Navy Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Navy Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 178,100 |
| Total Mortgage Loan Application Amount | $38,739,293,000 |
| Average Mortgage Loan Application Amount | $175,333 |
| Highest Mortgage Loan Application Amount | $32,600,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Navy Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Navy Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Navy Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Navy Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Navy Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Navy Federal Credit Union's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 14,018 | $ 3,836,509,000 | $ 239,250 | $ 115,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7,664 | $ 1,215,048,000 | $ 162,500 | $ 92,500 |
| SAN DIEGO-CARLSBAD, CA | 5,929 | $ 1,943,927,000 | $ 327,000 | $ 119,000 |
| JACKSONVILLE, FL | 3,578 | $ 538,452,000 | $ 150,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,401 | $ 566,881,000 | $ 166,000 | $ 93,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,991 | $ 789,730,000 | $ 264,000 | $ 122,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,872 | $ 670,350,000 | $ 233,000 | $ 105,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2,383 | $ 328,489,000 | $ 137,000 | $ 70,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,610 | $ 302,726,000 | $ 188,000 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,589 | $ 263,783,000 | $ 166,000 | $ 82,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,468 | $ 302,496,000 | $ 206,000 | $ 106,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,338 | $ 404,728,000 | $ 302,000 | $ 134,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,284 | $ 217,276,000 | $ 169,000 | $ 98,000 |
| JACKSONVILLE, NC | 1,223 | $ 143,620,000 | $ 117,000 | $ 78,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,202 | $ 213,703,000 | $ 177,000 | $ 90,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,166 | $ 311,993,000 | $ 267,000 | $ 112,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,138 | $ 231,396,000 | $ 203,000 | $ 92,000 |
| BREMERTON-SILVERDALE, WA | 1,102 | $ 239,304,000 | $ 217,000 | $ 97,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,093 | $ 188,333,000 | $ 172,000 | $ 108,000 |
| URBAN HONOLULU, HI | 983 | $ 393,462,000 | $ 400,000 | $ 126,000 |
| FORT WORTH-ARLINGTON, TX | 981 | $ 158,420,000 | $ 161,000 | $ 104,000 |
| DALLAS-PLANO-IRVING, TX | 970 | $ 182,140,000 | $ 187,000 | $ 108,000 |
| RICHMOND, VA | 959 | $ 166,669,000 | $ 173,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 918 | $ 308,623,000 | $ 336,000 | $ 128,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 849 | $ 283,752,000 | $ 334,000 | $ 127,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 818 | $ 203,310,000 | $ 248,000 | $ 123,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 768 | $ 157,115,000 | $ 203,000 | $ 100,500 |
| COLORADO SPRINGS, CO | 765 | $ 170,667,000 | $ 223,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 689 | $ 97,726,000 | $ 138,666 | $ 85,000 |
| NEW ORLEANS-METAIRIE, LA | 685 | $ 94,318,000 | $ 137,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 607 | $ 123,225,000 | $ 203,000 | $ 108,000 |
| FAYETTEVILLE, NC | 598 | $ 70,848,000 | $ 118,000 | $ 75,000 |
| TACOMA-LAKEWOOD, WA | 591 | $ 140,387,000 | $ 237,000 | $ 99,000 |
| PROVIDENCE-WARWICK, RI-MA | 561 | $ 137,824,000 | $ 246,000 | $ 118,000 |
| KILLEEN-TEMPLE, TX | 560 | $ 59,200,000 | $ 105,000 | $ 82,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 555 | $ 133,170,000 | $ 239,000 | $ 129,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 553 | $ 75,597,000 | $ 134,000 | $ 81,500 |
| RALEIGH, NC | 544 | $ 112,528,000 | $ 206,000 | $ 100,000 |
| CAMDEN, NJ | 541 | $ 91,905,000 | $ 169,000 | $ 104,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 528 | $ 228,958,000 | $ 433,000 | $ 151,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 522 | $ 79,781,000 | $ 152,000 | $ 86,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 520 | $ 99,113,000 | $ 190,000 | $ 107,000 |
| NORWICH-NEW LONDON, CT | 511 | $ 90,500,000 | $ 177,000 | $ 96,000 |
| ST. LOUIS, MO-IL | 508 | $ 78,034,000 | $ 153,000 | $ 95,000 |
| OKLAHOMA CITY, OK | 507 | $ 77,277,000 | $ 152,000 | $ 85,000 |
| PHILADELPHIA, PA | 505 | $ 64,330,000 | $ 127,000 | $ 86,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 493 | $ 113,490,000 | $ 230,000 | $ 111,000 |
| CORPUS CHRISTI, TX | 488 | $ 67,892,000 | $ 139,000 | $ 91,000 |
| NEW BERN, NC | 480 | $ 64,632,000 | $ 134,000 | $ 78,000 |
| COLUMBIA, SC | 476 | $ 68,045,000 | $ 142,000 | $ 82,000 |
| EL PASO, TX | 467 | $ 53,849,000 | $ 115,000 | $ 74,000 |
| CLARKSVILLE, TN-KY | 461 | $ 58,763,000 | $ 110,500 | $ 69,500 |
| SAVANNAH, GA | 452 | $ 66,017,000 | $ 146,000 | $ 84,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 441 | $ 100,449,000 | $ 227,000 | $ 123,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 440 | $ 90,972,000 | $ 206,000 | $ 105,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 430 | $ 47,705,000 | $ 110,000 | $ 75,000 |
| CLEVELAND-ELYRIA, OH | 426 | $ 53,355,000 | $ 125,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 424 | $ 87,673,000 | $ 206,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 406 | $ 67,212,000 | $ 165,500 | $ 92,500 |
| AUSTIN-ROUND ROCK, TX | 404 | $ 99,003,000 | $ 245,000 | $ 128,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 397 | $ 113,527,000 | $ 272,500 | $ 113,000 |
| BAKERSFIELD, CA | 367 | $ 67,578,000 | $ 184,000 | $ 101,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 347 | $ 58,665,000 | $ 169,000 | $ 85,000 |
| YUMA, AZ | 339 | $ 43,448,000 | $ 128,000 | $ 79,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 331 | $ 51,415,000 | $ 137,000 | $ 84,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 329 | $ 119,304,000 | $ 362,000 | $ 120,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 325 | $ 89,371,000 | $ 274,000 | $ 123,000 |
| COLUMBUS, GA-AL | 309 | $ 28,376,000 | $ 102,000 | $ 69,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 305 | $ 75,558,000 | $ 247,000 | $ 128,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 303 | $ 54,436,000 | $ 179,000 | $ 94,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 300 | $ 53,322,000 | $ 177,000 | $ 91,000 |
| HINESVILLE, GA | 296 | $ 26,287,000 | $ 88,000 | $ 65,000 |
| COLUMBUS, OH | 280 | $ 48,534,000 | $ 173,000 | $ 96,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 279 | $ 60,820,000 | $ 194,000 | $ 98,000 |
| NEWARK, NJ-PA | 279 | $ 74,571,000 | $ 225,500 | $ 127,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 278 | $ 109,550,000 | $ 394,000 | $ 139,000 |
| WINCHESTER, VA-WV | 270 | $ 48,765,000 | $ 157,500 | $ 80,000 |
| PITTSBURGH, PA | 267 | $ 45,422,000 | $ 170,000 | $ 114,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 266 | $ 47,408,000 | $ 174,500 | $ 109,500 |
| ALBUQUERQUE, NM | 265 | $ 46,986,000 | $ 177,000 | $ 90,000 |
| ALBANY, GA | 257 | $ 24,585,000 | $ 95,000 | $ 83,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 257 | $ 51,882,000 | $ 201,000 | $ 104,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 255 | $ 45,977,000 | $ 182,500 | $ 104,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 248 | $ 40,653,000 | $ 163,000 | $ 92,000 |
| TUCSON, AZ | 244 | $ 43,080,000 | $ 176,000 | $ 96,000 |
| PANAMA CITY, FL | 241 | $ 48,806,000 | $ 202,000 | $ 96,000 |
| CINCINNATI, OH-KY-IN | 238 | $ 37,030,000 | $ 165,000 | $ 84,333 |
| BIRMINGHAM-HOOVER, AL | 232 | $ 38,008,000 | $ 163,000 | $ 82,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 227 | $ 34,916,000 | $ 147,000 | $ 100,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 223 | $ 67,681,000 | $ 303,000 | $ 133,000 |
| MONTGOMERY, AL | 220 | $ 24,101,000 | $ 109,000 | $ 74,000 |
| SALISBURY, MD-DE | 214 | $ 43,440,000 | $ 195,500 | $ 159,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 202 | $ 33,087,000 | $ 175,500 | $ 91,500 |
| OLYMPIA-TUMWATER, WA | 194 | $ 46,829,000 | $ 241,000 | $ 95,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 193 | $ 40,667,000 | $ 210,000 | $ 121,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 191 | $ 34,581,000 | $ 181,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 190 | $ 35,316,000 | $ 185,000 | $ 98,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 190 | $ 23,241,000 | $ 122,000 | $ 85,000 |
| BOSTON, MA | 188 | $ 56,825,000 | $ 302,000 | $ 146,000 |
| PORT ST. LUCIE, FL | 188 | $ 31,506,000 | $ 167,000 | $ 95,000 |
| HANFORD-CORCORAN, CA | 185 | $ 31,147,000 | $ 168,000 | $ 93,000 |
| ALBANY-SCHENECTADY-TROY, NY | 181 | $ 36,490,000 | $ 201,000 | $ 97,000 |
| WILMINGTON, DE-MD-NJ | 180 | $ 34,255,000 | $ 196,666 | $ 101,666 |
| LAKELAND-WINTER HAVEN, FL | 179 | $ 24,567,000 | $ 137,000 | $ 82,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 177 | $ 31,688,000 | $ 179,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 176 | $ 60,186,000 | $ 341,000 | $ 144,000 |
| VALLEJO-FAIRFIELD, CA | 174 | $ 49,754,000 | $ 285,000 | $ 112,000 |
| HUNTSVILLE, AL | 173 | $ 35,921,000 | $ 207,000 | $ 114,000 |
| KNOXVILLE, TN | 171 | $ 33,132,000 | $ 193,000 | $ 92,000 |
| PORTLAND-SOUTH PORTLAND, ME | 168 | $ 37,040,000 | $ 220,000 | $ 114,000 |
| WILMINGTON, NC | 163 | $ 35,248,000 | $ 216,000 | $ 96,000 |
| MOBILE, AL | 158 | $ 17,665,000 | $ 111,000 | $ 78,000 |
| GREENSBORO-HIGH POINT, NC | 157 | $ 21,783,000 | $ 138,000 | $ 84,000 |
| SIERRA VISTA-DOUGLAS, AZ | 152 | $ 18,490,000 | $ 121,000 | $ 81,000 |
| DURHAM-CHAPEL HILL, NC | 148 | $ 31,755,000 | $ 214,000 | $ 108,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 141 | $ 17,155,000 | $ 121,000 | $ 72,000 |
| DAYTON, OH | 134 | $ 22,589,000 | $ 168,000 | $ 89,000 |
| FRESNO, CA | 127 | $ 26,043,000 | $ 205,000 | $ 99,000 |
| HARRISBURG-CARLISLE, PA | 126 | $ 21,089,000 | $ 167,000 | $ 103,000 |
| BATON ROUGE, LA | 125 | $ 19,315,000 | $ 154,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 122 | $ 17,453,000 | $ 143,000 | $ 84,000 |
| ASHEVILLE, NC | 121 | $ 23,225,000 | $ 191,000 | $ 88,000 |
| WARNER ROBINS, GA | 121 | $ 17,133,000 | $ 141,000 | $ 94,000 |
| LAWTON, OK | 119 | $ 12,393,000 | $ 104,000 | $ 77,000 |
| WORCESTER, MA-CT | 118 | $ 27,859,000 | $ 220,000 | $ 101,500 |
| MOUNT VERNON-ANACORTES, WA | 116 | $ 32,603,000 | $ 281,000 | $ 113,000 |
| OCALA, FL | 116 | $ 14,614,000 | $ 125,000 | $ 74,000 |
| WINSTON-SALEM, NC | 116 | $ 16,103,000 | $ 138,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 114 | $ 27,759,000 | $ 243,000 | $ 136,000 |
| RENO, NV | 113 | $ 27,725,000 | $ 245,000 | $ 117,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 113 | $ 55,146,000 | $ 488,000 | $ 177,000 |
| BRUNSWICK, GA | 111 | $ 15,994,000 | $ 144,000 | $ 83,000 |
| CHATTANOOGA, TN-GA | 110 | $ 18,629,000 | $ 146,000 | $ 82,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 109 | $ 15,115,000 | $ 138,000 | $ 85,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 108 | $ 22,573,000 | $ 209,000 | $ 106,000 |
| SPOKANE-SPOKANE VALLEY, WA | 108 | $ 21,537,000 | $ 199,000 | $ 91,000 |
| TULSA, OK | 106 | $ 15,472,000 | $ 145,000 | $ 79,000 |
| AUBURN-OPELIKA, AL | 105 | $ 15,275,000 | $ 145,000 | $ 87,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 104 | $ 24,727,000 | $ 237,000 | $ 120,000 |
| NEW HAVEN-MILFORD, CT | 103 | $ 21,422,000 | $ 207,000 | $ 126,000 |
| YORK-HANOVER, PA | 101 | $ 16,965,000 | $ 167,000 | $ 106,000 |
| ROCHESTER, NY | 100 | $ 11,916,000 | $ 119,000 | $ 92,000 |
| AKRON, OH | 99 | $ 12,734,000 | $ 128,000 | $ 109,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 99 | $ 18,862,000 | $ 200,000 | $ 100,000 |
| BOISE CITY, ID | 99 | $ 22,245,000 | $ 224,000 | $ 93,000 |
| TALLAHASSEE, FL | 99 | $ 15,772,000 | $ 159,000 | $ 84,000 |
| JACKSON, MS | 97 | $ 13,401,000 | $ 138,000 | $ 87,000 |
| SALINAS, CA | 96 | $ 39,062,000 | $ 406,000 | $ 139,000 |
| STOCKTON-LODI, CA | 95 | $ 25,658,000 | $ 270,000 | $ 110,000 |
| SALT LAKE CITY, UT | 91 | $ 23,007,000 | $ 252,000 | $ 112,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 89 | $ 15,827,000 | $ 124,500 | $ 69,500 |
| ROANOKE, VA | 87 | $ 15,060,000 | $ 173,000 | $ 91,000 |
| GREELEY, CO | 86 | $ 20,869,000 | $ 242,000 | $ 97,000 |
| GRAND RAPIDS-WYOMING, MI | 84 | $ 14,136,000 | $ 168,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 83 | $ 13,984,000 | $ 168,000 | $ 85,000 |
| MANCHESTER-NASHUA, NH | 81 | $ 17,852,000 | $ 220,000 | $ 107,000 |
| SPARTANBURG, SC | 80 | $ 10,536,000 | $ 131,000 | $ 87,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 79 | $ 30,651,000 | $ 387,000 | $ 178,000 |
| GAINESVILLE, FL | 78 | $ 10,876,000 | $ 139,000 | $ 90,000 |
| WICHITA, KS | 78 | $ 11,558,000 | $ 148,000 | $ 83,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 76 | $ 21,372,000 | $ 281,000 | $ 143,000 |
| PRESCOTT, AZ | 75 | $ 15,063,000 | $ 200,000 | $ 87,000 |
| SPRINGFIELD, MO | 75 | $ 10,416,000 | $ 138,000 | $ 79,000 |
| VISALIA-PORTERVILLE, CA | 74 | $ 11,069,000 | $ 149,000 | $ 84,000 |
| OGDEN-CLEARFIELD, UT | 73 | $ 16,743,000 | $ 229,000 | $ 93,000 |
| ANCHORAGE, AK | 72 | $ 21,022,000 | $ 291,000 | $ 113,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 71 | $ 9,747,000 | $ 137,000 | $ 83,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 69 | $ 37,360,000 | $ 541,000 | $ 177,000 |
| SYRACUSE, NY | 69 | $ 9,998,000 | $ 144,000 | $ 95,000 |
| BOULDER, CO | 68 | $ 22,459,000 | $ 330,000 | $ 137,000 |
| GARY, IN | 68 | $ 9,908,000 | $ 145,000 | $ 87,000 |
| DOVER, DE | 67 | $ 11,223,000 | $ 167,000 | $ 70,000 |
| SPRINGFIELD, MA | 67 | $ 11,793,000 | $ 176,000 | $ 97,000 |
| EL CENTRO, CA | 64 | $ 11,672,000 | $ 182,000 | $ 97,000 |
| FORT COLLINS, CO | 63 | $ 16,452,000 | $ 261,000 | $ 97,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 63 | $ 6,721,000 | $ 128,500 | $ 86,500 |
| PUNTA GORDA, FL | 62 | $ 11,547,000 | $ 186,000 | $ 99,000 |
| ATHENS-CLARKE COUNTY, GA | 61 | $ 9,419,000 | $ 154,000 | $ 91,000 |
| LANCASTER, PA | 60 | $ 11,155,000 | $ 185,000 | $ 100,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 60 | $ 6,300,000 | $ 105,000 | $ 76,000 |
| LYNCHBURG, VA | 59 | $ 9,640,000 | $ 163,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 59 | $ 10,377,000 | $ 175,000 | $ 110,000 |
| SUMTER, SC | 59 | $ 6,923,000 | $ 117,000 | $ 64,000 |
| MANHATTAN, KS | 58 | $ 9,014,000 | $ 155,000 | $ 85,000 |
| LAS CRUCES, NM | 57 | $ 10,759,000 | $ 188,000 | $ 97,000 |
| EAST STROUDSBURG, PA | 56 | $ 5,885,000 | $ 105,000 | $ 87,000 |
| GREENVILLE, NC | 56 | $ 7,734,000 | $ 138,000 | $ 78,000 |
| KENNEWICK-RICHLAND, WA | 56 | $ 12,740,000 | $ 227,000 | $ 107,000 |
| TOLEDO, OH | 56 | $ 7,529,000 | $ 134,000 | $ 81,000 |
| ELGIN, IL | 53 | $ 10,437,000 | $ 196,000 | $ 105,000 |
| FLORENCE, SC | 53 | $ 4,964,000 | $ 93,000 | $ 81,000 |
| LAFAYETTE, LA | 53 | $ 6,176,000 | $ 116,000 | $ 107,000 |
| THE VILLAGES, FL | 53 | $ 11,631,000 | $ 219,000 | $ 99,000 |
| BLOOMINGTON, IN | 51 | $ 9,239,000 | $ 181,000 | $ 95,000 |
| HICKORY-LENOIR-MORGANTON, NC | 51 | $ 7,454,000 | $ 146,000 | $ 85,000 |
| LANSING-EAST LANSING, MI | 51 | $ 8,267,000 | $ 162,000 | $ 87,000 |
| ROCKY MOUNT, NC | 51 | $ 4,562,000 | $ 89,000 | $ 72,000 |
| DOTHAN, AL | 50 | $ 6,390,000 | $ 127,000 | $ 78,000 |
| FORT WAYNE, IN | 50 | $ 7,302,000 | $ 146,000 | $ 72,000 |
| MACON, GA | 50 | $ 5,230,000 | $ 104,000 | $ 79,000 |
| BELLINGHAM, WA | 49 | $ 12,914,000 | $ 263,000 | $ 139,000 |
| MCALLEN-EDINBURG-MISSION, TX | 49 | $ 5,441,000 | $ 111,000 | $ 77,000 |
| PUEBLO, CO | 49 | $ 6,956,000 | $ 141,000 | $ 80,000 |
| CANTON-MASSILLON, OH | 48 | $ 5,338,000 | $ 111,000 | $ 71,000 |
| SALEM, OR | 48 | $ 11,534,000 | $ 240,000 | $ 96,000 |
| TRENTON, NJ | 48 | $ 8,799,000 | $ 183,000 | $ 99,000 |
| GAINESVILLE, GA | 47 | $ 10,908,000 | $ 232,000 | $ 102,000 |
| SEBASTIAN-VERO BEACH, FL | 47 | $ 10,136,000 | $ 215,000 | $ 103,000 |
| BEAUMONT-PORT ARTHUR, TX | 46 | $ 6,416,000 | $ 139,000 | $ 87,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 45 | $ 8,748,000 | $ 194,000 | $ 99,000 |
| JOHNSON CITY, TN | 44 | $ 6,822,000 | $ 155,000 | $ 81,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 43 | $ 6,981,000 | $ 162,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 43 | $ 10,071,000 | $ 234,000 | $ 124,000 |
| UTICA-ROME, NY | 43 | $ 4,626,000 | $ 107,000 | $ 90,000 |
| ABILENE, TX | 42 | $ 4,821,000 | $ 114,000 | $ 72,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 42 | $ 5,523,000 | $ 104,333 | $ 76,666 |
| SANTA ROSA, CA | 42 | $ 17,718,000 | $ 421,000 | $ 153,000 |
| COLLEGE STATION-BRYAN, TX | 41 | $ 7,243,000 | $ 176,000 | $ 137,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 41 | $ 9,233,000 | $ 225,000 | $ 109,000 |
| HOMOSASSA SPRINGS, FL | 41 | $ 4,871,000 | $ 118,000 | $ 74,000 |
| MADISON, WI | 41 | $ 9,546,000 | $ 232,000 | $ 103,000 |
| OCEAN CITY, NJ | 41 | $ 8,919,000 | $ 217,000 | $ 143,000 |
| PROVO-OREM, UT | 41 | $ 9,054,000 | $ 220,000 | $ 104,000 |
| DES MOINES-WEST DES MOINES, IA | 40 | $ 8,337,000 | $ 208,000 | $ 94,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 40 | $ 5,331,000 | $ 145,500 | $ 100,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 39 | $ 6,405,000 | $ 164,000 | $ 108,000 |
| EUGENE, OR | 39 | $ 8,357,000 | $ 214,000 | $ 95,000 |
| LINCOLN, NE | 39 | $ 5,378,000 | $ 137,000 | $ 87,000 |
| READING, PA | 39 | $ 6,125,000 | $ 157,000 | $ 94,000 |
| TUSCALOOSA, AL | 39 | $ 4,827,000 | $ 123,000 | $ 85,000 |
| WACO, TX | 39 | $ 5,364,000 | $ 137,000 | $ 102,000 |
| BROWNSVILLE-HARLINGEN, TX | 38 | $ 4,698,000 | $ 123,000 | $ 90,000 |
| BURLINGTON, NC | 38 | $ 6,546,000 | $ 172,000 | $ 71,000 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 38 | $ 540,000 | $ 14,000 | $ 61,000 |
| MODESTO, CA | 36 | $ 7,214,000 | $ 200,000 | $ 100,000 |
| VALDOSTA, GA | 36 | $ 4,354,000 | $ 120,000 | $ 78,000 |
| ANN ARBOR, MI | 35 | $ 6,314,000 | $ 180,000 | $ 105,000 |
| COEUR D'ALENE, ID | 35 | $ 7,477,000 | $ 213,000 | $ 95,000 |
| GOLDSBORO, NC | 35 | $ 3,344,000 | $ 95,000 | $ 58,000 |
| STAUNTON-WAYNESBORO, VA | 35 | $ 7,033,000 | $ 200,000 | $ 90,000 |
| FLAGSTAFF, AZ | 34 | $ 9,479,000 | $ 278,000 | $ 129,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 34 | $ 11,406,000 | $ 335,000 | $ 118,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 34 | $ 13,901,000 | $ 408,000 | $ 157,000 |
| BANGOR, ME | 33 | $ 6,178,000 | $ 187,000 | $ 109,000 |
| BEND-REDMOND, OR | 33 | $ 7,970,000 | $ 241,000 | $ 131,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 33 | $ 4,768,000 | $ 119,000 | $ 87,000 |
| SANTA MARIA-SANTA BARBARA, CA | 32 | $ 11,656,000 | $ 364,000 | $ 134,000 |
| TOPEKA, KS | 32 | $ 4,539,000 | $ 141,000 | $ 65,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 31 | $ 5,510,000 | $ 182,000 | $ 103,000 |
| GLENS FALLS, NY | 31 | $ 5,014,000 | $ 161,000 | $ 99,000 |
| HARRISONBURG, VA | 31 | $ 5,447,000 | $ 175,000 | $ 141,000 |
| HATTIESBURG, MS | 31 | $ 2,943,000 | $ 94,000 | $ 69,000 |
| FLINT, MI | 30 | $ 3,480,000 | $ 116,000 | $ 74,000 |
| LUBBOCK, TX | 30 | $ 5,319,000 | $ 177,000 | $ 103,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 29 | $ 7,070,000 | $ 243,000 | $ 112,000 |
| ERIE, PA | 29 | $ 3,966,000 | $ 136,000 | $ 89,000 |
| FORT SMITH, AR-OK | 29 | $ 3,683,000 | $ 108,500 | $ 80,000 |
| REDDING, CA | 29 | $ 6,170,000 | $ 212,000 | $ 89,000 |
| EVANSVILLE, IN-KY | 28 | $ 4,158,000 | $ 162,500 | $ 77,500 |
| GREEN BAY, WI | 28 | $ 5,248,000 | $ 187,000 | $ 120,000 |
| LAKE CHARLES, LA | 28 | $ 3,758,000 | $ 134,000 | $ 73,000 |
| LONGVIEW, TX | 28 | $ 3,367,000 | $ 120,000 | $ 78,000 |
| ROCKFORD, IL | 28 | $ 3,794,000 | $ 135,000 | $ 70,000 |
| SAN ANGELO, TX | 28 | $ 3,787,000 | $ 135,000 | $ 77,000 |
| SANTA FE, NM | 28 | $ 8,089,000 | $ 288,000 | $ 110,000 |
| CHEYENNE, WY | 27 | $ 5,622,000 | $ 208,000 | $ 76,000 |
| FAIRBANKS, AK | 27 | $ 4,996,000 | $ 185,000 | $ 91,000 |
| GETTYSBURG, PA | 27 | $ 4,692,000 | $ 173,000 | $ 102,000 |
| IDAHO FALLS, ID | 27 | $ 5,270,000 | $ 195,000 | $ 109,000 |
| KALAMAZOO-PORTAGE, MI | 27 | $ 5,395,000 | $ 199,000 | $ 91,000 |
| PEORIA, IL | 27 | $ 2,707,000 | $ 100,000 | $ 88,000 |
| SEBRING, FL | 27 | $ 2,499,000 | $ 92,000 | $ 87,000 |
| WATERTOWN-FORT DRUM, NY | 27 | $ 3,414,000 | $ 126,000 | $ 84,000 |
| HOUMA-THIBODAUX, LA | 26 | $ 4,415,000 | $ 169,000 | $ 97,000 |
| ST. GEORGE, UT | 26 | $ 7,065,000 | $ 271,000 | $ 105,000 |
| MADERA, CA | 25 | $ 4,678,000 | $ 187,000 | $ 88,000 |
| CEDAR RAPIDS, IA | 24 | $ 4,706,000 | $ 196,000 | $ 84,000 |
| CLEVELAND, TN | 24 | $ 3,129,000 | $ 130,000 | $ 95,000 |
| MEDFORD, OR | 24 | $ 4,794,000 | $ 199,000 | $ 94,000 |
| STATE COLLEGE, PA | 24 | $ 5,278,000 | $ 219,000 | $ 125,000 |
| YAKIMA, WA | 24 | $ 4,524,000 | $ 188,000 | $ 102,000 |
| BILLINGS, MT | 23 | $ 4,438,000 | $ 192,000 | $ 101,000 |
| BOWLING GREEN, KY | 23 | $ 2,838,000 | $ 123,000 | $ 76,000 |
| DECATUR, AL | 23 | $ 3,209,000 | $ 139,000 | $ 96,000 |
| JACKSON, TN | 23 | $ 3,118,000 | $ 135,000 | $ 110,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 23 | $ 3,262,000 | $ 141,000 | $ 87,000 |
| MORGANTOWN, WV | 23 | $ 3,560,000 | $ 154,000 | $ 63,000 |
| RACINE, WI | 23 | $ 3,782,000 | $ 164,000 | $ 96,000 |
| TERRE HAUTE, IN | 23 | $ 2,057,000 | $ 89,000 | $ 71,000 |
| AMARILLO, TX | 22 | $ 3,581,000 | $ 162,000 | $ 89,000 |
| BECKLEY, WV | 22 | $ 2,494,000 | $ 113,000 | $ 65,000 |
| COLUMBIA, MO | 22 | $ 4,009,000 | $ 182,000 | $ 79,000 |
| DULUTH, MN-WI | 22 | $ 3,342,000 | $ 125,000 | $ 75,500 |
| DALTON, GA | 21 | $ 2,414,000 | $ 114,000 | $ 64,000 |
| HAMMOND, LA | 21 | $ 2,990,000 | $ 142,000 | $ 76,000 |
| LAREDO, TX | 21 | $ 2,362,000 | $ 112,000 | $ 72,000 |
| LAWRENCE, KS | 21 | $ 3,549,000 | $ 169,000 | $ 81,000 |
| LEBANON, PA | 21 | $ 4,056,000 | $ 193,000 | $ 74,000 |
| ALEXANDRIA, LA | 20 | $ 2,696,000 | $ 134,000 | $ 93,000 |
| BATTLE CREEK, MI | 20 | $ 2,487,000 | $ 124,000 | $ 97,000 |
| GRANTS PASS, OR | 20 | $ 3,904,000 | $ 195,000 | $ 64,000 |
| JACKSON, MI | 20 | $ 2,336,000 | $ 116,000 | $ 72,000 |
| JOPLIN, MO | 20 | $ 2,919,000 | $ 145,000 | $ 76,000 |
| LONGVIEW, WA | 20 | $ 5,276,000 | $ 263,000 | $ 109,000 |
| TYLER, TX | 20 | $ 2,425,000 | $ 121,000 | $ 87,000 |
| ALTOONA, PA | 19 | $ 2,111,000 | $ 111,000 | $ 79,000 |
| CHAMPAIGN-URBANA, IL | 19 | $ 2,592,000 | $ 136,000 | $ 55,000 |
| GRAND ISLAND, NE | 19 | $ 2,123,000 | $ 111,000 | $ 71,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 3,150,000 | $ 165,000 | $ 82,000 |
| ROCHESTER, MN | 19 | $ 3,053,000 | $ 160,000 | $ 61,000 |
| SPRINGFIELD, OH | 19 | $ 1,943,000 | $ 102,000 | $ 67,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 18 | $ 1,604,000 | $ 89,000 | $ 67,000 |
| APPLETON, WI | 18 | $ 3,007,000 | $ 167,000 | $ 105,000 |
| CHICO, CA | 18 | $ 3,128,000 | $ 173,000 | $ 78,000 |
| FARGO, ND-MN | 18 | $ 3,755,000 | $ 190,500 | $ 90,000 |
| JOHNSTOWN, PA | 18 | $ 1,607,000 | $ 89,000 | $ 73,000 |
| MERCED, CA | 18 | $ 3,162,000 | $ 175,000 | $ 81,000 |
| MONROE, LA | 18 | $ 1,585,000 | $ 88,000 | $ 72,000 |
| MONROE, MI | 18 | $ 2,756,000 | $ 153,000 | $ 88,000 |
| MUSKEGON, MI | 18 | $ 2,063,000 | $ 114,000 | $ 71,000 |
| VINELAND-BRIDGETON, NJ | 18 | $ 1,812,000 | $ 100,000 | $ 95,000 |
| WICHITA FALLS, TX | 18 | $ 1,924,000 | $ 106,000 | $ 72,000 |
| YUBA CITY, CA | 18 | $ 4,091,000 | $ 227,000 | $ 77,000 |
| CARBONDALE-MARION, IL | 17 | $ 1,666,000 | $ 98,000 | $ 114,000 |
| GADSDEN, AL | 17 | $ 1,947,000 | $ 114,000 | $ 83,000 |
| LEWISTON-AUBURN, ME | 17 | $ 2,064,000 | $ 121,000 | $ 73,000 |
| NAPA, CA | 17 | $ 6,501,000 | $ 382,000 | $ 153,000 |
| OSHKOSH-NEENAH, WI | 17 | $ 2,628,000 | $ 154,000 | $ 82,000 |
| PINE BLUFF, AR | 17 | $ 820,000 | $ 48,000 | $ 64,000 |
| SAGINAW, MI | 17 | $ 1,782,000 | $ 104,000 | $ 65,000 |
| ALBANY, OR | 16 | $ 2,373,000 | $ 148,000 | $ 89,000 |
| BINGHAMTON, NY | 16 | $ 1,574,000 | $ 98,000 | $ 71,000 |
| GREAT FALLS, MT | 16 | $ 3,804,000 | $ 237,000 | $ 89,000 |
| HOT SPRINGS, AR | 16 | $ 2,956,000 | $ 184,000 | $ 126,000 |
| KINGSTON, NY | 15 | $ 2,586,000 | $ 172,000 | $ 86,000 |
| MIDLAND, TX | 15 | $ 2,647,000 | $ 176,000 | $ 104,000 |
| MORRISTOWN, TN | 15 | $ 2,416,000 | $ 161,000 | $ 65,000 |
| ODESSA, TX | 15 | $ 1,460,000 | $ 97,000 | $ 54,000 |
| SANTA CRUZ-WATSONVILLE, CA | 15 | $ 7,422,000 | $ 494,000 | $ 180,000 |
| TEXARKANA, TX-AR | 15 | $ 1,432,000 | $ 102,500 | $ 71,500 |
| VICTORIA, TX | 15 | $ 1,904,000 | $ 126,000 | $ 84,000 |
| WENATCHEE, WA | 15 | $ 4,447,000 | $ 296,000 | $ 101,000 |
| WHEELING, WV-OH | 15 | $ 2,088,000 | $ 137,000 | $ 70,000 |
| BLOOMINGTON, IL | 14 | $ 2,164,000 | $ 154,000 | $ 76,000 |
| FARMINGTON, NM | 14 | $ 2,111,000 | $ 150,000 | $ 81,000 |
| MUNCIE, IN | 14 | $ 1,880,000 | $ 134,000 | $ 59,000 |
| RAPID CITY, SD | 14 | $ 2,849,000 | $ 203,000 | $ 83,000 |
| SIOUX FALLS, SD | 14 | $ 2,178,000 | $ 155,000 | $ 100,000 |
| WAUSAU, WI | 14 | $ 1,762,000 | $ 125,000 | $ 80,000 |
| GRAND JUNCTION, CO | 13 | $ 2,382,000 | $ 183,000 | $ 72,000 |
| JONESBORO, AR | 13 | $ 2,208,000 | $ 169,000 | $ 76,000 |
| MISSOULA, MT | 13 | $ 3,523,000 | $ 271,000 | $ 84,000 |
| SAN RAFAEL, CA | 13 | $ 6,686,000 | $ 514,000 | $ 239,000 |
| SPRINGFIELD, IL | 13 | $ 1,876,000 | $ 144,000 | $ 65,000 |
| WILLIAMSPORT, PA | 13 | $ 1,673,000 | $ 128,000 | $ 69,000 |
| CHARLESTON, WV | 12 | $ 1,667,000 | $ 138,000 | $ 79,000 |
| CORVALLIS, OR | 12 | $ 2,624,000 | $ 218,000 | $ 111,000 |
| IOWA CITY, IA | 12 | $ 2,367,000 | $ 197,000 | $ 105,000 |
| JEFFERSON CITY, MO | 12 | $ 1,556,000 | $ 129,000 | $ 79,000 |
| KANKAKEE, IL | 12 | $ 1,613,000 | $ 134,000 | $ 75,000 |
| MIDLAND, MI | 12 | $ 1,778,000 | $ 148,000 | $ 85,000 |
| BISMARCK, ND | 11 | $ 2,497,000 | $ 227,000 | $ 86,000 |
| LA CROSSE-ONALASKA, WI-MN | 11 | $ 1,648,000 | $ 212,500 | $ 88,000 |
| MANSFIELD, OH | 11 | $ 1,264,000 | $ 114,000 | $ 61,000 |
| POCATELLO, ID | 11 | $ 1,979,000 | $ 179,000 | $ 85,000 |
| ROME, GA | 11 | $ 1,421,000 | $ 129,000 | $ 89,000 |
| SHERMAN-DENISON, TX | 11 | $ 1,347,000 | $ 122,000 | $ 68,000 |
| SIOUX CITY, IA-NE-SD | 11 | $ 1,668,000 | $ 209,666 | $ 135,333 |
| CAPE GIRARDEAU, MO-IL | 10 | $ 1,804,000 | $ 180,000 | $ 96,000 |
| CARSON CITY, NV | 10 | $ 2,149,000 | $ 214,000 | $ 84,000 |
| EAU CLAIRE, WI | 10 | $ 1,312,000 | $ 131,000 | $ 47,000 |
| KOKOMO, IN | 10 | $ 717,000 | $ 71,000 | $ 50,000 |
| LIMA, OH | 10 | $ 893,000 | $ 89,000 | $ 64,000 |
| ST. CLOUD, MN | 10 | $ 1,510,000 | $ 151,000 | $ 73,000 |
| ST. JOSEPH, MO-KS | 10 | $ 1,044,000 | $ 104,000 | $ 56,000 |
| ITHACA, NY | 9 | $ 2,239,000 | $ 248,000 | $ 121,000 |
| JANESVILLE-BELOIT, WI | 9 | $ 1,158,000 | $ 128,000 | $ 81,000 |
| PITTSFIELD, MA | 9 | $ 1,695,000 | $ 188,000 | $ 107,000 |
| WALLA WALLA, WA | 9 | $ 1,685,000 | $ 187,000 | $ 93,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 9 | $ 540,000 | $ 51,000 | $ 79,000 |
| BLOOMSBURG-BERWICK, PA | 8 | $ 1,234,000 | $ 154,000 | $ 96,000 |
| CUMBERLAND, MD-WV | 8 | $ 726,000 | $ 120,000 | $ 85,000 |
| LOGAN, UT-ID | 8 | $ 1,783,000 | $ 222,000 | $ 64,000 |
| OWENSBORO, KY | 8 | $ 1,237,000 | $ 154,000 | $ 60,000 |
| SHEBOYGAN, WI | 8 | $ 1,047,000 | $ 130,000 | $ 66,000 |
| CASPER, WY | 7 | $ 767,000 | $ 109,000 | $ 82,000 |
| DUBUQUE, IA | 7 | $ 1,428,000 | $ 204,000 | $ 72,000 |
| ELMIRA, NY | 7 | $ 763,000 | $ 109,000 | $ 116,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 883,000 | $ 126,000 | $ 51,000 |
| GRAND FORKS, ND-MN | 7 | $ 935,000 | $ 133,000 | $ 73,000 |
| MANKATO-NORTH MANKATO, MN | 7 | $ 945,000 | $ 135,000 | $ 88,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 1,138,000 | $ 162,000 | $ 112,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 819,000 | $ 117,000 | $ 63,000 |
| AMES, IA | 6 | $ 1,246,000 | $ 207,000 | $ 107,000 |
| COLUMBUS, IN | 6 | $ 1,132,000 | $ 188,000 | $ 61,000 |
| ELKHART-GOSHEN, IN | 6 | $ 915,000 | $ 152,000 | $ 67,000 |
| PONCE, PR | 6 | $ 59,000 | $ 9,000 | $ 55,000 |
| BAY CITY, MI | 5 | $ 133,000 | $ 26,000 | $ 45,000 |
| DECATUR, IL | 5 | $ 371,000 | $ 74,000 | $ 93,000 |
| LEWISTON, ID-WA | 5 | $ 536,000 | $ 106,000 | $ 30,500 |
| ARECIBO, PR | 3 | $ 50,000 | $ 16,000 | $ 38,000 |
| DANVILLE, IL | 3 | $ 347,000 | $ 115,000 | $ 90,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 378,000 | $ 126,000 | $ 71,000 |
| FOND DU LAC, WI | 2 | $ 228,000 | $ 114,000 | $ 64,000 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 1 | $ 19,000 | $ 19,000 | $ 126,000 |
| GUAYAMA, PR | 1 | $ 4,000 | $ 4,000 | $ 38,000 |
| SAN GERMAN-CABO ROJO, PR | 1 | $ 18,000 | $ 18,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 109,388 | $27,108,913,000 | $247,000 | $2,520,000 | $86,000 | $6,045,000 |
| Refinancing | 42,931 | $11,038,423,000 | $257,000 | $32,600,000 | $112,000 | $9,999,000 |
| Home Improvement | 25,781 | $591,957,000 | $22,000 | $500,000 | $91,000 | $7,438,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 86,432 | $19,272,619,000 | $222,000 | $2,520,000 | $98,000 | $9,999,000 |
| Black or African American | 37,951 | $6,967,870,000 | $183,000 | $1,980,000 | $82,000 | $6,045,000 |
| Not Provided | 21,868 | $5,078,468,000 | $232,000 | $2,000,000 | $99,000 | $9,999,000 |
| Hispanic | 19,003 | $4,031,522,000 | $212,000 | $1,600,000 | $83,000 | $5,348,000 |
| Asian | 8,416 | $2,399,486,000 | $285,000 | $2,000,000 | $99,000 | $1,994,000 |
| American Indian or Alaskan Native | 2,405 | $467,781,000 | $194,000 | $1,386,000 | $82,000 | $4,261,000 |
| Native Hawaiin or Other Pacific Islander | 1,897 | $465,982,000 | $245,000 | $1,800,000 | $93,000 | $693,000 |
| Not applicable | 128 | $55,565,000 | $434,000 | $32,600,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102,917 | $19,878,273,000 | $193,000 | $32,600,000 | $98,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 67,365 | $17,283,668,000 | $256,000 | $2,000,000 | $87,000 | $4,710,000 |
| FHA-insured (Federal Housing Administration) | 7,818 | $1,577,352,000 | $201,000 | $790,000 | $70,000 | $1,320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 64,281 | $13,143,888,000 | $204,000 | $2,000,000 | $102,000 | $2,659,000 |
| Preapproval Denied by Financial Institution | 41,997 | $9,328,579,000 | $222,000 | $2,000,000 | $69,000 | $6,045,000 |
| Application Denied By Financial Institution | 31,098 | $5,469,754,000 | $175,000 | $2,000,000 | $90,000 | $5,348,000 |
| Preapproval Approved but not Accepted | 20,926 | $5,806,854,000 | $277,000 | $2,520,000 | $95,000 | $4,320,000 |
| Application Withdrawn By Applicant | 17,803 | $4,503,390,000 | $252,000 | $32,600,000 | $116,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,917 | $468,954,000 | $244,000 | $1,500,000 | $106,000 | $2,335,000 |
| Loan Purchased By The Institution | 76 | $17,140,000 | $225,000 | $549,000 | $75,000 | $293,000 |
| File Closed For Incompleteness | 2 | $734,000 | $367,000 | $459,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20,942 | $4,809,579,000 | $229,000 | $2,000,000 | $57,000 | $608,000 |
| Credit History | 19,126 | $3,424,421,000 | $179,000 | $1,800,000 | $80,000 | $1,350,000 |
| Other | 15,345 | $2,563,444,000 | $167,000 | $1,400,000 | $87,000 | $6,045,000 |
| Credit Application Incomplete | 9,882 | $2,336,295,000 | $236,000 | $1,865,000 | $98,000 | $3,564,000 |
| Collateral | 3,059 | $646,855,000 | $211,000 | $1,400,000 | $108,000 | $1,810,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,858 | $433,926,000 | $233,000 | $2,000,000 | $86,000 | $1,320,000 |
| Employment History | 1,521 | $302,144,000 | $198,000 | $1,000,000 | $51,000 | $454,000 |
| Unverifiable Information | 1,362 | $281,669,000 | $206,000 | $1,511,000 | $70,000 | $1,584,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.