Equity Prime Mortgage LLC Mortgage Lending & HMDA Data, 2016

In 2016, Equity Prime Mortgage LLC of Atlanta, GA reported 7,594 mortgage applications totaling $1.9 billion, up 56% from 2015. The average application was for $247,161, and applicants reported an average income of $75,622. 66% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (1,107), New York-Jersey City-White Plains, NY-NJ (765) and Washington-Arlington-Alexandria, DC-VA-MD-WV (581) (applications in parentheses).

Mortgage Company & Address Equity Prime Mortgage LLC
5 Concourse Pkwy, Ste 2250
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 7,594
Total Mortgage Loan Application Amount $1,876,947,000
Average Mortgage Loan Application Amount $247,161
Highest Mortgage Loan Application Amount $1,921,000
Average Applicant Income $75,622
Highest Applicant Income $2,093,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Prime Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Prime Mortgage LLC by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Orlando-Kissimmee-Sanford, FL 1,107 $ 207,450,000 $ 187,398 $ 69,000
New York-Jersey City-White Plains, NY-NJ 765 $ 229,867,000 $ 300,479 $ 106,269
Washington-Arlington-Alexandria, DC-VA-MD-WV 581 $ 156,545,000 $ 269,440 $ 58,987
Silver Spring-Frederick-Rockville, MD 369 $ 102,572,000 $ 277,972 $ 67,000
Baltimore-Columbia-Towson, MD 367 $ 96,833,000 $ 263,850 $ 76,000
Atlanta-Sandy Springs-Roswell, GA 255 $ 49,838,000 $ 195,443 $ 74,000
Lakeland-Winter Haven, FL 251 $ 39,807,000 $ 158,593 $ 50,000
Palm Bay-Melbourne-Titusville, FL 229 $ 41,702,000 $ 182,104 $ 77,000
St. Louis, MO-IL 221 $ 35,943,000 $ 162,638 $ 68,868
Cambridge-Newton-Framingham, MA 157 $ 46,315,000 $ 295,000 $ 76,000
San Diego-Carlsbad, CA 156 $ 73,499,000 $ 471,147 $ 79,000
Los Angeles-Long Beach-Glendale, CA 141 $ 65,238,000 $ 462,680 $ 106,000
Louisville/Jefferson County, KY-IN 139 $ 24,174,000 $ 173,913 $ 70,618
Camden, NJ 136 $ 28,187,000 $ 207,257 $ 75,000
Chicago-Naperville-Arlington Heights, IL 129 $ 26,143,000 $ 202,658 $ 71,000
Deltona-Daytona Beach-Ormond Beach, FL 120 $ 18,859,000 $ 157,158 $ 63,000
Denver-Aurora-Lakewood, CO 112 $ 33,478,000 $ 298,910 $ 91,000
Newark, NJ-PA 94 $ 35,728,000 $ 380,085 $ 183,000
Phoenix-Mesa-Scottsdale, AZ 93 $ 21,433,000 $ 230,462 $ 74,000
Jacksonville, FL 90 $ 17,472,000 $ 194,133 $ 79,000
Riverside-San Bernardino-Ontario, CA 85 $ 28,710,000 $ 337,764 $ 76,000
Virginia Beach-Norfolk-Newport News, VA-NC 76 $ 18,905,000 $ 248,750 $ 19,000
Philadelphia, PA 69 $ 10,117,000 $ 146,623 $ 37,000
Anaheim-Santa Ana-Irvine, CA 66 $ 32,860,000 $ 497,878 $ 116,000
San Jose-Sunnyvale-Santa Clara, CA 66 $ 34,564,000 $ 523,696 $ 169,000
Oakland-Hayward-Berkeley, CA 63 $ 31,070,000 $ 493,174 $ 111,000
Dalton, GA 62 $ 7,785,000 $ 125,564 $ 54,000
Montgomery County-Bucks County-Chester County, PA 56 $ 16,597,000 $ 296,375 $ 114,000
West Palm Beach-Boca Raton-Delray Beach, FL 52 $ 11,859,000 $ 228,057 $ 105,000
Atlantic City-Hammonton, NJ 46 $ 13,517,000 $ 293,847 $ 136,000
Sacramento--Roseville--Arden-Arcade, CA 43 $ 14,796,000 $ 344,093 $ 51,000
Tampa-St. Petersburg-Clearwater, FL 42 $ 6,524,000 $ 155,333 $ 63,000
Dallas-Plano-Irving, TX 39 $ 7,015,000 $ 179,871 $ 40,000
Ocala, FL 35 $ 5,688,000 $ 162,514 $ 68,000
Boston, MA 32 $ 10,693,000 $ 334,156 $ 132,000
Richmond, VA 30 $ 7,741,000 $ 258,033 $ 15,000
San Antonio-New Braunfels, TX 28 $ 5,565,000 $ 198,750 $ 24,000
Fort Worth-Arlington, TX 27 $ 5,631,000 $ 208,555 $ 32,000
Houston-The Woodlands-Sugar Land, TX 27 $ 5,097,000 $ 188,777 $ 37,000
Nassau County-Suffolk County, NY 27 $ 10,573,000 $ 391,592 $ 136,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 25 $ 6,048,000 $ 241,920 $ 151,000
Dover, DE 22 $ 4,652,000 $ 211,454 $ 24,000
Chattanooga, TN-GA 21 $ 2,728,000 $ 129,904 $ 55,952
Austin-Round Rock, TX 19 $ 3,550,000 $ 186,842 $ 55,000
Elgin, IL 19 $ 3,474,000 $ 182,842 $ 60,000
Lake County-Kenosha County, IL-WI 19 $ 3,990,000 $ 210,000 $ 74,789
Naples-Immokalee-Marco Island, FL 19 $ 4,778,000 $ 251,473 $ 53,000
Trenton, NJ 19 $ 4,623,000 $ 243,315 $ 101,000
Oxnard-Thousand Oaks-Ventura, CA 17 $ 8,845,000 $ 520,294 $ 68,000
Rockingham County-Strafford County, NH 17 $ 4,342,000 $ 255,411 $ 99,000
San Francisco-Redwood City-South San Francisco, CA 17 $ 9,537,000 $ 561,000 $ 110,000
Hagerstown-Martinsburg, MD-WV 16 $ 3,664,000 $ 229,000 $ 58,000
Savannah, GA 15 $ 2,455,000 $ 163,666 $ 52,000
Stockton-Lodi, CA 15 $ 5,509,000 $ 367,266 $ 56,000
Wilmington, DE-MD-NJ 15 $ 3,200,000 $ 213,333 $ 47,666
Colorado Springs, CO 14 $ 2,944,000 $ 210,285 $ 33,000
Greeley, CO 14 $ 2,846,000 $ 203,285 $ 50,000
Charlotte-Concord-Gastonia, NC-SC 13 $ 3,052,000 $ 234,769 $ 116,538
Salisbury, MD-DE 13 $ 2,574,000 $ 198,000 $ 77,846
Santa Rosa, CA 12 $ 5,276,000 $ 439,666 $ 66,000
Cape Coral-Fort Myers, FL 11 $ 2,039,000 $ 185,363 $ 89,000
Kansas City, MO-KS 11 $ 2,026,000 $ 184,181 $ 116,181
Miami-Miami Beach-Kendall, FL 11 $ 2,339,000 $ 212,636 $ 88,000
Vallejo-Fairfield, CA 11 $ 4,166,000 $ 378,727 $ 53,000
Beaumont-Port Arthur, TX 10 $ 1,091,000 $ 109,100 $ 63,000
Killeen-Temple, TX 10 $ 1,776,000 $ 177,600 $ 8,000
Longview, TX 10 $ 1,269,000 $ 126,900 $ 58,000
Ocean City, NJ 9 $ 2,024,000 $ 224,888 $ 121,000
Panama City, FL 9 $ 1,482,000 $ 164,666 $ 91,000
Port St. Lucie, FL 9 $ 1,989,000 $ 221,000 $ 86,000
Raleigh, NC 9 $ 1,567,000 $ 174,111 $ 136,000
Springfield, MO 9 $ 1,028,000 $ 114,222 $ 44,000
Minneapolis-St. Paul-Bloomington, MN-WI 8 $ 2,232,000 $ 279,000 $ 96,000
North Port-Sarasota-Bradenton, FL 8 $ 2,306,000 $ 288,250 $ 105,000
Portland-Vancouver-Hillsboro, OR-WA 8 $ 2,318,000 $ 289,750 $ 102,250
York-Hanover, PA 8 $ 1,479,000 $ 184,875 $ 69,000
Manchester-Nashua, NH 7 $ 1,729,000 $ 247,000 $ 90,000
San Rafael, CA 7 $ 3,558,000 $ 508,285 $ 125,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 1,336,000 $ 222,666 $ 20,333
Bakersfield, CA 6 $ 936,000 $ 156,000 $ 91,000
Bridgeport-Stamford-Norwalk, CT 6 $ 2,397,000 $ 399,500 $ 133,000
El Paso, TX 6 $ 1,008,000 $ 168,000 $ 11,000
Fresno, CA 6 $ 1,703,000 $ 283,833 $ 37,000
Hinesville, GA 6 $ 1,112,000 $ 185,333 $ 23,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 6 $ 1,170,000 $ 195,000 $ 59,000
Pittsburgh, PA 6 $ 785,000 $ 130,833 $ 21,000
Punta Gorda, FL 6 $ 1,237,000 $ 206,166 $ 109,000
Salinas, CA 6 $ 2,692,000 $ 448,666 $ 42,000
Worcester, MA-CT 6 $ 1,650,000 $ 275,000 $ 107,000
Abilene, TX 5 $ 556,000 $ 111,200 $ 55,000
Augusta-Richmond County, GA-SC 5 $ 719,000 $ 143,800 $ 43,000
Charleston-North Charleston, SC 5 $ 1,039,000 $ 207,800 $ 22,000
Jefferson City, MO 5 $ 633,000 $ 126,600 $ 42,000
Merced, CA 5 $ 1,211,000 $ 242,200 $ 100,000
Nashville-Davidson--Murfreesboro--Franklin, TN 5 $ 883,000 $ 176,600 $ 42,000
Rockford, IL 5 $ 659,000 $ 131,800 $ 46,000
Tallahassee, FL 5 $ 450,000 $ 90,000 $ 53,000
Visalia-Porterville, CA 5 $ 1,214,000 $ 242,800 $ 60,000
Warner Robins, GA 5 $ 1,056,000 $ 211,200 $ 0
Bowling Green, KY 4 $ 581,000 $ 145,250 $ 63,000
Cleveland-Elyria, OH 4 $ 739,000 $ 184,750 $ 9,000
Dutchess County-Putnam County, NY 4 $ 1,044,000 $ 261,000 $ 89,000
Gainesville, GA 4 $ 986,000 $ 246,500 $ 75,000
Homosassa Springs, FL 4 $ 435,000 $ 108,750 $ 92,000
Lafayette, LA 4 $ 531,000 $ 132,750 $ 59,000
Lancaster, PA 4 $ 572,000 $ 143,000 $ 52,000
Madera, CA 4 $ 1,238,000 $ 309,500 $ 15,000
Midland, TX 4 $ 786,000 $ 196,500 $ 17,000
Mobile, AL 4 $ 708,000 $ 177,000 $ 62,000
Napa, CA 4 $ 2,043,000 $ 510,750 $ 20,000
Reading, PA 4 $ 887,000 $ 221,750 $ 33,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 1,911,000 $ 477,750 $ 37,000
Santa Cruz-Watsonville, CA 4 $ 2,043,000 $ 510,750 $ 154,000
Santa Maria-Santa Barbara, CA 4 $ 2,328,000 $ 582,000 $ 26,000
Shreveport-Bossier City, LA 4 $ 561,000 $ 140,250 $ 62,000
Texarkana, TX-AR 4 $ 368,000 $ 92,000 $ 34,000
Vineland-Bridgeton, NJ 4 $ 651,000 $ 162,750 $ 83,000
Winchester, VA-WV 4 $ 1,437,000 $ 359,250 $ 0
Albany, OR 3 $ 537,000 $ 179,000 $ 22,000
Bloomsburg-Berwick, PA 3 $ 741,000 $ 247,000 $ 41,000
Brownsville-Harlingen, TX 3 $ 427,000 $ 142,333 $ 25,000
Brunswick, GA 3 $ 539,000 $ 179,666 $ 121,000
Chico, CA 3 $ 510,000 $ 170,000 $ 86,000
Cincinnati, OH-KY-IN 3 $ 713,000 $ 237,666 $ 73,000
Fort Collins, CO 3 $ 715,000 $ 238,333 $ 51,000
Harrisburg-Carlisle, PA 3 $ 558,000 $ 186,000 $ 14,000
Lexington-Fayette, KY 3 $ 343,000 $ 114,333 $ 25,000
Staunton-Waynesboro, VA 3 $ 480,000 $ 160,000 $ 21,000
Sumter, SC 3 $ 565,000 $ 188,333 $ 0
Tyler, TX 3 $ 497,000 $ 165,666 $ 61,000
Winston-Salem, NC 3 $ 607,000 $ 202,333 $ 162,000
Albany, GA 2 $ 414,000 $ 207,000 $ 38,000
Albany-Schenectady-Troy, NY 2 $ 246,000 $ 123,000 $ 50,000
Athens-Clarke County, GA 2 $ 285,000 $ 142,500 $ 38,000
Birmingham-Hoover, AL 2 $ 212,000 $ 106,000 $ 37,000
Cape Girardeau, MO-IL 2 $ 424,000 $ 212,000 $ 77,000
College Station-Bryan, TX 2 $ 256,000 $ 128,000 $ 47,000
Columbia, SC 2 $ 393,000 $ 196,500 $ 37,000
Columbus, GA-AL 2 $ 391,000 $ 195,500 $ 0
Crestview-Fort Walton Beach-Destin, FL 2 $ 266,000 $ 133,000 $ 32,000
East Stroudsburg, PA 2 $ 204,000 $ 102,000 $ 58,000
Evansville, IN-KY 2 $ 385,000 $ 192,500 $ 75,000
Gary, IN 2 $ 330,000 $ 165,000 $ 71,000
Greenville-Anderson-Mauldin, SC 2 $ 233,000 $ 116,500 $ 49,000
Hanford-Corcoran, CA 2 $ 338,000 $ 169,000 $ 14,000
Huntsville, AL 2 $ 816,000 $ 408,000 $ 214,000
Jackson, MS 2 $ 282,000 $ 141,000 $ 82,000
Macon, GA 2 $ 356,000 $ 178,000 $ 28,000
Medford, OR 2 $ 319,000 $ 159,500 $ 0
Milwaukee-Waukesha-West Allis, WI 2 $ 239,000 $ 119,500 $ 69,000
Modesto, CA 2 $ 735,000 $ 367,500 $ 0
Providence-Warwick, RI-MA 2 $ 728,000 $ 364,000 $ 108,000
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 338,000 $ 169,000 $ 26,000
Sherman-Denison, TX 2 $ 297,000 $ 148,500 $ 0
The Villages, FL 2 $ 307,000 $ 153,500 $ 46,000
Waco, TX 2 $ 687,000 $ 343,500 $ 94,000
Warren-Troy-Farmington Hills, MI 2 $ 315,000 $ 157,500 $ 44,000
Yuba City, CA 2 $ 479,000 $ 239,500 $ 61,000
Alexandria, LA 1 $ 156,000 $ 156,000 $ 120,000
Ann Arbor, MI 1 $ 154,000 $ 154,000 $ 0
Asheville, NC 1 $ 292,000 $ 292,000 $ 83,000
Boulder, CO 1 $ 428,000 $ 428,000 $ 105,000
Bremerton-Silverdale, WA 1 $ 182,000 $ 182,000 $ 99,000
Chambersburg-Waynesboro, PA 1 $ 136,000 $ 136,000 $ 42,000
Charlottesville, VA 1 $ 356,000 $ 356,000 $ 88,000
Columbia, MO 1 $ 134,000 $ 134,000 $ 53,000
Columbus, OH 1 $ 139,000 $ 139,000 $ 0
Corpus Christi, TX 1 $ 127,000 $ 127,000 $ 0
Davenport-Moline-Rock Island, IA-IL 1 $ 148,000 $ 148,000 $ 0
Durham-Chapel Hill, NC 1 $ 123,000 $ 123,000 $ 0
Erie, PA 1 $ 133,000 $ 133,000 $ 41,000
Gainesville, FL 1 $ 122,000 $ 122,000 $ 69,000
Hartford-West Hartford-East Hartford, CT 1 $ 302,000 $ 302,000 $ 128,000
Johnson City, TN 1 $ 173,000 $ 173,000 $ 0
Kalamazoo-Portage, MI 1 $ 135,000 $ 135,000 $ 0
Kingston, NY 1 $ 179,000 $ 179,000 $ 62,000
Lafayette-West Lafayette, IN 1 $ 183,000 $ 183,000 $ 52,000
Lawton, OK 1 $ 108,000 $ 108,000 $ 60,000
Lebanon, PA 1 $ 224,000 $ 224,000 $ 0
Lubbock, TX 1 $ 354,000 $ 354,000 $ 0
Lynchburg, VA 1 $ 185,000 $ 185,000 $ 0
McAllen-Edinburg-Mission, TX 1 $ 135,000 $ 135,000 $ 88,000
Montgomery, AL 1 $ 176,000 $ 176,000 $ 64,000
Olympia-Tumwater, WA 1 $ 177,000 $ 177,000 $ 115,000
Prescott, AZ 1 $ 125,000 $ 125,000 $ 28,000
Pueblo, CO 1 $ 148,000 $ 148,000 $ 0
Roanoke, VA 1 $ 156,000 $ 156,000 $ 0
Rochester, NY 1 $ 342,000 $ 342,000 $ 172,000
Sebastian-Vero Beach, FL 1 $ 123,000 $ 123,000 $ 37,000
Spartanburg, SC 1 $ 225,000 $ 225,000 $ 120,000
Spokane-Spokane Valley, WA 1 $ 227,000 $ 227,000 $ 40,000
Springfield, OH 1 $ 223,000 $ 223,000 $ 114,000
State College, PA 1 $ 180,000 $ 180,000 $ 0
Tulsa, OK 1 $ 185,000 $ 185,000 $ 0
Valdosta, GA 1 $ 139,000 $ 139,000 $ 42,000
Wichita Falls, TX 1 $ 272,000 $ 272,000 $ 0

Mortgage Loan Application Detail Totals for Equity Prime Mortgage LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,724 $1,025,300,000 $217,000 $1,412,000 $76,000 $2,093,000
Refinancing 2,870 $851,647,000 $296,000 $1,921,000 $75,000 $1,558,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,784 $926,847,000 $244,000 $1,921,000 $86,000 $1,558,000
Hispanic 2,086 $460,119,000 $220,000 $1,120,000 $58,000 $774,000
Black or African American 815 $186,681,000 $229,000 $753,000 $53,000 $432,000
Not Provided 563 $183,277,000 $325,000 $1,306,000 $82,000 $2,093,000
Asian 304 $106,695,000 $350,000 $1,218,000 $119,000 $528,000
Native Hawaiin or Other Pacific Islander 26 $9,057,000 $348,000 $594,000 $102,000 $272,000
American Indian or Alaskan Native 16 $4,271,000 $266,000 $486,000 $111,000 $360,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,524 $779,877,000 $221,000 $814,000 $59,000 $720,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,814 $738,026,000 $262,000 $1,921,000 $116,000 $2,093,000
VA-guaranteed (Veterans Administration) 1,033 $324,144,000 $313,000 $1,306,000 $31,000 $770,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 223 $34,900,000 $156,000 $503,000 $52,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,043 $1,283,280,000 $254,000 $1,921,000 $75,000 $1,766,000
Application Withdrawn By Applicant 1,006 $225,567,000 $224,000 $1,412,000 $80,000 $1,048,000
Application Approved But Not Accepted 659 $172,241,000 $261,000 $1,024,000 $75,000 $710,000
Application Denied By Financial Institution 590 $128,175,000 $217,000 $1,000,000 $80,000 $2,093,000
File Closed For Incompleteness 245 $57,993,000 $236,000 $999,000 $83,000 $1,558,000
Preapproval Approved but not Accepted 24 $5,811,000 $242,000 $560,000 $63,000 $158,000
Loan Purchased By The Institution 22 $3,045,000 $138,000 $304,000 $51,000 $135,000
Preapproval Denied by Financial Institution 5 $835,000 $167,000 $270,000 $44,000 $64,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 372 $81,045,000 $217,000 $820,000 $88,000 $2,093,000
Other 71 $16,065,000 $226,000 $823,000 $70,000 $318,000
Debt-To-Income Ratio 70 $13,830,000 $197,000 $457,000 $57,000 $279,000
Credit History 29 $6,084,000 $209,000 $527,000 $71,000 $185,000
Collateral 20 $4,188,000 $209,000 $417,000 $82,000 $308,000
Unverifiable Information 14 $4,293,000 $306,000 $797,000 $77,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,408,000 $140,000 $226,000 $61,000 $245,000
Employment History 8 $1,998,000 $249,000 $1,000,000 $74,000 $285,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Prime Mortgage LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Prime Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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