San Luis Obispo County, CA Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 18,982 mortgage applications in San Luis Obispo County, CA totaling $7.4 billion, up 15% from 2015. The average application was for $392,000, and applicants reported an average income of $123,000. 54% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 2,323 applications, followed by loanDepot.com LLC and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,982
Total Mortgage Loan Application Amount $7,446,454,000
Average Mortgage Loan Application Amount $392,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $123,000
Highest Applicant Income $5,465,000

Mortgage Company List for Lending in San Luis Obispo County, CA for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 2,323 $ 876,208,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 987 $ 337,310,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 714 $ 346,977,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 638 $ 275,955,000
Coastal Funding Slc, Inc.
735 TANK FARM ROAD, SUITE 210
SAN LUIS OBISPO, CA 93401
* $ 12,409,000 495 $ 201,664,000
Heritage Oaks Bank
1530 EAST GRAND AVENUE
ARROYO GRANDE, CA 93420
* $ 1,897,723,000 419 $ 169,377,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 405 $ 144,643,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 395 $ 156,592,000
The Mortgage House, Inc.
26901 AGOURA ROAD, SUITE 250
CALABASAS, CA 91301
* $ 10,000,000 352 $ 130,999,000
Rabobank, National Association
915 HIGHLAND POINTE DRIVE
ROSEVILLE, CA 95678
* $ 14,770,000,000 343 $ 148,446,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 335 $ 113,671,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 332 $ 124,468,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 322 $ 116,343,000
Resource Lenders, Inc.
7330 N PALM AVE STE 106
FRESNO, CA 93711
* $ 10,000,000 303 $ 103,095,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 291 $ 119,695,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 279 $ 135,437,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 272 $ 104,584,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 269 $ 96,748,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 268 $ 95,923,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 265 $ 96,717,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 263 $ 87,984,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 244 $ 77,304,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 237 $ 81,510,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 227 $ 87,212,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 217 $ 79,235,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 201 $ 64,013,000
Sesloc Credit Union
3855 BROAD STREET
SAN LUIS OBISPO, CA 93401
* $ 705,790,000 200 $ 64,567,000
Coasthills Credit Union
P O BOX 200
SANTA MARIA, CA 93454
* $ 914,350,000 197 $ 65,899,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 190 $ 72,381,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 186 $ 66,608,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 181 $ 56,354,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 163 $ 57,942,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 142 $ 44,917,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 137 $ 53,227,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 137 $ 55,511,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 135 $ 56,006,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 134 $ 42,065,000
The Golden 1 Credit Union
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 9,676,953,000 117 $ 31,706,000
Murphy Bank
5180 N PALM #101
FRESNO, CA 93704
* $ 220,915,000 111 $ 17,622,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 109 $ 343,769,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 107 $ 36,643,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 100 $ 37,932,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 99 $ 39,230,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 4,873,033,000 91 $ 39,701,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 89 $ 31,103,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 88 $ 33,965,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 87 $ 35,166,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 87 $ 32,750,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 86 $ 29,580,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 3,110,671,000 83 $ 25,648,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 73 $ 28,788,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 71 $ 24,337,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 69 $ 25,235,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 69 $ 7,275,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 69 $ 25,234,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 115,383,696,000 67 $ 40,104,000
Mason-Mcduffie Mortgage Corporation
2010 CROW CANYON PLACE, #400
SAN RAMON, CA 94583
* $ 1,300,000 62 $ 21,592,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 60 $ 24,538,000
Kings Mortgage Services, Inc.
4244 W MINERAL KING AVE
VISALIA, CA 93291
* $ 534,000 59 $ 23,628,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 57 $ 5,588,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 56 $ 17,750,000
Rpm Mortgage Inc.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 56 $ 25,439,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 56 $ 19,556,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ 9,102,000 55 $ 19,926,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 54 $ 18,493,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 53 $ 19,887,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,164,383,000 52 $ 17,291,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 52 $ 21,461,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ 10,000,000 52 $ 20,873,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 51 $ 20,331,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 50 $ 18,032,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 50 $ 15,664,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 48 $ 17,943,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 47 $ 14,630,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ 63,320,000 47 $ 17,183,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 47 $ 20,927,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 46 $ 14,494,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 45 $ 6,988,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 44 $ 17,634,000
Shea Mortgage Inc.
14350 N. 87TH STREET, SUITE 350
SCOTTSDALE, AZ 85260
* $ 10,000,000 42 $ 19,034,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 39 $ 16,701,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 38 $ 11,580,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 38 $ 13,638,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 37 $ 14,021,000
Avex Funding Corporation
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ 27,000,000 36 $ 13,012,000
Jmac Lending, Inc.
2510 RED HILL AVENUE
SANTA ANA, CA 92705
* $ 1,000,000,000 35 $ 15,523,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 75,743,098,000 34 $ 16,395,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 34 $ 13,901,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 18,900,720,000 34 $ 12,624,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ 64,596,484,000 31 $ 11,054,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 30 $ 12,342,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 29 $ 14,771,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 28 $ 10,129,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 28 $ 11,815,000
Community West Bank, A California Banking Corporation

FRESNO, CA 93720
* $ 620,932,000 28 $ 3,896,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 27 $ 9,667,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 27 $ 8,959,000
Loansnap, Inc.
3070 BRISTOL STREET SUITE 200
SACRAMENTO, CA 92626
* $ 112,324,000 27 $ 8,886,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 26 $ 9,490,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 7,606,000 25 $ 16,305,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 24 $ 4,746,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 23 $ 8,322,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 23 $ 7,733,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 23 $ 7,918,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 23 $ 8,113,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 23 $ 10,420,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 42,042,000,000 23 $ 15,236,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,118,482,000 23 $ 4,268,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 22 $ 8,812,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 22 $ 7,113,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 22 $ 7,985,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 22 $ 7,393,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 21 $ 8,600,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 139,069,000,000 21 $ 12,481,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 20 $ 8,216,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 6,656,748,000 20 $ 7,845,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 111,306,727,000 19 $ 10,444,000
Country Club Mortgage, Inc.
3400 WEST MINERAL KING AVE STE A
VISALIA, CA 93291
* $ 0 19 $ 8,313,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 18 $ 7,561,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 18 $ 8,891,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 23,375,286,000 18 $ 7,862,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 18 $ 8,094,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 17 $ 6,275,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 17 $ 5,411,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 17 $ 6,159,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ 20,000,000 17 $ 5,640,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 16 $ 5,651,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 15 $ 5,520,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 15 $ 7,071,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 15 $ 5,472,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 15 $ 410,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 459,125,000 14 $ 5,237,000
Fisher Financial Group, Incorporated
3303 EAST BASELINE ROAD #7-118
GILBERT, AZ 85234
* $ 3,129,000,000 14 $ 5,619,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 13 $ 4,723,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 46,472,436,000 13 $ 5,092,000
Broadview Mortgage Corporation
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 13 $ 5,492,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 13 $ 4,951,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 13 $ 5,226,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 12 $ 4,136,000
Schoolsfirst
2115 NORTH BROADWAY
SANTA ANA, CA 92706
* $ 11,745,352,000 12 $ 5,214,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ 56,337,000 12 $ 5,877,000
Rmr Financial, Inc
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 676,541,000 12 $ 4,345,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 12 $ 4,286,000
Crestline Funding Corporation
18851 BARDEEN AVE
IRVINE, CA 92612
* $ 20,800,000,000 12 $ 4,148,000
Mega Capital Funding, Inc.
5000 N PARKWAY CALABASAS
SUITE 100, CA 91302
* $ 10,000,000 12 $ 5,061,000
All Western Mortgage Inc
8345 W SUNSET RD SUITE 380
LAS VGEAS, NV 89113
* $ 10,000,000 11 $ 4,625,000
Santa Barbara Teachers Federal Credit Union
3970 LA COLINA RD STE 12
SANTA BARBARA, CA 93110
* $ 224,102,000 11 $ 2,096,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 11 $ 4,126,000
Western Bancorp
5671 SANTA TERESA BLVD STE 100
SAN JOSE, CA 95123
* $ 5,236,000 11 $ 4,261,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 12,356,237,000 11 $ 3,355,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 11 $ 5,217,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 7,857,994,000 10 $ 4,326,000
Bay Equity LLC

DETROIT, MI 48226
* $ 12,210,000 10 $ 5,305,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 10 $ 4,832,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 3,238,000
Valley Strong Credit Union
11500 BOLTHOUSE DRIVE
BAKERSFIELD, CA 93311
* $ 1,345,310,000 10 $ 3,766,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 10 $ 5,359,000
Mortgage Management Consultants, Inc.
1008 W. AVENUE M-4, STE. H
PALMDALE, CA 93551
* $ 1,012,848,000 10 $ 3,462,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,800,424,000 9 $ 3,308,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 9 $ 4,907,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 9 $ 3,689,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 9 $ 3,515,000
Educational Employees Credit Union
P.O. BOX 5242
FRESNO, CA 93755
* $ 2,500,851,000 9 $ 2,143,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ 7,113,654,000 8 $ 2,764,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 8 $ 5,518,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ 10,000,000 8 $ 2,921,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,887,863,000 8 $ 2,973,000
Eagle Home Mortgage of California
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 8 $ 4,724,000
Residential Wholesale Mortgage
11234 EL CAMINO REAL #100
SAN DIEGO, CA 92130
* $ 5,000,000 8 $ 2,603,000
Logix Federal Credit Union
2340 HOLLYWOOD WAY
VALENCIA, CA 91355
* $ 4,230,821,000 8 $ 3,748,000
Founders Community Bank
237 HIGUERA STREET
SAN LUIS OBISPO, CA 93401
* $ 192,168,000 8 $ 9,646,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 8 $ 3,676,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 2,173,990,000 7 $ 730,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 35,170,905,000 7 $ 3,365,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 7 $ 2,563,000
St Fin Corp dba Star Financial
23330 MILL CREEK SUITE 250
LAGUNA HILLS, CA 92653
* $ 13,187,000 7 $ 2,099,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 7 $ 2,091,000
Ca Lending Inc
2625 TOWNGATE ROAD #320
WESTLAKE VILLAGE, CA 91361
* $ 20,467,000 7 $ 3,154,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 7 $ 2,074,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 2,124,975,000 7 $ 2,917,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 7 $ 2,295,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 7 $ 1,878,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 6 $ 3,137,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 6 $ 2,455,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 6 $ 1,638,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ 2,793,758,000 6 $ 4,097,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 6 $ 1,720,000
Dignified Home Loans LLC
1 BAXTER WAY, SUITE 120
WESTLAKE VILLAGE, CA 91362
* $ 19,457,336,000 6 $ 2,200,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 6 $ 2,140,000
Googain, Inc.
1288 KIFER RD STE 208
SUNNYVALE, CA 94086
* $ 12,852,000 6 $ 1,993,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ 4,609,426,188,000 6 $ 3,340,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 85,426,845,000 6 $ 4,285,000
Financial Partners Credit Unio
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 1,081,461,000 6 $ 2,380,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 6 $ 3,157,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 6 $ 1,564,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 6 $ 1,344,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 6 $ 2,067,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 6 $ 2,086,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 6 $ 2,037,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ 23,726,000 5 $ 1,997,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 5 $ 2,416,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 5 $ 1,835,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 5 $ 1,785,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 5 $ 1,965,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,748,259,000 5 $ 1,780,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 52,653,111,000 5 $ 2,733,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 58,981,285,000 5 $ 3,586,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 5 $ 257,000
Oaktree Funding Corp
1298 WEST 7TH STREET
UPLAND, CA 91786
* $ 10,000,000 5 $ 3,128,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ 408,000,000 5 $ 1,667,000
Vision One Mortgage, Inc.
13821 NEWPORT AVE. STE 110
TUSTIN, CA 92780
* $ 1,000,000,000 5 $ 1,772,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 5 $ 1,289,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 8,649,723,000 5 $ 2,517,000
Suncrest Bank
501 W. MAIN ST.
VISALIA, CA 93291
* $ 296,884,000 5 $ 2,981,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 5 $ 2,042,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 1,385,000
California Credit Union
701 N BRAND BLVD
GLENDALE, CA 91203
* $ 1,463,533,000 4 $ 2,114,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 4 $ 1,911,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 4 $ 1,353,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 4 $ 1,597,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 4 $ 1,171,000
California Coast Credit Union
9201 SPECTRUM CENTER BLVD. 3RD FLOOR
SAN DIEGO, CA 92150
* $ 2,015,035,000 4 $ 377,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,007,815,000 4 $ 2,214,000
San Francisco Fire Credit Union
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 1,124,847,000 4 $ 1,235,000
Integrity First Financial Group, Inc.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 4 $ 1,736,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 4 $ 1,609,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 4 $ 1,461,000
Best Capital Funding
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ 17,533,932,000 4 $ 1,629,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ 989,711,000 4 $ 1,431,000
Right Start Mortgage, Inc

SAN ANTONIO, TX 78248
* $ 3,153,000 4 $ 1,684,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 4 $ 1,752,000
Augusta Financial, Inc.
25129 THE OLD ROAD, SUITE 350
SANTA CLARITA, CA 91381
* $ 10,000,000 4 $ 1,419,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 4 $ 1,626,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 13,219,796,000 4 $ 2,099,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 43,804,359,000 4 $ 2,748,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 4 $ 1,717,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ 6,692,283,000 4 $ 1,251,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 4,741,982,000 4 $ 1,128,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ 9,774,230,000 4 $ 1,223,000
Bank of the Sierra
PO BOX 1930
PORTERVILLE, CA 93258
* $ 1,794,648,000 4 $ 3,024,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 104,109,000 4 $ 1,092,000
BNC National Bank

BISMARCK, ND 58501
* $ 903,318,000 4 $ 1,541,000
Citizens Business Bank, NA
701 N HAVEN AVE
ONTARIO, CA 91764
* $ 7,664,519,000 4 $ 3,704,000
Tri Counties Bank
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 4,219,008,000 3 $ 1,304,000
Montecito Bank and Trust
1000 STATE ST
SANTA BARBARA, CA 93101
* $ 1,243,310,000 3 $ 957,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 340,713,000 3 $ 1,039,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 3 $ 1,015,000
Home Approvals Direct, Inc.
18201 VON KARMAN AVE. SUITE 300
IRVINE, CA 92612
* $ 1,023,364,000 3 $ 885,000
Schools Financial Credit Union
1485 RESPONSE ROAD
SACRAMENTO, CA 95815
* $ 1,615,040,000 3 $ 564,000
Mortgage Brokers Services, Inc.
604 OAKESDALE AVENUE SW #B-103
RENTON, WA 98057
* $ 10,000,000 3 $ 887,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 3,093,779,000 3 $ 245,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 963,571,000 3 $ 1,206,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 3 $ 981,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 3 $ 1,379,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ 10,000,000 3 $ 797,000
As Is Lending Incorporated
23332 MILL CREEK DRIVE #235
LAGUNA HILLS, CA 92653
* $ 697,000 3 $ 1,142,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 3 $ 1,521,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 0 3 $ 687,000
Luther Burbank Savings
1500 ROSECRANS AVE., SUITE 300
SANTA ROSA, CA 90266
* $ 4,360,269,000 3 $ 940,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 3 $ 733,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 3 $ 2,948,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 1,855,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 3 $ 836,000
Homexpress Mortgage Corp.
4675 MACARTHUR CT. SUITE 1450
NEWPORT BEACH, CA 92660
* $ 15,569,000 3 $ 1,365,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 3 $ 45,000
Valley Republic Bank
5000 CALIFORNIA AVE. SUITE 110
BAKERSFIELD, CA 93309
* $ 490,502,000 3 $ 1,170,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 3 $ 1,417,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 3 $ 1,087,000
1st Capital Bank
5 HARRIS COURT BUILDING N3
MONTEREY, CA 93940
* $ 513,950,000 3 $ 1,674,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 3 $ 1,373,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 14,678,000 3 $ 1,077,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 830,408,000 3 $ 885,000
Redwood Credit Union
P O BOX 6104
SANTA ROSA, CA 95406
* $ 2,827,950,000 2 $ 940,000
Blupeak Credit Union
10120 PACIFIC HEIGHTS BLVD, SUITE 100
SAN DIEGO, CA 92121
* $ 832,475,000 2 $ 653,000
Pacific Community Credit Union
401 E IMPERIAL HIGHWAY
FULLERTON, CA 92835
* $ 186,374,000 2 $ 678,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 7,168,553,000 2 $ 709,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 602,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 610,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 824,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 731,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 907,000
Chu & Associates, Inc.
3452 EAST FOOTHILL BLVD SUITE 410
PASADENA, CA 91107
* $ 150,000,000 2 $ 415,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 1,376,641,000 2 $ 1,031,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 2 $ 825,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 2 $ 750,000
All Reverse Mortgage, Inc
2019 W CHAPMAN AVENUE
ORANGE, CA 92868
* $ 3,328,000 2 $ 648,000
Private Mortgage Advisors, LLC
390 DIABLO ROAD SUITE 100
DANVILLE, CA 94526
* $ 25,000,000 2 $ 650,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ 10,000,000 2 $ 745,000
United Community Mortgage Corp
40750 SYMPHONEY PARK LANE, STE 102
MURRIETA, CA 92562
* $ 21,660,000 2 $ 700,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 2 $ 664,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ 10,000,000 2 $ 580,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 2 $ 603,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 2 $ 600,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ 2,800,000,000 2 $ 703,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ 616,287,000 2 $ 447,000
Cornerstone Mortgage Providers, L.P.
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ 10,000,000 2 $ 686,000
International City Mortgage, Inc.
333 S ANITA DR, STE 300
ORANGE, CA 92868
* $ 2,589,000 2 $ 705,000
Mortgage Capital Partners, Inc
12400 WILSHIRE BLVD, SUITE 900
LOS ANGELES, CA 90025
* $ 27,636,000 2 $ 798,000
Iserve Residential Lending
10920 VIA FRONTERA SUITE 520
SAN DIEGO, CA 92127
* $ 35,257,000 2 $ 687,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 2 $ 851,000
Monarch Funding Corp.
505 S. VILLA REAL DRIVE #216
ANAHEIM, CA 92807
* $ 10,000,000 2 $ 1,052,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ 93,834,000 2 $ 644,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 2 $ 961,000
F&A Federal Credit Union
2625 CORPORATE PLACE
MONTEREY PARK, CA 91754
* $ 1,455,167,000 2 $ 125,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,013,355,000 2 $ 481,000
Altaone Federal Credit Union
P. O. BOX 1209
RIDGECREST, CA 93556
* $ 617,109,000 2 $ 227,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 1,894,472,000 2 $ 430,000
Amfirst Bank
PO BOX 1447
MCCOOK, NE 69001
* $ 260,988,000 2 $ 3,232,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 23,381,220,000 2 $ 1,064,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 7,025,122,000 2 $ 1,460,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 23,777,883,000 2 $ 1,377,000
Ventura County Credit Union
2575 VISTA DEL MAR SUITE 100
VENTURA, CA 93001
* $ 732,979,000 2 $ 349,000
Southland Credit Uniom
10701 LOS ALAMITOS BLVD
LOS ALAMITOS, CA 90815
* $ 579,377,000 2 $ 200,000
Premier America Credit Union
19867 PRAIRIE STREET
CHATSWORTH, CA 91311
* $ 2,147,551,000 2 $ 582,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,673,604,000 2 $ 625,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 394,113,000 2 $ 148,000
Safe Credit Union
2295 IRON POINT RD SUITE 100
FOLSOM, CA 95630
* $ 2,289,307,000 2 $ 1,128,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 290,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 2 $ 866,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 601,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 263,300,000 2 $ 833,000
Universal Mortgage & Finance, Inc
3158 BRAVERTON STREET SUITE 204
EDGEWATER, MD 21037
* $ 10,000,000 2 $ 840,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 2 $ 1,004,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 2 $ 1,607,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,227,852,000 2 $ 654,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,998,925,000 2 $ 824,000
Pacific Premier Bank
17901 VON KARMAN AVENUE, SUITE 1200
IRVINE, CA 92614
* $ 2,782,144,000 2 $ 4,352,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ 3,777,000 2 $ 472,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
REDONDO BEACH, CA 90278
* $ 8,000,000 2 $ 920,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 3,272,942,000 2 $ 1,280,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 729,014,000 2 $ 526,000
Bank of the Cascades
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,462,298,000 2 $ 2,366,000
Byline Bank
180 N LASALLE STREET, SUITE 300
CHICAGO, IL 60601
* $ 2,479,906,000 1 $ 866,000
Grand Bank of Texas
P O BOX 530087
GRAND PRAIRIE, TX 75053
* $ 252,777,000 1 $ 831,000
Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ 59,259,000 1 $ 375,000
Tlp Mortgage Advisors, LLC
26800 ALISO VIEJO PKWY #100
ALISO VIEJO, CA 92656
* $ 13,188,782,000 1 $ 561,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ 41,332,772,000 1 $ 323,000
Hanmi Bank
3660 WILSHIRE BLVD., SUITE PH-A
LOS ANGELES, CA 90010
* $ 4,228,996,000 1 $ 224,000
Bank of Hope
3731 WILSHIRE BOULEVARD, SUITE 200
LOS ANGELES, CA 90010
* $ 7,910,324,000 1 $ 410,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ 8,000,000,000 1 $ 253,000
Frontwave Credit Union
1278 ROCKY POINT DRIVE
OCEANSIDE, CA 92056
* $ 731,197,000 1 $ 320,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 892,481,000 1 $ 100,000
Huron Valley Financial, Inc.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ 10,000,000 1 $ 349,000
Fay Servicing LLC

TAMPA, FL 33609
* $ 25,961,064,000 1 $ 561,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ 10,000,000 1 $ 417,000
Gsf Mortgage Corp
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ 10,000,000 1 $ 376,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 124,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 1 $ 417,000
Ojai Community Bank
402 W. OJAI AVENUE
OJAI, CA 93023
* $ 213,272,000 1 $ 629,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 122,305,000 1 $ 180,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 447,000
California Mortgage Advisors
4304 REDWOOD HWY. STE 100
SAN RAFAEL, CA 94903
* $ 500,000 1 $ 318,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 301,000
Meriwest Credit Union
5615 CHESBRO AVE
SAN JOSE, CA 95123
* $ 1,224,934,000 1 $ 45,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,358,315,000 1 $ 79,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 486,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,184,204,000 1 $ 345,000
Long Beach Firemen's Credit Union
2245 ARGONNE AVENUE
LONG BEACH, CA 90815
* $ 171,629,000 1 $ 200,000
Travis Credit Union
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 2,518,249,000 1 $ 580,000
North Island Financial Credit Union
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 1,182,284,000 1 $ 50,000
Orange County's FCU
1701 E. ST. ANDREW PLACE
SANTA ANA, CA 92705
* $ 1,311,908,000 1 $ 171,000
Usc Credit Union
3720 SOUTH FLOWER STREET
LOS ANGELES, CA 90007
* $ 431,140,000 1 $ 414,000
North County Credit Union
17045 VIA DEL CAMPO
SAN DIEGO, CA 92127
* $ 66,629,000 1 $ 245,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 1 $ 850,000
Astoria Federal Mortgage Corp.
400 RELLA BOULEVARD
MONTEBELLO, NY 10901
* $ 10,504,295,000 1 $ 789,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 14,474,228,000 1 $ 403,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 1 $ 20,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 449,981,000 1 $ 200,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,013,151,000 1 $ 520,000
Certified Federal Credit Union
4455 ARDEN DRIVE
EL MONTE, CA 91731
* $ 452,728,000 1 $ 386,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 487,384,000 1 $ 264,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 217,730,000 1 $ 370,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 954,868,000 1 $ 636,000
Union Yes Federal Credit Union
1918 W CHAPMAN AVE STE 100
ORANGE, CA 92868
* $ 49,684,000 1 $ 375,000
Sea West Coast Gurad FCU
P.O.BOX 4949
OAKLAND, CA 94605
* $ 344,509,000 1 $ 556,000
San Joaquin Power Employees Credit Union
1080 W SHAW AVENUE, SUITE 109
FRESNO, CA 93711
* $ 131,826,000 1 $ 60,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 878,814,000 1 $ 603,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 273,300,000 1 $ 481,000
Amalgamated Bank
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 3,821,567,000 1 $ 340,000
Mechanics Bank
1111 CIVIC DR
WALNUT CREEK, CA 94596
* $ 3,577,152,000 1 $ 1,400,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 690,917,000 1 $ 89,000
Los Angeles Federal Credit Union
300 S. GLENDALE AVE.
GLENDALE, CA 91205
* $ 837,886,000 1 $ 139,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 44,055,239,000 1 $ 3,500,000
Sacramento Credit Union
800 H ST
SACRAMENTO, CA 95814
* $ 403,789,000 1 $ 40,000
Altura Credit Union
2847 CAMPUS PKWY
RIVERSIDE, CA 92507
* $ 1,154,377,000 1 $ 120,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 77,836,000 1 $ 337,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 578,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 183,138,215,000 1 $ 719,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 35,716,797,000 1 $ 341,000
Firstbank
10403 WEST COLFAX AVENUE
LAKEWOOD, CO 80215
* $ 15,504,998,000 1 $ 501,000
Arvest Bank

TULSA, OK 74103
* $ 15,843,566,000 1 $ 149,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 300,000
Southern Fidelity Mortgage, LLC
9075 W DIABLO DRIVE SUITE 130
LAS VEGAS, NV 89148
* $ 10,000,000 1 $ 253,000
Home Funding Corporation
10718 CIVIC CENTER DRIVE
RANCHO CUCAMONGA, CA 91730
* $ 4,000,000,000 1 $ 415,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 1 $ 525,000
Del Sur Corporation
707 N. MACLAY AVE
SAN FERNANDO, CA 91340
* $ 10,000,000 1 $ 550,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ 5,178,038,000 1 $ 840,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 334,000
Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200
MODESTO, CA 95350
* $ 582,000 1 $ 526,000
Franklin Loan Corporation
44800 VILLAGE COURT
PALM DESERT, CA 92260
* $ 10,000,000 1 $ 142,000
First Nations Home Finance Corporation
7330 ENGINEER ROAD, STE. #A
SAN DIEGO, CA 92111
* $ 85,350,000 1 $ 750,000
N A Nationwide Mortgage
26361 CROWN VALLEY PARKWAY #100
MISSION VIEJO, CA 92691
* $ 3,837,000 1 $ 580,000
Starboard Financial Management, LLC
4145 E BASELINE RD
GILBERT, AZ 85234
* $ 7,966,000 1 $ 301,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 335,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 1 $ 357,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 8,945,493,000 1 $ 250,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 612,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 308,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,524,019,000 1 $ 417,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 2,698,563,000 1 $ 320,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 2,269,290,000 1 $ 287,000
Capstone Direct, Inc.
3285 OLD CONEJO RD
THOUSAND OAKS, CA 91320
* $ 750,000 1 $ 202,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 250,000
Bridgelock Capital dba Peak Finance Company
5900 CANOGA AVENUE SUITE 200
WOODLAND HILLS, CA 91367
* $ 2,495,000 1 $ 331,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 1 $ 261,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ 1,198,484,000 1 $ 350,000
Goprime Mortgage, Inc.
320 N SALEM STREET
APEX, NC 27502
* $ 10,000,000 1 $ 517,000
Security Mortgage Funding Corp
854 TOWN AND COUNTRY ROAD
ORANGE, CA 92868
* $ 1,000,000 1 $ 343,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 322,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 1 $ 452,000
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 1 $ 300,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 412,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 1 $ 413,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 227,000
American Heritage Capital, L.P.
4100 SPRING VALLEY ROAD SUITE 770
DALLAS, TX 75244
* $ 3,808,982,000 1 $ 310,000
Odyssey Funding LLC
8133 LEESBURG PIKE SUITE 450
VIENNA, VA 22182
* $ 825,000,000 1 $ 447,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 236,000
Royal Business Bank
660 S. FIGUEROA ST. SUITE 1888
LOS ANGELES, CA 90017
* $ 1,021,311,000 1 $ 224,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 125,111,000 1 $ 142,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,617,322,000 1 $ 417,000
First Foundation Bank
18101 VON KARMAN AVENUE, SUITE 750
IRVINE, CA 92612
* $ 2,588,762,000 1 $ 1,670,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 251,000
Kwik Mortgage Corporation
1 CRAGWOOD ROAD, SUITE 103A
SOUTH PLAINFIELD, NJ 07080
* $ 2,500,000,000 1 $ 442,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 348,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 299,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 236,000
Ambeck Mortgage Associates
4265 SPYRES WAY, SUITE A
MODESTO, CA 95356
* $ 10,000,000 1 $ 133,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 1,120,000
Mortgage Funding
P.O. BOX 2580
SANTA BARBARA, CA 93120
* $ 11,544,000,000 1 $ 72,000
The Lending Partners, LLC
5560 TENNYSON PARKWAY, STE. 201
PLANO, TX 75024
* $ 10,000,000 1 $ 561,000
Rushmore Loan Management Servi
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 100,000,000,000 1 $ 488,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 1 $ 330,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 1 $ 348,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 410,000
Mount Olympus Mortgage Company
2600 MICHELSON DR., #250
IRVINE, CA 92612
* $ 10,000,000 1 $ 400,000
San Francisco Federal Credit Union
770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102
* $ 999,571,000 1 $ 300,000
Santa Cruz Home Finance
1535 SEABRIGHT AVENUE
SANTA CRUZ, CA 95062
* $ 10,000,000 1 $ 70,000
Mid Valley Services Inc
7644 N PALM AVENUE
FRESNO, CA 93711
* $ 12,222,000 1 $ 550,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 5,077,887,000 1 $ 10,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 1 $ 131,000

The tables below break down 2016 mortgage applications in San Luis Obispo County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for San Luis Obispo County, CA in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,883 $4,636,882,000 $390,000 $99,999,000 $114,000 $2,784,000
Home Purchase 5,998 $2,476,796,000 $412,000 $4,600,000 $143,000 $5,465,000
Home Improvement 1,101 $332,776,000 $302,000 $2,000,000 $119,000 $1,841,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,963 $5,089,841,000 $392,000 $99,999,000 $133,000 $4,691,000
Not Provided 2,434 $1,022,926,000 $420,000 $99,999,000 $136,000 $5,465,000
Hispanic 1,564 $518,004,000 $331,000 $2,605,000 $95,000 $1,553,000
Not applicable 1,387 $575,792,000 $415,000 $5,700,000 $38,000 $1,263,000
Asian 340 $130,814,000 $384,000 $1,264,000 $140,000 $800,000
Black or African American 127 $46,733,000 $367,000 $820,000 $106,000 $672,000
American Indian or Alaskan Native 89 $33,841,000 $380,000 $2,015,000 $135,000 $1,385,000
Native Hawaiin or Other Pacific Islander 78 $28,503,000 $365,000 $764,000 $111,000 $632,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,406 $6,033,957,000 $391,000 $99,999,000 $137,000 $5,465,000
FHA-insured (Federal Housing Administration) 1,833 $693,852,000 $378,000 $1,532,000 $69,000 $422,000
VA-guaranteed (Veterans Administration) 1,622 $680,914,000 $419,000 $1,343,000 $60,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $37,731,000 $311,000 $495,000 $60,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,247 $3,879,297,000 $378,000 $4,700,000 $135,000 $4,691,000
Application Denied By Financial Institution 2,596 $1,240,829,000 $477,000 $99,999,000 $108,000 $2,400,000
Loan Purchased By The Institution 2,595 $987,500,000 $380,000 $3,808,000 $82,000 $1,263,000
Application Withdrawn By Applicant 2,401 $916,398,000 $381,000 $5,700,000 $130,000 $5,465,000
File Closed For Incompleteness 730 $274,817,000 $376,000 $2,000,000 $124,000 $1,309,000
Application Approved But Not Accepted 413 $147,613,000 $357,000 $1,476,000 $135,000 $3,479,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 490 $199,760,000 $407,000 $1,675,000 $89,000 $1,841,000
Credit History 226 $74,419,000 $329,000 $1,500,000 $123,000 $1,508,000
Credit Application Incomplete 223 $79,801,000 $357,000 $1,345,000 $119,000 $680,000
Collateral 221 $90,075,000 $407,000 $1,999,000 $141,000 $755,000
Other 168 $57,429,000 $341,000 $1,275,000 $140,000 $1,800,000
Unverifiable Information 74 $30,304,000 $409,000 $1,700,000 $133,000 $577,000
Insufficient Cash (Downpayment, Closing Cost) 39 $20,823,000 $533,000 $1,360,000 $160,000 $603,000
Employment History 18 $5,529,000 $307,000 $568,000 $82,000 $248,000
Mortgage Insurance Denied 1 $330,000 $330,000 $330,000 $51,000 $51,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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