BNC National Bank Mortgage Lending & HMDA Data, 2014
In 2014, BNC National Bank of Bismarck, ND reported 4,452 mortgage applications totaling $1.1 billion, down 30% from 2013. The average application was for $254,365, and applicants reported an average income of $97,413. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Wichita, KS (531), Washington-Arlington-Alexandria, DC-VA-MD-WV (182) and Kansas City, MO-KS (158) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,452 |
| Total Mortgage Loan Application Amount | $1,132,433,000 |
| Average Mortgage Loan Application Amount | $254,365 |
| Highest Mortgage Loan Application Amount | $7,400,000 |
| Average Applicant Income | $97,413 |
| Highest Applicant Income | $8,173,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 470 | $ 65,958,000 | $ 140,336 | $ 67,000 |
| Maricopa, Arizona | 148 | $ 41,311,000 | $ 279,128 | $ 105,000 |
| Burleigh, North Dakota | 105 | $ 23,756,000 | $ 226,247 | $ 118,000 |
| Jackson, Missouri | 64 | $ 9,138,000 | $ 142,781 | $ 73,000 |
| Rock Island, Illinois | 62 | $ 4,908,000 | $ 79,161 | $ 52,000 |
| Fairfax, Virginia | 62 | $ 27,278,000 | $ 439,967 | $ 124,000 |
| Johnson, Kansas | 54 | $ 12,018,000 | $ 222,555 | $ 88,000 |
| Clark, Nevada | 54 | $ 14,058,000 | $ 260,333 | $ 81,000 |
| Butler, Kansas | 50 | $ 8,521,000 | $ 170,420 | $ 84,000 |
| Henry, Illinois | 48 | $ 3,976,000 | $ 82,833 | $ 45,000 |
| Los Angeles, California | 45 | $ 18,659,000 | $ 414,644 | $ 89,000 |
| Shawnee, Kansas | 43 | $ 5,058,000 | $ 117,627 | $ 60,000 |
| Morton, North Dakota | 42 | $ 13,276,000 | $ 316,095 | $ 97,000 |
| Riverside, California | 39 | $ 13,003,000 | $ 333,410 | $ 109,000 |
| San Diego, California | 39 | $ 15,845,000 | $ 406,282 | $ 104,000 |
| Hennepin, Minnesota | 39 | $ 7,762,000 | $ 199,025 | $ 89,000 |
| McPherson, Kansas | 35 | $ 4,344,000 | $ 124,114 | $ 61,000 |
| Hillsborough, Florida | 32 | $ 8,782,000 | $ 274,437 | $ 93,000 |
| Palm Beach, Florida | 31 | $ 9,674,000 | $ 312,064 | $ 153,000 |
| Prince William, Virginia | 31 | $ 11,604,000 | $ 374,322 | $ 92,000 |
| Broward, Florida | 30 | $ 9,222,000 | $ 307,400 | $ 128,000 |
| Cobb, Georgia | 30 | $ 7,607,000 | $ 253,566 | $ 130,000 |
| King, Washington | 30 | $ 10,208,000 | $ 340,266 | $ 126,000 |
| Loudoun, Virginia | 28 | $ 11,370,000 | $ 406,071 | $ 105,000 |
| Middlesex, Massachusetts | 23 | $ 7,846,000 | $ 341,130 | $ 128,000 |
| Lancaster, Nebraska | 23 | $ 3,682,000 | $ 160,086 | $ 74,000 |
| Orange, California | 22 | $ 9,993,000 | $ 454,227 | $ 450,000 |
| Orange, Florida | 22 | $ 5,794,000 | $ 263,363 | $ 132,000 |
| Forsyth, Georgia | 22 | $ 7,180,000 | $ 326,363 | $ 109,000 |
| Scott, Iowa | 21 | $ 2,787,000 | $ 132,714 | $ 65,000 |
| Montgomery, Maryland | 21 | $ 8,558,000 | $ 407,523 | $ 87,000 |
| Salt Lake, Utah | 21 | $ 6,113,000 | $ 291,095 | $ 112,000 |
| Pierce, Washington | 21 | $ 7,922,000 | $ 377,238 | $ 108,000 |
| Miami-Dade, Florida | 20 | $ 6,866,000 | $ 343,300 | $ 98,000 |
| Wake, North Carolina | 20 | $ 5,552,000 | $ 277,600 | $ 102,000 |
| Williamson, Tennessee | 20 | $ 6,108,000 | $ 305,400 | $ 115,000 |
| Sacramento, California | 19 | $ 5,910,000 | $ 311,052 | $ 86,000 |
| Fulton, Georgia | 19 | $ 6,155,000 | $ 323,947 | $ 133,000 |
| Washoe, Nevada | 19 | $ 4,560,000 | $ 240,000 | $ 106,000 |
| McLean, North Dakota | 19 | $ 2,999,000 | $ 157,842 | $ 88,000 |
| San Bernardino, California | 18 | $ 5,929,000 | $ 329,388 | $ 104,000 |
| El Paso, Colorado | 18 | $ 5,938,000 | $ 329,888 | $ 94,000 |
| Okaloosa, Florida | 18 | $ 4,508,000 | $ 250,444 | $ 77,000 |
| Virginia Beach, Virginia | 18 | $ 6,538,000 | $ 363,222 | $ 92,000 |
| District of Columbia, District Of Columbia | 17 | $ 7,666,000 | $ 450,941 | $ 147,000 |
| Des Moines, Iowa | 17 | $ 1,318,000 | $ 77,529 | $ 35,000 |
| Mountrail, North Dakota | 17 | $ 5,798,000 | $ 341,058 | $ 81,000 |
| Gwinnett, Georgia | 16 | $ 4,997,000 | $ 312,312 | $ 150,000 |
| Norfolk, Massachusetts | 16 | $ 5,135,000 | $ 320,937 | $ 115,000 |
| Ada, Idaho | 15 | $ 4,683,000 | $ 312,200 | $ 106,000 |
| Brevard, Florida | 14 | $ 4,396,000 | $ 314,000 | $ 123,000 |
| Duval, Florida | 14 | $ 3,865,000 | $ 276,071 | $ 138,000 |
| Anne Arundel, Maryland | 14 | $ 4,299,000 | $ 307,071 | $ 82,000 |
| St. Louis, Missouri | 14 | $ 3,525,000 | $ 251,785 | $ 92,000 |
| Harris, Texas | 14 | $ 3,972,000 | $ 283,714 | $ 141,000 |
| Placer, California | 13 | $ 4,874,000 | $ 374,923 | $ 105,000 |
| Pinellas, Florida | 13 | $ 3,507,000 | $ 269,769 | $ 160,000 |
| Oakland, Michigan | 13 | $ 3,437,000 | $ 264,384 | $ 125,000 |
| Bernalillo, New Mexico | 13 | $ 3,046,000 | $ 234,307 | $ 88,000 |
| Mecklenburg, North Carolina | 13 | $ 4,764,000 | $ 366,461 | $ 133,000 |
| Charleston, South Carolina | 13 | $ 4,191,000 | $ 322,384 | $ 163,000 |
| Contra Costa, California | 12 | $ 4,686,000 | $ 390,500 | $ 108,000 |
| Douglas, Colorado | 12 | $ 3,567,000 | $ 297,250 | $ 96,000 |
| Lee, Florida | 12 | $ 3,093,000 | $ 257,750 | $ 110,000 |
| Cook, Illinois | 12 | $ 3,442,000 | $ 286,833 | $ 112,000 |
| Worcester, Massachusetts | 12 | $ 3,110,000 | $ 259,166 | $ 104,000 |
| Clay, Missouri | 12 | $ 1,787,000 | $ 148,916 | $ 70,000 |
| Ocean, New Jersey | 12 | $ 3,001,000 | $ 250,083 | $ 97,000 |
| Stark, North Dakota | 12 | $ 9,992,000 | $ 832,666 | $ 112,000 |
| Denver, Colorado | 11 | $ 4,047,000 | $ 367,909 | $ 145,000 |
| Bay, Florida | 11 | $ 3,187,000 | $ 289,727 | $ 101,000 |
| Ramsey, Minnesota | 11 | $ 1,632,000 | $ 148,363 | $ 72,000 |
| Suffolk, New York | 11 | $ 3,180,000 | $ 289,090 | $ 65,000 |
| Cumberland, North Carolina | 11 | $ 2,231,000 | $ 202,818 | $ 68,000 |
| Oklahoma, Oklahoma | 11 | $ 3,521,000 | $ 320,090 | $ 107,000 |
| Greenville, South Carolina | 11 | $ 3,027,000 | $ 275,181 | $ 157,000 |
| Thurston, Washington | 11 | $ 2,957,000 | $ 268,818 | $ 30,000 |
| Jefferson, Alabama | 10 | $ 3,575,000 | $ 357,500 | $ 123,000 |
| Madison, Alabama | 10 | $ 2,636,000 | $ 263,600 | $ 104,000 |
| Seminole, Florida | 10 | $ 2,982,000 | $ 298,200 | $ 129,000 |
| Warren, Ohio | 10 | $ 2,591,000 | $ 259,100 | $ 69,000 |
| Multnomah, Oregon | 10 | $ 3,266,000 | $ 326,600 | $ 128,000 |
| Hamilton, Tennessee | 10 | $ 2,405,000 | $ 240,500 | $ 84,000 |
| Shelby, Tennessee | 10 | $ 2,509,000 | $ 250,900 | $ 130,000 |
| Davis, Utah | 10 | $ 3,090,000 | $ 309,000 | $ 122,000 |
| Utah, Utah | 10 | $ 2,477,000 | $ 247,700 | $ 90,000 |
| Stafford, Virginia | 10 | $ 4,029,000 | $ 402,900 | $ 115,000 |
| Santa Clara, California | 9 | $ 3,855,000 | $ 428,333 | $ 131,000 |
| Solano, California | 9 | $ 2,776,000 | $ 308,444 | $ 59,000 |
| Ventura, California | 9 | $ 3,860,000 | $ 428,888 | $ 73,000 |
| Arapahoe, Colorado | 9 | $ 2,675,000 | $ 297,222 | $ 91,000 |
| Charlotte, Florida | 9 | $ 1,865,000 | $ 207,222 | $ 113,000 |
| Manatee, Florida | 9 | $ 2,501,000 | $ 277,888 | $ 88,000 |
| St. Johns, Florida | 9 | $ 2,620,000 | $ 291,111 | $ 119,000 |
| Douglas, Kansas | 9 | $ 1,632,000 | $ 181,333 | $ 60,000 |
| Sumner, Kansas | 9 | $ 1,043,000 | $ 115,888 | $ 51,000 |
| Howard, Maryland | 9 | $ 2,895,000 | $ 321,666 | $ 105,000 |
| Prince George's, Maryland | 9 | $ 2,686,000 | $ 298,444 | $ 74,000 |
| Anoka, Minnesota | 9 | $ 1,854,000 | $ 206,000 | $ 104,000 |
| Cass, Missouri | 9 | $ 1,182,000 | $ 131,333 | $ 53,000 |
| St. Charles, Missouri | 9 | $ 2,029,000 | $ 225,444 | $ 86,000 |
| Sarpy, Nebraska | 9 | $ 1,684,000 | $ 187,111 | $ 56,000 |
| Burlington, New Jersey | 9 | $ 2,525,000 | $ 280,555 | $ 86,000 |
| Monmouth, New Jersey | 9 | $ 2,801,000 | $ 311,222 | $ 120,000 |
| Union, New Jersey | 9 | $ 2,725,000 | $ 302,777 | $ 166,000 |
| Bucks, Pennsylvania | 9 | $ 2,785,000 | $ 309,444 | $ 101,000 |
| Berkeley, South Carolina | 9 | $ 2,209,000 | $ 245,444 | $ 62,000 |
| Davidson, Tennessee | 9 | $ 2,357,000 | $ 261,888 | $ 95,000 |
| Knox, Tennessee | 9 | $ 2,667,000 | $ 296,333 | $ 125,000 |
| Dallas, Texas | 9 | $ 2,292,000 | $ 254,666 | $ 121,000 |
| Henrico, Virginia | 9 | $ 2,780,000 | $ 308,888 | $ 121,000 |
| Kitsap, Washington | 9 | $ 2,853,000 | $ 317,000 | $ 87,000 |
| Alameda, California | 8 | $ 4,147,000 | $ 518,375 | $ 102,000 |
| Jasper, Missouri | 8 | $ 583,000 | $ 72,875 | $ 28,000 |
| Bergen, New Jersey | 8 | $ 2,559,000 | $ 319,875 | $ 183,000 |
| Nassau, New York | 8 | $ 2,928,000 | $ 366,000 | $ 172,000 |
| Beaufort, South Carolina | 8 | $ 2,292,000 | $ 286,500 | $ 143,000 |
| Richland, South Carolina | 8 | $ 2,422,000 | $ 302,750 | $ 86,000 |
| Washington, Utah | 8 | $ 2,638,000 | $ 329,750 | $ 127,000 |
| Clark, Washington | 8 | $ 2,169,000 | $ 271,125 | $ 101,000 |
| Snohomish, Washington | 8 | $ 2,640,000 | $ 330,000 | $ 80,000 |
| Coffee, Alabama | 7 | $ 1,419,000 | $ 202,714 | $ 88,000 |
| Collier, Florida | 7 | $ 2,004,000 | $ 286,285 | $ 140,000 |
| Lake, Florida | 7 | $ 1,362,000 | $ 194,571 | $ 86,000 |
| Sarasota, Florida | 7 | $ 1,934,000 | $ 276,285 | $ 137,000 |
| DeKalb, Georgia | 7 | $ 2,021,000 | $ 288,714 | $ 119,000 |
| Pratt, Kansas | 7 | $ 745,000 | $ 106,428 | $ 66,000 |
| East Baton Rouge, Louisiana | 7 | $ 1,858,000 | $ 265,428 | $ 118,000 |
| Camden, New Jersey | 7 | $ 1,655,000 | $ 236,428 | $ 100,000 |
| Forsyth, North Carolina | 7 | $ 1,577,000 | $ 225,285 | $ 127,000 |
| Harnett, North Carolina | 7 | $ 1,622,000 | $ 231,714 | $ 50,000 |
| Washington, Oregon | 7 | $ 1,881,000 | $ 268,714 | $ 83,000 |
| Bexar, Texas | 7 | $ 1,999,000 | $ 285,571 | $ 99,000 |
| Denton, Texas | 7 | $ 2,647,000 | $ 378,142 | $ 134,000 |
| Arlington, Virginia | 7 | $ 2,727,000 | $ 389,571 | $ 156,000 |
| Fresno, California | 6 | $ 1,576,000 | $ 262,666 | $ 76,000 |
| Kern, California | 6 | $ 1,447,000 | $ 241,166 | $ 73,000 |
| San Joaquin, California | 6 | $ 1,867,000 | $ 311,166 | $ 114,000 |
| Santa Barbara, California | 6 | $ 2,045,000 | $ 340,833 | $ 90,000 |
| Boulder, Colorado | 6 | $ 1,899,000 | $ 316,500 | $ 105,000 |
| Larimer, Colorado | 6 | $ 1,580,000 | $ 263,333 | $ 99,000 |
| Fairfield, Connecticut | 6 | $ 2,784,000 | $ 464,000 | $ 166,000 |
| Hartford, Connecticut | 6 | $ 2,004,000 | $ 334,000 | $ 103,000 |
| Clay, Florida | 6 | $ 1,521,000 | $ 253,500 | $ 50,000 |
| Leon, Florida | 6 | $ 1,174,000 | $ 195,666 | $ 118,000 |
| Pasco, Florida | 6 | $ 2,006,000 | $ 334,333 | $ 120,000 |
| Reno, Kansas | 6 | $ 680,000 | $ 113,333 | $ 52,000 |
| Baltimore City, Maryland | 6 | $ 1,926,000 | $ 321,000 | $ 124,000 |
| Macomb, Michigan | 6 | $ 1,452,000 | $ 242,000 | $ 87,000 |
| Wayne, Michigan | 6 | $ 1,031,000 | $ 171,833 | $ 56,000 |
| Platte, Missouri | 6 | $ 2,468,000 | $ 411,333 | $ 349,000 |
| Douglas, Nebraska | 6 | $ 1,379,000 | $ 229,833 | $ 43,000 |
| Hillsborough, New Hampshire | 6 | $ 1,859,000 | $ 309,833 | $ 163,000 |
| Middlesex, New Jersey | 6 | $ 1,914,000 | $ 319,000 | $ 110,000 |
| Orange, New York | 6 | $ 2,158,000 | $ 359,666 | $ 101,000 |
| Ward, North Dakota | 6 | $ 719,000 | $ 119,833 | $ 89,000 |
| Franklin, Ohio | 6 | $ 2,337,000 | $ 389,500 | $ 189,000 |
| Clackamas, Oregon | 6 | $ 2,036,000 | $ 339,333 | $ 129,000 |
| Linn, Oregon | 6 | $ 1,300,000 | $ 216,666 | $ 55,000 |
| Providence, Rhode Island | 6 | $ 1,414,000 | $ 235,666 | $ 93,000 |
| Horry, South Carolina | 6 | $ 1,759,000 | $ 293,166 | $ 76,000 |
| Collin, Texas | 6 | $ 1,870,000 | $ 311,666 | $ 124,000 |
| Travis, Texas | 6 | $ 1,867,000 | $ 311,166 | $ 144,000 |
| Shelby, Alabama | 5 | $ 927,000 | $ 185,400 | $ 43,000 |
| Pima, Arizona | 5 | $ 1,131,000 | $ 226,200 | $ 106,000 |
| Benton, Arkansas | 5 | $ 1,939,000 | $ 387,800 | $ 82,000 |
| San Mateo, California | 5 | $ 2,581,000 | $ 516,200 | $ 189,000 |
| Jefferson, Colorado | 5 | $ 1,982,000 | $ 396,400 | $ 86,000 |
| New Haven, Connecticut | 5 | $ 1,356,000 | $ 271,200 | $ 104,000 |
| Martin, Florida | 5 | $ 1,594,000 | $ 318,800 | $ 137,000 |
| Volusia, Florida | 5 | $ 1,131,000 | $ 226,200 | $ 92,000 |
| Chatham, Georgia | 5 | $ 1,294,000 | $ 258,800 | $ 76,000 |
| Muscogee, Georgia | 5 | $ 1,009,000 | $ 201,800 | $ 86,000 |
| DuPage, Illinois | 5 | $ 1,278,000 | $ 255,600 | $ 88,000 |
| Will, Illinois | 5 | $ 1,205,000 | $ 241,000 | $ 121,000 |
| Jefferson, Kansas | 5 | $ 754,000 | $ 150,800 | $ 60,000 |
| Wyandotte, Kansas | 5 | $ 927,000 | $ 185,400 | $ 82,000 |
| Bossier, Louisiana | 5 | $ 1,352,000 | $ 270,400 | $ 126,000 |
| Lafayette, Louisiana | 5 | $ 1,211,000 | $ 242,200 | $ 73,000 |
| Essex, Massachusetts | 5 | $ 1,268,000 | $ 253,600 | $ 104,000 |
| Suffolk, Massachusetts | 5 | $ 1,341,000 | $ 268,200 | $ 97,000 |
| Washington, Minnesota | 5 | $ 993,000 | $ 198,600 | $ 108,000 |
| Jackson, Mississippi | 5 | $ 1,139,000 | $ 227,800 | $ 82,000 |
| Jefferson, Missouri | 5 | $ 951,000 | $ 190,200 | $ 58,000 |
| Douglas, Nevada | 5 | $ 1,268,000 | $ 253,600 | $ 105,000 |
| Sussex, New Jersey | 5 | $ 1,239,000 | $ 247,800 | $ 121,000 |
| Erie, New York | 5 | $ 998,000 | $ 199,600 | $ 55,000 |
| Queens, New York | 5 | $ 2,140,000 | $ 428,000 | $ 67,000 |
| Carteret, North Carolina | 5 | $ 1,143,000 | $ 228,600 | $ 70,000 |
| Guilford, North Carolina | 5 | $ 1,383,000 | $ 276,600 | $ 111,000 |
| Onslow, North Carolina | 5 | $ 1,021,000 | $ 204,200 | $ 43,000 |
| Delaware, Ohio | 5 | $ 1,234,000 | $ 246,800 | $ 263,000 |
| Greene, Ohio | 5 | $ 996,000 | $ 199,200 | $ 45,000 |
| Douglas, Oregon | 5 | $ 1,610,000 | $ 322,000 | $ 81,000 |
| Cumberland, Pennsylvania | 5 | $ 1,199,000 | $ 239,800 | $ 86,000 |
| York, Pennsylvania | 5 | $ 1,439,000 | $ 287,800 | $ 167,000 |
| Rutherford, Tennessee | 5 | $ 883,000 | $ 176,600 | $ 68,000 |
| Tipton, Tennessee | 5 | $ 931,000 | $ 186,200 | $ 80,000 |
| Tarrant, Texas | 5 | $ 1,414,000 | $ 282,800 | $ 103,000 |
| Williamson, Texas | 5 | $ 1,278,000 | $ 255,600 | $ 98,000 |
| Chesapeake, Virginia | 5 | $ 1,756,000 | $ 351,200 | $ 106,000 |
| Chesterfield, Virginia | 5 | $ 1,372,000 | $ 274,400 | $ 76,000 |
| James City, Virginia | 5 | $ 1,553,000 | $ 310,600 | $ 51,000 |
| Limestone, Alabama | 4 | $ 977,000 | $ 244,250 | $ 74,000 |
| Yavapai, Arizona | 4 | $ 1,008,000 | $ 252,000 | $ 76,000 |
| Monterey, California | 4 | $ 1,385,000 | $ 346,250 | $ 74,000 |
| Adams, Colorado | 4 | $ 963,000 | $ 240,750 | $ 64,000 |
| Otero, Colorado | 4 | $ 447,000 | $ 111,750 | $ 53,000 |
| New London, Connecticut | 4 | $ 864,000 | $ 216,000 | $ 51,000 |
| New Castle, Delaware | 4 | $ 969,000 | $ 242,250 | $ 118,000 |
| Escambia, Florida | 4 | $ 805,000 | $ 201,250 | $ 102,000 |
| Indian River, Florida | 4 | $ 1,015,000 | $ 253,750 | $ 171,000 |
| St. Lucie, Florida | 4 | $ 537,000 | $ 134,250 | $ 75,000 |
| Cherokee, Georgia | 4 | $ 937,000 | $ 234,250 | $ 71,000 |
| Mercer, Illinois | 4 | $ 339,000 | $ 84,750 | $ 44,000 |
| Whiteside, Illinois | 4 | $ 294,000 | $ 73,500 | $ 38,000 |
| Hamilton, Indiana | 4 | $ 982,000 | $ 245,500 | $ 110,000 |
| Jackson, Kansas | 4 | $ 449,000 | $ 112,250 | $ 62,000 |
| Miami, Kansas | 4 | $ 913,000 | $ 228,250 | $ 111,000 |
| Seward, Kansas | 4 | $ 548,000 | $ 137,000 | $ 68,000 |
| Boone, Kentucky | 4 | $ 1,030,000 | $ 257,500 | $ 66,000 |
| Charles, Maryland | 4 | $ 1,353,000 | $ 338,250 | $ 157,000 |
| Frederick, Maryland | 4 | $ 1,675,000 | $ 418,750 | $ 188,000 |
| Hampden, Massachusetts | 4 | $ 1,288,000 | $ 322,000 | $ 104,000 |
| Plymouth, Massachusetts | 4 | $ 1,133,000 | $ 283,250 | $ 108,000 |
| Dakota, Minnesota | 4 | $ 848,000 | $ 212,000 | $ 61,000 |
| Callaway, Missouri | 4 | $ 465,000 | $ 116,250 | $ 40,000 |
| Pulaski, Missouri | 4 | $ 895,000 | $ 223,750 | $ 44,000 |
| Merrimack, New Hampshire | 4 | $ 1,061,000 | $ 265,250 | $ 108,000 |
| Rockingham, New Hampshire | 4 | $ 990,000 | $ 247,500 | $ 69,000 |
| Essex, New Jersey | 4 | $ 1,473,000 | $ 368,250 | $ 135,000 |
| Gloucester, New Jersey | 4 | $ 845,000 | $ 211,250 | $ 77,000 |
| Hunterdon, New Jersey | 4 | $ 1,264,000 | $ 316,000 | $ 97,000 |
| Curry, New Mexico | 4 | $ 533,000 | $ 133,250 | $ 49,000 |
| Saratoga, New York | 4 | $ 814,000 | $ 203,500 | $ 67,000 |
| Westchester, New York | 4 | $ 2,005,000 | $ 501,250 | $ 181,000 |
| Catawba, North Carolina | 4 | $ 1,936,000 | $ 484,000 | $ 104,000 |
| Craven, North Carolina | 4 | $ 869,000 | $ 217,250 | $ 73,000 |
| Divide, North Dakota | 4 | $ 434,000 | $ 108,500 | $ 75,000 |
| Emmons, North Dakota | 4 | $ 582,000 | $ 145,500 | $ 62,000 |
| Licking, Ohio | 4 | $ 1,085,000 | $ 271,250 | $ 67,000 |
| Medina, Ohio | 4 | $ 1,033,000 | $ 258,250 | $ 120,000 |
| Richland, Ohio | 4 | $ 336,000 | $ 84,000 | $ 75,000 |
| Tulsa, Oklahoma | 4 | $ 593,000 | $ 148,250 | $ 73,000 |
| Westmoreland, Pennsylvania | 4 | $ 917,000 | $ 229,250 | $ 93,000 |
| Dorchester, South Carolina | 4 | $ 966,000 | $ 241,500 | $ 69,000 |
| Blount, Tennessee | 4 | $ 907,000 | $ 226,750 | $ 59,000 |
| Montgomery, Tennessee | 4 | $ 998,000 | $ 249,500 | $ 59,000 |
| El Paso, Texas | 4 | $ 1,055,000 | $ 263,750 | $ 117,000 |
| Chittenden, Vermont | 4 | $ 897,000 | $ 224,250 | $ 36,000 |
| Alexandria, Virginia | 4 | $ 1,851,000 | $ 462,750 | $ 137,000 |
| Island, Washington | 4 | $ 925,000 | $ 231,250 | $ 40,000 |
| Dane, Wisconsin | 4 | $ 1,174,000 | $ 293,500 | $ 84,000 |
| Waukesha, Wisconsin | 4 | $ 946,000 | $ 236,500 | $ 72,000 |
| Houston, Alabama | 3 | $ 529,000 | $ 176,333 | $ 96,000 |
| Montgomery, Alabama | 3 | $ 658,000 | $ 219,333 | $ 101,000 |
| Jefferson, Arkansas | 3 | $ 1,272,000 | $ 424,000 | $ 0 |
| Sebastian, Arkansas | 3 | $ 561,000 | $ 187,000 | $ 42,000 |
| Washington, Arkansas | 3 | $ 735,000 | $ 245,000 | $ 89,000 |
| San Francisco, California | 3 | $ 1,294,000 | $ 431,333 | $ 134,000 |
| Sonoma, California | 3 | $ 1,102,000 | $ 367,333 | $ 93,000 |
| Broomfield, Colorado | 3 | $ 820,000 | $ 273,333 | $ 79,000 |
| Tolland, Connecticut | 3 | $ 650,000 | $ 216,666 | $ 96,000 |
| Kent, Delaware | 3 | $ 786,000 | $ 262,000 | $ 60,000 |
| Sussex, Delaware | 3 | $ 798,000 | $ 266,000 | $ 102,000 |
| Citrus, Florida | 3 | $ 746,000 | $ 248,666 | $ 111,000 |
| Flagler, Florida | 3 | $ 672,000 | $ 224,000 | $ 83,000 |
| Marion, Florida | 3 | $ 763,000 | $ 254,333 | $ 17,000 |
| Monroe, Florida | 3 | $ 1,101,000 | $ 367,000 | $ 134,000 |
| Polk, Florida | 3 | $ 783,000 | $ 261,000 | $ 133,000 |
| Santa Rosa, Florida | 3 | $ 860,000 | $ 286,666 | $ 72,000 |
| Bryan, Georgia | 3 | $ 780,000 | $ 260,000 | $ 29,000 |
| Columbia, Georgia | 3 | $ 780,000 | $ 260,000 | $ 58,000 |
| McHenry, Illinois | 3 | $ 711,000 | $ 237,000 | $ 113,000 |
| Johnson, Indiana | 3 | $ 585,000 | $ 195,000 | $ 44,000 |
| Lake, Indiana | 3 | $ 611,000 | $ 203,666 | $ 74,000 |
| Marion, Indiana | 3 | $ 630,000 | $ 210,000 | $ 114,000 |
| Muscatine, Iowa | 3 | $ 384,000 | $ 128,000 | $ 69,000 |
| Barber, Kansas | 3 | $ 394,000 | $ 131,333 | $ 93,000 |
| Cowley, Kansas | 3 | $ 385,000 | $ 128,333 | $ 85,000 |
| Riley, Kansas | 3 | $ 675,000 | $ 225,000 | $ 88,000 |
| Fayette, Kentucky | 3 | $ 446,000 | $ 148,666 | $ 59,000 |
| Hardin, Kentucky | 3 | $ 784,000 | $ 261,333 | $ 91,000 |
| Jefferson, Kentucky | 3 | $ 918,000 | $ 306,000 | $ 191,000 |
| Oldham, Kentucky | 3 | $ 931,000 | $ 310,333 | $ 162,000 |
| Calcasieu, Louisiana | 3 | $ 606,000 | $ 202,000 | $ 88,000 |
| Orleans, Louisiana | 3 | $ 947,000 | $ 315,666 | $ 133,000 |
| St. Tammany, Louisiana | 3 | $ 1,015,000 | $ 338,333 | $ 74,000 |
| York, Maine | 3 | $ 675,000 | $ 225,000 | $ 66,000 |
| Baltimore, Maryland | 3 | $ 841,000 | $ 280,333 | $ 88,000 |
| Carroll, Maryland | 3 | $ 1,067,000 | $ 355,666 | $ 87,000 |
| Harford, Maryland | 3 | $ 1,166,000 | $ 388,666 | $ 105,000 |
| Worcester, Maryland | 3 | $ 630,000 | $ 210,000 | $ 261,000 |
| Berkshire, Massachusetts | 3 | $ 941,000 | $ 313,666 | $ 85,000 |
| Bristol, Massachusetts | 3 | $ 1,067,000 | $ 355,666 | $ 146,000 |
| Livingston, Michigan | 3 | $ 872,000 | $ 290,666 | $ 132,000 |
| Scott, Minnesota | 3 | $ 1,082,000 | $ 360,666 | $ 110,000 |
| Wright, Minnesota | 3 | $ 533,000 | $ 177,666 | $ 106,000 |
| DeSoto, Mississippi | 3 | $ 877,000 | $ 292,333 | $ 159,000 |
| Johnson, Missouri | 3 | $ 602,000 | $ 200,666 | $ 91,000 |
| Warren, Missouri | 3 | $ 501,000 | $ 167,000 | $ 56,000 |
| Missoula, Montana | 3 | $ 887,000 | $ 295,666 | $ 104,000 |
| Strafford, New Hampshire | 3 | $ 797,000 | $ 265,666 | $ 72,000 |
| Mercer, New Jersey | 3 | $ 821,000 | $ 273,666 | $ 121,000 |
| Dona Ana, New Mexico | 3 | $ 577,000 | $ 192,333 | $ 33,000 |
| Santa Fe, New Mexico | 3 | $ 782,000 | $ 260,666 | $ 88,000 |
| Valencia, New Mexico | 3 | $ 590,000 | $ 196,666 | $ 35,000 |
| Cabarrus, North Carolina | 3 | $ 778,000 | $ 259,333 | $ 107,000 |
| Chatham, North Carolina | 3 | $ 1,442,000 | $ 480,666 | $ 84,000 |
| Martin, North Carolina | 3 | $ 575,000 | $ 191,666 | $ 81,000 |
| Person, North Carolina | 3 | $ 847,000 | $ 282,333 | $ 62,000 |
| McKenzie, North Dakota | 3 | $ 424,000 | $ 141,333 | $ 70,000 |
| Williams, North Dakota | 3 | $ 3,375,000 | $ 1,125,000 | $ 172,000 |
| Butler, Ohio | 3 | $ 871,000 | $ 290,333 | $ 132,000 |
| Cuyahoga, Ohio | 3 | $ 832,000 | $ 277,333 | $ 122,000 |
| Stark, Ohio | 3 | $ 703,000 | $ 234,333 | $ 129,000 |
| Summit, Ohio | 3 | $ 839,000 | $ 279,666 | $ 102,000 |
| Comanche, Oklahoma | 3 | $ 837,000 | $ 279,000 | $ 96,000 |
| Rogers, Oklahoma | 3 | $ 764,000 | $ 254,666 | $ 77,000 |
| Curry, Oregon | 3 | $ 796,000 | $ 265,333 | $ 51,000 |
| Yamhill, Oregon | 3 | $ 1,166,000 | $ 388,666 | $ 148,000 |
| Chester, Pennsylvania | 3 | $ 1,520,000 | $ 506,666 | $ 137,000 |
| Montgomery, Pennsylvania | 3 | $ 919,000 | $ 306,333 | $ 127,000 |
| Philadelphia, Pennsylvania | 3 | $ 652,000 | $ 217,333 | $ 65,000 |
| Anderson, South Carolina | 3 | $ 683,000 | $ 227,666 | $ 89,000 |
| Lexington, South Carolina | 3 | $ 824,000 | $ 274,666 | $ 41,000 |
| Spartanburg, South Carolina | 3 | $ 779,000 | $ 259,666 | $ 89,000 |
| Wilson, Tennessee | 3 | $ 900,000 | $ 300,000 | $ 78,000 |
| Bell, Texas | 3 | $ 617,000 | $ 205,666 | $ 68,000 |
| Galveston, Texas | 3 | $ 819,000 | $ 273,000 | $ 76,000 |
| Morgan, Utah | 3 | $ 713,000 | $ 237,666 | $ 36,000 |
| Tooele, Utah | 3 | $ 699,000 | $ 233,000 | $ 84,000 |
| Albemarle, Virginia | 3 | $ 887,000 | $ 295,666 | $ 185,000 |
| Amherst, Virginia | 3 | $ 612,000 | $ 204,000 | $ 67,000 |
| Fairfax City, Virginia | 3 | $ 1,558,000 | $ 519,333 | $ 181,000 |
| Spotsylvania, Virginia | 3 | $ 771,000 | $ 257,000 | $ 99,000 |
| Spokane, Washington | 3 | $ 809,000 | $ 269,666 | $ 118,000 |
| Fremont, Wyoming | 3 | $ 1,153,000 | $ 384,333 | $ 83,000 |
| Lincoln, Wyoming | 3 | $ 458,000 | $ 152,666 | $ 85,000 |
| Natrona, Wyoming | 3 | $ 1,040,000 | $ 346,666 | $ 191,000 |
| Blount, Alabama | 2 | $ 724,000 | $ 362,000 | $ 79,000 |
| Butler, Alabama | 2 | $ 425,000 | $ 212,500 | $ 155,000 |
| Russell, Alabama | 2 | $ 379,000 | $ 189,500 | $ 21,000 |
| Coconino, Arizona | 2 | $ 426,000 | $ 213,000 | $ 56,000 |
| Mohave, Arizona | 2 | $ 417,000 | $ 208,500 | $ 44,000 |
| Pulaski, Arkansas | 2 | $ 448,000 | $ 224,000 | $ 94,000 |
| Butte, California | 2 | $ 639,000 | $ 319,500 | $ 95,000 |
| Marin, California | 2 | $ 759,000 | $ 379,500 | $ 146,000 |
| Napa, California | 2 | $ 947,000 | $ 473,500 | $ 73,000 |
| Nevada, California | 2 | $ 724,000 | $ 362,000 | $ 106,000 |
| San Luis Obispo, California | 2 | $ 716,000 | $ 358,000 | $ 56,000 |
| Santa Cruz, California | 2 | $ 751,000 | $ 375,500 | $ 124,000 |
| Shasta, California | 2 | $ 573,000 | $ 286,500 | $ 45,000 |
| Eagle, Colorado | 2 | $ 585,000 | $ 292,500 | $ 117,000 |
| Park, Colorado | 2 | $ 354,000 | $ 177,000 | $ 208,000 |
| Weld, Colorado | 2 | $ 670,000 | $ 335,000 | $ 131,000 |
| Alachua, Florida | 2 | $ 665,000 | $ 332,500 | $ 82,000 |
| Levy, Florida | 2 | $ 262,000 | $ 131,000 | $ 77,000 |
| Osceola, Florida | 2 | $ 638,000 | $ 319,000 | $ 73,000 |
| Walton, Florida | 2 | $ 540,000 | $ 270,000 | $ 423,000 |
| Bartow, Georgia | 2 | $ 515,000 | $ 257,500 | $ 83,000 |
| Coweta, Georgia | 2 | $ 542,000 | $ 271,000 | $ 118,000 |
| Henry, Georgia | 2 | $ 413,000 | $ 206,500 | $ 81,000 |
| Jasper, Georgia | 2 | $ 491,000 | $ 245,500 | $ 164,000 |
| Lowndes, Georgia | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Oconee, Georgia | 2 | $ 717,000 | $ 358,500 | $ 204,000 |
| Canyon, Idaho | 2 | $ 608,000 | $ 304,000 | $ 117,000 |
| Elmore, Idaho | 2 | $ 590,000 | $ 295,000 | $ 36,000 |
| Kootenai, Idaho | 2 | $ 656,000 | $ 328,000 | $ 79,000 |
| Madison, Idaho | 2 | $ 527,000 | $ 263,500 | $ 50,000 |
| Kendall, Illinois | 2 | $ 457,000 | $ 228,500 | $ 85,000 |
| St. Clair, Illinois | 2 | $ 548,000 | $ 274,000 | $ 138,000 |
| Allen, Indiana | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Clay, Indiana | 2 | $ 692,000 | $ 346,000 | $ 70,000 |
| Hancock, Indiana | 2 | $ 482,000 | $ 241,000 | $ 105,000 |
| Montgomery, Indiana | 2 | $ 165,000 | $ 82,500 | $ 42,000 |
| Morgan, Indiana | 2 | $ 554,000 | $ 277,000 | $ 73,000 |
| Warrick, Indiana | 2 | $ 441,000 | $ 220,500 | $ 66,000 |
| Boone, Iowa | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Johnson, Iowa | 2 | $ 297,000 | $ 148,500 | $ 41,000 |
| Crawford, Kansas | 2 | $ 554,000 | $ 277,000 | $ 107,000 |
| Geary, Kansas | 2 | $ 179,000 | $ 89,500 | $ 58,000 |
| Harvey, Kansas | 2 | $ 172,000 | $ 86,000 | $ 41,000 |
| Leavenworth, Kansas | 2 | $ 367,000 | $ 183,500 | $ 157,000 |
| Calloway, Kentucky | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Campbell, Kentucky | 2 | $ 462,000 | $ 231,000 | $ 125,000 |
| Madison, Kentucky | 2 | $ 258,000 | $ 129,000 | $ 114,000 |
| Ouachita, Louisiana | 2 | $ 517,000 | $ 258,500 | $ 107,000 |
| Tangipahoa, Louisiana | 2 | $ 479,000 | $ 239,500 | $ 443,000 |
| St. Mary's, Maryland | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Hampshire, Massachusetts | 2 | $ 637,000 | $ 318,500 | $ 107,000 |
| Berrien, Michigan | 2 | $ 472,000 | $ 236,000 | $ 76,000 |
| Calhoun, Michigan | 2 | $ 610,000 | $ 305,000 | $ 135,000 |
| Clinton, Michigan | 2 | $ 469,000 | $ 234,500 | $ 148,000 |
| Genesee, Michigan | 2 | $ 796,000 | $ 398,000 | $ 43,000 |
| Kalamazoo, Michigan | 2 | $ 564,000 | $ 282,000 | $ 109,000 |
| Mecosta, Michigan | 2 | $ 719,000 | $ 359,500 | $ 62,000 |
| St. Joseph, Michigan | 2 | $ 503,000 | $ 251,500 | $ 223,000 |
| Washtenaw, Michigan | 2 | $ 552,000 | $ 276,000 | $ 94,000 |
| Becker, Minnesota | 2 | $ 554,000 | $ 277,000 | $ 222,000 |
| Morrison, Minnesota | 2 | $ 472,000 | $ 236,000 | $ 91,000 |
| Rice, Minnesota | 2 | $ 492,000 | $ 246,000 | $ 153,000 |
| St. Louis, Minnesota | 2 | $ 299,000 | $ 149,500 | $ 68,000 |
| Pearl River, Mississippi | 2 | $ 444,000 | $ 222,000 | $ 41,000 |
| Barry, Missouri | 2 | $ 553,000 | $ 276,500 | $ 91,000 |
| Bates, Missouri | 2 | $ 299,000 | $ 149,500 | $ 66,000 |
| Boone, Missouri | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Cape Girardeau, Missouri | 2 | $ 374,000 | $ 187,000 | $ 120,000 |
| Greene, Missouri | 2 | $ 434,000 | $ 217,000 | $ 112,000 |
| Stone, Missouri | 2 | $ 522,000 | $ 261,000 | $ 39,000 |
| Gallatin, Montana | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Lewis and Clark, Montana | 2 | $ 382,000 | $ 191,000 | $ 59,000 |
| Yellowstone, Montana | 2 | $ 802,000 | $ 401,000 | $ 197,000 |
| Carson City, Nevada | 2 | $ 828,000 | $ 414,000 | $ 215,000 |
| Cheshire, New Hampshire | 2 | $ 384,000 | $ 192,000 | $ 92,000 |
| Cumberland, New Jersey | 2 | $ 533,000 | $ 266,500 | $ 166,000 |
| Morris, New Jersey | 2 | $ 561,000 | $ 280,500 | $ 185,000 |
| Somerset, New Jersey | 2 | $ 527,000 | $ 263,500 | $ 131,000 |
| Sandoval, New Mexico | 2 | $ 665,000 | $ 332,500 | $ 160,000 |
| Schenectady, New York | 2 | $ 485,000 | $ 242,500 | $ 72,000 |
| Bertie, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Brunswick, North Carolina | 2 | $ 467,000 | $ 233,500 | $ 143,000 |
| Buncombe, North Carolina | 2 | $ 512,000 | $ 256,000 | $ 111,000 |
| Dare, North Carolina | 2 | $ 495,000 | $ 247,500 | $ 75,000 |
| Henderson, North Carolina | 2 | $ 507,000 | $ 253,500 | $ 83,000 |
| Hoke, North Carolina | 2 | $ 767,000 | $ 383,500 | $ 96,000 |
| Iredell, North Carolina | 2 | $ 239,000 | $ 119,500 | $ 40,000 |
| Johnston, North Carolina | 2 | $ 385,000 | $ 192,500 | $ 93,000 |
| Lincoln, North Carolina | 2 | $ 828,000 | $ 414,000 | $ 54,000 |
| New Hanover, North Carolina | 2 | $ 389,000 | $ 194,500 | $ 97,000 |
| Pender, North Carolina | 2 | $ 598,000 | $ 299,000 | $ 103,000 |
| Sampson, North Carolina | 2 | $ 495,000 | $ 247,500 | $ 119,000 |
| Union, North Carolina | 2 | $ 572,000 | $ 286,000 | $ 214,000 |
| Burke, North Dakota | 2 | $ 459,000 | $ 229,500 | $ 229,000 |
| Dunn, North Dakota | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| McIntosh, North Dakota | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Columbiana, Ohio | 2 | $ 394,000 | $ 197,000 | $ 65,000 |
| Lucas, Ohio | 2 | $ 401,000 | $ 200,500 | $ 120,000 |
| Montgomery, Ohio | 2 | $ 646,000 | $ 323,000 | $ 109,000 |
| Canadian, Oklahoma | 2 | $ 444,000 | $ 222,000 | $ 93,000 |
| Cleveland, Oklahoma | 2 | $ 596,000 | $ 298,000 | $ 88,000 |
| Garfield, Oklahoma | 2 | $ 204,000 | $ 102,000 | $ 86,000 |
| Benton, Oregon | 2 | $ 599,000 | $ 299,500 | $ 70,000 |
| Klamath, Oregon | 2 | $ 516,000 | $ 258,000 | $ 107,000 |
| Lane, Oregon | 2 | $ 498,000 | $ 249,000 | $ 98,000 |
| Allegheny, Pennsylvania | 2 | $ 439,000 | $ 219,500 | $ 180,000 |
| Butler, Pennsylvania | 2 | $ 593,000 | $ 296,500 | $ 75,000 |
| Delaware, Pennsylvania | 2 | $ 435,000 | $ 217,500 | $ 70,000 |
| Lancaster, Pennsylvania | 2 | $ 482,000 | $ 241,000 | $ 63,000 |
| Lebanon, Pennsylvania | 2 | $ 808,000 | $ 404,000 | $ 54,000 |
| Lehigh, Pennsylvania | 2 | $ 704,000 | $ 352,000 | $ 99,000 |
| Lycoming, Pennsylvania | 2 | $ 255,000 | $ 127,500 | $ 23,000 |
| Kent, Rhode Island | 2 | $ 399,000 | $ 199,500 | $ 66,000 |
| Florence, South Carolina | 2 | $ 482,000 | $ 241,000 | $ 134,000 |
| Georgetown, South Carolina | 2 | $ 528,000 | $ 264,000 | $ 95,000 |
| York, South Carolina | 2 | $ 645,000 | $ 322,500 | $ 141,000 |
| Minnehaha, South Dakota | 2 | $ 555,000 | $ 277,500 | $ 83,000 |
| Hamblen, Tennessee | 2 | $ 469,000 | $ 234,500 | $ 76,000 |
| Putnam, Tennessee | 2 | $ 257,000 | $ 128,500 | $ 66,000 |
| Roane, Tennessee | 2 | $ 597,000 | $ 298,500 | $ 94,000 |
| Sullivan, Tennessee | 2 | $ 537,000 | $ 268,500 | $ 116,000 |
| Washington, Tennessee | 2 | $ 625,000 | $ 312,500 | $ 119,000 |
| Brazoria, Texas | 2 | $ 484,000 | $ 242,000 | $ 118,000 |
| Brazos, Texas | 2 | $ 556,000 | $ 278,000 | $ 181,000 |
| Fort Bend, Texas | 2 | $ 569,000 | $ 284,500 | $ 95,000 |
| Guadalupe, Texas | 2 | $ 348,000 | $ 174,000 | $ 86,000 |
| Montgomery, Texas | 2 | $ 505,000 | $ 252,500 | $ 154,000 |
| Randall, Texas | 2 | $ 439,000 | $ 219,500 | $ 96,000 |
| Wichita, Texas | 2 | $ 462,000 | $ 231,000 | $ 103,000 |
| Cache, Utah | 2 | $ 722,000 | $ 361,000 | $ 137,000 |
| Summit, Utah | 2 | $ 704,000 | $ 352,000 | $ 146,000 |
| Botetourt, Virginia | 2 | $ 777,000 | $ 388,500 | $ 190,000 |
| Hampton, Virginia | 2 | $ 460,000 | $ 230,000 | $ 110,000 |
| King George, Virginia | 2 | $ 684,000 | $ 342,000 | $ 53,000 |
| Montgomery, Virginia | 2 | $ 705,000 | $ 352,500 | $ 40,000 |
| Norfolk, Virginia | 2 | $ 456,000 | $ 228,000 | $ 88,000 |
| Portsmouth, Virginia | 2 | $ 623,000 | $ 311,500 | $ 105,000 |
| Richmond City, Virginia | 2 | $ 543,000 | $ 271,500 | $ 111,000 |
| York, Virginia | 2 | $ 560,000 | $ 280,000 | $ 56,000 |
| Benton, Washington | 2 | $ 482,000 | $ 241,000 | $ 124,000 |
| Grays Harbor, Washington | 2 | $ 299,000 | $ 149,500 | $ 40,000 |
| Skagit, Washington | 2 | $ 619,000 | $ 309,500 | $ 77,000 |
| Whatcom, Washington | 2 | $ 591,000 | $ 295,500 | $ 61,000 |
| Berkeley, West Virginia | 2 | $ 465,000 | $ 232,500 | $ 69,000 |
| Kanawha, West Virginia | 2 | $ 315,000 | $ 157,500 | $ 249,000 |
| Brown, Wisconsin | 2 | $ 292,000 | $ 146,000 | $ 85,000 |
| Kenosha, Wisconsin | 2 | $ 372,000 | $ 186,000 | $ 84,000 |
| Milwaukee, Wisconsin | 2 | $ 395,000 | $ 197,500 | $ 66,000 |
| Ozaukee, Wisconsin | 2 | $ 979,000 | $ 489,500 | $ 233,000 |
| Rock, Wisconsin | 2 | $ 404,000 | $ 202,000 | $ 21,000 |
| St. Croix, Wisconsin | 2 | $ 434,000 | $ 217,000 | $ 68,000 |
| Laramie, Wyoming | 2 | $ 291,000 | $ 145,500 | $ 61,000 |
| Baldwin, Alabama | 1 | $ 312,000 | $ 312,000 | $ 141,000 |
| Covington, Alabama | 1 | $ 346,000 | $ 346,000 | $ 265,000 |
| Crenshaw, Alabama | 1 | $ 251,000 | $ 251,000 | $ 106,000 |
| Dale, Alabama | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Lee, Alabama | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Marion, Alabama | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Mobile, Alabama | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Morgan, Alabama | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,419 | $559,597,000 | $231,000 | $7,400,000 | $100,000 | $8,173,000 |
| Refinancing | 1,786 | $512,590,000 | $287,000 | $1,440,000 | $93,000 | $1,500,000 |
| Home Improvement | 247 | $60,246,000 | $243,000 | $600,000 | $104,000 | $414,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,882 | $685,564,000 | $237,000 | $1,440,000 | $93,000 | $914,000 |
| Not Provided | 906 | $257,783,000 | $284,000 | $950,000 | $117,000 | $8,173,000 |
| Asian | 222 | $61,290,000 | $276,000 | $1,022,000 | $102,000 | $356,000 |
| Hispanic | 217 | $50,173,000 | $231,000 | $600,000 | $73,000 | $415,000 |
| Black or African American | 173 | $44,452,000 | $256,000 | $1,000,000 | $80,000 | $423,000 |
| American Indian or Alaskan Native | 32 | $7,707,000 | $240,000 | $517,000 | $138,000 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,169,000 | $316,000 | $431,000 | $95,000 | $165,000 |
| Not applicable | 10 | $22,295,000 | $2,229,000 | $7,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,060 | $513,780,000 | $249,000 | $7,400,000 | $120,000 | $8,173,000 |
| VA-guaranteed (Veterans Administration) | 1,914 | $555,497,000 | $290,000 | $1,152,000 | $83,000 | $425,000 |
| FHA-insured (Federal Housing Administration) | 405 | $54,581,000 | $134,000 | $635,000 | $57,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $8,575,000 | $117,000 | $249,000 | $46,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,691 | $674,190,000 | $250,000 | $7,400,000 | $93,000 | $852,000 |
| Application Withdrawn By Applicant | 1,085 | $285,602,000 | $263,000 | $1,440,000 | $113,000 | $8,173,000 |
| Application Denied By Financial Institution | 652 | $165,304,000 | $253,000 | $1,152,000 | $88,000 | $1,500,000 |
| Application Approved But Not Accepted | 22 | $7,042,000 | $320,000 | $1,000,000 | $137,000 | $476,000 |
| Loan Purchased By The Institution | 2 | $295,000 | $147,000 | $217,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 187 | $50,120,000 | $268,000 | $1,152,000 | $104,000 | $1,500,000 |
| Credit History | 146 | $35,569,000 | $243,000 | $1,123,000 | $77,000 | $336,000 |
| Debt-To-Income Ratio | 118 | $29,258,000 | $247,000 | $1,022,000 | $68,000 | $324,000 |
| Collateral | 116 | $28,531,000 | $245,000 | $912,000 | $95,000 | $321,000 |
| Other | 30 | $7,935,000 | $264,000 | $961,000 | $99,000 | $423,000 |
| Employment History | 25 | $5,433,000 | $217,000 | $618,000 | $82,000 | $300,000 |
| Unverifiable Information | 23 | $5,924,000 | $257,000 | $640,000 | $93,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,534,000 | $362,000 | $679,000 | $106,000 | $260,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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