,000 |
| Springfield, MO | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Sumter, SC | 1 | $ 121,000 | $ 121,000 | $ 24,000 |
| Trenton, NJ | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Vineland-Bridgeton, NJ | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Walla Walla, WA | 1 | $ 202,000 | $ 202,000 | $ 42,000 |
| Winchester, VA-WV | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Yakima, WA | 1 | $ 111,000 | $ 111,000 | $ 26,000 |
| York-Hanover, PA | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36,919 | $7,697,341,000 | $208,000 | $1,875,000 | $91,000 | $2,496,000 |
| Refinancing | 13,023 | $3,147,831,000 | $241,000 | $2,000,000 | $110,000 | $6,794,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,855 | $6,446,057,000 | $223,000 | $1,875,000 | $101,000 | $6,794,000 |
| Not Provided | 8,883 | $1,952,127,000 | $219,000 | $2,000,000 | $102,000 | $4,440,000 |
| Hispanic | 6,705 | $1,271,519,000 | $189,000 | $1,230,000 | $72,000 | $1,086,000 |
| Black or African American | 3,228 | $586,446,000 | $181,000 | $1,830,000 | $71,000 | $1,032,000 |
| Asian | 1,981 | $527,178,000 | $266,000 | $1,406,000 | $112,000 | $960,000 |
| American Indian or Alaskan Native | 146 | $24,853,000 | $170,000 | $576,000 | $76,000 | $274,000 |
| Native Hawaiin or Other Pacific Islander | 144 | $36,992,000 | $256,000 | $720,000 | $92,000 | $315,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,196 | $6,997,001,000 | $231,000 | $2,000,000 | $115,000 | $6,794,000 |
| FHA-insured (Federal Housing Administration) | 15,244 | $2,826,220,000 | $185,000 | $1,224,000 | $65,000 | $550,000 |
| VA-guaranteed (Veterans Administration) | 3,282 | $845,681,000 | $257,000 | $1,171,000 | $82,000 | $990,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,220 | $176,270,000 | $144,000 | $445,000 | $51,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 35,578 | $7,750,744,000 | $217,000 | $1,843,000 | $95,000 | $6,794,000 |
| Application Withdrawn By Applicant | 8,067 | $1,742,785,000 | $216,000 | $1,868,000 | $98,000 | $2,496,000 |
| File Closed For Incompleteness | 4,077 | $904,415,000 | $221,000 | $2,000,000 | $104,000 | $4,440,000 |
| Application Denied By Financial Institution | 1,880 | $377,949,000 | $201,000 | $1,800,000 | $78,000 | $2,653,000 |
| Application Approved But Not Accepted | 340 | $69,279,000 | $203,000 | $1,105,000 | $91,000 | $736,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 543 | $114,359,000 | $210,000 | $1,800,000 | $65,000 | $844,000 |
| Credit History | 420 | $83,102,000 | $197,000 | $1,200,000 | $78,000 | $624,000 |
| Collateral | 368 | $66,591,000 | $180,000 | $896,000 | $91,000 | $1,324,000 |
| Unverifiable Information | 112 | $24,520,000 | $218,000 | $1,377,000 | $96,000 | $2,653,000 |
| Credit Application Incomplete | 106 | $20,559,000 | $193,000 | $1,200,000 | $77,000 | $332,000 |
| Other | 95 | $21,569,000 | $227,000 | $1,351,000 | $99,000 | $1,279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 92 | $17,364,000 | $188,000 | $1,000,000 | $73,000 | $363,000 |
| Employment History | 61 | $12,039,000 | $197,000 | $810,000 | $62,000 | $200,000 |
| Mortgage Insurance Denied | 3 | $325,000 | $108,000 | $132,000 | $56,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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