Modesto, CA Metro Area Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 31,859 mortgage applications in Modesto, CA metro area totaling $6.9 billion, up 17% from 2015. The average application was for $217,038, and applicants reported an average income of $76,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 3,471 applications, followed by loanDepot.com LLC and Generations Home Loans, LLC.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,859
Total Mortgage Loan Application Amount $6,914,628,000
Average Mortgage Loan Application Amount $217,038
Highest Mortgage Loan Application Amount $10,001,000
Average Applicant Income $76,000
Highest Applicant Income $9,334,000

Mortgage Company List for Lending in Modesto, CA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 3,471 $ 746,173,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2,488 $ 539,251,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ 582,000 1,376 $ 323,398,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1,163 $ 252,949,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1,027 $ 217,927,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 869 $ 171,379,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 833 $ 176,898,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 739 $ 146,271,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 727 $ 173,145,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 712 $ 126,583,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 688 $ 155,768,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 682 $ 142,969,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 671 $ 135,672,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 608 $ 128,756,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 553 $ 122,470,000
Ambeck Mortgage Associates
4265 SPYRES WAY, SUITE A
MODESTO, CA 95356
* $ 10,000,000 521 $ 113,090,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 443 $ 103,303,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 416 $ 93,743,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 407 $ 99,160,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 377 $ 89,796,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 355 $ 80,344,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 3,110,671,000 333 $ 66,373,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 299 $ 68,647,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 296 $ 67,126,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 288 $ 66,467,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 278 $ 65,376,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ 10,000,000 271 $ 50,028,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 266 $ 59,211,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 263 $ 43,384,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 252 $ 48,290,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 243 $ 58,181,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 242 $ 39,411,000
The Golden 1 Credit Union
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 9,676,953,000 235 $ 39,973,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 203 $ 46,343,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 191 $ 44,926,000
Farmers & Merchants Bank of Ce
PO BOX 3000
LODI, CA 95240
* $ 2,615,184,000 170 $ 42,013,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 85,426,845,000 150 $ 32,239,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 150 $ 29,004,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 144 $ 32,806,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 141 $ 34,577,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 140 $ 27,311,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 139 $ 23,642,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 132 $ 25,341,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 129 $ 27,944,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 125 $ 31,627,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 123 $ 27,306,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 121 $ 36,725,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 120 $ 29,256,000
Mocse Federal Credit Union
3600 COFFEE RD
MODESTO, CA 95355
* $ 249,725,000 120 $ 5,124,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 117 $ 30,327,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 114 $ 30,650,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 108 $ 25,005,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 106 $ 24,418,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 102 $ 23,341,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 100 $ 22,396,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 97 $ 22,809,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 97 $ 20,913,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 94 $ 2,587,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 88 $ 14,651,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 85 $ 22,231,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 84 $ 16,857,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 84 $ 19,731,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 83 $ 19,528,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 4,219,008,000 83 $ 21,044,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 82 $ 21,019,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 80 $ 3,955,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 80 $ 17,021,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 79 $ 17,233,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 78 $ 18,278,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 77 $ 15,728,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 74 $ 15,879,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 72 $ 11,817,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 71 $ 13,652,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 115,383,696,000 65 $ 15,708,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 63 $ 13,706,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 60 $ 13,524,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 59 $ 11,358,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 58 $ 14,855,000
Bank of Stockton
301 E MINER AVE
STOCKTON, CA 95202
* $ 2,596,149,000 53 $ 20,050,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ 112,324,000 53 $ 11,544,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 23,375,286,000 51 $ 16,822,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 50 $ 10,522,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 46 $ 4,418,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 46 $ 10,397,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ 1,000,000,000 46 $ 10,867,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 43 $ 10,413,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 42 $ 10,874,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 42 $ 10,077,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 39 $ 9,140,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,164,383,000 39 $ 8,644,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 38 $ 9,003,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 36 $ 7,498,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 36 $ 8,645,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 36 $ 7,214,000
Eagle Home Mortgage of California
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 35 $ 7,031,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 35 $ 841,000
Home Community Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 138,370,000 35 $ 9,637,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 35 $ 1,958,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 14,770,000,000 34 $ 12,727,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 33 $ 8,106,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ 63,320,000 32 $ 8,616,000
Moria Development Inc
3215 W RAY RD
CHANDLER, AZ 85266
* $ 91,862,717,000 32 $ 6,067,000
Avex Funding Corporation
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ 27,000,000 32 $ 7,886,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 4,873,033,000 32 $ 7,638,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 31 $ 6,206,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 30 $ 7,642,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 30 $ 6,549,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 30 $ 6,169,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 29 $ 6,139,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 29 $ 7,630,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ 1,300,000 29 $ 4,958,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 611,880,000 27 $ 4,055,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 27 $ 8,039,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 4,741,982,000 26 $ 6,005,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 26 $ 7,131,000
Data Mortgage, Inc

OCALA, FL 34475
* $ 10,000,000 26 $ 6,199,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 25 $ 5,789,000
Rpm Mortgage Inc.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 25 $ 6,745,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 24 $ 2,083,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 24 $ 5,465,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 24 $ 5,536,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 23 $ 6,133,000
Oak Valley Community Bank
125 NORTH THIRD AVENUE
OAKDALE, CA 95361
* $ 896,975,000 23 $ 23,943,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 23 $ 5,606,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 22 $ 952,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 22 $ 6,051,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 22 $ 4,213,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 22 $ 9,377,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 22 $ 4,620,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 21 $ 4,363,000
Fisher Financial Group, Incorporated
3303 EAST BASELINE ROAD #7-118
GILBERT, AZ 85234
* $ 3,129,000,000 21 $ 5,905,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 21 $ 5,135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 20 $ 4,497,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 2,518,249,000 20 $ 3,972,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ 64,596,484,000 19 $ 4,496,000
Western Bancorp
5671 SANTA TERESA BLVD STE 100
SAN JOSE, CA 95123
* $ 5,236,000 19 $ 4,869,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 2,124,975,000 19 $ 3,448,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 19 $ 4,435,000
Snapfi, Inc.
1155 MERIDIAN AVENUE, #100
SAN JOSE, CA 95125
* $ 10,000,000 19 $ 3,784,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 18 $ 2,093,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ 0 18 $ 3,812,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 963,571,000 18 $ 3,470,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 17 $ 3,082,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 17 $ 794,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 17 $ 5,426,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 17 $ 3,766,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ 20,000,000 17 $ 3,908,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 17 $ 4,122,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 16 $ 3,411,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 16 $ 5,018,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 16 $ 3,408,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 16 $ 3,655,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 15 $ 2,828,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 15 $ 3,033,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 15 $ 3,373,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ 35,257,000 15 $ 3,218,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 15 $ 727,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 15 $ 3,593,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 15 $ 3,681,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 14 $ 3,574,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 14 $ 2,785,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 14 $ 3,297,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 13 $ 2,637,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 13 $ 2,743,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 13 $ 3,014,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 13 $ 1,762,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 13 $ 2,253,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 12 $ 2,609,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 12 $ 2,684,000
Uncle Credit Union
2100 LAS POSITAS COURT
LIVERMORE, CA 94551
* $ 327,178,000 12 $ 2,899,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 12 $ 5,303,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 12 $ 2,976,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ 12,852,000 12 $ 2,891,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 12 $ 3,767,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 12 $ 4,504,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 12 $ 3,373,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 7,857,994,000 12 $ 3,598,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 12 $ 3,045,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 12 $ 2,834,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 11 $ 2,620,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 11 $ 2,433,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 11 $ 4,077,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 11 $ 3,072,000
International City Mortgage, Inc.
333 S ANITA DR, STE 300
ORANGE, CA 92868
* $ 2,589,000 11 $ 2,819,000
Rmr Financial, Inc
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 676,541,000 11 $ 2,891,000
Vitek Real Estate Industries Group, Inc.
2882 PROSPECT PARK DRIVE, SUITE 100
RANCHO CORDOVA, CA 95670
* $ 10,000,000 11 $ 2,282,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 10 $ 1,982,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 10 $ 2,540,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ 13,187,000 10 $ 2,300,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 10 $ 2,142,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 10 $ 2,396,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 10 $ 2,351,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 10 $ 2,449,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 961,290,000 10 $ 2,358,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 10 $ 2,321,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 10 $ 1,738,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 9 $ 2,411,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 9 $ 1,550,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 9 $ 1,793,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 9 $ 171,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 9 $ 1,853,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ 93,834,000 9 $ 2,088,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 9 $ 648,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 9 $ 1,996,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 9 $ 2,425,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 9 $ 1,957,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 9 $ 1,051,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 8 $ 1,928,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ 2,500,851,000 8 $ 2,067,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 8 $ 1,411,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 8 $ 1,750,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 8 $ 1,131,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 8 $ 2,146,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ 7,113,654,000 8 $ 1,832,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 8 $ 2,042,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ 3,153,000 8 $ 1,670,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 8 $ 1,659,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
REDONDO BEACH, CA 90278
* $ 8,000,000 8 $ 1,574,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,998,925,000 8 $ 2,475,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 8 $ 1,943,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 8 $ 2,482,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 7 $ 1,729,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ 23,726,000 7 $ 1,864,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 7 $ 1,832,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 7 $ 1,732,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 7 $ 1,856,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ 10,000,000 7 $ 1,878,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 7 $ 1,776,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 13,219,796,000 7 $ 1,892,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 7 $ 1,577,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 7 $ 4,468,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 7 $ 1,907,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 7 $ 1,761,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ 1,000,000,000 7 $ 1,704,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 7 $ 1,728,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 7 $ 1,470,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ 12,222,000 6 $ 1,538,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 6 $ 1,220,000
Kondaur Capital Corporation
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 6 $ 1,267,000
Choice Lending Corp.
12640 HESPERIA ROAD SUITE D
VICTORVILLE, CA 92395
* $ 10,000,000 6 $ 1,080,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 591,302,000 6 $ 233,000
Broadview Mortgage Corporation
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 6 $ 1,278,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ 10,000,000 6 $ 1,313,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 6 $ 2,775,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ 1,224,934,000 6 $ 195,000
Valley First Credit Union
1005 W ORANGEBURG AVE
MODESTO, CA 95336
* $ 555,484,000 6 $ 1,112,000
Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ 59,259,000 6 $ 1,431,000
Attorneys Funding Group, Inc.
2250 DOUGLAS BLVD., STE. 135
ROSEVILLE, CA 95661
* $ 0 6 $ 1,348,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 6 $ 1,056,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 5 $ 1,064,000
Excite Credit Union
3315 ALMADEN EXPY, SUITE 55
SAN JOSE, CA 95119
* $ 383,740,000 5 $ 1,056,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 5 $ 1,171,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 5 $ 1,115,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 715,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 394,113,000 5 $ 324,000
Safe Credit Union
2295 IRON POINT RD SUITE 100
FOLSOM, CA 95630
* $ 2,289,307,000 5 $ 1,519,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 5 $ 1,381,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 5 $ 909,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 5 $ 906,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ 4,609,426,188,000 5 $ 1,416,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 5 $ 1,105,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 5 $ 1,139,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ 214,531,000 5 $ 428,000
Safeamerica Credit Union
6001 GIBRALTAR DRIVE
PLEASANTON, CA 94588
* $ 361,861,000 5 $ 817,000
1st United Credit Union
5901 GIIBRALTAR DRIVE NORTH
PLEASANTON, CA 94588
* $ 858,853,000 5 $ 919,000
Homexpress Mortgage Corp.
4675 MACARTHUR CT. SUITE 1450
NEWPORT BEACH, CA 92660
* $ 15,569,000 5 $ 1,654,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 5 $ 737,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ 10,000,000 5 $ 1,075,000
Resource Lenders, Inc.
7330 N PALM AVE STE 106
FRESNO, CA 93711
* $ 10,000,000 5 $ 1,306,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 4 $ 929,000
Chu & Associates, Inc.
3452 EAST FOOTHILL BLVD SUITE 410
PASADENA, CA 91107
* $ 150,000,000 4 $ 1,265,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 4 $ 794,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 818,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 686,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 367,680,000 4 $ 1,039,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 59,401,875,000 4 $ 1,078,000
The Mortgage House, Inc.
26901 AGOURA ROAD, SUITE 250
CALABASAS, CA 91301
* $ 10,000,000 4 $ 1,072,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,173,990,000 4 $ 573,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,748,259,000 4 $ 418,000
Monterra Credit Union
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ 868,069,000 4 $ 869,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 4 $ 903,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,118,482,000 4 $ 529,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 4 $ 771,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 4 $ 710,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 909,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 4 $ 708,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ 6,692,283,000 3 $ 732,000
Geo-Corp, Inc.
901 CORPORATE CENTER DRIVE, STE 401
MONTEREY PARK, CA 91754
* $ 10,000,000 3 $ 658,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 2,065,690,000 3 $ 898,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 3 $ 749,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 3 $ 2,217,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 3 $ 1,919,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 621,543,000 3 $ 565,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 690,917,000 3 $ 649,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 4,230,821,000 3 $ 804,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,800,424,000 3 $ 720,000
Sacramento Credit Union
800 H ST
SACRAMENTO, CA 95814
* $ 403,789,000 3 $ 452,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 1,894,472,000 3 $ 404,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 3 $ 976,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 3 $ 812,000
Mega Capital Funding, Inc.
5000 N PARKWAY CALABASAS
SUITE 100, CA 91302
* $ 10,000,000 3 $ 1,104,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ 2,800,000,000 3 $ 641,000
Home Funding Corporation
10718 CIVIC CENTER DRIVE
RANCHO CUCAMONGA, CA 91730
* $ 4,000,000,000 3 $ 619,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ 12,409,000 3 $ 613,000
Mount Olympus Mortgage Company
2600 MICHELSON DR., #250
IRVINE, CA 92612
* $ 10,000,000 3 $ 780,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 3 $ 855,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 3 $ 619,000
Marion & Polk Schools Credit Union
PO BOX 12398
SALEM, OR 97309
* $ 551,478,000 3 $ 112,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ 1,021,311,000 3 $ 659,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 3 $ 611,000
Forethought Life Insurance Co
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ 100,000,000 3 $ 939,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ 3,328,000 3 $ 542,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 3 $ 808,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ 56,337,000 3 $ 1,058,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 3 $ 646,000
Security Mortgage Funding Corp
854 TOWN AND COUNTRY ROAD
ORANGE, CA 92868
* $ 1,000,000 3 $ 586,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 3 $ 733,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 952,884,000 3 $ 606,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 116,746,000 3 $ 711,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 3 $ 511,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 595,215,000 2 $ 107,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ 801,363,000 2 $ 655,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 232,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 2 $ 511,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 2 $ 433,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 2 $ 437,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 569,000
Capstone Direct, Inc.
3285 OLD CONEJO RD
THOUSAND OAKS, CA 91320
* $ 750,000 2 $ 656,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 2 $ 650,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 2 $ 327,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 2 $ 607,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 2 $ 176,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,124,847,000 2 $ 120,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 1,376,641,000 2 $ 482,000
Premier Community Credit Union
3315 W. BENJAMIN HOLT DR.
STOCKTON, CA 95219
* $ 133,023,000 2 $ 239,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 2 $ 418,000
Commonwealth Central Credit Union
5890 SILVER CREEK VALLEY ROAD
SAN JOSE, CA 95138
* $ 455,404,000 2 $ 340,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 735,000
American Lending Inc
2900 BRISTOL ST BLGD H STE 202
COSTA MESA, CA 92626
* $ 2,500,000 2 $ 328,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 100,000,000,000 2 $ 397,000
As Is Lending Incorporated
23332 MILL CREEK DRIVE #235
LAGUNA HILLS, CA 92653
* $ 697,000 2 $ 511,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 577,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,524,019,000 2 $ 2,543,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 2,698,563,000 2 $ 651,000
T. J. Financial, Inc.
101 E. HUNTINGTON DR. # 102
ARCADIA, CA 91006
* $ 25,000,000 2 $ 427,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 2 $ 575,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 4,441,234,000 2 $ 541,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 2 $ 457,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 2 $ 570,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 2 $ 767,000
San Joaquin Power Employees Credit Union
1080 W SHAW AVENUE, SUITE 109
FRESNO, CA 93711
* $ 131,826,000 2 $ 458,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,013,355,000 2 $ 407,000
River City Bank
2485 NATOMAS PARK DRIVE
SACRAMENTO, CA 95833
* $ 1,517,662,000 2 $ 72,000
Bac Community Bank
2021 W MARCH LANE
STOCKTON, CA 95207
* $ 534,112,000 2 $ 1,638,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 2 $ 75,000
Schoolsfirst
2115 NORTH BROADWAY
SANTA ANA, CA 92706
* $ 11,745,352,000 2 $ 485,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 423,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ 1,311,908,000 2 $ 380,000
Schools Financial Credit Union
1485 RESPONSE ROAD
SACRAMENTO, CA 95815
* $ 1,615,040,000 2 $ 277,000
California Mortgage Advisors
4304 REDWOOD HWY. STE 100
SAN RAFAEL, CA 94903
* $ 500,000 2 $ 495,000
Neighbor's Financial Corp.
2831 G STREET SUITE 200
SACRAMENTO, CA 95816
* $ 90,396,972,000 2 $ 182,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 2 $ 562,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 2 $ 1,041,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ 8,000,000,000 1 $ 207,000
Bank Snb
608 S MAIN
STILLWATER, OK 74074
* $ 2,347,789,000 1 $ 395,000
Heritage Oaks Bank
1530 EAST GRAND AVENUE
ARROYO GRANDE, CA 93420
* $ 1,897,723,000 1 $ 385,000
American River Bank
1545 RIVER PARK DRIVE, SUITE 107
SACRAMENTO, CA 95815
* $ 634,549,000 1 $ 860,000
Murphy Bank
5180 N PALM #101
FRESNO, CA 93704
* $ 220,915,000 1 $ 150,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ 10,000,000 1 $ 202,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ 3,777,000 1 $ 180,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,081,461,000 1 $ 264,000
First US Community Credit Union
580 UNIVERSITY AVE
SACRAMENTO, CO 95825
* $ 335,908,000 1 $ 220,000
Frontwave Credit Union
1278 ROCKY POINT DRIVE
OCEANSIDE, CA 92056
* $ 731,197,000 1 $ 291,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 290,000
1st Northern California Credit Union
1111 PINE STREET
MARTINEZ, CA 94553
* $ 658,477,000 1 $ 253,000
Country Club Mortgage, Inc.
3400 WEST MINERAL KING AVE STE A
VISALIA, CA 93291
* $ 0 1 $ 231,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 663,343,000 1 $ 345,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 211,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 263,300,000 1 $ 243,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 954,670,000 1 $ 277,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 394,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 1 $ 195,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 14,474,228,000 1 $ 167,000
First Western Federal Savings Bank
P.O. BOX 1435
RAPID CITY, SD 57701
* $ 47,077,000 1 $ 144,000
Central Willamette Credit Union
7101 SUPRA DR SW
ALBANY, OR 97321
* $ 244,147,000 1 $ 110,000
Cooperative Center Federal Credit Union
2001 ASHBY AVE
BERKELEY, CA 94703
* $ 113,247,000 1 $ 104,000
Kaiperm Federal Credit Union
PO BOX 4156
WALNUT CREEK, CA 94598
* $ 71,424,000 1 $ 59,000
Mission City Federal Credit Union
1391 FRANKLIN ST
SANTA CLARA, CA 95050
* $ 82,204,000 1 $ 136,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 878,814,000 1 $ 179,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,729,045,000 1 $ 71,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 529,279,000 1 $ 304,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 104,109,000 1 $ 320,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,462,298,000 1 $ 127,000
Community West Bank, A California Banking Corporation
7100 N FINANCIAL DRIVE SUITE 101
FRESNO, CA 93720
* $ 1,276,223,000 1 $ 138,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 21,559,176,000 1 $ 319,000
East West Bank
135 NORTH LOS ROBLES AVENUE
PASADENA, CA 91101
* $ 32,243,782,000 1 $ 195,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 1 $ 550,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 104,121,677,000 1 $ 165,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 1 $ 134,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 0 1 $ 181,000
Mortgage Management Consultants, Inc.
1008 W. AVENUE M-4, STE. H
PALMDALE, CA 93551
* $ 1,012,848,000 1 $ 347,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 360,000
Oaktree Funding Corp
1298 WEST 7TH STREET
UPLAND, CA 91786
* $ 10,000,000 1 $ 198,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 1 $ 100,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 232,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 1 $ 227,000
Crestline Funding Corporation
18851 BARDEEN AVE
IRVINE, CA 92612
* $ 20,800,000,000 1 $ 250,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ 408,000,000 1 $ 322,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ 22,596,000 1 $ 219,000
Cornerstone Mortgage Providers, L.P.
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ 10,000,000 1 $ 264,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 1 $ 228,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ 989,711,000 1 $ 206,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 1 $ 244,000
American Ken, Inc.
22632 GOLDEN SPRINGS DRIVE, SUITE 180
DIAMOND BAR, CA 91765
* $ 1,800,000 1 $ 310,000
Beneficial State Bank
1438 WEBSTER ST STE 100
OAKLAND, CA 94612
* $ 463,932,000 1 $ 525,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 3,202,505,000 1 $ 204,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 557,415,000 1 $ 194,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,371,854,000 1 $ 417,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 738,622,000 1 $ 213,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,007,815,000 1 $ 108,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ 133,851,000 1 $ 99,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 942,019,000 1 $ 269,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 242,000
Tri-Emerald Financial Group, Inc.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ 20,434,000 1 $ 265,000
Sun American Mortgage Company
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ 10,000,000 1 $ 276,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 310,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 237,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 107,000
United Community Mortgage Corp
40750 SYMPHONEY PARK LANE, STE 102
MURRIETA, CA 92562
* $ 21,660,000 1 $ 304,000
Coast 2 Coast Funding Group, Inc
1 ORCHARD ROAD, SUITE 235
LAKER FOREST, CA 92630
* $ 750,000 1 $ 164,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 119,000
Mcs Mortgage Bankers, Inc.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 1 $ 372,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 1 $ 229,000
Private Mortgage Advisors, LLC
390 DIABLO ROAD SUITE 100
DANVILLE, CA 94526
* $ 25,000,000 1 $ 200,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 417,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 328,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 1 $ 320,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 7,168,553,000 1 $ 85,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 2,827,950,000 1 $ 85,000
Great Lakes Credit Union
2525 GREEN BAY
BANNOCKBURN, IL 60015
* $ 719,563,000 1 $ 56,000
Santa Cruz Home Finance
1535 SEABRIGHT AVENUE
SANTA CRUZ, CA 95062
* $ 10,000,000 1 $ 139,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 368,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 288,000

The tables below break down 2016 mortgage applications in Modesto, CA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Modesto, CA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,658 $3,939,627,000 $211,000 $10,000,000 $74,000 $4,800,000
Home Purchase 11,372 $2,678,054,000 $235,000 $10,001,000 $76,000 $9,334,000
Home Improvement 1,829 $296,947,000 $162,000 $5,000,000 $90,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,188 $3,173,480,000 $223,000 $2,600,000 $90,000 $9,334,000
Hispanic 8,361 $1,614,010,000 $193,000 $1,125,000 $63,000 $2,431,000
Not Provided 3,524 $767,283,000 $217,000 $10,001,000 $84,000 $4,800,000
Not applicable 2,994 $706,170,000 $235,000 $10,000,000 $16,000 $753,000
Asian 1,562 $376,155,000 $240,000 $1,100,000 $108,000 $2,640,000
Black or African American 636 $152,546,000 $239,000 $790,000 $70,000 $492,000
Native Hawaiin or Other Pacific Islander 384 $82,072,000 $213,000 $518,000 $80,000 $1,800,000
American Indian or Alaskan Native 210 $42,912,000 $204,000 $665,000 $71,000 $649,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,134 $4,494,196,000 $212,000 $10,001,000 $91,000 $9,334,000
FHA-insured (Federal Housing Administration) 7,761 $1,641,502,000 $211,000 $625,000 $44,000 $1,580,000
VA-guaranteed (Veterans Administration) 2,757 $732,082,000 $265,000 $942,000 $49,000 $675,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 207 $46,848,000 $226,000 $373,000 $50,000 $428,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,915 $3,493,495,000 $219,000 $10,000,000 $82,000 $5,376,000
Application Denied By Financial Institution 5,072 $1,050,617,000 $207,000 $10,001,000 $80,000 $4,800,000
Loan Purchased By The Institution 4,847 $1,094,946,000 $225,000 $967,000 $45,000 $753,000
Application Withdrawn By Applicant 3,915 $838,479,000 $214,000 $2,250,000 $85,000 $9,334,000
File Closed For Incompleteness 1,356 $274,912,000 $202,000 $1,120,000 $67,000 $1,721,000
Application Approved But Not Accepted 751 $161,405,000 $214,000 $978,000 $77,000 $923,000
Preapproval Approved but not Accepted 2 $499,000 $249,000 $282,000 $70,000 $71,000
Preapproval Denied by Financial Institution 1 $275,000 $275,000 $275,000 $44,000 $44,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 765 $138,784,000 $181,000 $10,001,000 $87,000 $2,431,000
Debt-To-Income Ratio 671 $131,363,000 $195,000 $1,450,000 $61,000 $867,000
Credit Application Incomplete 478 $100,224,000 $209,000 $2,500,000 $76,000 $1,334,000
Collateral 396 $103,814,000 $262,000 $2,500,000 $129,000 $4,800,000
Other 287 $52,418,000 $182,000 $685,000 $76,000 $1,824,000
Unverifiable Information 172 $34,741,000 $201,000 $656,000 $69,000 $321,000
Insufficient Cash (Downpayment, Closing Cost) 73 $15,164,000 $207,000 $560,000 $74,000 $247,000
Employment History 37 $7,435,000 $200,000 $397,000 $73,000 $334,000
Mortgage Insurance Denied 2 $526,000 $263,000 $363,000 $110,000 $185,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List