Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Bnc National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bnc National Bank
20175 N 67Th Avenue
Glendale, AZ 85308
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,452
Total Mortgage Loan Application Amount $1,132,433,000
Average Mortgage Loan Application Amount $253,666
Highest Mortgage Loan Application Amount $7,400,000
Average Applicant Income $99,000
Highest Applicant Income $8,173,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2014.

Mortgage Loan Application Totals for Bnc National Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick County Kansas 470 $ 65,958,000 $ 140,000 $ 67,000
Maricopa County Arizona 148 $ 41,311,000 $ 279,000 $ 105,000
Burleigh County North Dakota 105 $ 23,756,000 $ 226,000 $ 118,000
Jackson County Missouri 64 $ 9,138,000 $ 142,000 $ 73,000
Rock Island County Illinois 62 $ 4,908,000 $ 79,000 $ 52,000
Fairfax County Virginia 62 $ 27,278,000 $ 439,000 $ 124,000
Johnson County Kansas 54 $ 12,018,000 $ 222,000 $ 88,000
Clark County Nevada 54 $ 14,058,000 $ 260,000 $ 81,000
Butler County Kansas 50 $ 8,521,000 $ 170,000 $ 84,000
Henry County Illinois 48 $ 3,976,000 $ 82,000 $ 45,000
Los Angeles County California 45 $ 18,659,000 $ 414,000 $ 89,000
Shawnee County Kansas 43 $ 5,058,000 $ 117,000 $ 60,000
Morton County North Dakota 42 $ 13,276,000 $ 316,000 $ 97,000
Riverside County California 39 $ 13,003,000 $ 333,000 $ 109,000
San Diego County California 39 $ 15,845,000 $ 406,000 $ 104,000
Hennepin County Minnesota 39 $ 7,762,000 $ 199,000 $ 89,000
McPherson County Kansas 35 $ 4,344,000 $ 124,000 $ 61,000
Hillsborough County Florida 32 $ 8,782,000 $ 274,000 $ 93,000
Palm Beach County Florida 31 $ 9,674,000 $ 312,000 $ 153,000
Prince William County Virginia 31 $ 11,604,000 $ 374,000 $ 92,000
Broward County Florida 30 $ 9,222,000 $ 307,000 $ 128,000
Cobb County Georgia 30 $ 7,607,000 $ 253,000 $ 130,000
King County Washington 30 $ 10,208,000 $ 340,000 $ 126,000
Loudoun County Virginia 28 $ 11,370,000 $ 406,000 $ 105,000
Middlesex County Massachusetts 23 $ 7,846,000 $ 341,000 $ 128,000
Lancaster County Nebraska 23 $ 3,682,000 $ 160,000 $ 74,000
Orange County California 22 $ 9,993,000 $ 454,000 $ 450,000
Orange County Florida 22 $ 5,794,000 $ 263,000 $ 132,000
Forsyth County Georgia 22 $ 7,180,000 $ 326,000 $ 109,000
Scott County Iowa 21 $ 2,787,000 $ 132,000 $ 65,000
Montgomery County Maryland 21 $ 8,558,000 $ 407,000 $ 87,000
Salt Lake County Utah 21 $ 6,113,000 $ 291,000 $ 112,000
Pierce County Washington 21 $ 7,922,000 $ 377,000 $ 108,000
Miami-Dade County Florida 20 $ 6,866,000 $ 343,000 $ 98,000
Wake County North Carolina 20 $ 5,552,000 $ 277,000 $ 102,000
Williamson County Tennessee 20 $ 6,108,000 $ 305,000 $ 115,000
Sacramento County California 19 $ 5,910,000 $ 311,000 $ 86,000
Fulton County Georgia 19 $ 6,155,000 $ 323,000 $ 133,000
Washoe County Nevada 19 $ 4,560,000 $ 240,000 $ 106,000
McLean County North Dakota 19 $ 2,999,000 $ 157,000 $ 88,000
San Bernardino County California 18 $ 5,929,000 $ 329,000 $ 104,000
El Paso County Colorado 18 $ 5,938,000 $ 329,000 $ 94,000
Okaloosa County Florida 18 $ 4,508,000 $ 250,000 $ 77,000
Virginia Beach County Virginia 18 $ 6,538,000 $ 363,000 $ 92,000
District of Columbia County District Of Columbia 17 $ 7,666,000 $ 450,000 $ 147,000
Des Moines County Iowa 17 $ 1,318,000 $ 77,000 $ 35,000
Mountrail County North Dakota 17 $ 5,798,000 $ 341,000 $ 81,000
Gwinnett County Georgia 16 $ 4,997,000 $ 312,000 $ 150,000
Norfolk County Massachusetts 16 $ 5,135,000 $ 320,000 $ 115,000
Ada County Idaho 15 $ 4,683,000 $ 312,000 $ 106,000
Brevard County Florida 14 $ 4,396,000 $ 314,000 $ 123,000
Duval County Florida 14 $ 3,865,000 $ 276,000 $ 138,000
Anne Arundel County Maryland 14 $ 4,299,000 $ 307,000 $ 82,000
St. Louis County Missouri 14 $ 3,525,000 $ 251,000 $ 92,000
Harris County Texas 14 $ 3,972,000 $ 283,000 $ 141,000
Placer County California 13 $ 4,874,000 $ 374,000 $ 105,000
Pinellas County Florida 13 $ 3,507,000 $ 269,000 $ 160,000
Oakland County Michigan 13 $ 3,437,000 $ 264,000 $ 125,000
Bernalillo County New Mexico 13 $ 3,046,000 $ 234,000 $ 88,000
Mecklenburg County North Carolina 13 $ 4,764,000 $ 366,000 $ 133,000
Charleston County South Carolina 13 $ 4,191,000 $ 322,000 $ 163,000
Contra Costa County California 12 $ 4,686,000 $ 390,000 $ 108,000
Douglas County Colorado 12 $ 3,567,000 $ 297,000 $ 96,000
Lee County Florida 12 $ 3,093,000 $ 257,000 $ 110,000
Cook County Illinois 12 $ 3,442,000 $ 286,000 $ 112,000
Worcester County Massachusetts 12 $ 3,110,000 $ 259,000 $ 104,000
Clay County Missouri 12 $ 1,787,000 $ 148,000 $ 70,000
Ocean County New Jersey 12 $ 3,001,000 $ 250,000 $ 97,000
Stark County North Dakota 12 $ 9,992,000 $ 832,000 $ 112,000
Denver County Colorado 11 $ 4,047,000 $ 367,000 $ 145,000
Bay County Florida 11 $ 3,187,000 $ 289,000 $ 101,000
Ramsey County Minnesota 11 $ 1,632,000 $ 148,000 $ 72,000
Suffolk County New York 11 $ 3,180,000 $ 289,000 $ 65,000
Cumberland County North Carolina 11 $ 2,231,000 $ 202,000 $ 68,000
Oklahoma County Oklahoma 11 $ 3,521,000 $ 320,000 $ 107,000
Greenville County South Carolina 11 $ 3,027,000 $ 275,000 $ 157,000
Thurston County Washington 11 $ 2,957,000 $ 268,000 $ 30,000
Jefferson County Alabama 10 $ 3,575,000 $ 357,000 $ 123,000
Madison County Alabama 10 $ 2,636,000 $ 263,000 $ 104,000
Seminole County Florida 10 $ 2,982,000 $ 298,000 $ 129,000
Warren County Ohio 10 $ 2,591,000 $ 259,000 $ 69,000
Multnomah County Oregon 10 $ 3,266,000 $ 326,000 $ 128,000
Hamilton County Tennessee 10 $ 2,405,000 $ 240,000 $ 84,000
Shelby County Tennessee 10 $ 2,509,000 $ 250,000 $ 130,000
Davis County Utah 10 $ 3,090,000 $ 309,000 $ 122,000
Utah County Utah 10 $ 2,477,000 $ 247,000 $ 90,000
Stafford County Virginia 10 $ 4,029,000 $ 402,000 $ 115,000
Santa Clara County California 9 $ 3,855,000 $ 428,000 $ 131,000
Solano County California 9 $ 2,776,000 $ 308,000 $ 59,000
Ventura County California 9 $ 3,860,000 $ 428,000 $ 73,000
Arapahoe County Colorado 9 $ 2,675,000 $ 297,000 $ 91,000
Charlotte County Florida 9 $ 1,865,000 $ 207,000 $ 113,000
Manatee County Florida 9 $ 2,501,000 $ 277,000 $ 88,000
St. Johns County Florida 9 $ 2,620,000 $ 291,000 $ 119,000
Douglas County Kansas 9 $ 1,632,000 $ 181,000 $ 60,000
Sumner County Kansas 9 $ 1,043,000 $ 115,000 $ 51,000
Howard County Maryland 9 $ 2,895,000 $ 321,000 $ 105,000
Prince George's County Maryland 9 $ 2,686,000 $ 298,000 $ 74,000
Anoka County Minnesota 9 $ 1,854,000 $ 206,000 $ 104,000
Cass County Missouri 9 $ 1,182,000 $ 131,000 $ 53,000
St. Charles County Missouri 9 $ 2,029,000 $ 225,000 $ 86,000
Sarpy County Nebraska 9 $ 1,684,000 $ 187,000 $ 56,000
Burlington County New Jersey 9 $ 2,525,000 $ 280,000 $ 86,000
Monmouth County New Jersey 9 $ 2,801,000 $ 311,000 $ 120,000
Union County New Jersey 9 $ 2,725,000 $ 302,000 $ 166,000
Bucks County Pennsylvania 9 $ 2,785,000 $ 309,000 $ 101,000
Berkeley County South Carolina 9 $ 2,209,000 $ 245,000 $ 62,000
Davidson County Tennessee 9 $ 2,357,000 $ 261,000 $ 95,000
Knox County Tennessee 9 $ 2,667,000 $ 296,000 $ 125,000
Dallas County Texas 9 $ 2,292,000 $ 254,000 $ 121,000
Henrico County Virginia 9 $ 2,780,000 $ 308,000 $ 121,000
Kitsap County Washington 9 $ 2,853,000 $ 317,000 $ 87,000
Alameda County California 8 $ 4,147,000 $ 518,000 $ 102,000
Jasper County Missouri 8 $ 583,000 $ 72,000 $ 28,000
Bergen County New Jersey 8 $ 2,559,000 $ 319,000 $ 183,000
Nassau County New York 8 $ 2,928,000 $ 366,000 $ 172,000
Beaufort County South Carolina 8 $ 2,292,000 $ 286,000 $ 143,000
Richland County South Carolina 8 $ 2,422,000 $ 302,000 $ 86,000
Washington County Utah 8 $ 2,638,000 $ 329,000 $ 127,000
Clark County Washington 8 $ 2,169,000 $ 271,000 $ 101,000
Snohomish County Washington 8 $ 2,640,000 $ 330,000 $ 80,000
Coffee County Alabama 7 $ 1,419,000 $ 202,000 $ 88,000
Collier County Florida 7 $ 2,004,000 $ 286,000 $ 140,000
Lake County Florida 7 $ 1,362,000 $ 194,000 $ 86,000
Sarasota County Florida 7 $ 1,934,000 $ 276,000 $ 137,000
DeKalb County Georgia 7 $ 2,021,000 $ 288,000 $ 119,000
Pratt County Kansas 7 $ 745,000 $ 106,000 $ 66,000
East Baton Rouge County Louisiana 7 $ 1,858,000 $ 265,000 $ 118,000
Camden County New Jersey 7 $ 1,655,000 $ 236,000 $ 100,000
Forsyth County North Carolina 7 $ 1,577,000 $ 225,000 $ 127,000
Harnett County North Carolina 7 $ 1,622,000 $ 231,000 $ 50,000
Washington County Oregon 7 $ 1,881,000 $ 268,000 $ 83,000
Bexar County Texas 7 $ 1,999,000 $ 285,000 $ 99,000
Denton County Texas 7 $ 2,647,000 $ 378,000 $ 134,000
Arlington County Virginia 7 $ 2,727,000 $ 389,000 $ 156,000
Fresno County California 6 $ 1,576,000 $ 262,000 $ 76,000
Kern County California 6 $ 1,447,000 $ 241,000 $ 73,000
San Joaquin County California 6 $ 1,867,000 $ 311,000 $ 114,000
Santa Barbara County California 6 $ 2,045,000 $ 340,000 $ 90,000
Boulder County Colorado 6 $ 1,899,000 $ 316,000 $ 105,000
Larimer County Colorado 6 $ 1,580,000 $ 263,000 $ 99,000
Fairfield County Connecticut 6 $ 2,784,000 $ 464,000 $ 166,000
Hartford County Connecticut 6 $ 2,004,000 $ 334,000 $ 103,000
Clay County Florida 6 $ 1,521,000 $ 253,000 $ 50,000
Leon County Florida 6 $ 1,174,000 $ 195,000 $ 118,000
Pasco County Florida 6 $ 2,006,000 $ 334,000 $ 120,000
Reno County Kansas 6 $ 680,000 $ 113,000 $ 52,000
Baltimore City County Maryland 6 $ 1,926,000 $ 321,000 $ 124,000
Macomb County Michigan 6 $ 1,452,000 $ 242,000 $ 87,000
Wayne County Michigan 6 $ 1,031,000 $ 171,000 $ 56,000
Platte County Missouri 6 $ 2,468,000 $ 411,000 $ 349,000
Douglas County Nebraska 6 $ 1,379,000 $ 229,000 $ 43,000
Hillsborough County New Hampshire 6 $ 1,859,000 $ 309,000 $ 163,000
Middlesex County New Jersey 6 $ 1,914,000 $ 319,000 $ 110,000
Orange County New York 6 $ 2,158,000 $ 359,000 $ 101,000
Ward County North Dakota 6 $ 719,000 $ 119,000 $ 89,000
Franklin County Ohio 6 $ 2,337,000 $ 389,000 $ 189,000
Clackamas County Oregon 6 $ 2,036,000 $ 339,000 $ 129,000
Linn County Oregon 6 $ 1,300,000 $ 216,000 $ 55,000
Providence County Rhode Island 6 $ 1,414,000 $ 235,000 $ 93,000
Horry County South Carolina 6 $ 1,759,000 $ 293,000 $ 76,000
Collin County Texas 6 $ 1,870,000 $ 311,000 $ 124,000
Travis County Texas 6 $ 1,867,000 $ 311,000 $ 144,000
Shelby County Alabama 5 $ 927,000 $ 185,000 $ 43,000
Pima County Arizona 5 $ 1,131,000 $ 226,000 $ 106,000
Benton County Arkansas 5 $ 1,939,000 $ 387,000 $ 82,000
San Mateo County California 5 $ 2,581,000 $ 516,000 $ 189,000
Jefferson County Colorado 5 $ 1,982,000 $ 396,000 $ 86,000
New Haven County Connecticut 5 $ 1,356,000 $ 271,000 $ 104,000
Martin County Florida 5 $ 1,594,000 $ 318,000 $ 137,000
Volusia County Florida 5 $ 1,131,000 $ 226,000 $ 92,000
Chatham County Georgia 5 $ 1,294,000 $ 258,000 $ 76,000
Muscogee County Georgia 5 $ 1,009,000 $ 201,000 $ 86,000
DuPage County Illinois 5 $ 1,278,000 $ 255,000 $ 88,000
Will County Illinois 5 $ 1,205,000 $ 241,000 $ 121,000
Jefferson County Kansas 5 $ 754,000 $ 150,000 $ 60,000
Wyandotte County Kansas 5 $ 927,000 $ 185,000 $ 82,000
Bossier County Louisiana 5 $ 1,352,000 $ 270,000 $ 126,000
Lafayette County Louisiana 5 $ 1,211,000 $ 242,000 $ 73,000
Essex County Massachusetts 5 $ 1,268,000 $ 253,000 $ 104,000
Suffolk County Massachusetts 5 $ 1,341,000 $ 268,000 $ 97,000
Washington County Minnesota 5 $ 993,000 $ 198,000 $ 108,000
Jackson County Mississippi 5 $ 1,139,000 $ 227,000 $ 82,000
Jefferson County Missouri 5 $ 951,000 $ 190,000 $ 58,000
Douglas County Nevada 5 $ 1,268,000 $ 253,000 $ 105,000
Sussex County New Jersey 5 $ 1,239,000 $ 247,000 $ 121,000
Erie County New York 5 $ 998,000 $ 199,000 $ 55,000
Queens County New York 5 $ 2,140,000 $ 428,000 $ 67,000
Carteret County North Carolina 5 $ 1,143,000 $ 228,000 $ 70,000
Guilford County North Carolina 5 $ 1,383,000 $ 276,000 $ 111,000
Onslow County North Carolina 5 $ 1,021,000 $ 204,000 $ 43,000
Delaware County Ohio 5 $ 1,234,000 $ 246,000 $ 263,000
Greene County Ohio 5 $ 996,000 $ 199,000 $ 45,000
Douglas County Oregon 5 $ 1,610,000 $ 322,000 $ 81,000
Cumberland County Pennsylvania 5 $ 1,199,000 $ 239,000 $ 86,000
York County Pennsylvania 5 $ 1,439,000 $ 287,000 $ 167,000
Rutherford County Tennessee 5 $ 883,000 $ 176,000 $ 68,000
Tipton County Tennessee 5 $ 931,000 $ 186,000 $ 80,000
Tarrant County Texas 5 $ 1,414,000 $ 282,000 $ 103,000
Williamson County Texas 5 $ 1,278,000 $ 255,000 $ 98,000
Chesapeake County Virginia 5 $ 1,756,000 $ 351,000 $ 106,000
Chesterfield County Virginia 5 $ 1,372,000 $ 274,000 $ 76,000
James City County Virginia 5 $ 1,553,000 $ 310,000 $ 51,000
Limestone County Alabama 4 $ 977,000 $ 244,000 $ 74,000
Yavapai County Arizona 4 $ 1,008,000 $ 252,000 $ 76,000
Monterey County California 4 $ 1,385,000 $ 346,000 $ 74,000
Adams County Colorado 4 $ 963,000 $ 240,000 $ 64,000
Otero County Colorado 4 $ 447,000 $ 111,000 $ 53,000
New London County Connecticut 4 $ 864,000 $ 216,000 $ 51,000
New Castle County Delaware 4 $ 969,000 $ 242,000 $ 118,000
Escambia County Florida 4 $ 805,000 $ 201,000 $ 102,000
Indian River County Florida 4 $ 1,015,000 $ 253,000 $ 171,000
St. Lucie County Florida 4 $ 537,000 $ 134,000 $ 75,000
Cherokee County Georgia 4 $ 937,000 $ 234,000 $ 71,000
Mercer County Illinois 4 $ 339,000 $ 84,000 $ 44,000
Whiteside County Illinois 4 $ 294,000 $ 73,000 $ 38,000
Hamilton County Indiana 4 $ 982,000 $ 245,000 $ 110,000
Jackson County Kansas 4 $ 449,000 $ 112,000 $ 62,000
Miami County Kansas 4 $ 913,000 $ 228,000 $ 111,000
Seward County Kansas 4 $ 548,000 $ 137,000 $ 68,000
Boone County Kentucky 4 $ 1,030,000 $ 257,000 $ 66,000
Charles County Maryland 4 $ 1,353,000 $ 338,000 $ 157,000
Frederick County Maryland 4 $ 1,675,000 $ 418,000 $ 188,000
Hampden County Massachusetts 4 $ 1,288,000 $ 322,000 $ 104,000
Plymouth County Massachusetts 4 $ 1,133,000 $ 283,000 $ 108,000
Dakota County Minnesota 4 $ 848,000 $ 212,000 $ 61,000
Callaway County Missouri 4 $ 465,000 $ 116,000 $ 40,000
Pulaski County Missouri 4 $ 895,000 $ 223,000 $ 44,000
Merrimack County New Hampshire 4 $ 1,061,000 $ 265,000 $ 108,000
Rockingham County New Hampshire 4 $ 990,000 $ 247,000 $ 69,000
Essex County New Jersey 4 $ 1,473,000 $ 368,000 $ 135,000
Gloucester County New Jersey 4 $ 845,000 $ 211,000 $ 77,000
Hunterdon County New Jersey 4 $ 1,264,000 $ 316,000 $ 97,000
Curry County New Mexico 4 $ 533,000 $ 133,000 $ 49,000
Saratoga County New York 4 $ 814,000 $ 203,000 $ 67,000
Westchester County New York 4 $ 2,005,000 $ 501,000 $ 181,000
Catawba County North Carolina 4 $ 1,936,000 $ 484,000 $ 104,000
Craven County North Carolina 4 $ 869,000 $ 217,000 $ 73,000
Divide County North Dakota 4 $ 434,000 $ 108,000 $ 75,000
Emmons County North Dakota 4 $ 582,000 $ 145,000 $ 62,000
Licking County Ohio 4 $ 1,085,000 $ 271,000 $ 67,000
Medina County Ohio 4 $ 1,033,000 $ 258,000 $ 120,000
Richland County Ohio 4 $ 336,000 $ 84,000 $ 75,000
Tulsa County Oklahoma 4 $ 593,000 $ 148,000 $ 73,000
Westmoreland County Pennsylvania 4 $ 917,000 $ 229,000 $ 93,000
Dorchester County South Carolina 4 $ 966,000 $ 241,000 $ 69,000
Blount County Tennessee 4 $ 907,000 $ 226,000 $ 59,000
Montgomery County Tennessee 4 $ 998,000 $ 249,000 $ 59,000
El Paso County Texas 4 $ 1,055,000 $ 263,000 $ 117,000
Chittenden County Vermont 4 $ 897,000 $ 224,000 $ 36,000
Alexandria County Virginia 4 $ 1,851,000 $ 462,000 $ 137,000
Island County Washington 4 $ 925,000 $ 231,000 $ 40,000
Dane County Wisconsin 4 $ 1,174,000 $ 293,000 $ 84,000
Waukesha County Wisconsin 4 $ 946,000 $ 236,000 $ 72,000
Houston County Alabama 3 $ 529,000 $ 176,000 $ 96,000
Montgomery County Alabama 3 $ 658,000 $ 219,000 $ 101,000
Jefferson County Arkansas 3 $ 1,272,000 $ 424,000 $ 0
Sebastian County Arkansas 3 $ 561,000 $ 187,000 $ 42,000
Washington County Arkansas 3 $ 735,000 $ 245,000 $ 89,000
San Francisco County California 3 $ 1,294,000 $ 431,000 $ 134,000
Sonoma County California 3 $ 1,102,000 $ 367,000 $ 93,000
Broomfield County Colorado 3 $ 820,000 $ 273,000 $ 79,000
Tolland County Connecticut 3 $ 650,000 $ 216,000 $ 96,000
Kent County Delaware 3 $ 786,000 $ 262,000 $ 60,000
Sussex County Delaware 3 $ 798,000 $ 266,000 $ 102,000
Citrus County Florida 3 $ 746,000 $ 248,000 $ 111,000
Flagler County Florida 3 $ 672,000 $ 224,000 $ 83,000
Marion County Florida 3 $ 763,000 $ 254,000 $ 17,000
Monroe County Florida 3 $ 1,101,000 $ 367,000 $ 134,000
Polk County Florida 3 $ 783,000 $ 261,000 $ 133,000
Santa Rosa County Florida 3 $ 860,000 $ 286,000 $ 72,000
Bryan County Georgia 3 $ 780,000 $ 260,000 $ 29,000
Columbia County Georgia 3 $ 780,000 $ 260,000 $ 58,000
McHenry County Illinois 3 $ 711,000 $ 237,000 $ 113,000
Johnson County Indiana 3 $ 585,000 $ 195,000 $ 44,000
Lake County Indiana 3 $ 611,000 $ 203,000 $ 74,000
Marion County Indiana 3 $ 630,000 $ 210,000 $ 114,000
Muscatine County Iowa 3 $ 384,000 $ 128,000 $ 69,000
Barber County Kansas 3 $ 394,000 $ 131,000 $ 93,000
Cowley County Kansas 3 $ 385,000 $ 128,000 $ 85,000
Riley County Kansas 3 $ 675,000 $ 225,000 $ 88,000
Fayette County Kentucky 3 $ 446,000 $ 148,000 $ 59,000
Hardin County Kentucky 3 $ 784,000 $ 261,000 $ 91,000
Jefferson County Kentucky 3 $ 918,000 $ 306,000 $ 191,000
Oldham County Kentucky 3 $ 931,000 $ 310,000 $ 162,000
Calcasieu County Louisiana 3 $ 606,000 $ 202,000 $ 88,000
Orleans County Louisiana 3 $ 947,000 $ 315,000 $ 133,000
St. Tammany County Louisiana 3 $ 1,015,000 $ 338,000 $ 74,000
York County Maine 3 $ 675,000 $ 225,000 $ 66,000
Baltimore County Maryland 3 $ 841,000 $ 280,000 $ 88,000
Carroll County Maryland 3 $ 1,067,000 $ 355,000 $ 87,000
Harford County Maryland 3 $ 1,166,000 $ 388,000 $ 105,000
Worcester County Maryland 3 $ 630,000 $ 210,000 $ 261,000
Berkshire County Massachusetts 3 $ 941,000 $ 313,000 $ 85,000
Bristol County Massachusetts 3 $ 1,067,000 $ 355,000 $ 146,000
Livingston County Michigan 3 $ 872,000 $ 290,000 $ 132,000
Scott County Minnesota 3 $ 1,082,000 $ 360,000 $ 110,000
Wright County Minnesota 3 $ 533,000 $ 177,000 $ 106,000
DeSoto County Mississippi 3 $ 877,000 $ 292,000 $ 159,000
Johnson County Missouri 3 $ 602,000 $ 200,000 $ 91,000
Warren County Missouri 3 $ 501,000 $ 167,000 $ 56,000
Missoula County Montana 3 $ 887,000 $ 295,000 $ 104,000
Strafford County New Hampshire 3 $ 797,000 $ 265,000 $ 72,000
Mercer County New Jersey 3 $ 821,000 $ 273,000 $ 121,000
Dona Ana County New Mexico 3 $ 577,000 $ 192,000 $ 33,000
Santa Fe County New Mexico 3 $ 782,000 $ 260,000 $ 88,000
Valencia County New Mexico 3 $ 590,000 $ 196,000 $ 35,000
Cabarrus County North Carolina 3 $ 778,000 $ 259,000 $ 107,000
Chatham County North Carolina 3 $ 1,442,000 $ 480,000 $ 84,000
Martin County North Carolina 3 $ 575,000 $ 191,000 $ 81,000
Person County North Carolina 3 $ 847,000 $ 282,000 $ 62,000
McKenzie County North Dakota 3 $ 424,000 $ 141,000 $ 70,000
Williams County North Dakota 3 $ 3,375,000 $ 1,125,000 $ 172,000
Butler County Ohio 3 $ 871,000 $ 290,000 $ 132,000
Cuyahoga County Ohio 3 $ 832,000 $ 277,000 $ 122,000
Stark County Ohio 3 $ 703,000 $ 234,000 $ 129,000
Summit County Ohio 3 $ 839,000 $ 279,000 $ 102,000
Comanche County Oklahoma 3 $ 837,000 $ 279,000 $ 96,000
Rogers County Oklahoma 3 $ 764,000 $ 254,000 $ 77,000
Curry County Oregon 3 $ 796,000 $ 265,000 $ 51,000
Yamhill County Oregon 3 $ 1,166,000 $ 388,000 $ 148,000
Chester County Pennsylvania 3 $ 1,520,000 $ 506,000 $ 137,000
Montgomery County Pennsylvania 3 $ 919,000 $ 306,000 $ 127,000
Philadelphia County Pennsylvania 3 $ 652,000 $ 217,000 $ 65,000
Anderson County South Carolina 3 $ 683,000 $ 227,000 $ 89,000
Lexington County South Carolina 3 $ 824,000 $ 274,000 $ 41,000
Spartanburg County South Carolina 3 $ 779,000 $ 259,000 $ 89,000
Wilson County Tennessee 3 $ 900,000 $ 300,000 $ 78,000
Bell County Texas 3 $ 617,000 $ 205,000 $ 68,000
Galveston County Texas 3 $ 819,000 $ 273,000 $ 76,000
Morgan County Utah 3 $ 713,000 $ 237,000 $ 36,000
Tooele County Utah 3 $ 699,000 $ 233,000 $ 84,000
Albemarle County Virginia 3 $ 887,000 $ 295,000 $ 185,000
Amherst County Virginia 3 $ 612,000 $ 204,000 $ 67,000
Fairfax City County Virginia 3 $ 1,558,000 $ 519,000 $ 181,000
Spotsylvania County Virginia 3 $ 771,000 $ 257,000 $ 99,000
Spokane County Washington 3 $ 809,000 $ 269,000 $ 118,000
Fremont County Wyoming 3 $ 1,153,000 $ 384,000 $ 83,000
Lincoln County Wyoming 3 $ 458,000 $ 152,000 $ 85,000
Natrona County Wyoming 3 $ 1,040,000 $ 346,000 $ 191,000
Blount County Alabama 2 $ 724,000 $ 362,000 $ 79,000
Butler County Alabama 2 $ 425,000 $ 212,000 $ 155,000
Russell County Alabama 2 $ 379,000 $ 189,000 $ 21,000
Coconino County Arizona 2 $ 426,000 $ 213,000 $ 56,000
Mohave County Arizona 2 $ 417,000 $ 208,000 $ 44,000
Pulaski County Arkansas 2 $ 448,000 $ 224,000 $ 94,000
Butte County California 2 $ 639,000 $ 319,000 $ 95,000
Marin County California 2 $ 759,000 $ 379,000 $ 146,000
Napa County California 2 $ 947,000 $ 473,000 $ 73,000
Nevada County California 2 $ 724,000 $ 362,000 $ 106,000
San Luis Obispo County California 2 $ 716,000 $ 358,000 $ 56,000
Santa Cruz County California 2 $ 751,000 $ 375,000 $ 124,000
Shasta County California 2 $ 573,000 $ 286,000 $ 45,000
Eagle County Colorado 2 $ 585,000 $ 292,000 $ 117,000
Park County Colorado 2 $ 354,000 $ 177,000 $ 208,000
Weld County Colorado 2 $ 670,000 $ 335,000 $ 131,000
Alachua County Florida 2 $ 665,000 $ 332,000 $ 82,000
Levy County Florida 2 $ 262,000 $ 131,000 $ 77,000
Osceola County Florida 2 $ 638,000 $ 319,000 $ 73,000
Walton County Florida 2 $ 540,000 $ 270,000 $ 423,000
Bartow County Georgia 2 $ 515,000 $ 257,000 $ 83,000
Coweta County Georgia 2 $ 542,000 $ 271,000 $ 118,000
Henry County Georgia 2 $ 413,000 $ 206,000 $ 81,000
Jasper County Georgia 2 $ 491,000 $ 245,000 $ 164,000
Lowndes County Georgia 2 $ 344,000 $ 172,000 $ 0
Oconee County Georgia 2 $ 717,000 $ 358,000 $ 204,000
Canyon County Idaho 2 $ 608,000 $ 304,000 $ 117,000
Elmore County Idaho 2 $ 590,000 $ 295,000 $ 36,000
Kootenai County Idaho 2 $ 656,000 $ 328,000 $ 79,000
Madison County Idaho 2 $ 527,000 $ 263,000 $ 50,000
Kendall County Illinois 2 $ 457,000 $ 228,000 $ 85,000
St. Clair County Illinois 2 $ 548,000 $ 274,000 $ 138,000
Allen County Indiana 2 $ 360,000 $ 180,000 $ 75,000
Clay County Indiana 2 $ 692,000 $ 346,000 $ 70,000
Hancock County Indiana 2 $ 482,000 $ 241,000 $ 105,000
Montgomery County Indiana 2 $ 165,000 $ 82,000 $ 42,000
Morgan County Indiana 2 $ 554,000 $ 277,000 $ 73,000
Warrick County Indiana 2 $ 441,000 $ 220,000 $ 66,000
Boone County Iowa 2 $ 300,000 $ 150,000 $ 59,000
Johnson County Iowa 2 $ 297,000 $ 148,000 $ 41,000
Crawford County Kansas 2 $ 554,000 $ 277,000 $ 107,000
Geary County Kansas 2 $ 179,000 $ 89,000 $ 58,000
Harvey County Kansas 2 $ 172,000 $ 86,000 $ 41,000
Leavenworth County Kansas 2 $ 367,000 $ 183,000 $ 157,000
Calloway County Kentucky 2 $ 510,000 $ 255,000 $ 77,000
Campbell County Kentucky 2 $ 462,000 $ 231,000 $ 125,000
Madison County Kentucky 2 $ 258,000 $ 129,000 $ 114,000
Ouachita County Louisiana 2 $ 517,000 $ 258,000 $ 107,000
Tangipahoa County Louisiana 2 $ 479,000 $ 239,000 $ 443,000
St. Mary's County Maryland 2 $ 760,000 $ 380,000 $ 0
Hampshire County Massachusetts 2 $ 637,000 $ 318,000 $ 107,000
Berrien County Michigan 2 $ 472,000 $ 236,000 $ 76,000
Calhoun County Michigan 2 $ 610,000 $ 305,000 $ 135,000
Clinton County Michigan 2 $ 469,000 $ 234,000 $ 148,000
Genesee County Michigan 2 $ 796,000 $ 398,000 $ 43,000
Kalamazoo County Michigan 2 $ 564,000 $ 282,000 $ 109,000
Mecosta County Michigan 2 $ 719,000 $ 359,000 $ 62,000
St. Joseph County Michigan 2 $ 503,000 $ 251,000 $ 223,000
Washtenaw County Michigan 2 $ 552,000 $ 276,000 $ 94,000
Becker County Minnesota 2 $ 554,000 $ 277,000 $ 222,000
Morrison County Minnesota 2 $ 472,000 $ 236,000 $ 91,000
Rice County Minnesota 2 $ 492,000 $ 246,000 $ 153,000
St. Louis County Minnesota 2 $ 299,000 $ 149,000 $ 68,000
Pearl River County Mississippi 2 $ 444,000 $ 222,000 $ 41,000
Barry County Missouri 2 $ 553,000 $ 276,000 $ 91,000
Bates County Missouri 2 $ 299,000 $ 149,000 $ 66,000
Boone County Missouri 2 $ 450,000 $ 225,000 $ 100,000
Cape Girardeau County Missouri 2 $ 374,000 $ 187,000 $ 120,000
Greene County Missouri 2 $ 434,000 $ 217,000 $ 112,000
Stone County Missouri 2 $ 522,000 $ 261,000 $ 39,000
Gallatin County Montana 2 $ 320,000 $ 160,000 $ 94,000
Lewis and Clark County Montana 2 $ 382,000 $ 191,000 $ 59,000
Yellowstone County Montana 2 $ 802,000 $ 401,000 $ 197,000
Carson City County Nevada 2 $ 828,000 $ 414,000 $ 215,000
Cheshire County New Hampshire 2 $ 384,000 $ 192,000 $ 92,000
Cumberland County New Jersey 2 $ 533,000 $ 266,000 $ 166,000
Morris County New Jersey 2 $ 561,000 $ 280,000 $ 185,000
Somerset County New Jersey 2 $ 527,000 $ 263,000 $ 131,000
Sandoval County New Mexico 2 $ 665,000 $ 332,000 $ 160,000
Schenectady County New York 2 $ 485,000 $ 242,000 $ 72,000
Bertie County North Carolina 2 $ 390,000 $ 195,000 $ 92,000
Brunswick County North Carolina 2 $ 467,000 $ 233,000 $ 143,000
Buncombe County North Carolina 2 $ 512,000 $ 256,000 $ 111,000
Dare County North Carolina 2 $ 495,000 $ 247,000 $ 75,000
Henderson County North Carolina 2 $ 507,000 $ 253,000 $ 83,000
Hoke County North Carolina 2 $ 767,000 $ 383,000 $ 96,000
Iredell County North Carolina 2 $ 239,000 $ 119,000 $ 40,000
Johnston County North Carolina 2 $ 385,000 $ 192,000 $ 93,000
Lincoln County North Carolina 2 $ 828,000 $ 414,000 $ 54,000
New Hanover County North Carolina 2 $ 389,000 $ 194,000 $ 97,000
Pender County North Carolina 2 $ 598,000 $ 299,000 $ 103,000
Sampson County North Carolina 2 $ 495,000 $ 247,000 $ 119,000
Union County North Carolina 2 $ 572,000 $ 286,000 $ 214,000
Burke County North Dakota 2 $ 459,000 $ 229,000 $ 229,000
Dunn County North Dakota 2 $ 600,000 $ 300,000 $ 117,000
McIntosh County North Dakota 2 $ 100,000 $ 50,000 $ 38,000
Columbiana County Ohio 2 $ 394,000 $ 197,000 $ 65,000
Lucas County Ohio 2 $ 401,000 $ 200,000 $ 120,000
Montgomery County Ohio 2 $ 646,000 $ 323,000 $ 109,000
Canadian County Oklahoma 2 $ 444,000 $ 222,000 $ 93,000
Cleveland County Oklahoma 2 $ 596,000 $ 298,000 $ 88,000
Garfield County Oklahoma 2 $ 204,000 $ 102,000 $ 86,000
Benton County Oregon 2 $ 599,000 $ 299,000 $ 70,000
Klamath County Oregon 2 $ 516,000 $ 258,000 $ 107,000
Lane County Oregon 2 $ 498,000 $ 249,000 $ 98,000
Allegheny County Pennsylvania 2 $ 439,000 $ 219,000 $ 180,000
Butler County Pennsylvania 2 $ 593,000 $ 296,000 $ 75,000
Delaware County Pennsylvania 2 $ 435,000 $ 217,000 $ 70,000
Lancaster County Pennsylvania 2 $ 482,000 $ 241,000 $ 63,000
Lebanon County Pennsylvania 2 $ 808,000 $ 404,000 $ 54,000
Lehigh County Pennsylvania 2 $ 704,000 $ 352,000 $ 99,000
Lycoming County Pennsylvania 2 $ 255,000 $ 127,000 $ 23,000
Kent County Rhode Island 2 $ 399,000 $ 199,000 $ 66,000
Florence County South Carolina 2 $ 482,000 $ 241,000 $ 134,000
Georgetown County South Carolina 2 $ 528,000 $ 264,000 $ 95,000
York County South Carolina 2 $ 645,000 $ 322,000 $ 141,000
Minnehaha County South Dakota 2 $ 555,000 $ 277,000 $ 83,000
Hamblen County Tennessee 2 $ 469,000 $ 234,000 $ 76,000
Putnam County Tennessee 2 $ 257,000 $ 128,000 $ 66,000
Roane County Tennessee 2 $ 597,000 $ 298,000 $ 94,000
Sullivan County Tennessee 2 $ 537,000 $ 268,000 $ 116,000
Washington County Tennessee 2 $ 625,000 $ 312,000 $ 119,000
Brazoria County Texas 2 $ 484,000 $ 242,000 $ 118,000
Brazos County Texas 2 $ 556,000 $ 278,000 $ 181,000
Fort Bend County Texas 2 $ 569,000 $ 284,000 $ 95,000
Guadalupe County Texas 2 $ 348,000 $ 174,000 $ 86,000
Montgomery County Texas 2 $ 505,000 $ 252,000 $ 154,000
Randall County Texas 2 $ 439,000 $ 219,000 $ 96,000
Wichita County Texas 2 $ 462,000 $ 231,000 $ 103,000
Cache County Utah 2 $ 722,000 $ 361,000 $ 137,000
Summit County Utah 2 $ 704,000 $ 352,000 $ 146,000
Botetourt County Virginia 2 $ 777,000 $ 388,000 $ 190,000
Hampton County Virginia 2 $ 460,000 $ 230,000 $ 110,000
King George County Virginia 2 $ 684,000 $ 342,000 $ 53,000
Montgomery County Virginia 2 $ 705,000 $ 352,000 $ 40,000
Norfolk County Virginia 2 $ 456,000 $ 228,000 $ 88,000
Portsmouth County Virginia 2 $ 623,000 $ 311,000 $ 105,000
Richmond City County Virginia 2 $ 543,000 $ 271,000 $ 111,000
York County Virginia 2 $ 560,000 $ 280,000 $ 56,000
Benton County Washington 2 $ 482,000 $ 241,000 $ 124,000
Grays Harbor County Washington 2 $ 299,000 $ 149,000 $ 40,000
Skagit County Washington 2 $ 619,000 $ 309,000 $ 77,000
Whatcom County Washington 2 $ 591,000 $ 295,000 $ 61,000
Berkeley County West Virginia 2 $ 465,000 $ 232,000 $ 69,000
Kanawha County West Virginia 2 $ 315,000 $ 157,000 $ 249,000
Brown County Wisconsin 2 $ 292,000 $ 146,000 $ 85,000
Kenosha County Wisconsin 2 $ 372,000 $ 186,000 $ 84,000
Milwaukee County Wisconsin 2 $ 395,000 $ 197,000 $ 66,000
Ozaukee County Wisconsin 2 $ 979,000 $ 489,000 $ 233,000
Rock County Wisconsin 2 $ 404,000 $ 202,000 $ 21,000
St. Croix County Wisconsin 2 $ 434,000 $ 217,000 $ 68,000
Laramie County Wyoming 2 $ 291,000 $ 145,000 $ 61,000
Baldwin County Alabama 1 $ 312,000 $ 312,000 $ 141,000
Covington County Alabama 1 $ 346,000 $ 346,000 $ 265,000
Crenshaw County Alabama 1 $ 251,000 $ 251,000 $ 106,000
Dale County Alabama 1 $ 185,000 $ 185,000 $ 42,000
Lee County Alabama 1 $ 207,000 $ 207,000 $ 98,000
Marion County Alabama 1 $ 125,000 $ 125,000 $ 137,000
Mobile County Alabama 1 $ 260,000 $ 260,000 $ 0
Morgan County Alabama 1 $ 204,000 $ 204,000 $ 69,000
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Mortgage Loan Application Detail Totals for Bnc National Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,419 $559,597,000 $231,000 $7,400,000 $100,000 $8,173,000
Refinancing 1,786 $512,590,000 $287,000 $1,440,000 $93,000 $1,500,000
Home Improvement 247 $60,246,000 $243,000 $600,000 $104,000 $414,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,882 $685,564,000 $237,000 $1,440,000 $93,000 $914,000
Not Provided 906 $257,783,000 $284,000 $950,000 $117,000 $8,173,000
Asian 222 $61,290,000 $276,000 $1,022,000 $102,000 $356,000
Hispanic 217 $50,173,000 $231,000 $600,000 $73,000 $415,000
Black or African American 173 $44,452,000 $256,000 $1,000,000 $80,000 $423,000
American Indian or Alaskan Native 32 $7,707,000 $240,000 $517,000 $138,000 $500,000
Native Hawaiian or Other Pacific Islander 10 $3,169,000 $316,000 $431,000 $95,000 $165,000
Not applicable 10 $22,295,000 $2,229,000 $7,400,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,060 $513,780,000 $249,000 $7,400,000 $120,000 $8,173,000
VA-guaranteed (Veterans Administration) 1,914 $555,497,000 $290,000 $1,152,000 $83,000 $425,000
FHA-insured (Federal Housing Administration) 405 $54,581,000 $134,000 $635,000 $57,000 $306,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $8,575,000 $117,000 $249,000 $46,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,691 $674,190,000 $250,000 $7,400,000 $93,000 $852,000
Application Withdrawn By Applicant 1,085 $285,602,000 $263,000 $1,440,000 $113,000 $8,173,000
Application Denied By Financial Institution 652 $165,304,000 $253,000 $1,152,000 $88,000 $1,500,000
Application Approved But Not Accepted 22 $7,042,000 $320,000 $1,000,000 $137,000 $476,000
Loan Purchased By The Institution 2 $295,000 $147,000 $217,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 187 $50,120,000 $268,000 $1,152,000 $104,000 $1,500,000
Credit History 146 $35,569,000 $243,000 $1,123,000 $77,000 $336,000
Debt-To-Income Ratio 118 $29,258,000 $247,000 $1,022,000 $68,000 $324,000
Collateral 116 $28,531,000 $245,000 $912,000 $95,000 $321,000
Other 30 $7,935,000 $264,000 $961,000 $99,000 $423,000
Employment History 25 $5,433,000 $217,000 $618,000 $82,000 $300,000
Unverifiable Information 23 $5,924,000 $257,000 $640,000 $93,000 $251,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,534,000 $362,000 $679,000 $106,000 $260,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bnc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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