Home Point Financial Corporation Mortgage Lending & HMDA Data, 2014

In 2014, Home Point Financial Corporation of Ann Arbor, MI reported 6,604 mortgage applications totaling $1.4 billion, down 40% from 2013. The average application was for $207,154, and applicants reported an average income of $69,164. 69% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Providence-Warwick, RI-MA (498), New York-Jersey City-White Plains, NY-NJ (464) and Newark, NJ-PA (309) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 6,604
Total Mortgage Loan Application Amount $1,368,048,000
Average Mortgage Loan Application Amount $207,154
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $69,164
Highest Applicant Income $2,260,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 249 $ 44,640,000 $ 179,277 $ 68,000
Los Angeles, California 204 $ 71,152,000 $ 348,784 $ 95,000
Berks, Pennsylvania 148 $ 20,679,000 $ 139,722 $ 60,000
Ocean, New Jersey 123 $ 27,170,000 $ 220,894 $ 88,000
Kent, Rhode Island 117 $ 22,938,000 $ 196,051 $ 70,000
Macomb, Michigan 102 $ 13,785,000 $ 135,147 $ 51,000
Cook, Illinois 93 $ 18,030,000 $ 193,870 $ 69,000
Union, New Jersey 84 $ 19,020,000 $ 226,428 $ 84,000
Baltimore, Maryland 81 $ 18,137,000 $ 223,913 $ 73,000
Morris, New Jersey 79 $ 22,936,000 $ 290,329 $ 152,000
Hillsborough, Florida 74 $ 12,628,000 $ 170,648 $ 56,000
Riverside, California 69 $ 16,742,000 $ 242,637 $ 73,000
Oakland, Michigan 68 $ 11,097,000 $ 163,191 $ 76,000
Essex, New Jersey 68 $ 16,578,000 $ 243,794 $ 88,000
Cumberland, Pennsylvania 67 $ 12,724,000 $ 189,910 $ 74,000
Jefferson, Kentucky 66 $ 8,799,000 $ 133,318 $ 62,000
Bergen, New Jersey 66 $ 20,348,000 $ 308,303 $ 119,000
Philadelphia, Pennsylvania 65 $ 11,807,000 $ 181,646 $ 74,000
Baltimore City, Maryland 64 $ 9,562,000 $ 149,406 $ 62,000
Middlesex, New Jersey 64 $ 16,600,000 $ 259,375 $ 87,000
Jefferson, Alabama 62 $ 8,332,000 $ 134,387 $ 58,000
Bristol, Massachusetts 61 $ 13,299,000 $ 218,016 $ 76,000
Wayne, Michigan 59 $ 7,335,000 $ 124,322 $ 62,000
Burlington, New Jersey 59 $ 12,362,000 $ 209,525 $ 119,000
Middlesex, Massachusetts 57 $ 16,277,000 $ 285,561 $ 86,000
Monmouth, New Jersey 51 $ 14,412,000 $ 282,588 $ 88,000
Montgomery, Pennsylvania 51 $ 11,221,000 $ 220,019 $ 84,000
Miami-Dade, Florida 50 $ 10,941,000 $ 218,820 $ 73,000
Passaic, New Jersey 50 $ 11,754,000 $ 235,080 $ 89,000
Washington, Rhode Island 47 $ 11,490,000 $ 244,468 $ 94,000
Worcester, Massachusetts 46 $ 8,166,000 $ 177,521 $ 56,000
Mecklenburg, North Carolina 42 $ 6,803,000 $ 161,976 $ 62,000
Broward, Florida 40 $ 8,955,000 $ 223,875 $ 68,000
Dauphin, Pennsylvania 40 $ 6,762,000 $ 169,050 $ 78,000
Somerset, New Jersey 38 $ 11,693,000 $ 307,710 $ 122,000
Franklin, Ohio 38 $ 5,356,000 $ 140,947 $ 53,000
San Bernardino, California 37 $ 9,662,000 $ 261,135 $ 78,000
Prince George's, Maryland 37 $ 9,330,000 $ 252,162 $ 61,000
Suffolk, Massachusetts 36 $ 9,335,000 $ 259,305 $ 93,000
Orange, California 35 $ 13,144,000 $ 375,542 $ 96,000
San Diego, California 35 $ 12,937,000 $ 369,628 $ 82,000
Cuyahoga, Ohio 35 $ 4,365,000 $ 124,714 $ 65,000
Duval, Florida 34 $ 5,944,000 $ 174,823 $ 43,000
Plymouth, Massachusetts 34 $ 9,101,000 $ 267,676 $ 85,000
Delaware, Pennsylvania 34 $ 6,860,000 $ 201,764 $ 69,000
Pasco, Florida 32 $ 4,534,000 $ 141,687 $ 52,000
Norfolk, Massachusetts 32 $ 10,824,000 $ 338,250 $ 99,000
Camden, New Jersey 32 $ 5,869,000 $ 183,406 $ 67,000
New Castle, Delaware 31 $ 6,733,000 $ 217,193 $ 69,000
Pinellas, Florida 30 $ 5,117,000 $ 170,566 $ 75,000
District of Columbia, District Of Columbia 28 $ 8,245,000 $ 294,464 $ 40,000
Orange, Florida 28 $ 5,443,000 $ 194,392 $ 55,000
Gwinnett, Georgia 28 $ 5,819,000 $ 207,821 $ 76,000
Palm Beach, Florida 27 $ 5,920,000 $ 219,259 $ 103,000
Fulton, Georgia 27 $ 5,437,000 $ 201,370 $ 64,000
Mercer, New Jersey 25 $ 4,600,000 $ 184,000 $ 92,000
Marion, Indiana 24 $ 3,210,000 $ 133,750 $ 35,000
Gloucester, New Jersey 24 $ 3,796,000 $ 158,166 $ 66,000
Hudson, New Jersey 24 $ 7,464,000 $ 311,000 $ 89,000
Madison, Alabama 23 $ 2,647,000 $ 115,086 $ 52,000
Carroll, Maryland 23 $ 6,835,000 $ 297,173 $ 83,000
Essex, Massachusetts 23 $ 5,990,000 $ 260,434 $ 70,000
Westchester, New York 23 $ 8,004,000 $ 348,000 $ 105,000
York, Pennsylvania 23 $ 4,364,000 $ 189,739 $ 64,000
Richland, South Carolina 23 $ 3,313,000 $ 144,043 $ 41,000
St. Lucie, Florida 22 $ 2,668,000 $ 121,272 $ 47,000
DeKalb, Georgia 22 $ 3,075,000 $ 139,772 $ 53,000
Henry, Georgia 22 $ 4,357,000 $ 198,045 $ 37,000
Atlantic, New Jersey 22 $ 3,765,000 $ 171,136 $ 101,000
Fairfax, Virginia 22 $ 7,406,000 $ 336,636 $ 108,000
New London, Connecticut 21 $ 4,027,000 $ 191,761 $ 59,000
Hernando, Florida 21 $ 2,122,000 $ 101,047 $ 40,000
Anne Arundel, Maryland 21 $ 5,881,000 $ 280,047 $ 75,000
Sussex, New Jersey 21 $ 4,671,000 $ 222,428 $ 108,000
Lancaster, Pennsylvania 21 $ 3,800,000 $ 180,952 $ 66,000
Prince William, Virginia 21 $ 7,750,000 $ 369,047 $ 87,000
Fairfield, Connecticut 20 $ 5,736,000 $ 286,800 $ 115,000
New Haven, Connecticut 20 $ 4,078,000 $ 203,900 $ 84,000
Rockingham, New Hampshire 20 $ 5,536,000 $ 276,800 $ 89,000
Barnstable, Massachusetts 19 $ 4,409,000 $ 232,052 $ 62,000
Cumberland, North Carolina 19 $ 2,471,000 $ 130,052 $ 26,000
Bucks, Pennsylvania 19 $ 4,654,000 $ 244,947 $ 98,000
Chester, Pennsylvania 19 $ 4,061,000 $ 213,736 $ 83,000
Virginia Beach, Virginia 19 $ 5,097,000 $ 268,263 $ 37,000
Harford, Maryland 18 $ 4,469,000 $ 248,277 $ 55,000
Montgomery, Maryland 18 $ 6,754,000 $ 375,222 $ 81,000
Hampden, Massachusetts 18 $ 3,041,000 $ 168,944 $ 52,000
Brevard, Florida 17 $ 2,737,000 $ 161,000 $ 44,000
Hillsborough, New Hampshire 17 $ 3,577,000 $ 210,411 $ 58,000
Kings, New York 17 $ 8,014,000 $ 471,411 $ 137,000
Ventura, California 16 $ 6,477,000 $ 404,812 $ 114,000
Polk, Florida 16 $ 2,842,000 $ 177,625 $ 44,000
Clayton, Georgia 16 $ 2,143,000 $ 133,937 $ 44,000
Limestone, Alabama 15 $ 2,006,000 $ 133,733 $ 73,000
Morgan, Alabama 15 $ 2,304,000 $ 153,600 $ 54,000
El Paso, Colorado 15 $ 4,280,000 $ 285,333 $ 84,000
Cobb, Georgia 15 $ 2,659,000 $ 177,266 $ 65,000
Marion, Florida 14 $ 2,469,000 $ 176,357 $ 62,000
Hunterdon, New Jersey 14 $ 4,696,000 $ 335,428 $ 87,000
Queens, New York 14 $ 5,175,000 $ 369,642 $ 101,000
Richmond, New York 14 $ 4,321,000 $ 308,642 $ 87,000
Northampton, Pennsylvania 14 $ 2,919,000 $ 208,500 $ 79,000
Newport, Rhode Island 14 $ 3,311,000 $ 236,500 $ 92,000
Horry, South Carolina 14 $ 2,088,000 $ 149,142 $ 53,000
Davidson, Tennessee 14 $ 2,773,000 $ 198,071 $ 77,000
Montgomery, Tennessee 14 $ 2,023,000 $ 144,500 $ 30,000
Mobile, Alabama 13 $ 1,296,000 $ 99,692 $ 36,000
Sacramento, California 13 $ 3,570,000 $ 274,615 $ 59,000
Hartford, Connecticut 13 $ 2,649,000 $ 203,769 $ 76,000
Howard, Maryland 13 $ 4,129,000 $ 317,615 $ 100,000
Charleston, South Carolina 13 $ 1,986,000 $ 152,769 $ 16,000
Greenville, South Carolina 13 $ 2,144,000 $ 164,923 $ 27,000
Chesterfield, Virginia 13 $ 2,940,000 $ 226,153 $ 44,000
Pierce, Washington 13 $ 2,766,000 $ 212,769 $ 18,000
Berkeley, West Virginia 13 $ 2,557,000 $ 196,692 $ 67,000
Shelby, Alabama 12 $ 2,081,000 $ 173,416 $ 47,000
Denver, Colorado 12 $ 2,836,000 $ 236,333 $ 73,000
Lake, Indiana 12 $ 1,907,000 $ 158,916 $ 35,000
Union, North Carolina 12 $ 2,154,000 $ 179,500 $ 56,000
Wake, North Carolina 12 $ 2,400,000 $ 200,000 $ 46,000
Licking, Ohio 12 $ 1,671,000 $ 139,250 $ 56,000
Baldwin, Alabama 11 $ 2,441,000 $ 221,909 $ 70,000
Charles, Maryland 11 $ 3,462,000 $ 314,727 $ 23,000
Worcester, Maryland 11 $ 2,289,000 $ 208,090 $ 179,000
Cabarrus, North Carolina 11 $ 1,481,000 $ 134,636 $ 58,000
Onslow, North Carolina 11 $ 1,868,000 $ 169,818 $ 10,000
Monroe, Pennsylvania 11 $ 1,648,000 $ 149,818 $ 51,000
Bell, Texas 11 $ 1,620,000 $ 147,272 $ 0
Hampton, Virginia 11 $ 2,238,000 $ 203,454 $ 30,000
Loudoun, Virginia 11 $ 4,103,000 $ 373,000 $ 109,000
Solano, California 10 $ 2,893,000 $ 289,300 $ 65,000
Jefferson, Colorado 10 $ 2,656,000 $ 265,600 $ 75,000
Windham, Connecticut 10 $ 1,762,000 $ 176,200 $ 66,000
Clay, Florida 10 $ 1,928,000 $ 192,800 $ 70,000
Livingston, Michigan 10 $ 1,858,000 $ 185,800 $ 91,000
Warren, New Jersey 10 $ 1,900,000 $ 190,000 $ 81,000
Multnomah, Oregon 10 $ 1,918,000 $ 191,800 $ 52,000
Lebanon, Pennsylvania 10 $ 1,659,000 $ 165,900 $ 54,000
Lehigh, Pennsylvania 10 $ 1,480,000 $ 148,000 $ 58,000
Bristol, Rhode Island 10 $ 2,380,000 $ 238,000 $ 91,000
Lexington, South Carolina 10 $ 1,829,000 $ 182,900 $ 50,000
Hamilton, Tennessee 10 $ 1,275,000 $ 127,500 $ 35,000
Harris, Texas 10 $ 1,817,000 $ 181,700 $ 40,000
King, Washington 10 $ 2,511,000 $ 251,100 $ 11,000
Lauderdale, Alabama 9 $ 1,148,000 $ 127,555 $ 61,000
Kern, California 9 $ 1,893,000 $ 210,333 $ 38,000
Larimer, Colorado 9 $ 2,240,000 $ 248,888 $ 92,000
Lee, Florida 9 $ 1,564,000 $ 173,777 $ 52,000
Will, Illinois 9 $ 1,714,000 $ 190,444 $ 78,000
Calvert, Maryland 9 $ 3,363,000 $ 373,666 $ 34,000
Nassau, New York 9 $ 2,991,000 $ 332,333 $ 87,000
Allegheny, Pennsylvania 9 $ 1,379,000 $ 153,222 $ 58,000
Anderson, South Carolina 9 $ 1,268,000 $ 140,888 $ 54,000
Berkeley, South Carolina 9 $ 1,653,000 $ 183,666 $ 46,000
York, South Carolina 9 $ 1,587,000 $ 176,333 $ 72,000
Shelby, Tennessee 9 $ 1,777,000 $ 197,444 $ 50,000
Montgomery, Alabama 8 $ 1,290,000 $ 161,250 $ 57,000
Alameda, California 8 $ 4,623,000 $ 577,875 $ 116,000
Placer, California 8 $ 3,023,000 $ 377,875 $ 81,000
Arapahoe, Colorado 8 $ 2,066,000 $ 258,250 $ 83,000
Douglas, Colorado 8 $ 2,361,000 $ 295,125 $ 56,000
Kent, Delaware 8 $ 1,427,000 $ 178,375 $ 27,000
Sussex, Delaware 8 $ 1,424,000 $ 178,000 $ 57,000
Manatee, Florida 8 $ 1,819,000 $ 227,375 $ 84,000
Martin, Florida 8 $ 1,462,000 $ 182,750 $ 71,000
Okaloosa, Florida 8 $ 1,497,000 $ 187,125 $ 83,000
Chatham, Georgia 8 $ 1,466,000 $ 183,250 $ 68,000
Douglas, Georgia 8 $ 1,230,000 $ 153,750 $ 53,000
DuPage, Illinois 8 $ 1,889,000 $ 236,125 $ 48,000
Porter, Indiana 8 $ 1,681,000 $ 210,125 $ 84,000
Hampshire, Massachusetts 8 $ 1,264,000 $ 158,000 $ 56,000
Cumberland, New Jersey 8 $ 1,251,000 $ 156,375 $ 66,000
Butler, Ohio 8 $ 1,233,000 $ 154,125 $ 34,000
Marion, Oregon 8 $ 1,856,000 $ 232,000 $ 22,000
Luzerne, Pennsylvania 8 $ 1,112,000 $ 139,000 $ 54,000
Knox, Tennessee 8 $ 1,117,000 $ 139,625 $ 47,000
Travis, Texas 8 $ 1,610,000 $ 201,250 $ 32,000
Chittenden, Vermont 8 $ 1,783,000 $ 222,875 $ 21,000
Contra Costa, California 7 $ 2,751,000 $ 393,000 $ 70,000
San Joaquin, California 7 $ 1,821,000 $ 260,142 $ 44,000
San Luis Obispo, California 7 $ 1,779,000 $ 254,142 $ 60,000
Adams, Colorado 7 $ 1,384,000 $ 197,714 $ 71,000
Alachua, Florida 7 $ 1,044,000 $ 149,142 $ 69,000
Lake, Florida 7 $ 1,340,000 $ 191,428 $ 44,000
Seminole, Florida 7 $ 1,140,000 $ 162,857 $ 52,000
Carroll, Georgia 7 $ 1,110,000 $ 158,571 $ 78,000
Muscogee, Georgia 7 $ 1,154,000 $ 164,857 $ 31,000
Allen, Indiana 7 $ 941,000 $ 134,428 $ 53,000
Cecil, Maryland 7 $ 1,582,000 $ 226,000 $ 72,000
Kalamazoo, Michigan 7 $ 1,128,000 $ 161,142 $ 65,000
Washtenaw, Michigan 7 $ 1,180,000 $ 168,571 $ 98,000
Belknap, New Hampshire 7 $ 1,054,000 $ 150,571 $ 57,000
Strafford, New Hampshire 7 $ 1,468,000 $ 209,714 $ 64,000
Bronx, New York 7 $ 2,535,000 $ 362,142 $ 130,000
Guilford, North Carolina 7 $ 1,151,000 $ 164,428 $ 45,000
Summit, Ohio 7 $ 679,000 $ 97,000 $ 27,000
Lane, Oregon 7 $ 1,121,000 $ 160,142 $ 27,000
Carbon, Pennsylvania 7 $ 922,000 $ 131,714 $ 43,000
Perry, Pennsylvania 7 $ 1,317,000 $ 188,142 $ 60,000
Schuylkill, Pennsylvania 7 $ 1,171,000 $ 167,285 $ 88,000
Spartanburg, South Carolina 7 $ 1,013,000 $ 144,714 $ 55,000
Bradley, Tennessee 7 $ 735,000 $ 105,000 $ 52,000
Tarrant, Texas 7 $ 1,157,000 $ 165,285 $ 0
Chesapeake, Virginia 7 $ 2,181,000 $ 311,571 $ 46,000
Spokane, Washington 7 $ 1,109,000 $ 158,428 $ 11,000
Marshall, Alabama 6 $ 521,000 $ 86,833 $ 39,000
El Dorado, California 6 $ 2,109,000 $ 351,500 $ 132,000
Fresno, California 6 $ 1,373,000 $ 228,833 $ 59,000
Bay, Florida 6 $ 1,103,000 $ 183,833 $ 47,000
Sarasota, Florida 6 $ 1,077,000 $ 179,500 $ 75,000
Columbia, Georgia 6 $ 1,252,000 $ 208,666 $ 39,000
Forsyth, Georgia 6 $ 1,745,000 $ 290,833 $ 77,000
Paulding, Georgia 6 $ 1,051,000 $ 175,166 $ 36,000
Lake, Illinois 6 $ 1,007,000 $ 167,833 $ 61,000
Elkhart, Indiana 6 $ 1,065,000 $ 177,500 $ 62,000
Hardin, Kentucky 6 $ 974,000 $ 162,333 $ 64,000
Genesee, Michigan 6 $ 670,000 $ 111,666 $ 50,000
Cape May, New Jersey 6 $ 987,000 $ 164,500 $ 69,000
Rockland, New York 6 $ 2,148,000 $ 358,000 $ 99,000
Suffolk, New York 6 $ 1,744,000 $ 290,666 $ 106,000
Lake, Ohio 6 $ 853,000 $ 142,166 $ 32,000
Lorain, Ohio 6 $ 1,065,000 $ 177,500 $ 80,000
Clackamas, Oregon 6 $ 1,729,000 $ 288,166 $ 80,000
Sevier, Tennessee 6 $ 1,195,000 $ 199,166 $ 41,000
Bexar, Texas 6 $ 896,000 $ 149,333 $ 34,000
Stafford, Virginia 6 $ 1,740,000 $ 290,000 $ 86,000
Jefferson, West Virginia 6 $ 1,143,000 $ 190,500 $ 43,000
Colbert, Alabama 5 $ 610,000 $ 122,000 $ 59,000
Santa Clara, California 5 $ 2,408,000 $ 481,600 $ 131,000
Weld, Colorado 5 $ 973,000 $ 194,600 $ 54,000
Charlotte, Florida 5 $ 959,000 $ 191,800 $ 45,000
Escambia, Florida 5 $ 797,000 $ 159,400 $ 50,000
Catoosa, Georgia 5 $ 909,000 $ 181,800 $ 67,000
Newton, Georgia 5 $ 794,000 $ 158,800 $ 22,000
Richmond, Georgia 5 $ 718,000 $ 143,600 $ 27,000
Rockdale, Georgia 5 $ 935,000 $ 187,000 $ 38,000
Floyd, Indiana 5 $ 787,000 $ 157,400 $ 67,000
Hendricks, Indiana 5 $ 844,000 $ 168,800 $ 50,000
Johnson, Indiana 5 $ 628,000 $ 125,600 $ 40,000
Frederick, Maryland 5 $ 1,016,000 $ 203,200 $ 66,000
Ingham, Michigan 5 $ 591,000 $ 118,200 $ 50,000
Lapeer, Michigan 5 $ 714,000 $ 142,800 $ 50,000
Orange, New York 5 $ 1,078,000 $ 215,600 $ 76,000
Craven, North Carolina 5 $ 753,000 $ 150,600 $ 27,000
Fairfield, Ohio 5 $ 1,218,000 $ 243,600 $ 91,000
Medina, Ohio 5 $ 845,000 $ 169,000 $ 64,000
Montgomery, Ohio 5 $ 421,000 $ 84,200 $ 34,000
Stark, Ohio 5 $ 777,000 $ 155,400 $ 66,000
Union, Ohio 5 $ 833,000 $ 166,600 $ 78,000
Jackson, Oregon 5 $ 834,000 $ 166,800 $ 0
Adams, Pennsylvania 5 $ 943,000 $ 188,600 $ 68,000
Pike, Pennsylvania 5 $ 599,000 $ 119,800 $ 26,000
Fairfield, South Carolina 5 $ 594,000 $ 118,800 $ 50,000
Dallas, Texas 5 $ 523,000 $ 104,600 $ 0
Norfolk, Virginia 5 $ 852,000 $ 170,400 $ 15,000
Clark, Washington 5 $ 1,020,000 $ 204,000 $ 46,000
Thurston, Washington 5 $ 928,000 $ 185,600 $ 0
Hancock, West Virginia 5 $ 407,000 $ 81,400 $ 52,000
Eau Claire, Wisconsin 5 $ 505,000 $ 101,000 $ 425,000
Blount, Alabama 4 $ 521,000 $ 130,250 $ 54,000
Tuscaloosa, Alabama 4 $ 589,000 $ 147,250 $ 41,000
Santa Cruz, California 4 $ 1,226,000 $ 306,500 $ 81,000
Litchfield, Connecticut 4 $ 519,000 $ 129,750 $ 70,000
Collier, Florida 4 $ 1,328,000 $ 332,000 $ 147,000
Osceola, Florida 4 $ 676,000 $ 169,000 $ 90,000
Santa Rosa, Florida 4 $ 645,000 $ 161,250 $ 23,000
St. Johns, Florida 4 $ 1,063,000 $ 265,750 $ 322,000
Bibb, Georgia 4 $ 680,000 $ 170,000 $ 35,000
Cherokee, Georgia 4 $ 946,000 $ 236,500 $ 57,000
Coweta, Georgia 4 $ 824,000 $ 206,000 $ 63,000
Hall, Georgia 4 $ 563,000 $ 140,750 $ 32,000
Liberty, Georgia 4 $ 584,000 $ 146,000 $ 39,000
McHenry, Illinois 4 $ 911,000 $ 227,750 $ 77,000
Whitley, Indiana 4 $ 469,000 $ 117,250 $ 44,000
Bullitt, Kentucky 4 $ 742,000 $ 185,500 $ 68,000
Calhoun, Michigan 4 $ 491,000 $ 122,750 $ 44,000
St. Clair, Michigan 4 $ 545,000 $ 136,250 $ 61,000
Grafton, New Hampshire 4 $ 554,000 $ 138,500 $ 65,000
Salem, New Jersey 4 $ 758,000 $ 189,500 $ 158,000
Catawba, North Carolina 4 $ 545,000 $ 136,250 $ 42,000
Forsyth, North Carolina 4 $ 634,000 $ 158,500 $ 55,000
Gaston, North Carolina 4 $ 433,000 $ 108,250 $ 16,000
Pitt, North Carolina 4 $ 695,000 $ 173,750 $ 26,000
Delaware, Ohio 4 $ 786,000 $ 196,500 $ 41,000
Warren, Ohio 4 $ 754,000 $ 188,500 $ 64,000
Coos, Oregon 4 $ 549,000 $ 137,250 $ 36,000
Lackawanna, Pennsylvania 4 $ 794,000 $ 198,500 $ 95,000
Dorchester, South Carolina 4 $ 756,000 $ 189,000 $ 12,000
Bedford, Tennessee 4 $ 468,000 $ 117,000 $ 13,000
Williamson, Tennessee 4 $ 380,000 $ 95,000 $ 31,000
Denton, Texas 4 $ 707,000 $ 176,750 $ 32,000
Williamson, Texas 4 $ 645,000 $ 161,250 $ 35,000
Frederick, Virginia 4 $ 744,000 $ 186,000 $ 61,000
Henrico, Virginia 4 $ 747,000 $ 186,750 $ 19,000
Roanoke City, Virginia 4 $ 705,000 $ 176,250 $ 0
Suffolk, Virginia 4 $ 1,001,000 $ 250,250 $ 10,000
Island, Washington 4 $ 1,001,000 $ 250,250 $ 0
Snohomish, Washington 4 $ 904,000 $ 226,000 $ 22,000
Elmore, Alabama 3 $ 583,000 $ 194,333 $ 46,000
Escambia, Alabama 3 $ 365,000 $ 121,666 $ 39,000
Lee, Alabama 3 $ 422,000 $ 140,666 $ 47,000
St. Clair, Alabama 3 $ 461,000 $ 153,666 $ 54,000
Marin, California 3 $ 1,815,000 $ 605,000 $ 251,000
Stanislaus, California 3 $ 723,000 $ 241,000 $ 34,000
Middlesex, Connecticut 3 $ 884,000 $ 294,666 $ 145,000
Columbia, Florida 3 $ 381,000 $ 127,000 $ 41,000
Levy, Florida 3 $ 352,000 $ 117,333 $ 0
Sumter, Florida 3 $ 413,000 $ 137,666 $ 37,000
Volusia, Florida 3 $ 256,000 $ 85,333 $ 40,000
Walton, Florida 3 $ 603,000 $ 201,000 $ 49,000
Bryan, Georgia 3 $ 516,000 $ 172,000 $ 64,000
Camden, Georgia 3 $ 430,000 $ 143,333 $ 0
Effingham, Georgia 3 $ 445,000 $ 148,333 $ 32,000
Whitfield, Georgia 3 $ 296,000 $ 98,666 $ 69,000
DeKalb, Illinois 3 $ 488,000 $ 162,666 $ 58,000
Kane, Illinois 3 $ 455,000 $ 151,666 $ 21,000
Bartholomew, Indiana 3 $ 340,000 $ 113,333 $ 71,000
Monroe, Indiana 3 $ 497,000 $ 165,666 $ 81,000
Madison, Kentucky 3 $ 548,000 $ 182,666 $ 81,000
Oldham, Kentucky 3 $ 733,000 $ 244,333 $ 65,000
Shelby, Kentucky 3 $ 398,000 $ 132,666 $ 55,000
Warren, Kentucky 3 $ 415,000 $ 138,333 $ 51,000
Penobscot, Maine 3 $ 381,000 $ 127,000 $ 42,000
York, Maine 3 $ 510,000 $ 170,000 $ 47,000
Dorchester, Maryland 3 $ 384,000 $ 128,000 $ 17,000
Queen Anne's, Maryland 3 $ 841,000 $ 280,333 $ 120,000
St. Mary's, Maryland 3 $ 545,000 $ 181,666 $ 59,000
Allegan, Michigan 3 $ 423,000 $ 141,000 $ 83,000
Eaton, Michigan 3 $ 476,000 $ 158,666 $ 40,000
Jackson, Michigan 3 $ 402,000 $ 134,000 $ 45,000
Kent, Michigan 3 $ 349,000 $ 116,333 $ 32,000
Dakota, Minnesota 3 $ 421,000 $ 140,333 $ 28,000
Goodhue, Minnesota 3 $ 449,000 $ 149,666 $ 40,000
Cheshire, New Hampshire 3 $ 483,000 $ 161,000 $ 64,000
Merrimack, New Hampshire 3 $ 623,000 $ 207,666 $ 61,000
Caswell, North Carolina 3 $ 252,000 $ 84,000 $ 0
Haywood, North Carolina 3 $ 617,000 $ 205,666 $ 0
Hoke, North Carolina 3 $ 419,000 $ 139,666 $ 0
Johnston, North Carolina 3 $ 398,000 $ 132,666 $ 58,000
Lincoln, North Carolina 3 $ 282,000 $ 94,000 $ 46,000
Randolph, North Carolina 3 $ 511,000 $ 170,333 $ 57,000
Clark, Ohio 3 $ 310,000 $ 103,333 $ 24,000
Columbiana, Ohio 3 $ 365,000 $ 121,666 $ 57,000
Greene, Ohio 3 $ 359,000 $ 119,666 $ 24,000
Hamilton, Ohio 3 $ 504,000 $ 168,000 $ 68,000
Portage, Ohio 3 $ 580,000 $ 193,333 $ 136,000
Trumbull, Ohio 3 $ 283,000 $ 94,333 $ 47,000
Deschutes, Oregon 3 $ 609,000 $ 203,000 $ 15,000
Butler, Pennsylvania 3 $ 684,000 $ 228,000 $ 38,000
Centre, Pennsylvania 3 $ 480,000 $ 160,000 $ 172,000
Fulton, Pennsylvania 3 $ 476,000 $ 158,666 $ 87,000
Washington, Pennsylvania 3 $ 515,000 $ 171,666 $ 48,000
Aiken, South Carolina 3 $ 351,000 $ 117,000 $ 51,000
Newberry, South Carolina 3 $ 508,000 $ 169,333 $ 46,000
Oconee, South Carolina 3 $ 280,000 $ 93,333 $ 38,000
Orangeburg, South Carolina 3 $ 247,000 $ 82,333 $ 16,000
Sumter, South Carolina 3 $ 487,000 $ 162,333 $ 55,000
Jefferson, Tennessee 3 $ 403,000 $ 134,333 $ 22,000
Maury, Tennessee 3 $ 311,000 $ 103,666 $ 12,000
Monroe, Tennessee 3 $ 446,000 $ 148,666 $ 64,000
Wilson, Tennessee 3 $ 654,000 $ 218,000 $ 90,000
Collin, Texas 3 $ 508,000 $ 169,333 $ 42,000
Fort Bend, Texas 3 $ 309,000 $ 103,000 $ 35,000
Hays, Texas 3 $ 589,000 $ 196,333 $ 40,000
Franklin, Vermont 3 $ 434,000 $ 144,666 $ 51,000
Fauquier, Virginia 3 $ 1,179,000 $ 393,000 $ 94,000
Harrisonburg, Virginia 3 $ 348,000 $ 116,000 $ 50,000
Portsmouth, Virginia 3 $ 409,000 $ 136,333 $ 16,000
Spotsylvania, Virginia 3 $ 867,000 $ 289,000 $ 87,000
Kitsap, Washington 3 $ 693,000 $ 231,000 $ 36,000
Stevens, Washington 3 $ 552,000 $ 184,000 $ 27,000
Autauga, Alabama 2 $ 390,000 $ 195,000 $ 0
Calhoun, Alabama 2 $ 151,000 $ 75,500 $ 17,000
Clarke, Alabama 2 $ 454,000 $ 227,000 $ 51,000
Cullman, Alabama 2 $ 270,000 $ 135,000 $ 46,000
Jackson, Alabama 2 $ 210,000 $ 105,000 $ 83,000
Lawrence, Alabama 2 $ 251,000 $ 125,500 $ 46,000
Russell, Alabama 2 $ 331,000 $ 165,500 $ 30,000
Talladega, Alabama 2 $ 284,000 $ 142,000 $ 30,000
Kings, California 2 $ 497,000 $ 248,500 $ 71,000
Madera, California 2 $ 370,000 $ 185,000 $ 68,000
Merced, California 2 $ 551,000 $ 275,500 $ 112,000
San Francisco, California 2 $ 762,000 $ 381,000 $ 95,000
Santa Barbara, California 2 $ 855,000 $ 427,500 $ 89,000
Shasta, California 2 $ 357,000 $ 178,500 $ 23,000
Boulder, Colorado 2 $ 737,000 $ 368,500 $ 87,000
Elbert, Colorado 2 $ 659,000 $ 329,500 $ 61,000
Mesa, Colorado 2 $ 370,000 $ 185,000 $ 0
Citrus, Florida 2 $ 318,000 $ 159,000 $ 0
Dixie, Florida 2 $ 304,000 $ 152,000 $ 20,000
Flagler, Florida 2 $ 302,000 $ 151,000 $ 25,000
Indian River, Florida 2 $ 311,000 $ 155,500 $ 65,000
Leon, Florida 2 $ 297,000 $ 148,500 $ 71,000
Coffee, Georgia 2 $ 233,000 $ 116,500 $ 50,000
Dade, Georgia 2 $ 249,000 $ 124,500 $ 87,000
Gordon, Georgia 2 $ 324,000 $ 162,000 $ 57,000
Murray, Georgia 2 $ 207,000 $ 103,500 $ 44,000
Oconee, Georgia 2 $ 622,000 $ 311,000 $ 139,000
Thomas, Georgia 2 $ 230,000 $ 115,000 $ 3,000
Walton, Georgia 2 $ 292,000 $ 146,000 $ 49,000
Kendall, Illinois 2 $ 420,000 $ 210,000 $ 62,000
Madison, Illinois 2 $ 144,000 $ 72,000 $ 0
St. Clair, Illinois 2 $ 284,000 $ 142,000 $ 41,000
Brown, Indiana 2 $ 233,000 $ 116,500 $ 41,000
DeKalb, Indiana 2 $ 405,000 $ 202,500 $ 68,000
Fountain, Indiana 2 $ 213,000 $ 106,500 $ 67,000
Hamilton, Indiana 2 $ 241,000 $ 120,500 $ 17,000
Hancock, Indiana 2 $ 451,000 $ 225,500 $ 16,000
Jackson, Indiana 2 $ 228,000 $ 114,000 $ 76,000
Jasper, Indiana 2 $ 166,000 $ 83,000 $ 30,000
LaPorte, Indiana 2 $ 245,000 $ 122,500 $ 21,000
Madison, Indiana 2 $ 206,000 $ 103,000 $ 47,000
Putnam, Indiana 2 $ 270,000 $ 135,000 $ 27,000
St. Joseph, Indiana 2 $ 168,000 $ 84,000 $ 41,000
Wayne, Indiana 2 $ 251,000 $ 125,500 $ 63,000
Anderson, Kentucky 2 $ 425,000 $ 212,500 $ 80,000
Breckinridge, Kentucky 2 $ 218,000 $ 109,000 $ 69,000
Kenton, Kentucky 2 $ 347,000 $ 173,500 $ 47,000
Montgomery, Kentucky 2 $ 291,000 $ 145,500 $ 67,000
Nelson, Kentucky 2 $ 380,000 $ 190,000 $ 73,000
Androscoggin, Maine 2 $ 367,000 $ 183,500 $ 55,000
Talbot, Maryland 2 $ 350,000 $ 175,000 $ 31,000
Franklin, Massachusetts 2 $ 326,000 $ 163,000 $ 76,000
Clare, Michigan 2 $ 171,000 $ 85,500 $ 18,000
Monroe, Michigan 2 $ 423,000 $ 211,500 $ 78,000
Ottawa, Michigan 2 $ 359,000 $ 179,500 $ 69,000
Anoka, Minnesota 2 $ 315,000 $ 157,500 $ 62,000
Hennepin, Minnesota 2 $ 212,000 $ 106,000 $ 112,000
Scott, Minnesota 2 $ 378,000 $ 189,000 $ 37,000
Carroll, New Hampshire 2 $ 357,000 $ 178,500 $ 32,000
Erie, New York 2 $ 224,000 $ 112,000 $ 50,000
Monroe, New York 2 $ 225,000 $ 112,500 $ 40,000
Brunswick, North Carolina 2 $ 417,000 $ 208,500 $ 44,000
Davidson, North Carolina 2 $ 172,000 $ 86,000 $ 45,000
Granville, North Carolina 2 $ 354,000 $ 177,000 $ 27,000
Harnett, North Carolina 2 $ 330,000 $ 165,000 $ 71,000
Henderson, North Carolina 2 $ 274,000 $ 137,000 $ 62,000
Iredell, North Carolina 2 $ 187,000 $ 93,500 $ 42,000
Orange, North Carolina 2 $ 518,000 $ 259,000 $ 83,000
Robeson, North Carolina 2 $ 386,000 $ 193,000 $ 18,000
Yadkin, North Carolina 2 $ 459,000 $ 229,500 $ 0
Belmont, Ohio 2 $ 360,000 $ 180,000 $ 69,000
Clermont, Ohio 2 $ 432,000 $ 216,000 $ 91,000
Hancock, Ohio 2 $ 279,000 $ 139,500 $ 28,000
Knox, Ohio 2 $ 312,000 $ 156,000 $ 47,000
Madison, Ohio 2 $ 184,000 $ 92,000 $ 27,000
Marion, Ohio 2 $ 205,000 $ 102,500 $ 33,000
Morrow, Ohio 2 $ 381,000 $ 190,500 $ 61,000
Perry, Ohio 2 $ 140,000 $ 70,000 $ 28,000
Umatilla, Oregon 2 $ 299,000 $ 149,500 $ 0
Yamhill, Oregon 2 $ 364,000 $ 182,000 $ 21,000
Beaver, Pennsylvania 2 $ 146,000 $ 73,000 $ 0
Clearfield, Pennsylvania 2 $ 340,000 $ 170,000 $ 54,000
Clinton, Pennsylvania 2 $ 174,000 $ 87,000 $ 18,000
Columbia, Pennsylvania 2 $ 231,000 $ 115,500 $ 49,000
Erie, Pennsylvania 2 $ 351,000 $ 175,500 $ 49,000
Lycoming, Pennsylvania 2 $ 284,000 $ 142,000 $ 31,000
Colleton, South Carolina 2 $ 192,000 $ 96,000 $ 25,000
Florence, South Carolina 2 $ 265,000 $ 132,500 $ 29,000
Georgetown, South Carolina 2 $ 263,000 $ 131,500 $ 47,000
Greenwood, South Carolina 2 $ 349,000 $ 174,500 $ 32,000
Marion, South Carolina 2 $ 112,000 $ 56,000 $ 13,000
Pickens, South Carolina 2 $ 196,000 $ 98,000 $ 23,000
Anderson, Tennessee 2 $ 490,000 $ 245,000 $ 64,000
Carter, Tennessee 2 $ 208,000 $ 104,000 $ 15,000
Cheatham, Tennessee 2 $ 289,000 $ 144,500 $ 18,000
Cumberland, Tennessee 2 $ 218,000 $ 109,000 $ 19,000
Giles, Tennessee 2 $ 164,000 $ 82,000 $ 155,000
Lawrence, Tennessee 2 $ 263,000 $ 131,500 $ 57,000
Loudon, Tennessee 2 $ 449,000 $ 224,500 $ 29,000
Marion, Tennessee 2 $ 565,000 $ 282,500 $ 65,000
McMinn, Tennessee 2 $ 216,000 $ 108,000 $ 89,000
Robertson, Tennessee 2 $ 263,000 $ 131,500 $ 52,000
Rutherford, Tennessee 2 $ 340,000 $ 170,000 $ 0
Sullivan, Tennessee 2 $ 549,000 $ 274,500 $ 379,000
Sumner, Tennessee 2 $ 432,000 $ 216,000 $ 88,000
El Paso, Texas 2 $ 358,000 $ 179,000 $ 0
Johnson, Texas 2 $ 267,000 $ 133,500 $ 52,000
Montgomery, Texas 2 $ 252,000 $ 126,000 $ 0
Randall, Texas 2 $ 222,000 $ 111,000 $ 0
Wharton, Texas 2 $ 81,000 $ 40,500 $ 0
Wood, Texas 2 $ 257,000 $ 128,500 $ 0
Bennington, Vermont 2 $ 423,000 $ 211,500 $ 33,000
Albemarle, Virginia 2 $ 486,000 $ 243,000 $ 52,000
Alexandria, Virginia 2 $ 627,000 $ 313,500 $ 109,000
Amelia, Virginia 2 $ 252,000 $ 126,000 $ 7,000
Bedford, Virginia 2 $ 363,000 $ 181,500 $ 45,000
Caroline, Virginia 2 $ 408,000 $ 204,000 $ 100,000
Clarke, Virginia 2 $ 907,000 $ 453,500 $ 83,000
Culpeper, Virginia 2 $ 392,000 $ 196,000 $ 30,000
Gloucester, Virginia 2 $ 421,000 $ 210,500 $ 41,000
Hopewell, Virginia 2 $ 352,000 $ 176,000 $ 47,000
Mecklenburg, Virginia 2 $ 172,000 $ 86,000 $ 46,000
Orange, Virginia 2 $ 475,000 $ 237,500 $ 72,000
Pittsylvania, Virginia 2 $ 187,000 $ 93,500 $ 41,000
Richmond City, Virginia 2 $ 272,000 $ 136,000 $ 10,000
Roanoke, Virginia 2 $ 420,000 $ 210,000 $ 103,000
Rockingham, Virginia 2 $ 215,000 $ 107,500 $ 49,000
Benton, Washington 2 $ 307,000 $ 153,500 $ 0
Cowlitz, Washington 2 $ 260,000 $ 130,000 $ 0
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,016 $601,119,000 $199,000 $1,920,000 $78,000 $1,221,000
Refinancing 2,507 $534,791,000 $213,000 $3,000,000 $53,000 $2,260,000
Home Improvement 1,081 $232,138,000 $214,000 $1,800,000 $82,000 $816,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,329 $894,413,000 $206,000 $3,000,000 $73,000 $2,260,000
Black or African American 1,074 $202,145,000 $188,000 $636,000 $55,000 $453,000
Hispanic 649 $138,713,000 $213,000 $680,000 $63,000 $416,000
Not Provided 373 $80,936,000 $216,000 $1,425,000 $65,000 $553,000
Asian 143 $41,412,000 $289,000 $1,650,000 $113,000 $960,000
Native Hawaiian or Other Pacific Islander 25 $7,475,000 $299,000 $616,000 $60,000 $310,000
Not applicable 6 $1,645,000 $274,000 $519,000 $55,000 $106,000
American Indian or Alaskan Native 5 $1,309,000 $261,000 $356,000 $76,000 $119,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,167 $600,411,000 $189,000 $743,000 $59,000 $612,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,039 $476,701,000 $233,000 $3,000,000 $103,000 $2,260,000
VA-guaranteed (Veterans Administration) 1,300 $275,459,000 $211,000 $882,000 $41,000 $305,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $15,477,000 $157,000 $366,000 $52,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,533 $947,254,000 $208,000 $1,425,000 $70,000 $2,260,000
Application Denied By Financial Institution 1,654 $334,571,000 $202,000 $3,000,000 $67,000 $1,221,000
Application Withdrawn By Applicant 324 $66,493,000 $205,000 $680,000 $73,000 $816,000
Application Approved But Not Accepted 81 $17,023,000 $210,000 $594,000 $61,000 $238,000
File Closed For Incompleteness 12 $2,707,000 $225,000 $495,000 $15,000 $180,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 418 $78,470,000 $187,000 $727,000 $72,000 $612,000
Other 381 $81,743,000 $214,000 $3,000,000 $69,000 $1,221,000
Debt-To-Income Ratio 316 $66,166,000 $209,000 $899,000 $55,000 $270,000
Collateral 147 $29,011,000 $197,000 $1,650,000 $85,000 $960,000
Credit Application Incomplete 131 $30,162,000 $230,000 $1,402,000 $74,000 $571,000
Unverifiable Information 124 $27,582,000 $222,000 $1,580,000 $80,000 $783,000
Employment History 40 $7,133,000 $178,000 $563,000 $56,000 $194,000
Insufficient Cash (Downpayment, Closing Cost) 39 $7,454,000 $191,000 $489,000 $59,000 $252,000
Mortgage Insurance Denied 3 $398,000 $132,000 $175,000 $81,000 $101,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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