Farmers Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Farmers Bank & Trust of Great Bend, KS reported 5,350 mortgage applications totaling $1.1 billion, down 48% from 2013. The average application was for $205,893, and applicants reported an average income of $102,604. 35% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (210), Kansas City, MO-KS (205) and Riverside-San Bernardino-Ontario, CA (177) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 5,350 |
| Total Mortgage Loan Application Amount | $1,101,531,000 |
| Average Mortgage Loan Application Amount | $205,893 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $102,604 |
| Highest Applicant Income | $3,009,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 210 | $ 42,987,000 | $ 204,700 | $ 109,000 |
| Kansas City, MO-KS | 205 | $ 37,556,000 | $ 183,200 | $ 94,380 |
| Riverside-San Bernardino-Ontario, CA | 177 | $ 45,001,000 | $ 254,242 | $ 110,000 |
| Denver-Aurora-Lakewood, CO | 176 | $ 39,119,000 | $ 222,267 | $ 58,000 |
| Los Angeles-Long Beach-Glendale, CA | 151 | $ 47,328,000 | $ 313,430 | $ 104,000 |
| New York-Jersey City-White Plains, NY-NJ | 131 | $ 38,975,000 | $ 297,519 | $ 141,389 |
| Atlanta-Sandy Springs-Roswell, GA | 104 | $ 19,442,000 | $ 186,942 | $ 120,000 |
| Las Vegas-Henderson-Paradise, NV | 96 | $ 17,377,000 | $ 181,010 | $ 99,000 |
| San Diego-Carlsbad, CA | 94 | $ 30,639,000 | $ 325,946 | $ 108,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 92 | $ 25,355,000 | $ 275,597 | $ 134,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 88 | $ 21,430,000 | $ 243,522 | $ 113,522 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 85 | $ 26,116,000 | $ 307,247 | $ 127,858 |
| Seattle-Bellevue-Everett, WA | 84 | $ 24,235,000 | $ 288,511 | $ 119,000 |
| Houston-The Woodlands-Sugar Land, TX | 78 | $ 17,059,000 | $ 218,705 | $ 140,000 |
| Chicago-Naperville-Arlington Heights, IL | 75 | $ 15,170,000 | $ 202,266 | $ 106,000 |
| Dallas-Plano-Irving, TX | 73 | $ 15,748,000 | $ 215,726 | $ 142,000 |
| Oakland-Hayward-Berkeley, CA | 70 | $ 26,238,000 | $ 374,828 | $ 116,000 |
| Anaheim-Santa Ana-Irvine, CA | 69 | $ 27,172,000 | $ 393,797 | $ 144,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 66 | $ 13,261,000 | $ 200,924 | $ 101,348 |
| Warren-Troy-Farmington Hills, MI | 56 | $ 10,518,000 | $ 187,821 | $ 100,000 |
| Charlotte-Concord-Gastonia, NC-SC | 55 | $ 8,787,000 | $ 159,763 | $ 88,945 |
| Reno, NV | 51 | $ 11,233,000 | $ 220,254 | $ 116,000 |
| Topeka, KS | 49 | $ 6,771,000 | $ 138,183 | $ 106,000 |
| Fort Worth-Arlington, TX | 45 | $ 7,068,000 | $ 157,066 | $ 113,000 |
| Nassau County-Suffolk County, NY | 42 | $ 12,048,000 | $ 286,857 | $ 129,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 42 | $ 8,652,000 | $ 206,000 | $ 120,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 41 | $ 18,072,000 | $ 440,780 | $ 135,000 |
| St. Louis, MO-IL | 41 | $ 8,152,000 | $ 198,829 | $ 119,414 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 40 | $ 6,381,000 | $ 159,525 | $ 83,000 |
| Orlando-Kissimmee-Sanford, FL | 40 | $ 6,851,000 | $ 171,275 | $ 103,000 |
| Boise City, ID | 37 | $ 6,738,000 | $ 182,108 | $ 80,000 |
| Salt Lake City, UT | 35 | $ 8,439,000 | $ 241,114 | $ 109,000 |
| Tucson, AZ | 34 | $ 6,584,000 | $ 193,647 | $ 89,000 |
| Newark, NJ-PA | 33 | $ 8,994,000 | $ 272,545 | $ 144,181 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 5,465,000 | $ 165,606 | $ 97,000 |
| Austin-Round Rock, TX | 32 | $ 7,156,000 | $ 223,625 | $ 108,000 |
| Cambridge-Newton-Framingham, MA | 32 | $ 8,344,000 | $ 260,750 | $ 117,000 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 6,540,000 | $ 210,967 | $ 113,000 |
| Detroit-Dearborn-Livonia, MI | 30 | $ 4,430,000 | $ 147,666 | $ 101,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 4,546,000 | $ 151,533 | $ 98,000 |
| Columbus, OH | 29 | $ 2,978,000 | $ 102,689 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 28 | $ 7,836,000 | $ 279,857 | $ 128,000 |
| Bakersfield, CA | 27 | $ 5,972,000 | $ 221,185 | $ 116,000 |
| Montgomery County-Bucks County-Chester County, PA | 27 | $ 5,953,000 | $ 220,481 | $ 114,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 6,306,000 | $ 233,555 | $ 97,000 |
| Albuquerque, NM | 25 | $ 3,421,000 | $ 136,840 | $ 172,000 |
| Colorado Springs, CO | 24 | $ 5,042,000 | $ 210,083 | $ 79,000 |
| Pittsburgh, PA | 24 | $ 3,450,000 | $ 143,750 | $ 79,000 |
| Stockton-Lodi, CA | 24 | $ 6,044,000 | $ 251,833 | $ 103,000 |
| San Antonio-New Braunfels, TX | 23 | $ 4,630,000 | $ 201,304 | $ 107,000 |
| New Orleans-Metairie, LA | 22 | $ 3,968,000 | $ 180,363 | $ 80,000 |
| Memphis, TN-MS-AR | 21 | $ 3,387,000 | $ 161,285 | $ 117,333 |
| Raleigh, NC | 21 | $ 4,287,000 | $ 204,142 | $ 86,000 |
| Tacoma-Lakewood, WA | 21 | $ 4,153,000 | $ 197,761 | $ 103,000 |
| Fresno, CA | 20 | $ 4,995,000 | $ 249,750 | $ 147,000 |
| Wilmington, DE-MD-NJ | 20 | $ 4,053,000 | $ 202,650 | $ 109,500 |
| Cape Coral-Fort Myers, FL | 18 | $ 2,678,000 | $ 148,777 | $ 74,000 |
| Cincinnati, OH-KY-IN | 18 | $ 2,920,000 | $ 162,222 | $ 107,055 |
| Urban Honolulu, HI | 18 | $ 6,953,000 | $ 386,277 | $ 120,000 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 2,229,000 | $ 131,117 | $ 77,000 |
| Charleston-North Charleston, SC | 16 | $ 2,010,000 | $ 125,625 | $ 123,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 2,450,000 | $ 153,125 | $ 91,000 |
| Jacksonville, FL | 16 | $ 1,957,000 | $ 122,312 | $ 98,000 |
| Louisville/Jefferson County, KY-IN | 16 | $ 2,574,000 | $ 160,875 | $ 62,437 |
| Olympia-Tumwater, WA | 16 | $ 3,788,000 | $ 236,750 | $ 92,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 2,097,000 | $ 131,062 | $ 70,375 |
| Birmingham-Hoover, AL | 15 | $ 2,054,000 | $ 136,933 | $ 67,000 |
| Cleveland-Elyria, OH | 15 | $ 2,225,000 | $ 148,333 | $ 94,000 |
| Gary, IN | 15 | $ 1,928,000 | $ 128,533 | $ 84,000 |
| Knoxville, TN | 15 | $ 3,457,000 | $ 230,466 | $ 102,000 |
| Provo-Orem, UT | 15 | $ 3,454,000 | $ 230,266 | $ 84,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 14 | $ 1,239,000 | $ 88,500 | $ 70,000 |
| Chico, CA | 14 | $ 2,757,000 | $ 196,928 | $ 83,000 |
| Greeley, CO | 14 | $ 3,210,000 | $ 229,285 | $ 71,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 2,171,000 | $ 167,000 | $ 83,615 |
| Ogden-Clearfield, UT | 13 | $ 3,489,000 | $ 268,384 | $ 95,000 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 4,511,000 | $ 347,000 | $ 107,000 |
| Spokane-Spokane Valley, WA | 13 | $ 2,286,000 | $ 175,846 | $ 103,000 |
| Anchorage, AK | 12 | $ 2,664,000 | $ 222,000 | $ 107,000 |
| Boston, MA | 12 | $ 3,137,000 | $ 261,416 | $ 111,000 |
| Modesto, CA | 12 | $ 2,560,000 | $ 213,333 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 1,484,000 | $ 123,666 | $ 89,000 |
| Philadelphia, PA | 12 | $ 1,771,000 | $ 147,583 | $ 140,000 |
| Richmond, VA | 12 | $ 2,313,000 | $ 192,750 | $ 130,000 |
| Vallejo-Fairfield, CA | 12 | $ 2,927,000 | $ 243,916 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 3,533,000 | $ 294,416 | $ 205,500 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 3,098,000 | $ 281,636 | $ 253,000 |
| Durham-Chapel Hill, NC | 11 | $ 1,733,000 | $ 157,545 | $ 108,000 |
| Kennewick-Richland, WA | 11 | $ 2,230,000 | $ 202,727 | $ 125,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 3,518,000 | $ 319,818 | $ 84,000 |
| Santa Rosa, CA | 11 | $ 4,037,000 | $ 367,000 | $ 98,000 |
| Visalia-Porterville, CA | 11 | $ 1,972,000 | $ 179,272 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,462,000 | $ 146,200 | $ 106,300 |
| Lake County-Kenosha County, IL-WI | 10 | $ 1,885,000 | $ 188,500 | $ 86,900 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 1,807,000 | $ 180,700 | $ 100,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 1,895,000 | $ 189,500 | $ 71,000 |
| Prescott, AZ | 10 | $ 2,584,000 | $ 258,400 | $ 105,000 |
| Providence-Warwick, RI-MA | 10 | $ 2,558,000 | $ 255,800 | $ 107,400 |
| Wichita, KS | 10 | $ 1,279,000 | $ 127,900 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,284,000 | $ 142,666 | $ 93,000 |
| Ann Arbor, MI | 9 | $ 1,512,000 | $ 168,000 | $ 103,000 |
| Baton Rouge, LA | 9 | $ 1,210,000 | $ 134,444 | $ 90,000 |
| Billings, MT | 9 | $ 2,438,000 | $ 270,888 | $ 129,000 |
| Camden, NJ | 9 | $ 1,415,000 | $ 157,222 | $ 104,000 |
| Eugene, OR | 9 | $ 2,151,000 | $ 239,000 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,577,000 | $ 175,222 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 855,000 | $ 95,000 | $ 71,000 |
| Madison, WI | 9 | $ 1,798,000 | $ 199,777 | $ 89,000 |
| Port St. Lucie, FL | 9 | $ 1,135,000 | $ 126,111 | $ 89,000 |
| St. Joseph, MO-KS | 9 | $ 1,031,000 | $ 114,555 | $ 58,000 |
| Bend-Redmond, OR | 8 | $ 1,660,000 | $ 207,500 | $ 275,000 |
| Boulder, CO | 8 | $ 2,114,000 | $ 264,250 | $ 82,000 |
| Coeur D'Alene, ID | 8 | $ 1,499,000 | $ 187,375 | $ 92,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,116,000 | $ 139,500 | $ 100,000 |
| New Haven-Milford, CT | 8 | $ 974,000 | $ 121,750 | $ 115,000 |
| Oklahoma City, OK | 8 | $ 594,000 | $ 74,250 | $ 66,000 |
| Rochester, NY | 8 | $ 589,000 | $ 73,625 | $ 42,000 |
| Salem, OR | 8 | $ 1,778,000 | $ 222,250 | $ 122,000 |
| San Rafael, CA | 8 | $ 4,730,000 | $ 591,250 | $ 163,000 |
| Springfield, MA | 8 | $ 1,444,000 | $ 180,500 | $ 47,000 |
| Tulsa, OK | 8 | $ 1,055,000 | $ 131,875 | $ 103,000 |
| Winston-Salem, NC | 8 | $ 1,322,000 | $ 165,250 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 978,000 | $ 139,714 | $ 117,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,045,000 | $ 149,285 | $ 155,000 |
| Dutchess County-Putnam County, NY | 7 | $ 1,018,000 | $ 145,428 | $ 131,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 934,000 | $ 133,428 | $ 81,142 |
| Fort Collins, CO | 7 | $ 1,294,000 | $ 184,857 | $ 69,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,366,000 | $ 195,142 | $ 104,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,642,000 | $ 234,571 | $ 80,000 |
| Lawrence, KS | 7 | $ 939,000 | $ 134,142 | $ 40,000 |
| Merced, CA | 7 | $ 1,485,000 | $ 212,142 | $ 85,000 |
| Salinas, CA | 7 | $ 1,629,000 | $ 232,714 | $ 139,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 2,490,000 | $ 355,714 | $ 99,000 |
| Springfield, MO | 7 | $ 753,000 | $ 107,571 | $ 51,000 |
| Tallahassee, FL | 7 | $ 1,040,000 | $ 148,571 | $ 115,000 |
| Akron, OH | 6 | $ 999,000 | $ 166,500 | $ 93,000 |
| Asheville, NC | 6 | $ 995,000 | $ 165,833 | $ 72,000 |
| Burlington-South Burlington, VT | 6 | $ 1,680,000 | $ 280,000 | $ 138,000 |
| Columbia, SC | 6 | $ 861,000 | $ 143,500 | $ 75,000 |
| Fargo, ND-MN | 6 | $ 950,000 | $ 158,333 | $ 101,666 |
| Harrisburg-Carlisle, PA | 6 | $ 1,147,000 | $ 191,166 | $ 100,000 |
| Joplin, MO | 6 | $ 471,000 | $ 78,500 | $ 46,000 |
| Kahului-Wailuku-Lahaina, HI | 6 | $ 2,258,000 | $ 376,333 | $ 93,000 |
| Montgomery, AL | 6 | $ 848,000 | $ 141,333 | $ 40,000 |
| Napa, CA | 6 | $ 2,032,000 | $ 338,666 | $ 192,000 |
| Peoria, IL | 6 | $ 664,000 | $ 110,666 | $ 139,000 |
| Wilmington, NC | 6 | $ 772,000 | $ 128,666 | $ 49,000 |
| Worcester, MA-CT | 6 | $ 337,000 | $ 56,166 | $ 65,000 |
| Bellingham, WA | 5 | $ 1,084,000 | $ 216,800 | $ 107,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,169,000 | $ 233,800 | $ 95,000 |
| El Paso, TX | 5 | $ 1,350,000 | $ 270,000 | $ 225,000 |
| Elgin, IL | 5 | $ 618,000 | $ 123,600 | $ 88,000 |
| Greensboro-High Point, NC | 5 | $ 455,000 | $ 91,000 | $ 50,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 783,000 | $ 156,600 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 824,000 | $ 164,800 | $ 97,000 |
| Jackson, MS | 5 | $ 381,000 | $ 76,200 | $ 391,000 |
| Kalamazoo-Portage, MI | 5 | $ 631,000 | $ 126,200 | $ 96,000 |
| Ocala, FL | 5 | $ 478,000 | $ 95,600 | $ 67,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,607,000 | $ 321,400 | $ 95,000 |
| Savannah, GA | 5 | $ 799,000 | $ 159,800 | $ 105,000 |
| St. George, UT | 5 | $ 1,036,000 | $ 207,200 | $ 88,000 |
| Toledo, OH | 5 | $ 699,000 | $ 139,800 | $ 97,000 |
| Winchester, VA-WV | 5 | $ 1,533,000 | $ 306,600 | $ 135,600 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 355,000 | $ 71,000 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 561,000 | $ 140,250 | $ 98,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 478,000 | $ 119,500 | $ 254,000 |
| Carson City, NV | 4 | $ 1,019,000 | $ 254,750 | $ 116,000 |
| Corvallis, OR | 4 | $ 996,000 | $ 249,000 | $ 81,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 729,000 | $ 182,250 | $ 435,500 |
| East Stroudsburg, PA | 4 | $ 670,000 | $ 167,500 | $ 83,000 |
| Elkhart-Goshen, IN | 4 | $ 247,000 | $ 61,750 | $ 64,000 |
| Elmira, NY | 4 | $ 182,000 | $ 45,500 | $ 69,000 |
| Idaho Falls, ID | 4 | $ 558,000 | $ 139,500 | $ 75,000 |
| Lansing-East Lansing, MI | 4 | $ 332,000 | $ 83,000 | $ 45,000 |
| Lubbock, TX | 4 | $ 974,000 | $ 243,500 | $ 119,000 |
| Manchester-Nashua, NH | 4 | $ 805,000 | $ 201,250 | $ 64,000 |
| Missoula, MT | 4 | $ 826,000 | $ 206,500 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 549,000 | $ 137,250 | $ 97,000 |
| Portland-South Portland, ME | 4 | $ 630,000 | $ 157,500 | $ 60,000 |
| Redding, CA | 4 | $ 641,000 | $ 160,250 | $ 138,000 |
| Rockingham County-Strafford County, NH | 4 | $ 510,000 | $ 127,500 | $ 75,000 |
| Salisbury, MD-DE | 4 | $ 619,000 | $ 154,750 | $ 78,000 |
| Santa Fe, NM | 4 | $ 535,000 | $ 133,750 | $ 76,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 351,000 | $ 87,750 | $ 71,000 |
| Sioux Falls, SD | 4 | $ 349,000 | $ 87,250 | $ 81,000 |
| Trenton, NJ | 4 | $ 862,000 | $ 215,500 | $ 82,000 |
| Utica-Rome, NY | 4 | $ 596,000 | $ 149,000 | $ 66,000 |
| Yakima, WA | 4 | $ 616,000 | $ 154,000 | $ 64,000 |
| Yuma, AZ | 4 | $ 1,022,000 | $ 255,500 | $ 152,000 |
| Appleton, WI | 3 | $ 681,000 | $ 227,000 | $ 101,000 |
| Bangor, ME | 3 | $ 511,000 | $ 170,333 | $ 64,000 |
| Bismarck, ND | 3 | $ 529,000 | $ 176,333 | $ 27,000 |
| Cheyenne, WY | 3 | $ 879,000 | $ 293,000 | $ 88,000 |
| Columbia, MO | 3 | $ 547,000 | $ 182,333 | $ 61,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 440,000 | $ 146,666 | $ 141,000 |
| Dover, DE | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| Fayetteville, NC | 3 | $ 119,000 | $ 39,666 | $ 19,000 |
| Grants Pass, OR | 3 | $ 528,000 | $ 176,000 | $ 84,000 |
| Green Bay, WI | 3 | $ 423,000 | $ 141,000 | $ 82,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 466,000 | $ 155,333 | $ 93,000 |
| Huntsville, AL | 3 | $ 231,000 | $ 77,000 | $ 62,000 |
| Killeen-Temple, TX | 3 | $ 261,000 | $ 87,000 | $ 35,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 212,000 | $ 70,666 | $ 55,000 |
| Lexington-Fayette, KY | 3 | $ 632,000 | $ 210,666 | $ 112,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 545,000 | $ 181,666 | $ 80,000 |
| New Bern, NC | 3 | $ 284,000 | $ 94,666 | $ 57,000 |
| Pittsfield, MA | 3 | $ 208,000 | $ 69,333 | $ 60,000 |
| Pocatello, ID | 3 | $ 447,000 | $ 149,000 | $ 67,000 |
| Punta Gorda, FL | 3 | $ 295,000 | $ 98,333 | $ 66,000 |
| Rapid City, SD | 3 | $ 311,000 | $ 103,666 | $ 46,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 404,000 | $ 134,666 | $ 105,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 224,000 | $ 74,666 | $ 54,000 |
| Spartanburg, SC | 3 | $ 204,000 | $ 68,000 | $ 37,000 |
| The Villages, FL | 3 | $ 382,000 | $ 127,333 | $ 29,000 |
| Wenatchee, WA | 3 | $ 726,000 | $ 242,000 | $ 78,000 |
| Albany, OR | 2 | $ 386,000 | $ 193,000 | $ 137,000 |
| Alexandria, LA | 2 | $ 323,000 | $ 161,500 | $ 69,000 |
| Amarillo, TX | 2 | $ 255,000 | $ 127,500 | $ 76,000 |
| Athens-Clarke County, GA | 2 | $ 368,000 | $ 184,000 | $ 85,000 |
| Beckley, WV | 2 | $ 143,000 | $ 71,500 | $ 42,000 |
| Binghamton, NY | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Burlington, NC | 2 | $ 116,000 | $ 58,000 | $ 100,000 |
| Canton-Massillon, OH | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 352,000 | $ 176,000 | $ 62,000 |
| Charleston, WV | 2 | $ 73,000 | $ 36,500 | $ 47,000 |
| Chattanooga, TN-GA | 2 | $ 298,000 | $ 149,000 | $ 54,500 |
| Clarksville, TN-KY | 2 | $ 183,000 | $ 91,500 | $ 74,500 |
| Columbus, GA-AL | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Corpus Christi, TX | 2 | $ 216,000 | $ 108,000 | $ 111,000 |
| Dayton, OH | 2 | $ 456,000 | $ 228,000 | $ 83,000 |
| Duluth, MN-WI | 2 | $ 262,000 | $ 131,000 | $ 124,000 |
| El Centro, CA | 2 | $ 514,000 | $ 257,000 | $ 94,000 |
| Evansville, IN-KY | 2 | $ 106,000 | $ 53,000 | $ 25,500 |
| Flagstaff, AZ | 2 | $ 319,000 | $ 159,500 | $ 140,000 |
| Flint, MI | 2 | $ 237,000 | $ 118,500 | $ 92,000 |
| Fort Wayne, IN | 2 | $ 286,000 | $ 143,000 | $ 78,000 |
| Grand Junction, CO | 2 | $ 382,000 | $ 191,000 | $ 66,000 |
| Houma-Thibodaux, LA | 2 | $ 152,000 | $ 76,000 | $ 21,000 |
| Kankakee, IL | 2 | $ 231,000 | $ 115,500 | $ 56,000 |
| Kingston, NY | 2 | $ 207,000 | $ 103,500 | $ 93,000 |
| Lancaster, PA | 2 | $ 195,000 | $ 97,500 | $ 63,000 |
| Lynchburg, VA | 2 | $ 92,000 | $ 46,000 | $ 73,000 |
| Manhattan, KS | 2 | $ 446,000 | $ 223,000 | $ 117,000 |
| Medford, OR | 2 | $ 391,000 | $ 195,500 | $ 70,000 |
| Mobile, AL | 2 | $ 259,000 | $ 129,500 | $ 96,000 |
| Monroe, MI | 2 | $ 207,000 | $ 103,500 | $ 41,000 |
| Morgantown, WV | 2 | $ 273,000 | $ 136,500 | $ 39,000 |
| Muskegon, MI | 2 | $ 123,000 | $ 61,500 | $ 69,000 |
| Ocean City, NJ | 2 | $ 400,000 | $ 200,000 | $ 153,000 |
| Racine, WI | 2 | $ 459,000 | $ 229,500 | $ 93,000 |
| Rochester, MN | 2 | $ 229,000 | $ 114,500 | $ 73,000 |
| Rockford, IL | 2 | $ 72,000 | $ 36,000 | $ 16,000 |
| Sheboygan, WI | 2 | $ 145,000 | $ 72,500 | $ 106,000 |
| Sumter, SC | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Tuscaloosa, AL | 2 | $ 153,000 | $ 76,500 | $ 53,000 |
| Tyler, TX | 2 | $ 341,000 | $ 170,500 | $ 89,000 |
| Waco, TX | 2 | $ 191,000 | $ 95,500 | $ 75,000 |
| York-Hanover, PA | 2 | $ 283,000 | $ 141,500 | $ 47,000 |
| Ames, IA | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Barnstable Town, MA | 1 | $ 180,000 | $ 180,000 | $ 154,000 |
| Battle Creek, MI | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Beaumont-Port Arthur, TX | 1 | $ 56,000 | $ 56,000 | $ 34,000 |
| Bloomington, IL | 1 | $ 146,000 | $ 146,000 | $ 182,000 |
| Bloomington, IN | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Bloomsburg-Berwick, PA | 1 | $ 198,000 | $ 198,000 | $ 285,000 |
| Brownsville-Harlingen, TX | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Brunswick, GA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Charlottesville, VA | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Cleveland, TN | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| College Station-Bryan, TX | 1 | $ 247,000 | $ 247,000 | $ 158,000 |
| Cumberland, MD-WV | 1 | $ 101,000 | $ 101,000 | $ 107,000 |
| Decatur, AL | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Decatur, IL | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Dothan, AL | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Erie, PA | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Fairbanks, AK | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Fort Smith, AR-OK | 1 | $ 50,000 | $ 50,000 | $ 101,000 |
| Gainesville, GA | 1 | $ 270,000 | $ 270,000 | $ 125,000 |
| Gettysburg, PA | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Grand Island, NE | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Great Falls, MT | 1 | $ 125,000 | $ 125,000 | $ 299,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Hinesville, GA | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Homosassa Springs, FL | 1 | $ 67,000 | $ 67,000 | $ 64,000 |
| Jackson, MI | 1 | $ 336,000 | $ 336,000 | $ 81,000 |
| Jefferson City, MO | 1 | $ 73,000 | $ 73,000 | $ 73,000 |
| Johnson City, TN | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Jonesboro, AR | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Lafayette, LA | 1 | $ 188,000 | $ 188,000 | $ 69,000 |
| Lake Charles, LA | 1 | $ 153,000 | $ 153,000 | $ 80,000 |
| Lakeland-Winter Haven, FL | 1 | $ 183,000 | $ 183,000 | $ 163,000 |
| Las Cruces, NM | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| Lawton, OK | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Lebanon, PA | 1 | $ 277,000 | $ 277,000 | $ 80,000 |
| Lincoln, NE | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Longview, TX | 1 | $ 238,000 | $ 238,000 | $ 56,000 |
| Longview, WA | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Michigan City-La Porte, IN | 1 | $ 50,000 | $ 50,000 | $ 170,000 |
| Norwich-New London, CT | 1 | $ 113,000 | $ 113,000 | $ 198,000 |
| Oshkosh-Neenah, WI | 1 | $ 152,000 | $ 152,000 | $ 123,000 |
| Owensboro, KY | 1 | $ 237,000 | $ 237,000 | $ 133,000 |
| Pueblo, CO | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Reading, PA | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Rocky Mount, NC | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Sherman-Denison, TX | 1 | $ 342,000 | $ 342,000 | $ 242,000 |
| Springfield, OH | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| State College, PA | 1 | $ 364,000 | $ 364,000 | $ 185,000 |
| Staunton-Waynesboro, VA | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Syracuse, NY | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Valdosta, GA | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Vineland-Bridgeton, NJ | 1 | $ 49,000 | $ 49,000 | $ 90,000 |
| Walla Walla, WA | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Watertown-Fort Drum, NY | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Williamsport, PA | 1 | $ 92,000 | $ 92,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,596 | $729,403,000 | $202,000 | $1,900,000 | $101,000 | $2,345,000 |
| Home Purchase | 1,274 | $279,825,000 | $219,000 | $1,738,000 | $110,000 | $3,009,000 |
| Home Improvement | 480 | $92,303,000 | $192,000 | $1,050,000 | $95,000 | $721,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,923 | $587,013,000 | $200,000 | $1,900,000 | $102,000 | $1,927,000 |
| Not Provided | 1,455 | $295,945,000 | $203,000 | $1,252,000 | $103,000 | $3,009,000 |
| Asian | 370 | $100,665,000 | $272,000 | $1,600,000 | $126,000 | $725,000 |
| Hispanic | 352 | $71,689,000 | $203,000 | $932,000 | $99,000 | $2,345,000 |
| Black or African American | 164 | $30,090,000 | $183,000 | $1,252,000 | $89,000 | $1,075,000 |
| American Indian or Alaskan Native | 42 | $5,916,000 | $140,000 | $481,000 | $69,000 | $196,000 |
| Not applicable | 27 | $6,520,000 | $241,000 | $1,738,000 | $8,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,693,000 | $217,000 | $556,000 | $113,000 | $322,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,565 | $933,778,000 | $204,000 | $1,900,000 | $107,000 | $3,009,000 |
| FHA-insured (Federal Housing Administration) | 377 | $68,171,000 | $180,000 | $808,000 | $71,000 | $638,000 |
| VA-guaranteed (Veterans Administration) | 372 | $96,028,000 | $258,000 | $757,000 | $91,000 | $694,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $3,554,000 | $98,000 | $250,000 | $45,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,039 | $379,801,000 | $186,000 | $1,900,000 | $95,000 | $2,345,000 |
| Loan Originated | 1,878 | $397,040,000 | $211,000 | $1,738,000 | $108,000 | $1,927,000 |
| Application Withdrawn By Applicant | 1,301 | $293,969,000 | $225,000 | $1,600,000 | $117,000 | $3,009,000 |
| Loan Purchased By The Institution | 116 | $26,839,000 | $231,000 | $563,000 | $0 | $0 |
| Application Approved But Not Accepted | 16 | $3,882,000 | $242,000 | $938,000 | $116,000 | $282,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About