American Financial Resources LLC Mortgage Lending & HMDA Data, 2015

In 2015, American Financial Resources LLC of Parsippany, NJ reported 27,291 mortgage applications totaling $4.5 billion, up 13% from 2014. The average application was for $164,260, and applicants reported an average income of $63,106. 43% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (786), Newark, NJ-PA (511) and Houston-The Woodlands-Sugar Land, TX (454) (applications in parentheses).

Mortgage Company & Address American Financial Resources LLC
9 Sylvan Way
Parsippany, NJ 07054
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  2004  
Total Number of Mortgage Applications 27,291
Total Mortgage Loan Application Amount $4,482,824,000
Average Mortgage Loan Application Amount $164,260
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $63,106
Highest Applicant Income $2,880,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Financial Resources LLC by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-Jersey City-White Plains, NY-NJ 786 $ 233,537,000 $ 297,120 $ 93,526
Newark, NJ-PA 511 $ 136,982,000 $ 268,066 $ 89,084
Houston-The Woodlands-Sugar Land, TX 454 $ 71,656,000 $ 157,832 $ 84,000
Atlanta-Sandy Springs-Roswell, GA 442 $ 84,220,000 $ 190,542 $ 85,000
Riverside-San Bernardino-Ontario, CA 436 $ 90,773,000 $ 208,194 $ 69,000
Chicago-Naperville-Arlington Heights, IL 422 $ 80,689,000 $ 191,206 $ 65,000
Tampa-St. Petersburg-Clearwater, FL 419 $ 60,741,000 $ 144,966 $ 58,000
Los Angeles-Long Beach-Glendale, CA 346 $ 104,903,000 $ 303,187 $ 97,000
Dallas-Plano-Irving, TX 326 $ 60,685,000 $ 186,150 $ 90,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 322 $ 87,101,000 $ 270,500 $ 91,149
Charlotte-Concord-Gastonia, NC-SC 300 $ 40,699,000 $ 135,663 $ 67,366
Orlando-Kissimmee-Sanford, FL 290 $ 44,459,000 $ 153,306 $ 73,000
Seattle-Bellevue-Everett, WA 277 $ 65,841,000 $ 237,693 $ 77,000
Phoenix-Mesa-Scottsdale, AZ 267 $ 41,764,000 $ 156,419 $ 49,000
Portland-Vancouver-Hillsboro, OR-WA 266 $ 57,146,000 $ 214,834 $ 56,112
Camden, NJ 260 $ 48,080,000 $ 184,923 $ 69,000
Nashville-Davidson--Murfreesboro--Franklin, TN 254 $ 40,374,000 $ 158,952 $ 67,000
Denver-Aurora-Lakewood, CO 249 $ 57,414,000 $ 230,578 $ 86,000
Warren-Troy-Farmington Hills, MI 243 $ 38,525,000 $ 158,539 $ 61,000
Cincinnati, OH-KY-IN 225 $ 25,915,000 $ 115,177 $ 50,315
Sacramento--Roseville--Arden-Arcade, CA 221 $ 51,073,000 $ 231,099 $ 85,000
Grand Rapids-Wyoming, MI 219 $ 28,442,000 $ 129,872 $ 48,000
San Antonio-New Braunfels, TX 210 $ 29,344,000 $ 139,733 $ 57,000
Baltimore-Columbia-Towson, MD 209 $ 51,477,000 $ 246,301 $ 58,000
Jacksonville, FL 192 $ 26,340,000 $ 137,187 $ 60,000
Fort Worth-Arlington, TX 182 $ 25,299,000 $ 139,005 $ 63,000
San Diego-Carlsbad, CA 179 $ 53,735,000 $ 300,195 $ 93,000
St. Louis, MO-IL 179 $ 26,539,000 $ 148,262 $ 54,480
Austin-Round Rock, TX 176 $ 28,880,000 $ 164,090 $ 85,000
Raleigh, NC 169 $ 28,314,000 $ 167,538 $ 77,000
Charleston-North Charleston, SC 163 $ 23,713,000 $ 145,478 $ 55,000
Columbia, SC 162 $ 20,024,000 $ 123,604 $ 45,000
Memphis, TN-MS-AR 160 $ 25,898,000 $ 161,862 $ 64,268
Montgomery County-Bucks County-Chester County, PA 160 $ 36,818,000 $ 230,112 $ 78,000
Lakeland-Winter Haven, FL 156 $ 17,494,000 $ 112,141 $ 52,000
Tucson, AZ 147 $ 16,682,000 $ 113,482 $ 40,000
Columbus, OH 142 $ 20,036,000 $ 141,098 $ 56,000
Kansas City, MO-KS 137 $ 21,546,000 $ 157,270 $ 60,489
West Palm Beach-Boca Raton-Delray Beach, FL 133 $ 27,039,000 $ 203,300 $ 75,000
Tacoma-Lakewood, WA 132 $ 25,358,000 $ 192,106 $ 54,000
Indianapolis-Carmel-Anderson, IN 131 $ 18,065,000 $ 137,900 $ 55,000
Philadelphia, PA 129 $ 21,457,000 $ 166,333 $ 69,000
Nassau County-Suffolk County, NY 126 $ 44,333,000 $ 351,849 $ 90,000
Minneapolis-St. Paul-Bloomington, MN-WI 124 $ 23,565,000 $ 190,040 $ 60,483
Louisville/Jefferson County, KY-IN 122 $ 15,667,000 $ 128,418 $ 49,745
Knoxville, TN 121 $ 12,949,000 $ 107,016 $ 63,000
Gary, IN 119 $ 15,670,000 $ 131,680 $ 53,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 114 $ 21,976,000 $ 192,771 $ 75,000
Richmond, VA 114 $ 20,807,000 $ 182,517 $ 66,000
Albany-Schenectady-Troy, NY 110 $ 16,979,000 $ 154,354 $ 55,000
Shreveport-Bossier City, LA 110 $ 12,153,000 $ 110,481 $ 51,000
Eugene, OR 109 $ 19,807,000 $ 181,715 $ 53,000
Oakland-Hayward-Berkeley, CA 109 $ 36,122,000 $ 331,394 $ 110,000
Pittsburgh, PA 109 $ 14,303,000 $ 131,220 $ 57,000
Anaheim-Santa Ana-Irvine, CA 108 $ 34,805,000 $ 322,268 $ 121,000
Baton Rouge, LA 100 $ 14,913,000 $ 149,130 $ 60,000
Virginia Beach-Norfolk-Newport News, VA-NC 98 $ 20,354,000 $ 207,693 $ 66,367
Birmingham-Hoover, AL 96 $ 10,754,000 $ 112,020 $ 59,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 96 $ 11,112,000 $ 115,750 $ 53,604
Providence-Warwick, RI-MA 93 $ 19,660,000 $ 211,397 $ 64,516
Milwaukee-Waukesha-West Allis, WI 92 $ 16,280,000 $ 176,956 $ 53,000
Gainesville, FL 89 $ 10,859,000 $ 122,011 $ 54,000
Allentown-Bethlehem-Easton, PA-NJ 88 $ 16,446,000 $ 186,886 $ 70,261
Boston, MA 87 $ 24,133,000 $ 277,390 $ 99,000
Cambridge-Newton-Framingham, MA 87 $ 25,515,000 $ 293,275 $ 92,000
Greensboro-High Point, NC 87 $ 10,786,000 $ 123,977 $ 55,000
Asheville, NC 86 $ 9,769,000 $ 113,593 $ 45,000
Lynchburg, VA 86 $ 10,312,000 $ 119,906 $ 43,000
Deltona-Daytona Beach-Ormond Beach, FL 85 $ 13,239,000 $ 155,752 $ 66,000
Chattanooga, TN-GA 82 $ 9,863,000 $ 120,280 $ 63,060
Miami-Miami Beach-Kendall, FL 79 $ 17,184,000 $ 217,518 $ 68,000
North Port-Sarasota-Bradenton, FL 79 $ 14,383,000 $ 182,063 $ 75,000
Las Vegas-Henderson-Paradise, NV 78 $ 12,330,000 $ 158,076 $ 60,000
Portland-South Portland, ME 78 $ 10,693,000 $ 137,089 $ 42,000
Bakersfield, CA 77 $ 13,403,000 $ 174,064 $ 70,000
New Haven-Milford, CT 77 $ 14,401,000 $ 187,025 $ 60,000
Colorado Springs, CO 76 $ 15,281,000 $ 201,065 $ 74,000
Hartford-West Hartford-East Hartford, CT 75 $ 15,617,000 $ 208,226 $ 59,000
Detroit-Dearborn-Livonia, MI 72 $ 9,865,000 $ 137,013 $ 57,000
Wilmington, DE-MD-NJ 72 $ 14,022,000 $ 194,750 $ 58,000
Spokane-Spokane Valley, WA 71 $ 10,869,000 $ 153,084 $ 45,000
Winston-Salem, NC 71 $ 6,881,000 $ 96,915 $ 38,000
New Orleans-Metairie, LA 69 $ 8,692,000 $ 125,971 $ 46,000
Prescott, AZ 68 $ 7,890,000 $ 116,029 $ 43,000
Roanoke, VA 67 $ 8,005,000 $ 119,477 $ 51,000
Bremerton-Silverdale, WA 66 $ 11,102,000 $ 168,212 $ 54,000
Salt Lake City, UT 66 $ 14,301,000 $ 216,681 $ 55,000
Youngstown-Warren-Boardman, OH-PA 65 $ 6,597,000 $ 101,492 $ 45,000
Cleveland-Elyria, OH 64 $ 9,419,000 $ 147,171 $ 62,000
Greeley, CO 64 $ 13,586,000 $ 212,281 $ 68,000
Lafayette, LA 64 $ 9,018,000 $ 140,906 $ 49,000
Stockton-Lodi, CA 64 $ 13,300,000 $ 207,812 $ 87,000
Oklahoma City, OK 62 $ 7,045,000 $ 113,629 $ 61,000
Salem, OR 62 $ 11,400,000 $ 183,870 $ 52,000
Cape Coral-Fort Myers, FL 61 $ 10,368,000 $ 169,967 $ 95,000
Hagerstown-Martinsburg, MD-WV 61 $ 9,602,000 $ 157,409 $ 52,770
Fort Collins, CO 58 $ 14,179,000 $ 244,465 $ 86,000
Greenville-Anderson-Mauldin, SC 58 $ 7,301,000 $ 125,879 $ 60,000
Syracuse, NY 56 $ 6,558,000 $ 117,107 $ 56,000
Fort Wayne, IN 55 $ 6,036,000 $ 109,745 $ 37,000
Albuquerque, NM 54 $ 7,898,000 $ 146,259 $ 57,000
Bend-Redmond, OR 53 $ 9,709,000 $ 183,188 $ 63,000
Dayton, OH 53 $ 6,699,000 $ 126,396 $ 54,000
Durham-Chapel Hill, NC 53 $ 7,621,000 $ 143,792 $ 57,000
Oxnard-Thousand Oaks-Ventura, CA 53 $ 16,373,000 $ 308,924 $ 130,000
Salisbury, MD-DE 53 $ 8,285,000 $ 156,320 $ 57,905
Utica-Rome, NY 49 $ 4,583,000 $ 93,530 $ 39,000
Panama City, FL 48 $ 5,922,000 $ 123,375 $ 65,000
Charlottesville, VA 47 $ 7,797,000 $ 165,893 $ 67,000
Jackson, MS 47 $ 5,497,000 $ 116,957 $ 41,000
Muskegon, MI 47 $ 4,993,000 $ 106,234 $ 42,000
Tallahassee, FL 47 $ 5,365,000 $ 114,148 $ 51,000
Dover, DE 46 $ 8,116,000 $ 176,434 $ 54,000
Trenton, NJ 46 $ 10,050,000 $ 218,478 $ 73,000
Tulsa, OK 46 $ 5,735,000 $ 124,673 $ 53,000
Wilmington, NC 46 $ 6,509,000 $ 141,500 $ 60,000
Lake Havasu City-Kingman, AZ 45 $ 4,720,000 $ 104,888 $ 77,000
Lansing-East Lansing, MI 45 $ 6,039,000 $ 134,200 $ 63,000
Rockingham County-Strafford County, NH 45 $ 8,907,000 $ 197,933 $ 61,000
San Jose-Sunnyvale-Santa Clara, CA 45 $ 15,493,000 $ 344,288 $ 121,000
Medford, OR 44 $ 7,987,000 $ 181,522 $ 46,000
Springfield, MA 44 $ 7,742,000 $ 175,954 $ 55,000
York-Hanover, PA 44 $ 6,769,000 $ 153,840 $ 47,000
Evansville, IN-KY 43 $ 4,178,000 $ 97,162 $ 38,325
Lake County-Kenosha County, IL-WI 43 $ 8,388,000 $ 195,069 $ 96,744
Ocala, FL 43 $ 4,155,000 $ 96,627 $ 53,000
Redding, CA 43 $ 8,580,000 $ 199,534 $ 72,000
Worcester, MA-CT 43 $ 8,959,000 $ 208,348 $ 72,581
Bridgeport-Stamford-Norwalk, CT 42 $ 12,165,000 $ 289,642 $ 69,000
Fresno, CA 42 $ 7,396,000 $ 176,095 $ 101,000
Olympia-Tumwater, WA 42 $ 6,850,000 $ 163,095 $ 47,000
Rochester, NY 42 $ 4,440,000 $ 105,714 $ 47,000
Chico, CA 41 $ 5,685,000 $ 138,658 $ 50,000
Hickory-Lenoir-Morganton, NC 41 $ 3,931,000 $ 95,878 $ 47,000
McAllen-Edinburg-Mission, TX 41 $ 4,526,000 $ 110,390 $ 46,000
Scranton--Wilkes-Barre--Hazleton, PA 41 $ 5,009,000 $ 122,170 $ 54,000
Pensacola-Ferry Pass-Brent, FL 40 $ 5,231,000 $ 130,775 $ 67,000
Longview, WA 39 $ 5,852,000 $ 150,051 $ 60,000
Akron, OH 38 $ 5,220,000 $ 137,368 $ 47,000
Augusta-Richmond County, GA-SC 38 $ 4,010,000 $ 105,526 $ 69,000
Buffalo-Cheektowaga-Niagara Falls, NY 38 $ 5,667,000 $ 149,131 $ 64,000
Farmington, NM 38 $ 6,675,000 $ 175,657 $ 78,000
Huntsville, AL 38 $ 4,621,000 $ 121,605 $ 46,000
Palm Bay-Melbourne-Titusville, FL 38 $ 4,650,000 $ 122,368 $ 57,000
Flagstaff, AZ 37 $ 5,547,000 $ 149,918 $ 51,000
Grand Junction, CO 37 $ 5,371,000 $ 145,162 $ 47,000
Winchester, VA-WV 37 $ 6,924,000 $ 187,135 $ 54,945
East Stroudsburg, PA 36 $ 5,397,000 $ 149,916 $ 49,000
Port St. Lucie, FL 36 $ 5,881,000 $ 163,361 $ 64,000
Amarillo, TX 35 $ 3,374,000 $ 96,400 $ 49,000
Atlantic City-Hammonton, NJ 35 $ 6,251,000 $ 178,600 $ 80,000
Crestview-Fort Walton Beach-Destin, FL 35 $ 5,312,000 $ 151,771 $ 67,000
Des Moines-West Des Moines, IA 35 $ 5,159,000 $ 147,400 $ 55,000
Hammond, LA 34 $ 4,349,000 $ 127,911 $ 51,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 34 $ 8,842,000 $ 260,058 $ 80,000
Silver Spring-Frederick-Rockville, MD 33 $ 10,815,000 $ 327,727 $ 66,000
Boulder, CO 32 $ 9,679,000 $ 302,468 $ 104,000
Cleveland, TN 32 $ 4,364,000 $ 136,375 $ 54,000
Duluth, MN-WI 32 $ 4,264,000 $ 133,250 $ 52,500
Lake Charles, LA 32 $ 3,423,000 $ 106,968 $ 57,000
Visalia-Porterville, CA 32 $ 6,115,000 $ 191,093 $ 63,000
Charleston, WV 31 $ 3,905,000 $ 125,967 $ 47,000
Daphne-Fairhope-Foley, AL 31 $ 3,884,000 $ 125,290 $ 59,000
Elgin, IL 31 $ 5,828,000 $ 188,000 $ 67,000
Huntington-Ashland, WV-KY-OH 31 $ 2,677,000 $ 86,354 $ 50,258
Michigan City-La Porte, IN 31 $ 3,552,000 $ 114,580 $ 50,000
Spartanburg, SC 31 $ 2,631,000 $ 84,870 $ 49,000
Glens Falls, NY 30 $ 3,776,000 $ 125,866 $ 49,000
Harrisburg-Carlisle, PA 30 $ 3,720,000 $ 124,000 $ 63,000
Jacksonville, NC 30 $ 3,439,000 $ 114,633 $ 56,000
South Bend-Mishawaka, IN-MI 30 $ 3,326,000 $ 110,866 $ 41,333
Albany, OR 29 $ 4,308,000 $ 148,551 $ 39,000
Dutchess County-Putnam County, NY 29 $ 6,469,000 $ 223,068 $ 60,000
Fayetteville, NC 29 $ 3,270,000 $ 112,758 $ 55,000
Lancaster, PA 29 $ 4,547,000 $ 156,793 $ 57,000
Santa Rosa, CA 29 $ 10,058,000 $ 346,827 $ 85,000
Yuma, AZ 29 $ 3,219,000 $ 111,000 $ 35,000
Kennewick-Richland, WA 28 $ 4,433,000 $ 158,321 $ 62,000
Provo-Orem, UT 28 $ 5,041,000 $ 180,035 $ 52,000
Saginaw, MI 28 $ 2,335,000 $ 83,392 $ 37,000
Bellingham, WA 27 $ 5,236,000 $ 193,925 $ 46,000
Flint, MI 27 $ 3,571,000 $ 132,259 $ 45,000
Vallejo-Fairfield, CA 27 $ 6,587,000 $ 243,962 $ 84,000
Clarksville, TN-KY 26 $ 3,169,000 $ 121,884 $ 57,730
Florence, SC 26 $ 2,407,000 $ 92,576 $ 57,000
Joplin, MO 26 $ 2,354,000 $ 90,538 $ 36,000
Wenatchee, WA 26 $ 5,543,000 $ 213,192 $ 57,000
Elizabethtown-Fort Knox, KY 25 $ 3,219,000 $ 128,760 $ 46,000
Kalamazoo-Portage, MI 25 $ 2,702,000 $ 108,080 $ 51,000
Punta Gorda, FL 25 $ 3,114,000 $ 124,560 $ 72,000
Alexandria, LA 24 $ 3,061,000 $ 127,541 $ 43,000
Manchester-Nashua, NH 24 $ 5,428,000 $ 226,166 $ 76,000
Savannah, GA 24 $ 3,128,000 $ 130,333 $ 54,000
Beaumont-Port Arthur, TX 23 $ 2,724,000 $ 118,434 $ 71,000
Canton-Massillon, OH 23 $ 2,590,000 $ 112,608 $ 44,000
Morristown, TN 23 $ 2,158,000 $ 93,826 $ 46,000
Sierra Vista-Douglas, AZ 23 $ 2,429,000 $ 105,608 $ 55,000
Watertown-Fort Drum, NY 23 $ 2,490,000 $ 108,260 $ 49,000
Yuba City, CA 23 $ 3,983,000 $ 173,173 $ 62,000
Homosassa Springs, FL 22 $ 2,193,000 $ 99,681 $ 64,000
Killeen-Temple, TX 22 $ 2,303,000 $ 104,681 $ 39,000
Madison, WI 22 $ 4,364,000 $ 198,363 $ 89,000
Mount Vernon-Anacortes, WA 22 $ 3,991,000 $ 181,409 $ 65,000
San Francisco-Redwood City-South San Francisco, CA 22 $ 9,039,000 $ 410,863 $ 171,000
Toledo, OH 22 $ 2,786,000 $ 126,636 $ 73,000
Boise City, ID 21 $ 2,818,000 $ 134,190 $ 44,000
El Paso, TX 21 $ 2,551,000 $ 121,476 $ 61,000
Grants Pass, OR 21 $ 3,773,000 $ 179,666 $ 53,000
Hilton Head Island-Bluffton-Beaufort, SC 21 $ 3,262,000 $ 155,333 $ 135,000
Kingsport-Bristol-Bristol, TN-VA 21 $ 2,387,000 $ 113,666 $ 41,095
Lexington-Fayette, KY 21 $ 3,360,000 $ 160,000 $ 50,000
Lincoln, NE 21 $ 3,292,000 $ 156,761 $ 70,000
Modesto, CA 21 $ 4,456,000 $ 212,190 $ 59,000
Montgomery, AL 21 $ 2,740,000 $ 130,476 $ 95,000
Naples-Immokalee-Marco Island, FL 21 $ 4,398,000 $ 209,428 $ 90,000
Springfield, MO 21 $ 2,364,000 $ 112,571 $ 38,000
The Villages, FL 21 $ 2,672,000 $ 127,238 $ 58,000
Blacksburg-Christiansburg-Radford, VA 20 $ 2,636,000 $ 131,800 $ 57,000
Decatur, AL 20 $ 2,050,000 $ 102,500 $ 51,000
Dothan, AL 20 $ 1,868,000 $ 93,400 $ 35,000
Elkhart-Goshen, IN 20 $ 2,456,000 $ 122,800 $ 51,000
Las Cruces, NM 20 $ 2,099,000 $ 104,950 $ 57,000
Lewiston-Auburn, ME 20 $ 2,275,000 $ 113,750 $ 35,000
Ogden-Clearfield, UT 20 $ 4,292,000 $ 214,600 $ 64,000
State College, PA 20 $ 3,135,000 $ 156,750 $ 53,000
Corpus Christi, TX 19 $ 3,026,000 $ 159,263 $ 93,000
Waco, TX 19 $ 2,550,000 $ 134,210 $ 64,000
Wichita, KS 19 $ 1,956,000 $ 102,947 $ 62,000
Auburn-Opelika, AL 18 $ 1,803,000 $ 100,166 $ 77,000
Houma-Thibodaux, LA 18 $ 2,109,000 $ 117,166 $ 65,000
Sumter, SC 18 $ 1,656,000 $ 92,000 $ 31,000
Billings, MT 17 $ 2,732,000 $ 160,705 $ 33,000
Fayetteville-Springdale-Rogers, AR-MO 17 $ 1,601,000 $ 94,176 $ 50,235
Kingston, NY 17 $ 2,384,000 $ 140,235 $ 34,000
Tyler, TX 17 $ 1,981,000 $ 116,529 $ 48,000
Anchorage, AK 16 $ 3,522,000 $ 220,125 $ 8,000
Gainesville, GA 16 $ 2,840,000 $ 177,500 $ 70,000
Johnson City, TN 16 $ 1,715,000 $ 107,187 $ 44,000
Kokomo, IN 16 $ 1,338,000 $ 83,625 $ 25,000
Merced, CA 16 $ 3,140,000 $ 196,250 $ 94,000
New Bern, NC 16 $ 1,604,000 $ 100,250 $ 56,000
Reading, PA 16 $ 2,420,000 $ 151,250 $ 62,000
Tuscaloosa, AL 16 $ 1,482,000 $ 92,625 $ 50,000
Coeur D'Alene, ID 15 $ 2,714,000 $ 180,933 $ 41,000
Gettysburg, PA 15 $ 2,394,000 $ 159,600 $ 53,000
Monroe, LA 15 $ 1,893,000 $ 126,200 $ 57,000
Muncie, IN 15 $ 1,821,000 $ 121,400 $ 60,000
Yakima, WA 15 $ 2,105,000 $ 140,333 $ 43,000
Burlington, NC 14 $ 1,302,000 $ 93,000 $ 49,000
Chambersburg-Waynesboro, PA 14 $ 1,744,000 $ 124,571 $ 49,000
Macon, GA 14 $ 1,253,000 $ 89,500 $ 58,000
Madera, CA 14 $ 2,448,000 $ 174,857 $ 60,000
Omaha-Council Bluffs, NE-IA 14 $ 1,959,000 $ 139,928 $ 68,285
Rocky Mount, NC 14 $ 1,026,000 $ 73,285 $ 42,000
Salinas, CA 14 $ 4,030,000 $ 287,857 $ 99,000
Santa Fe, NM 14 $ 2,254,000 $ 161,000 $ 57,000
Appleton, WI 13 $ 1,699,000 $ 130,692 $ 23,000
Brunswick, GA 13 $ 1,280,000 $ 98,461 $ 31,000
El Centro, CA 13 $ 1,809,000 $ 139,153 $ 66,000
Green Bay, WI 13 $ 1,354,000 $ 104,153 $ 37,000
Jackson, MI 13 $ 1,507,000 $ 115,923 $ 49,000
Longview, TX 13 $ 1,554,000 $ 119,538 $ 50,000
Ocean City, NJ 13 $ 3,257,000 $ 250,538 $ 115,000
Rochester, MN 13 $ 1,881,000 $ 144,692 $ 44,000
Sherman-Denison, TX 13 $ 1,291,000 $ 99,307 $ 46,000
Abilene, TX 12 $ 1,248,000 $ 104,000 $ 51,000
Binghamton, NY 12 $ 1,161,000 $ 96,750 $ 59,000
Greenville, NC 12 $ 1,302,000 $ 108,500 $ 46,000
Midland, MI 12 $ 1,063,000 $ 88,583 $ 32,000
St. George, UT 12 $ 1,879,000 $ 156,583 $ 52,000
Wheeling, WV-OH 12 $ 1,279,000 $ 106,583 $ 47,666
Bowling Green, KY 11 $ 829,000 $ 75,363 $ 29,000
Brownsville-Harlingen, TX 11 $ 1,535,000 $ 139,545 $ 42,000
Goldsboro, NC 11 $ 1,090,000 $ 99,090 $ 57,000
Janesville-Beloit, WI 11 $ 1,856,000 $ 168,727 $ 60,000
Laredo, TX 11 $ 1,863,000 $ 169,363 $ 54,000
Monroe, MI 11 $ 1,359,000 $ 123,545 $ 29,000
Niles-Benton Harbor, MI 11 $ 1,360,000 $ 123,636 $ 57,000
Owensboro, KY 11 $ 1,185,000 $ 107,727 $ 35,000
Pueblo, CO 11 $ 1,881,000 $ 171,000 $ 86,000
Reno, NV 11 $ 1,604,000 $ 145,818 $ 65,000
Texarkana, TX-AR 11 $ 975,000 $ 88,636 $ 62,363
Warner Robins, GA 11 $ 1,262,000 $ 114,727 $ 81,000
Athens-Clarke County, GA 10 $ 1,142,000 $ 114,200 $ 62,000
Bangor, ME 10 $ 830,000 $ 83,000 $ 27,000
Barnstable Town, MA 10 $ 2,378,000 $ 237,800 $ 63,000
Burlington-South Burlington, VT 10 $ 1,493,000 $ 149,300 $ 46,000
Casper, WY 10 $ 1,900,000 $ 190,000 $ 59,000
Gulfport-Biloxi-Pascagoula, MS 10 $ 2,133,000 $ 213,300 $ 119,000
Hinesville, GA 10 $ 1,076,000 $ 107,600 $ 22,000
Midland, TX 10 $ 1,287,000 $ 128,700 $ 54,000
Norwich-New London, CT 10 $ 2,156,000 $ 215,600 $ 60,000
Odessa, TX 10 $ 1,212,000 $ 121,200 $ 73,000
Santa Cruz-Watsonville, CA 10 $ 3,897,000 $ 389,700 $ 173,000
Topeka, KS 10 $ 1,198,000 $ 119,800 $ 45,000
Walla Walla, WA 10 $ 1,400,000 $ 140,000 $ 43,000
Battle Creek, MI 9 $ 873,000 $ 97,000 $ 50,000
Bay City, MI 9 $ 941,000 $ 104,555 $ 38,000
Carbondale-Marion, IL 9 $ 854,000 $ 94,888 $ 46,000
Champaign-Urbana, IL 9 $ 1,113,000 $ 123,666 $ 65,000
Columbia, MO 9 $ 1,058,000 $ 117,555 $ 28,000
Corvallis, OR 9 $ 1,735,000 $ 192,777 $ 47,000
Harrisonburg, VA 9 $ 1,307,000 $ 145,222 $ 53,000
Lawton, OK 9 $ 1,138,000 $ 126,444 $ 72,000
Little Rock-North Little Rock-Conway, AR 9 $ 707,000 $ 78,555 $ 33,000
Mobile, AL 9 $ 764,000 $ 84,888 $ 47,000
Morgantown, WV 9 $ 1,257,000 $ 139,666 $ 58,000
Albany, GA 8 $ 958,000 $ 119,750 $ 62,000
Cheyenne, WY 8 $ 1,101,000 $ 137,625 $ 55,000
Dalton, GA 8 $ 838,000 $ 104,750 $ 41,000
Fairbanks, AK 8 $ 1,396,000 $ 174,500 $ 40,000
Lebanon, PA 8 $ 1,239,000 $ 154,875 $ 37,000
Oshkosh-Neenah, WI 8 $ 1,177,000 $ 147,125 $ 60,000
Racine, WI 8 $ 1,373,000 $ 171,625 $ 55,000
Springfield, OH 8 $ 887,000 $ 110,875 $ 9,000
St. Joseph, MO-KS 8 $ 908,000 $ 113,500 $ 66,250
Vineland-Bridgeton, NJ 8 $ 1,039,000 $ 129,875 $ 53,000
Ann Arbor, MI 7 $ 1,061,000 $ 151,571 $ 113,000
Anniston-Oxford-Jacksonville, AL 7 $ 588,000 $ 84,000 $ 32,000
College Station-Bryan, TX 7 $ 892,000 $ 127,428 $ 76,000
Gadsden, AL 7 $ 777,000 $ 111,000 $ 40,000
Jackson, TN 7 $ 729,000 $ 104,142 $ 45,000
Jefferson City, MO 7 $ 851,000 $ 121,571 $ 47,000
Logan, UT-ID 7 $ 1,003,000 $ 143,285 $ 32,142
Santa Maria-Santa Barbara, CA 7 $ 1,822,000 $ 260,285 $ 114,000
Sebastian-Vero Beach, FL 7 $ 1,109,000 $ 158,428 $ 122,000
Sebring, FL 7 $ 749,000 $ 107,000 $ 53,000
Staunton-Waynesboro, VA 7 $ 791,000 $ 113,000 $ 37,000
Terre Haute, IN 7 $ 533,000 $ 76,142 $ 44,000
Wausau, WI 7 $ 587,000 $ 83,857 $ 38,000
Bloomington, IN 6 $ 576,000 $ 96,000 $ 56,000
California-Lexington Park, MD 6 $ 1,725,000 $ 287,500 $ 48,000
Columbus, GA-AL 6 $ 562,000 $ 93,666 $ 43,000
Erie, PA 6 $ 914,000 $ 152,333 $ 59,000
Fort Smith, AR-OK 6 $ 457,000 $ 76,166 $ 32,833
Hattiesburg, MS 6 $ 693,000 $ 115,500 $ 73,000
La Crosse-Onalaska, WI-MN 6 $ 798,000 $ 133,000 $ 60,000
Lafayette-West Lafayette, IN 6 $ 733,000 $ 122,166 $ 11,000
Lubbock, TX 6 $ 688,000 $ 114,666 $ 62,000
Missoula, MT 6 $ 910,000 $ 151,666 $ 51,000
Peoria, IL 6 $ 1,100,000 $ 183,333 $ 110,000
San Rafael, CA 6 $ 1,412,000 $ 235,333 $ 142,000
St. Cloud, MN 6 $ 951,000 $ 158,500 $ 43,000
Altoona, PA 5 $ 559,000 $ 111,800 $ 30,000
Beckley, WV 5 $ 424,000 $ 84,800 $ 48,000
Bloomsburg-Berwick, PA 5 $ 813,000 $ 162,600 $ 58,000
Fargo, ND-MN 5 $ 736,000 $ 147,200 $ 45,800
Idaho Falls, ID 5 $ 500,000 $ 100,000 $ 17,000
Ithaca, NY 5 $ 597,000 $ 119,400 $ 61,000
Jonesboro, AR 5 $ 368,000 $ 73,600 $ 46,000
Kahului-Wailuku-Lahaina, HI 5 $ 1,680,000 $ 336,000 $ 68,000
Pittsfield, MA 5 $ 768,000 $ 153,600 $ 52,000
San Angelo, TX 5 $ 657,000 $ 131,400 $ 72,000
Columbus, IN 4 $ 383,000 $ 95,750 $ 33,000
Eau Claire, WI 4 $ 655,000 $ 163,750 $ 47,000
Florence-Muscle Shoals, AL 4 $ 413,000 $ 103,250 $ 53,000
Fond Du Lac, WI 4 $ 688,000 $ 172,000 $ 43,000
Hanford-Corcoran, CA 4 $ 711,000 $ 177,750 $ 82,000
Lawrence, KS 4 $ 699,000 $ 174,750 $ 65,000
Mansfield, OH 4 $ 596,000 $ 149,000 $ 23,000
Napa, CA 4 $ 799,000 $ 199,750 $ 57,000
Pine Bluff, AR 4 $ 306,000 $ 76,500 $ 40,000
Cedar Rapids, IA 3 $ 796,000 $ 265,333 $ 71,000
Danville, IL 3 $ 301,000 $ 100,333 $ 50,000
Davenport-Moline-Rock Island, IA-IL 3 $ 325,000 $ 108,333 $ 35,000
Elmira, NY 3 $ 240,000 $ 80,000 $ 79,000
Iowa City, IA 3 $ 439,000 $ 146,333 $ 52,000
Johnstown, PA 3 $ 338,000 $ 112,666 $ 71,000
Manhattan, KS 3 $ 422,000 $ 140,666 $ 47,000
Rockford, IL 3 $ 279,000 $ 93,000 $ 0
Sheboygan, WI 3 $ 538,000 $ 179,333 $ 36,000
Weirton-Steubenville, WV-OH 3 $ 280,000 $ 93,333 $ 53,666
Williamsport, PA 3 $ 476,000 $ 158,666 $ 49,000
Ames, IA 2 $ 232,000 $ 116,000 $ 13,000
Bloomington, IL 2 $ 248,000 $ 124,000 $ 20,000
Cape Girardeau, MO-IL 2 $ 192,000 $ 96,000 $ 56,000
Carson City, NV 2 $ 325,000 $ 162,500 $ 19,000
Cumberland, MD-WV 2 $ 164,000 $ 82,000 $ 63,500
Decatur, IL 2 $ 152,000 $ 76,000 $ 57,000
Dubuque, IA 2 $ 435,000 $ 217,500 $ 48,000
Great Falls, MT 2 $ 310,000 $ 155,000 $ 30,000
Kankakee, IL 2 $ 339,000 $ 169,500 $ 207,000
Lewiston, ID-WA 2 $ 352,000 $ 176,000 $ 41,000
Parkersburg-Vienna, WV 2 $ 283,000 $ 141,500 $ 115,000
Rapid City, SD 2 $ 382,000 $ 191,000 $ 24,000
Rome, GA 2 $ 140,000 $ 70,000 $ 43,000
Sioux Falls, SD 2 $ 181,000 $ 90,500 $ 26,000
Springfield, IL 2 $ 134,000 $ 67,000 $ 40,000
Urban Honolulu, HI 2 $ 495,000 $ 247,500 $ 65,000
Valdosta, GA 2 $ 237,000 $ 118,500 $ 52,000
Victoria, TX 2 $ 188,000 $ 94,000 $ 0
Wichita Falls, TX 2 $ 141,000 $ 70,500 $ 40,000
Bismarck, ND 1 $ 141,000 $ 141,000 $ 0
Grand Forks, ND-MN 1 $ 70,000 $ 70,000 $ 71,000
Hot Springs, AR 1 $ 77,000 $ 77,000 $ 37,000
Lima, OH 1 $ 210,000 $ 210,000 $ 0
Mankato-North Mankato, MN 1 $ 106,000 $ 106,000 $ 42,000
Pocatello, ID 1 $ 214,000 $ 214,000 $ 157,000
Sioux City, IA-NE-SD 1 $ 128,000 $ 128,000 $ 63,000
Waterloo-Cedar Falls, IA 1 $ 107,000 $ 107,000 $ 67,000

Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,096 $2,681,793,000 $177,000 $1,500,000 $64,000 $2,880,000
Home Purchase 12,195 $1,801,031,000 $147,000 $1,340,000 $62,000 $1,224,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,234 $3,186,100,000 $157,000 $1,442,000 $62,000 $2,880,000
Hispanic 2,234 $387,671,000 $173,000 $900,000 $57,000 $722,000
Black or African American 1,957 $332,931,000 $170,000 $1,500,000 $54,000 $1,080,000
Not Provided 1,666 $301,679,000 $181,000 $1,022,000 $71,000 $895,000
Asian 1,008 $244,651,000 $242,000 $993,000 $109,000 $1,080,000
American Indian or Alaskan Native 133 $17,600,000 $132,000 $363,000 $54,000 $277,000
Native Hawaiian or Other Pacific Islander 59 $12,192,000 $206,000 $521,000 $64,000 $180,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 14,314 $2,103,066,000 $146,000 $799,000 $43,000 $1,224,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,784 $1,814,703,000 $185,000 $1,500,000 $93,000 $2,880,000
VA-guaranteed (Veterans Administration) 2,558 $473,576,000 $185,000 $1,000,000 $63,000 $1,004,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 635 $91,479,000 $144,000 $420,000 $47,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,838 $2,016,260,000 $170,000 $1,275,000 $66,000 $722,000
Application Withdrawn By Applicant 9,297 $1,505,590,000 $161,000 $1,442,000 $63,000 $2,880,000
Application Denied By Financial Institution 2,289 $331,327,000 $144,000 $1,000,000 $59,000 $960,000
Loan Purchased By The Institution 2,237 $402,442,000 $179,000 $1,500,000 $64,000 $571,000
Application Approved But Not Accepted 861 $136,560,000 $158,000 $630,000 $52,000 $328,000
Preapproval Denied by Financial Institution 689 $78,467,000 $113,000 $526,000 $48,000 $1,224,000
File Closed For Incompleteness 56 $8,542,000 $152,000 $370,000 $55,000 $156,000
Preapproval Approved but not Accepted 24 $3,636,000 $151,000 $410,000 $72,000 $255,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,569 $193,147,000 $123,000 $636,000 $55,000 $1,224,000
Debt-To-Income Ratio 570 $92,879,000 $162,000 $850,000 $48,000 $684,000
Collateral 353 $48,952,000 $138,000 $591,000 $72,000 $540,000
Other 278 $44,032,000 $158,000 $1,000,000 $64,000 $529,000
Unverifiable Information 92 $14,095,000 $153,000 $456,000 $57,000 $204,000
Employment History 59 $9,073,000 $153,000 $970,000 $47,000 $260,000
Insufficient Cash (Downpayment, Closing Cost) 39 $4,624,000 $118,000 $337,000 $51,000 $119,000
Credit Application Incomplete 12 $1,904,000 $158,000 $518,000 $45,000 $159,000
Mortgage Insurance Denied 6 $1,088,000 $181,000 $516,000 $46,000 $122,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Financial Resources LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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